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BCS

Current Report · Items 2.02, 9.01 · 8-K

Unity Bancorp, Inc.

UNTYNASDAQEQUITYCurrent

Results of Operations and Financial Condition

Item 2.02 Results of Operation and Financial Condition The Registrant issued a press release on January 13, 2026 announcing results for the three months and twelve months ended December 31, 2025, the full text of which is incorporated by reference to this Item.

Filed Jan 13, 2026Accepted Jan 13, 2026, 6:04 AM ESTCIK 920427Accession 0000920427-26-000004
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Company context

Unity Bancorp, Inc. (NASDAQ: UNTY) is the parent company of Unity Bank, a financial services organization based in Clinton, New Jersey. Unity Bank operates 22 branches across New Jersey and the Lehigh Valley, Pennsylvania, offering community-focused commercial banking services, including deposit accounts, loans, and digital services. For details, visit unitybank.com or call 800-618-BANK (800-618-2265). Unity Bank is a member of the Federal Deposit Insurance Corporation (FDIC). To learn about FDIC insurance, visit FDIC.gov.

Current securities

Recent company filings

  1. 10-Q filingNov 5, 2026
  2. Results of Operations and Financial ConditionOct 13, 2026
  3. Regulation FD DisclosureSep 23, 2026
  4. Regulation FD DisclosureSep 10, 2026
  5. Other EventsAug 20, 2026

Registered securities in this filing

UNITY BANCORP, INC. · 8-K · Filed 2026-01-13

As filed in this accession. Current/historical status below comes from the governed listing record; the cover itself remains exact to this filing.

Common stock

Symbol
UNTY
Exchange
NASDAQ
Classification
COMMON
Status
Current
Filing context

Context: Duration_1_13_2026_To_1_13_2026_oS7TpwsfmkaV_9X_sv5TlQ

Dimensions: Not supplied

Accession 000092042726000004 · 1 registered-security cover member

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Disclosure sections

Items 2.02, 9.01

Select an item to read the extracted section. The as-filed document remains the primary evidence.

Item 2.02Item 2.02 - Results of Operations
Item 2.02 Results of Operation and Financial Condition The Registrant issued a press release on January 13, 2026 announcing results for the three months and twelve months ended December 31, 2025, the full text of which is incorporated by reference to this Item.
Filed exhibits (1)
EX-99.1 (by filename) unty-20260113xex99d1.htm

Exhibit 99.1 During the quarter, we also recognized a pre-tax unrealized gain of $1.5 million, related to the continued resolution of Patriot National Bancorp, Inc. Excluding this item, on a core basis, for the quarter, Unity earned $14.4 million, or $1.41 per diluted share, representing a 2.04% ROA and 16.77% ROE. As we look ahead to 2026, Unity remains focused on delivering exceptional customer experiences, deepening relationships, and attracting new customers to the franchise. These priorities position us well to sustain our momentum and continue creating long-term value for our shareholders.” Clinton, NJ -- Unity Bancorp, Inc. (NASDAQ: UNTY), parent company of Unity Bank, reported net income of $15.5 million, or $1.52 per diluted share, for the quarter ended December 31, 2025, compared to net income of $14.4 million, or $1.41 per diluted share for the quarter ended September 30, 2025. For the twelve months ended December 31, 2025, Unity Bancorp reported net income of $58.0 million, or $5.67 per diluted share, compared to net income of $41.5 million, or $4.06 per diluted share, for the twelve months ended December 31, 2024. Fourth Quarter Earnings Highlights Net interest …

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