ARTS WAY MANUFACTURING CO INC

Item 1.01 Entry into a Material Definitive Agreement. On October 5, 2026 Art’s-Way Manufacturing Co., Inc. (the “Company”) entered into a term loan with Bank Midwest, in the amount of a $956,000 term loan (the “Laser Loan”) to purchase a new fiberoptic laser and crane system for its Agricultural Products Segment. The Laser Loan is governed by a Promissory Note executed and delivered by the Company on such date. The new fiberoptic laser replaces a CO2 laser that was purchased by the Company in 2007. The Laser Loan accrues interest at a rate of 6.65% for the first 60 payments with the first payment due October 30, 2026. The Laser Loan thereafter accrues interest at the current 1 month SOFR plus 3.1% as published by the CME Group Benchmark Administration for the remaining 120 payments. The initial monthly payment is $8,456. The Promissory Note is included as Exhibit 10.1 to this Current Report on Form 8-K and is incorporated herein by reference. The disclosure set forth in this Item 1.01 is intended to be a summary only is qualified in its entirety by reference to the Promissory Note.

Item 2.02 Results of Operations and Financial Condition. On October 9, 2026, the Company issued a press release announcing its financial results for the three- and nine- month periods ended August 31, 2026. The full text of the press release is set forth in Exhibit 99.1 attached hereto and is incorporated by reference in this Current Report on Form 8-K as if fully set forth herein. The information contained in this Item 2.02, including Exhibit 99.1 attached hereto and incorporated herein, shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section, and shall not be incorporated by reference into any registration statement pursuant to the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The disclosure contained in Item 1.01 is incorporated by reference into this Item 2.03.