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BCS

Current Report · Items 2.02, 9.01 · 8-K

First Merchants Corporation

FRMENASDAQEQUITYCurrent

Results of Operations and Financial Condition

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On October 21, 2026, First Merchants Corporation issued a press release to report its financial results for the third quarter ended September 30, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.…

Filed Oct 21, 2026Accepted Oct 21, 2026, 4:08 PM EDTCIK 712534Accession 0000712534-26-000073
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Company context

First Merchants Corporation is a financial holding company headquartered in Muncie, Indiana. The Corporation has one full-service bank charter, First Merchants Bank. The Bank also operates as First Merchants Private Wealth Advisors (as a division of First Merchants Bank). First Merchants Corporation’s common stock is traded on the NASDAQ Global Select Market System under the symbol FRME. Quotations are carried in daily newspapers and can be found on the company’s Internet web page (http://www.firstmerchants.com).

Current securities

Recent company filings

  1. 10-Q filingOct 30, 2026
  2. 13F-HR filingOct 15, 2026
  3. Other EventsOct 15, 2026
  4. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Other EventsOct 1, 2026
  5. Entry into a Material Definitive Agreement · Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet ArrangementSep 25, 2026

Registered securities in this filing

FIRST MERCHANTS CORP · 8-K · Filed 2026-10-21

As filed in this accession. Current/historical status below comes from the governed listing record; the cover itself remains exact to this filing.

Common Stock, $0.125 stated value per share

Symbol
FRME
Exchange
NASDAQ
Classification
COMMON
Status
Current
Filing context

Context: c-2

Dimensions: us-gaap:StatementClassOfStockAxis

Depositary Shares, each representing a 1/100th interest in a share of Non-Cumulative Perpetual Preferred Stock, Series A

Symbol
FRMEP
Exchange
NASDAQ
Classification
PREFERRED
Status
Current
Filing context

Context: c-3

Dimensions: us-gaap:StatementClassOfStockAxis

Accession 000071253426000073 · 2 registered-security cover members

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Disclosure sections

Items 2.02, 9.01

Select an item to read the extracted section. The as-filed document remains the primary evidence.

Item 2.02Item 2.02 - Results of Operations
ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION. On October 21, 2026, First Merchants Corporation issued a press release to report its financial results for the third quarter ended September 30, 2026. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. On October 22, 2026, First Merchants Corporation will conduct a third quarter 2026 earnings conference call and webcast at 9:00 a.m. (ET). A copy of the slide presentation utilized on the conference call is furnished as Exhibit 99.2 to this Current Report on Form 8-K. The information in this Current Report on Form 8-K, including Exhibit 99.1 and Exhibit 99.2 hereto, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liability of that section. The information in this Current Report shall not be incorporated by reference into any filing or other document pursuant to the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing or document.
Filed exhibits (1)
EX-99.1 (by filename) a3q26earningsreleaseex991.htm

N / E / W / S R / E / L / E / A / S / E October 21, 2026 FOR IMMEDIATE RELEASE For more information, contact: Nicole M. Weaver, First Vice President and Director of Corporate Administration 765-521-7619 http://www.firstmerchants.com SOURCE: First Merchants Corporation, Muncie, Indiana FIRST MERCHANTS CORPORATION ANNOUNCES THIRD QUARTER 2026 RESULTS First Merchants Corporation (NASDAQ - FRME) (the "Corporation" or "First Merchants") Third Quarter 2026 Highlights: • Net income available to common stockholders was $67.8 million, or $1.09 per diluted common share, compared with $43.5 million, or $0.70 per diluted common share, in the second quarter of 2026 and $56.3 million, or $0.98 per diluted common share in the third quarter of 2025. • Adjusted pre-tax, pre-provision income1 of $83.7 million, compared to $84.6 million in the prior quarter and $70.5 million in the third quarter of 2025. • Net interest margin on a fully taxable equivalent basis1 of 3.44%, up 6 basis points from the prior quarter and up 20 basis points from the third quarter of 2025. • Loan growth of $70.2 million, or 1.8% annualized, on a linked quarter basis. • Deposit growth of $175.6 million, or 4.2…

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