F & M Bank Corporation

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. (d) On August 25, 2026, the Board of Directors of F & M Bank Corp. (the “Company”) appointed Erica N. Truban as a director of the Company to serve until the Company’s next annual meeting of shareholders. Ms. Truban was also appointed as a member of the Board of Directors of Farmers & Merchants Bank, the Company’s wholly owned banking subsidiary. There are no arrangements or understandings between Ms. Truban and any other persons pursuant to which she was selected as a director. There are no transactions involving the Company and Ms. Truban that the Company would be required to report pursuant to Item 404(a) of Regulation S-K. Ms. Truban has never served as one of the Company’s officers or employees. Ms. Truban is expected to serve on the Audit Committee and Operational Risk Committee of the Board of Directors. Ms. Truban will receive compensation in accordance with the Company’s standard compensation arrangements for non-employee directors, including meeting fees, retainers and bonuses, as described in the Company’s proxy statement filed in connection with the 2026 annual meeting of shareholders, as adjusted by the Board of Directors from time to time. Ms. Truban joined Intuit, Inc. in 2018 and currently serves as Director, Customer Success - High-Value & Partner Firms. She is a Certified Public Accountant and a Certified Information Systems Auditor.