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BCS

Current Report · Items 2.02, 7.01, 9.01 · 8-K

Upbound Group, Inc.

UPBDNASDAQEQUITYCurrent

Results of Operations and Financial Condition · Regulation FD Disclosure

Item 2.02 Results of Operations and Financial Condition. On October 29, 2026, Upbound Group, Inc. issued a press release announcing its financial results for the quarter ended September 30, 2026. Copies of the press release and earnings release are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference.…

Filed Oct 29, 2026Accepted Oct 29, 2026, 8:00 AM EDTCIK 933036Accession 0001193125-26-437037
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Company context

Upbound Group, Inc. (NASDAQ: UPBD), is a technology and data-driven leader in accessible and inclusive financial solutions that address the evolving needs and aspirations of underserved consumers. The Company’s customer-facing operating units include industry-leading brands such as Acima®, Brigit™, and Rent-A-Center® that facilitate consumer transactions across a wide range of store-based and digital channels, including over 2,300 company branded retail units across the United States, Mexico and Puerto Rico. Upbound Group, Inc. is headquartered in Plano, Texas. For additional information about the Company, please visit our website Upbound.com.

Current securities

Historical securities (1)

Recent company filings

  1. 10-Q filingOct 30, 2026
  2. SCHEDULE 13G - filed by DIMENSIONAL FUND ADVISORS LP regarding UPBOUND GROUP, INC.Oct 8, 2026
  3. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Regulation FD DisclosureSep 22, 2026
  4. 4 filingSep 2, 2026
  5. 4 filingSep 2, 2026

Registered securities in this filing

Upbound Group, Inc. · 8-K · Filed 2026-10-29

As filed in this accession. Current/historical status below comes from the governed listing record; the cover itself remains exact to this filing.

Common stock, $.01 par value

Symbol
UPBD
Exchange
NASDAQ
Classification
COMMON
Status
Current
Filing context

Context: C_4cb1f29f-ad16-4116-8af6-6aad9c14cef1

Dimensions: Not supplied

Accession 000119312526437037 · 1 registered-security cover member

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Disclosure sections

Items 2.02, 7.01, 9.01

Select an item to read the extracted section. The as-filed document remains the primary evidence.

Item 2.02Item 2.02 - Results of Operations
Item 2.02 Results of Operations and Financial Condition. On October 29, 2026, Upbound Group, Inc. issued a press release announcing its financial results for the quarter ended September 30, 2026. Copies of the press release and earnings release are attached hereto as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference. The information contained in this paragraph, as well as Exhibits 99.1 and 99.2 referenced herein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933.
Item 7.01Item 7.01 - Regulation FD Disclosure
Item 7.01 Regulation FD Disclosure. On October 29, 2026, Upbound Group, Inc. issued an investor presentation announcing its financial results for the quarter ended September 30, 2026. A copy of the investor presentation is furnished herewith as Exhibit 99.3 and is incorporated herein by reference. The information contained in this paragraph, as well as Exhibit 99.3 referenced herein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933.
Filed exhibits (2)
EX-99.1 (by filename) upbd-ex99_1.htm

Upbound Group, Inc. Reports Third Quarter 2026 Results PLANO, Texas--(BUSINESS WIRE) - October 29, 2026-- Upbound Group, Inc. (the "Company" or "Upbound") (NASDAQ:UPBD) today announced results for the quarter ended September 30, 2026. The earnings release, financial tables and related materials can be found on the Company's investor relations website at https://investor.upbound.com. Today at 9 a.m. ET, Fahmi Karam, Chief Executive Officer, and Hal Khouri, Chief Financial Officer, will host a conference call to review the Company’s financial results. Interested parties can access a live webcast of the conference call via this link (Webcast Link) or through the Company's investor relations website. Third Quarter 2026 Highlights1 • Consolidated Results at or Above Guided Ranges: Consolidated revenue of $1.15 billion came in at the high end of the Company’s outlook. GAAP net earnings were $34 million, up $21 million year-over-year, and GAAP diluted EPS was $0.58. Adjusted EBITDA⁶ of $123 million and non-GAAP diluted EPS⁶ of $1.01 exceeded the top of their respective guided ranges. • Underwriting Discipline Drives Acima Profitability: Acima GAAP net earnings increased 17.3% to $74.…

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EX-99.2 (by filename) upbd-ex99_2.htm

Upbound Group, Inc. Earnings Release October 29, 2026 Third Quarter 2026 Results & Key Metrics $1,146M $34M $123M $0.58 $1.01 $120M Total Revenue Adjusted EBITDA1 GAAP Diluted EPS Non-GAAP Free Cash Flow Net Earnings Diluted EPS1 Brigit Delivers Approximately 37% Topline Growth, Acima Expanded EBITDA Margin 270 bps, Rent-A-Center Achieves Fourth Consecutive Quarter of Positive Same-Store Sales Affirming Full Year EBITDA and EPS Guidance; Third Quarter Results Meet or Exceed All Guided Ranges Third Quarter Consolidated Results CEO Commentary "Our third quarter results demonstrate the resiliency of our business model and the strength of our disciplined underwriting strategy, in the midst of a difficult operating environment. Revenue came in at the high end of our outlook, while both Adjusted EBITDA and non-GAAP diluted EPS exceeded our expectations. Free cash flow more than doubled year over year, enabling us to further reduce leverage as we build for the future,” said CEO Fahmi Karam. • Consolidated revenue of $1,146.2 million decreased $18.5 million, or 1.6%, year-over-year. • GAAP operating profit of $71.2 million and non-GAAP operating profit1 of $103.7 million, compared to $52.8…

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