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BCS

Current Report · Items 2.02, 9.01 · 8-K

JUNIATA VALLEY FINANCIAL CORP

JUVFOTCEQUITYCurrent

Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition On April 22, 2026, Juniata Valley Financial Corp. issued a press release reporting financial results for the quarter ended March 31, 2026. The aforementioned press release is attached as Exhibit 99.1 to this current report on Form 8-K.

Filed Apr 22, 2026Accepted Apr 22, 2026, 10:03 AM EDTCIK 714712Accession 0001104659-26-046483
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Company context

Current securities

Recent company filings

  1. Results of Operations and Financial ConditionOct 22, 2026
  2. 10-Q filingAug 12, 2026
  3. Results of Operations and Financial ConditionJul 22, 2026
  4. S-8 filingJul 21, 2026
  5. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory ArrangementsMay 20, 2026

Registered securities in this filing

JUNIATA VALLEY FINANCIAL CORP. · 8-K · Filed 2026-04-22

As filed in this accession. Current/historical status below comes from the governed listing record; the cover itself remains exact to this filing.

None

Symbol
None
Exchange
NONE
Classification
OTHER
Filing context

Context: Duration_4_22_2026_To_4_22_2026_kpkUZDpOLUWs34AAAiPdJw

Dimensions: Not supplied

Accession 000110465926046483 · 1 registered-security cover member

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Disclosure sections

Items 2.02, 9.01

Select an item to read the extracted section. The as-filed document remains the primary evidence.

Item 2.02Item 2.02 - Results of Operations
Item 2.02 Results of Operations and Financial Condition On April 22, 2026, Juniata Valley Financial Corp. issued a press release reporting financial results for the quarter ended March 31, 2026. The aforementioned press release is attached as Exhibit 99.1 to this current report on Form 8-K.
Filed exhibits (1)
EX-99.1 (by filename) juvf-20260422xex99d1.htm

EX-99.1 2 juvf-20260422xex99d1.htm EX-99.1 Exhibit 99.1 Juniata Valley Financial Corp. Announces Results for the Quarter Ended March 31, 2026 Mifflintown, PA, April 22, 2026 (GLOBE NEWSWIRE) -- Juniata Valley Financial Corp. (OTCQX:JUVF) (“Juniata”), announced net income for the three months ended March 31, 2026 of $2.8 million, an increase of 39.3% compared to net income of $2.0 million for the three months ended March 31, 2025. Earnings per share, basic and diluted, for the three months ended March 31, 2026 were $0.56 and $0.55, respectively, compared to earnings per share, both basic and diluted, of $0.40 for the three months ended March 31, 2025. President’s Message President and Chief Executive Officer, Marcie A. Barber stated, “We are very pleased to announce first quarter net income of $2.8 million which represents a nearly 40% increase over the same quarter last year. This improvement is due in large part to our ability to provide responsive, customer-centered solutions coupled with disciplined loan and deposit pricing. This approach resulted in a $1.5 million increase in net interest income which equated to a 56 basis point improvement in our net interest margin. A…

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