Common stock, no par value
- Symbol
- IBCP
- Exchange
- NASDAQ
- Classification
- COMMON
- Status
- Current
Current Report · Items 2.02, 9.01 · 8-K
Independent Bank Corporation
IBCPNASDAQEQUITYCurrent
Results of Operations and Financial Condition
Item 2.02. Results of Operations and Financial Condition On July 23, 2026, Independent Bank Corporation issued a press release announcing its financial results for the quarter ended June 30, 2026. A copy of the press release is attached as Exhibit 99.1. Attached Exhibit 99.2 contains supplemental data to that press release and attached Exhibit 99.3 contains a slide presentation for our earnings conference call.…
Press release in this filing
INDEPENDENT BANK CORPORATION REPORTS 2026 SECOND QUARTER EARNINGS OF $0.90 PER DILUTED SHARE →Company context
Independent Bank Corporation (NASDAQ: IBCP) is a Grand Rapids, Michigan-based bank holding company and the parent company of Independent Bank and, as of July 1, 2026, Highpoint Community Bank. Independent Bank Corporation has total assets of approximately $6.3 billion and operates from 66 locations across Michigan’s Lower Peninsula. Founded in 1864 as First National Bank of Ionia, Independent Bank provides a full range of financial services, including commercial banking, consumer banking, mortgage lending, and investment services. Independent Bank expects to complete the full system integration of Highpoint Community Bank’s operations on November 9, 2026. Until conversion, customers of Highpoint Community Bank should continue using their existing Highpoint Community Bank branches, checks, bank cards, online and mobile banking, and other banking services as usual.
Current securities
Registered securities in this filing
INDEPENDENT BANK CORPORATION · 8-K · Filed 2026-07-23
Disclosure sections
Item 2.02Item 2.02 - Results of Operations
Item 2.02.
Results of Operations and Financial Condition
On July 23, 2026, Independent Bank Corporation issued a press release announcing its financial results for the quarter ended June 30, 2026. A copy of the press release is attached as Exhibit 99.1. Attached Exhibit 99.2 contains supplemental data to that press release and attached Exhibit 99.3 contains a slide presentation for our earnings conference call.
The information in this Form 8-K and the attached Exhibits shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall they be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.
Filed exhibits (2)
EX-99.1 2 ibcp-20260723ex991.htm EX-99.1 Document Exhibit 99.1 NEWS RELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REPORTS 2026 SECOND QUARTER EARNINGS OF $0.90 PER DILUTED SHARE GRAND RAPIDS, Mich., July 23, 2026 - Independent Bank Corporation (NASDAQ: IBCP) reported second quarter 2026 net income of $18.8 million, or $0.90 per diluted share, versus net income of $16.9 million, or $0.81 per diluted share, in the prior-year period. Highlights for the second quarter of 2026 include: • A net interest margin of 3.71% (six basis point increase from the linked quarter); • Increase in net interest income of $1.0 million (or 2.2% ) over the first quarter of 2026; • Increase in tangible common equity per share of common stock of $0.86 (or 14.8% annualized) from March 31, 2026; • A return on average assets and a return on average equity of 1.37% and 14.52%, respectively, for the quarter ended June 30, 2026; • Net growth in tot…
Open exhibit ↗EX-99.2 3 ibcp-20260723ex992.htm EX-99.2 Document Exhibit 99.2 INDEPENDENT BANK CORPORATION AND SUBSIDIARIES Supplemental Data Non-performing assets June 30, 2026 March 31, 2026 December 31, 2025 September 30, 2025 June 30, 2025 ────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────── (Dollars in thousands) Non-accrual loans $ 43,687 $ 37,775 $ 33,074 $ 22,598 $ 10,453 Loans 90 days or more past due and still accruing interest — — — — — Subtotal …
Open exhibit ↗