Security
Affinity Bancshares, Inc. Common Stock (MD) · AFBI
AFBINASDAQCommon stockHistorical · closed Jul 31, 2026CIK 1823406Updated Oct 6, 2026
AFBI price & chart
Historical security
This listing closed Jul 31, 2026. Live provider charts are shown only for current listings.
About the company
The Company is a Maryland corporation based in Covington, Georgia. The Company’s banking subsidiary, Affinity Bank, opened in 1928 and currently operates a full-service office in Atlanta, Georgia, two full-service offices in Covington, Georgia, and a loan production office serving the Alpharetta and Cumming, Georgia markets.
In the news
$HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of Affinity Bancshares, Inc. (NASDAQ: AFBI) ↗
Recent filings
15-12G filing
S-8 POS filing
S-8 POS filing
4 filing
Other Events
Items 8.01, 9.01
Show 5 more recent filings
Other Events
Items 8.01, 9.01
Submission of Matters to a Vote of Security Holders
Items 5.07
4 filing
DEFM14A filing
10-Q filing
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q3 2023 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 925,221,000Source | 878,561,000Source | 855,431,000Source | 933,799,000Source | 873,582,000Source | 924,677,000Source | 912,496,000Source | 869,547,000Source | 881,697,000Source | 866,817,000Source | 843,258,000Source | 791,283,000Source |
| Property, Plant and Equipment, NetUSD | 2,955,000Source | 3,469,000Source | 3,872,000Source | 3,075,000Source | 3,569,000Source | 2,700,000Source | 3,177,000Source | 3,691,000Source | 2,836,000Source | 3,261,000Source | 3,797,000Source | 4,257,000Source |
| GoodwillUSD | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 84,845,000Source | 52,299,000Source | 61,503,000Source | 89,666,000Source | 50,397,000Source | 89,352,000Source | 74,704,000Source | 61,395,000Source | 53,850,000Source | 41,425,000Source | 50,025,000Source | 26,324,000Source |
| Operating Lease, Right-of-Use AssetUSD | — | — | — | — | — | — | — | — | 709,000Source | 1,265,000Source | 1,746,000Source | 2,216,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 799,816,000Source | 750,185,000Source | 736,955,000Source | 809,699,000Source | 748,517,000Source | 795,213,000Source | 790,217,000Source | 746,247,000Source | 754,678,000Source | 737,702,000Source | 721,742,000Source | 674,180,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 62,000Source | 64,000Source | 64,000Source | 63,000Source | 64,000Source | 61,000Source | 64,000Source | 64,000Source | 61,000Source | 64,000Source | 64,000Source | 66,000Source |
| Retained Earnings (Accumulated Deficit)USD | 73,976,000Source | 75,441,000Source | 69,832,000Source | 71,756,000Source | 73,711,000Source | 78,395,000Source | 69,600,000Source | 72,680,000Source | 76,111,000Source | 76,786,000Source | 71,345,000Source | 65,357,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -4,475,000Source | -4,748,000Source | -7,759,000Source | -5,001,000Source | -6,001,000Source | -3,800,000Source | -5,078,000Source | -6,318,000Source | -3,652,000Source | -5,712,000Source | -6,332,000Source | -6,655,000Source |
| Stockholders' Equity Attributable to ParentUSD | 125,405,000Source | 128,376,000Source | 118,476,000Source | 124,100,000Source | 125,065,000Source | 129,464,000Source | 122,279,000Source | 123,300,000Source | 127,019,000Source | 129,115,000Source | 121,516,000Source | 117,103,000Source |
| Additional Paid in Capital, Common StockUSD | 59,584,000Source | 62,049,000Source | 60,978,000Source | 61,197,000Source | 61,773,000Source | 58,320,000Source | 61,781,000Source | 61,409,000Source | 58,069,000Source | 62,355,000Source | 61,026,000Source | 63,130,000Source |
| Liabilities and EquityUSD | 925,221,000Source | 878,561,000Source | 855,431,000Source | 933,799,000Source | 873,582,000Source | 924,677,000Source | 912,496,000Source | 869,547,000Source | 881,697,000Source | 866,817,000Source | 843,258,000Source | 791,283,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | 2,284,000Source | 1,831,000Source | 8,332,000Source | 5,441,000Source | 6,448,000Source | 7,134,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 60,000Source | — | 60,000Source | 162,000Source | 399,000Source | 280,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 4,403,000Source | 1,917,000Source | 11,640,000Source | 6,791,000Source | 7,871,000Source | 7,569,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -8,218,000Source | -10,710,000Source | -1,240,000Source | -33,245,000Source | -28,135,000Source | -93,722,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 45,000Source | 145,000Source | 422,000Source | 422,000Source | 527,000Source | 1,394,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 15,000Source | 1,181,000Source | 5,942,000Source | — | 3,283,000Source | 5,709,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 39,317,000Source | 42,073,000Source | 2,025,000Source | 17,853,000Source | 43,965,000Source | 701,000Source |
| Dividends paid | — | — | — | — | — | — | — | —Source | —Source | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 35,502,000Source | 33,280,000Source | 12,425,000Source | -8,601,000Source | 23,701,000Source | -85,452,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 4,787,000Source | 4,746,000Source | 19,236,000Source | 18,906,000Source | 14,491,000Source | 3,096,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | 2,070,000Source | 2,159,000Source | 2,093,000Source | 2,149,000Source |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | 175,000Source | 217,000Source | 244,000Source | 321,000Source | 207,000Source | 305,000Source | 1,000,000Source | 1,300,000Source | 1,100,000Source | 742,000Source |
| Amortization of Intangible AssetsUSD | — | — | 47,000Source | 47,000Source | 48,000Source | 48,000Source | 48,000Source | 48,000Source | 191,000Source | 191,000Source | 191,000Source | 191,000Source |
| Debt Securities, Realized Gain (Loss)USD | — | — | — | — | — | — | — | — | -260,000Source | -385,000Source | — | — |
| DepreciationUSD | — | — | — | — | — | — | — | — | 834,000Source | 948,000Source | 980,000Source | 905,000Source |
| Depreciation, Amortization and Accretion, NetUSD | — | — | — | — | — | — | 191,000Source | 193,000Source | 720,000Source | 738,000Source | 734,000Source | 338,000Source |
| GoodwillUSD | — | — | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source | 17,200,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Impairment of Intangible Assets, Finite-livedUSD | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | — | — | 700,000Source | 546,000Source | 682,000Source | 311,000Source | 718,000Source | 578,000Source | 2,905,000Source | 1,541,000Source | 1,940,000Source | 2,193,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 2,217,000Source | 1,730,000Source | 2,152,000Source | 1,031,000Source | 2,284,000Source | 1,831,000Source | 8,332,000Source | 5,441,000Source | 6,448,000Source | 7,134,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 1,285,000Source | 288,000Source | 6,504,000Source | 3,758,000Source | 3,823,000Source | 3,905,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | — | 59,000Source | 59,000Source | — | — | — |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 70,000Source | — | 75,000Source | — | — | 50,000Source | 270,000Source | 225,000Source | — | — |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | 12,000Source | 0Source | 17,000Source | 213,000Source | -100,000Source | 50,000Source | 125,000Source | 438,000Source | -42,000Source | 704,000Source |
| Stock or Unit Option Plan ExpenseUSD | — | — | — | — | — | — | 117,000Source | 317,000Source | 1,302,000Source | 404,000Source | 295,000Source | 313,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 2,917,000Source | 2,276,000Source | 2,834,000Source | 1,342,000Source | 3,002,000Source | 2,409,000Source | 11,237,000Source | 6,982,000Source | 8,388,000Source | 9,327,000Source |
| Income Tax Expense (Benefit)USD | — | — | 700,000Source | 546,000Source | 682,000Source | 311,000Source | 718,000Source | 578,000Source | 2,905,000Source | 1,541,000Source | 1,940,000Source | 2,193,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 2,217,000Source | 1,730,000Source | 2,152,000Source | 1,031,000Source | 2,284,000Source | 1,831,000Source | 8,332,000Source | 5,441,000Source | 6,448,000Source | 7,134,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.35Source | 0.27Source | 0.34Source | 0.16Source | 0.37Source | 0.29Source | 1.33Source | 0.85Source | 1Source | 1.07Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.34Source | 0.26Source | 0.33Source | 0.16Source | 0.36Source | 0.28Source | 1.29Source | 0.83Source | 0.98Source | 1.06Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 6,256,780Source | 6,412,511Source | 6,312,589Source | 6,416,628Source | 6,095,117Source | 6,405,702Source | 6,277,003Source | 6,414,182Source | 6,476,767Source | 6,669,389Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 6,427,697Source | 6,611,468Source | 6,457,397Source | 6,544,450Source | 6,297,092Source | 6,547,817Source | 6,445,771Source | 6,575,406Source | 6,557,053Source | 6,761,771Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 47,000Source | 47,000Source | 48,000Source | 48,000Source | 48,000Source | 48,000Source | 191,000Source | 191,000Source | 191,000Source | 191,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 2,845,000Source | 1,379,000Source | 1,541,000Source | 1,913,000Source |
| Debt Securities, Realized Gain (Loss)USD | — | — | — | — | — | — | — | — | -260,000Source | -385,000Source | — | — |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | — | — | — | 4,654,000Source | — | — | — | — | 15,502,000Source | 2,379,000Source |
| InterestExpenseOperatingUSD | — | — | 5,150,000Source | 4,888,000Source | 5,045,000Source | 4,654,000Source | 4,784,000Source | 4,768,000Source | 19,872,000Source | 18,807,000Source | — | — |
| Interest Income, Debt Securities, OperatingUSD | — | — | 833,000Source | 1,038,000Source | 858,000Source | 1,095,000Source | 465,000Source | 842,000Source | 3,207,000Source | 4,165,000Source | 4,042,000Source | 1,318,000Source |
| Interest Income (Expense), NetUSD | — | — | 7,770,000Source | 7,414,000Source | 7,778,000Source | 7,568,000Source | 7,565,000Source | 7,337,000Source | 31,137,000Source | 29,166,000Source | 27,198,000Source | 29,755,000Source |
| Labor and Related ExpenseUSD | — | — | 3,196,000Source | 3,257,000Source | 3,260,000Source | 3,417,000Source | 3,018,000Source | 3,359,000Source | 12,904,000Source | 13,126,000Source | 12,252,000Source | 12,221,000Source |
Filing attachments
afbi-ex99_1.htm · 8-K · 2026-04-24
EX-99.1 2 afbi-ex99_1.htm EX-99.1 EX-99.1 Affinity Bancshares, Inc. Announces First Quarter 2026 Financial Results Affinity Bancshares, Inc. (NASDAQ:“AFBI”) (the “Company”), the holding company for Affinity Bank (the “Bank”), today announced net income of $2.3 million for the three months ended March 31, 2026, as compared to $1.8 million for the three months ended March 31, 2025. …
Read attachment ↗afbi-ex99_2.htm · 8-K · 2026-04-24
EX-99.2 3 afbi-ex99_2.htm EX-99.2 AFBI Selected Data COMPANY HIGHLIGHTS $924.7 million in assets $751.8 million in loans $734.3 million in deposits 1.22% growth in loans 5.67% growth in deposits $129.5 million in equity As of 2026 Q1 2026 AFBI Selected Data COMPANY HIGHLIGHTS 24.7% increase in earnings from Q1 2025 $2.3 million in Q1 2026 earnings $0.36 diluted EPS (1) See Non-GAAP Reconciliation 24.1% increase in diluted EPS from Q1 2025 Return on Assets 1.00% Return on Equity 7.19% AFBI …
Read attachment ↗d138375dex991.htm · 8-K · 2026-03-31
EX-99.1 6 d138375dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 SUPPORT AGREEMENT THIS SUPPORT AGREEMENT (this “Agreement”) is made as of this 30th day of March, 2026, by and among the undersigned stockholder (the “Stockholder”) of Affinity Bancshares, INC., a Maryland corporation (“Affinity”), solely in Stockholder’s capacity as a stockholder of Affinity, Fidelity BancShares (N.C.), Inc., a Delaware corporation (“BancShares”), and The Fidelity Bank, a North Carolina banking corporation (“Fideli…
Read attachment ↗d138375dex992.htm · 8-K · 2026-03-31
EX-99.2 7 d138375dex992.htm EX-99.2 EX-99.2 Exhibit 99.2 FIDELITY BANCSHARES (N.C.), INC. AND FIDELITY BANK ANNOUNCE EXECUTION OF DEFINITIVE MERGER AGREEMENT TO ACQUIRE AFFINITY BANCSHARES, INC. AND AFFINITY BANK FUQUAY-VARINA, NC. and COVINGTON, GA (March 30, 2026) - Fidelity BancShares (N.C.), Inc. (“Fidelity”), the holding company for The Fidelity Bank (“Fidelity Bank”), and Affinity Bancshares, Inc. (NASDAQ: AFBI) (“Affinity”), the holding company for Affinity Bank, today jointly anno…
Read attachment ↗afbi-ex99_1.htm · 8-K · 2026-01-23
Affinity Bancshares, Inc. Announces Fourth Quarter 2025 Financial Results Affinity Bancshares, Inc. (NASDAQ:“AFBI”) (the “Company”), the holding company for Affinity Bank (the “Bank”), today announced net income of $2.1 million for the three months ended December 31, 2025, as compared to $1.3 million for the three months ended December 31, 2024. At…
Read attachment ↗afbi-ex99_2.htm · 8-K · 2026-01-23
AFBI Selected Data COMPANY HIGHLIGHTS $ 881.7 million in assets $742.7 million in loans $ 695.0 million in deposits 4.0% growth in loans 3.20% growth in deposits $ 127.0 million in equity As of 2025 Q4 2025 AFBI Selected Data COMPANY HIGHLIGHTS $2.5million in adjusted Q4 2025 earnings (1) $2.1 million in Q4 2025 earnings $0.34 diluted EPS (1) See Non-GAAP Reconciliation $0.40 adjusted diluted EPS (1) Return on Assets 0.92% Return on Equity 6.69% AFBI Selected Data Operating income and Adjusted…
Read attachment ↗