Security
Cass Information Systems, Inc Common Stock · CASS
CASSNASDAQCommon stockCurrentCIK 708781Updated Oct 23, 2026
Name history
CASS COMMERCIAL CORP · through Jan 24, 2001
CASS price & chart
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Seeking Alpha
Dividend Champion, Contender, And Challenger Highlights: Week October 25 ↗
Cass Information Systems: 3Q26 Earnings Beat And Higher Dividend ↗
SEC disclosures
CASS INFORMATION SYSTEMS INC files 8-K: Material Event ↗
Recent filings
Results of Operations and Financial Condition · Other Events
Items 2.02, 8.01, 9.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
4 filing
4 filing
10-Q filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 2,453,622,000Source | 2,260,760,000Source | 2,516,212,000Source | 2,316,018,000Source | 2,282,596,000Source | 2,533,791,000Source | 2,318,457,000Source | 2,293,579,000Source | 2,606,024,000Source | 2,395,081,000Source | 2,478,622,000Source | 2,573,023,000Source |
| Property, Plant and Equipment, NetUSD | 30,287,000Source | 34,295,000Source | 29,848,000Source | 30,700,000Source | 33,469,000Source | 29,903,000Source | 31,748,000Source | 32,613,000Source | 29,449,000Source | 34,174,000Source | 30,093,000Source | 19,958,000Source |
| GoodwillUSD | 16,164,000Source | 17,309,000Source | 16,164,000Source | 16,164,000Source | 12,289,000Source | 16,164,000Source | 16,164,000Source | 12,289,000Source | 16,164,000Source | 21,352,000Source | 17,309,000Source | 17,309,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 4,036,000Source | 2,789,000Source | 3,142,000Source | 4,329,000Source | 2,972,000Source | 3,435,000Source | 4,622,000Source | 3,154,000Source | 3,728,000Source | 5,007,000Source | 3,345,000Source | 4,126,000Source |
| Operating Lease, Right-of-Use AssetUSD | 4,500,000Source | 7,300,000Source | 4,000,000Source | 4,700,000Source | 7,600,000Source | 4,200,000Source | 4,900,000Source | 7,800,000Source | 4,400,000Source | 7,000,000Source | 8,100,000Source | 9,200,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 2,210,173,000Source | 2,023,113,000Source | 2,271,548,000Source | 2,075,196,000Source | 2,052,671,000Source | 2,291,999,000Source | 2,084,210,000Source | 2,064,092,000Source | 2,363,026,000Source | 2,166,051,000Source | 2,248,813,000Source | 2,366,698,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Retained Earnings (Accumulated Deficit)USD | 163,038,000Source | 148,092,000Source | 178,287,000Source | 158,005,000Source | 149,236,000Source | 171,797,000Source | 153,278,000Source | 148,845,000Source | 167,092,000Source | 148,487,000Source | 145,782,000Source | 131,682,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -29,432,000Source | -39,085,000Source | -30,910,000Source | -32,675,000Source | -49,638,000Source | -30,199,000Source | -39,514,000Source | -49,156,000Source | -26,751,000Source | -45,188,000Source | -47,469,000Source | -59,321,000Source |
| Stockholders' Equity Attributable to ParentUSD | 243,449,000Source | 237,647,000Source | 244,664,000Source | 240,822,000Source | 229,925,000Source | 241,792,000Source | 234,247,000Source | 229,487,000Source | 242,998,000Source | 229,030,000Source | 229,809,000Source | 206,325,000Source |
| Additional Paid in Capital, Common StockUSD | 205,925,000Source | 205,026,000Source | 206,971,000Source | 204,842,000Source | 204,128,000Source | 206,807,000Source | 203,755,000Source | 204,361,000Source | 207,052,000Source | 205,593,000Source | 208,007,000Source | 207,422,000Source |
| Liabilities and EquityUSD | 2,453,622,000Source | 2,260,760,000Source | 2,516,212,000Source | 2,316,018,000Source | 2,282,596,000Source | 2,533,791,000Source | 2,318,457,000Source | 2,293,579,000Source | 2,606,024,000Source | 2,395,081,000Source | 2,478,622,000Source | 2,573,023,000Source |
| Additional Financial Items | ||||||||||||
| Cash, Cash Equivalents, and Short-term InvestmentsUSD | 258,634,000Source | 230,556,000Source | 228,473,000Source | 218,165,000Source | 223,727,000Source | 244,343,000Source | 220,674,000Source | 192,803,000Source | 392,268,000Source | 349,728,000Source | 372,468,000Source | 200,942,000Source |
| Deferred Tax Liabilities, NetUSD | — | — | — | — | — | — | — | — | 9,486,000Source | 6,139,000Source | 6,914,000Source | 7,764,000Source |
| Short-term InvestmentsUSD | 227,971,000Source | 201,431,000Source | 187,349,000Source | 213,066,000Source | 217,972,000Source | 209,422,000Source | 208,233,000Source | 175,480,000Source | 366,139,000Source | 330,400,000Source | 351,560,000Source | 179,947,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | 1,018,000Source | 863,000Source | 1,130,000Source | 918,000Source | 1,439,000Source | 1,241,000Source | 4,186,000Source | 3,167,000Source | 4,139,000Source | 6,732,000Source |
| Changes in operating assets and liabilities: | ||||||||||||
| Increase (Decrease) in Accounts ReceivableUSD | — | — | — | — | — | — | -494,000Source | -1,950,000Source | 322,000Source | 3,336,000Source | 3,841,000Source | 2,520,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | — | -1,046,000Source | -284,000Source | -1,163,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 14,549,000Source | 21,565,000Source | 37,437,000Source | 38,949,000Source | 36,936,000Source | 51,608,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -144,866,000Source | -71,025,000Source | -145,279,000Source | 3,951,000Source | 284,662,000Source | -306,390,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 1,895,000Source | 2,573,000Source | 5,663,000Source | 9,329,000Source | 14,324,000Source | 5,866,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 2,919,000Source | 5,076,000Source | 25,988,000Source | 7,248,000Source | 5,773,000Source | 5,299,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -17,608,000Source | -79,594,000Source | 150,382,000Source | -65,640,000Source | -150,072,000Source | -59,204,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 4,127,000Source | 4,175,000Source | 16,511,000Source | 16,463,000Source | 15,959,000Source | 15,442,000Source |
| Proceeds from (Payments for) Other Financing ActivitiesUSD | — | — | — | — | — | — | -983,000Source | -1,456,000Source | -1,299,000Source | -1,684,000Source | -834,000Source | -594,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | — | — | 42,540,000Source | -22,740,000Source | 171,526,000Source | -313,986,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 258,634,000Source | 230,556,000Source | 228,473,000Source | 218,165,000Source | 244,343,000Source | 220,674,000Source | 392,268,000Source | 349,728,000Source | 372,468,000Source | 200,942,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 4,063,000Source | 4,369,000Source | 16,386,000Source | 20,227,000Source | 15,697,000Source | 3,431,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | 22,000Source | 49,000Source | 5,136,000Source | 5,509,000Source | 9,300,000Source | 8,396,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 293,000Source | 173,000Source | 293,000Source | 293,000Source | 293,000Source | 293,000Source | 1,172,000Source | 739,000Source | 780,000Source | 680,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | — | — | — | — | — | — | 1,870,000Source | — | — | — |
| Cash, Cash Equivalents, and Short-term InvestmentsUSD | — | — | 258,634,000Source | 230,556,000Source | 228,473,000Source | 218,165,000Source | 244,343,000Source | 220,674,000Source | 392,268,000Source | 349,728,000Source | 372,468,000Source | 200,942,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | 5,000Source | -18,000Source | -3,534,000Source | -45,000Source | -173,000Source | 15,000Source |
| DepreciationUSD | — | — | — | — | — | — | 1,441,000Source | 1,401,000Source | 6,029,000Source | 5,248,000Source | 4,189,000Source | 4,021,000Source |
| Equipment ExpenseUSD | — | — | 2,513,000Source | 2,058,000Source | 2,776,000Source | 2,562,000Source | 2,432,000Source | 2,294,000Source | 9,917,000Source | 8,305,000Source | 7,138,000Source | 6,668,000Source |
| Gain (Loss) on Sale of InvestmentsUSD | — | — | 4,000Source | 0Source | 5,000Source | -3,558,000Source | 5,000Source | -18,000Source | -3,534,000Source | — | — | — |
| GoodwillUSD | — | — | 16,164,000Source | 17,309,000Source | 16,164,000Source | 16,164,000Source | 16,164,000Source | 16,164,000Source | 16,164,000Source | 21,352,000Source | 17,309,000Source | 17,309,000Source |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | 9,212,000Source | 3,028,000Source | 10,575,000Source | 5,160,000Source | 8,739,000Source | 8,551,000Source | 31,112,000Source | — | — | — |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to ParentUSD | — | — | -106,000Source | -90,000Source | 12,000Source | 3,695,000Source | 93,000Source | 415,000Source | 4,004,000Source | — | — | — |
| Income Tax Expense (Benefit)USD | — | — | 2,403,000Source | 736,000Source | 2,599,000Source | 1,119,000Source | 2,144,000Source | 2,326,000Source | 7,647,000Source | 5,051,000Source | 7,297,000Source | 7,996,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 9,106,000Source | 2,938,000Source | 10,587,000Source | 8,855,000Source | 8,832,000Source | 8,966,000Source | 35,116,000Source | 19,168,000Source | 30,059,000Source | 34,904,000Source |
| Operating ExpensesUSD | — | — | 38,441,000Source | 42,757,000Source | 36,769,000Source | 38,119,000Source | 38,218,000Source | 35,530,000Source | 151,991,000Source | 174,970,000Source | — | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 19,469,000Source | 15,820,000Source | 83,075,000Source | 153,192,000Source | 39,233,000Source | 61,209,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | -193,000Source | -140,000Source | 531,000Source | 25,000Source | 61,000Source | 905,000Source | 348,000Source | 447,000Source | -550,000Source | 1,350,000Source |
| Gain (Loss) on Disposition of Business | — | — | —Source | —Source | —Source | —Source | — | — | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 27,443,000Source | 28,057,000Source | 27,435,000Source | 27,211,000Source | 26,531,000Source | 26,766,000Source | 107,997,000Source | 127,251,000Source | 126,614,000Source | 121,657,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 11,615,000Source | 3,764,000Source | 13,174,000Source | 6,279,000Source | 10,883,000Source | 10,877,000Source | 38,759,000Source | 24,219,000Source | 37,356,000Source | 42,900,000Source |
| Income Tax Expense (Benefit)USD | — | — | 2,403,000Source | 736,000Source | 2,599,000Source | 1,119,000Source | 2,144,000Source | 2,326,000Source | 7,647,000Source | 5,051,000Source | 7,297,000Source | 7,996,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 9,106,000Source | 2,938,000Source | 10,587,000Source | 8,855,000Source | 8,832,000Source | 8,966,000Source | 35,116,000Source | 19,168,000Source | 30,059,000Source | 34,904,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.69Source | 0.22Source | 0.83Source | 0.67Source | 0.69Source | 0.67Source | 2.66Source | 1.42Source | 2.22Source | 2.58Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.68Source | 0.21Source | 0.81Source | 0.66Source | 0.67Source | 0.66Source | 2.61Source | 1.39Source | 2.18Source | 2.53Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 13,116,216Source | 13,504,204Source | 12,804,520Source | 13,278,674Source | 12,874,755Source | 13,398,183Source | 13,181,884Source | 13,501,930Source | 13,530,005Source | 13,552,503Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 13,399,355Source | 13,785,997Source | 13,068,708Source | 13,561,813Source | 13,151,971Source | 13,643,277Source | 13,463,299Source | 13,777,571Source | 13,816,016Source | 13,808,029Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 293,000Source | 173,000Source | 293,000Source | 293,000Source | 293,000Source | 293,000Source | 1,172,000Source | 739,000Source | 780,000Source | 680,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | — | — | — | — | — | — | 1,870,000Source | — | — | — |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | 5,000Source | -18,000Source | -3,534,000Source | -45,000Source | -173,000Source | 15,000Source |
| Equipment ExpenseUSD | — | — | 2,513,000Source | 2,058,000Source | 2,776,000Source | 2,562,000Source | 2,432,000Source | 2,294,000Source | 9,917,000Source | 8,305,000Source | 7,138,000Source | 6,668,000Source |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | 9,212,000Source | 3,028,000Source | 10,575,000Source | 5,160,000Source | 8,739,000Source | 8,551,000Source | 31,112,000Source | — | — | — |
| Income (Loss) from Continuing Operations, Per Basic ShareUSD per share | — | — | 0.7Source | 0.23Source | 0.83Source | 0.39Source | 0.68Source | 0.64Source | 2.36Source | — | — | — |
| Income (Loss) from Continuing Operations, Per Diluted ShareUSD per share | — | — | 0.69Source | 0.22Source | 0.81Source | 0.38Source | 0.66Source | 0.63Source | 2.31Source | — | — | — |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to ParentUSD | — | — | -106,000Source | -90,000Source | 12,000Source | 3,695,000Source | 93,000Source | 415,000Source | 4,004,000Source | — | — | — |
| Interest ExpenseUSD | — | — | — | — | — | — | 3,888,000Source | 4,116,000Source | — | 20,258,000Source | 16,266,000Source | 3,482,000Source |
| InterestExpenseOperatingUSD | — | — | 4,151,000Source | 5,156,000Source | 4,058,000Source | 4,164,000Source | 3,888,000Source | 4,116,000Source | 16,326,000Source | 20,258,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 21,020,000Source | 17,618,000Source | 21,547,000Source | 19,475,000Source | 21,216,000Source | 19,274,000Source | 81,240,000Source | 67,787,000Source | 66,494,000Source | 58,844,000Source |
| Labor and Related ExpenseUSD | — | — | 27,606,000Source | 26,522,000Source | 27,085,000Source | 27,752,000Source | 27,279,000Source | 27,279,000Source | 110,066,000Source | 123,391,000Source | 118,694,000Source | 106,474,000Source |
| Marketing and Advertising ExpenseUSD | — | — | — | — | — | — | — | — | 3,072,000Source | 3,537,000Source | 3,252,000Source | 2,889,000Source |
| Operating ExpensesUSD | — | — | 38,441,000Source | 42,757,000Source | 36,769,000Source | 38,119,000Source | 38,218,000Source | 35,530,000Source | 151,991,000Source | 174,970,000Source | — | — |
| Other Cost and Expense, OperatingUSD | — | — | 7,588,000Source | 6,919,000Source | 7,964,000Source | 7,136,000Source | 7,826,000Source | 7,236,000Source | 31,241,000Source | 31,981,000Source | — | — |
| Other ExpensesUSD | — | — | — | — | — | — | — | — | 11,560,000Source | 12,246,000Source | 10,551,000Source | 7,950,000Source |
| Revenue Not from Contract with Customer, OtherUSD | — | — | 1,768,000Source | 1,060,000Source | 1,885,000Source | 1,645,000Source | 1,782,000Source | 1,626,000Source | 6,865,000Source | — | — | — |