Security
Consumer Portfolio Services, Inc. Common Stock · CPSS
CPSSNASDAQCommon stockCurrentCIK 889609Updated Oct 14, 2026
Name history
CONSUMER PORTFOLIO SERVICES INC · through Jul 22, 2020
CPSS price & chart
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NASDAQ:CPSS on TradingView ↗In the news
CPS Announces Second Quarter 2026 Earnings ↗
Recent filings
Entry into a Material Definitive Agreement · Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement
Items 1.01, 2.03, 9.01
ARS filing
DEF 14A filing
424B2 filing
424B2 filing
Show 5 more recent filings
Regulation FD Disclosure
Items 7.01, 9.01
Other Events
Items 8.01, 9.01
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Entry into a Material Definitive Agreement · Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement
Items 1.01, 2.03, 9.01
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 3,858,193,000Source | 3,493,868,000Source | 2,903,746,000Source | 2,752,768,000Source |
| Property, Plant and Equipment, NetUSD | 771,000Source | 943,000Source | 1,372,000Source | 1,660,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 6,322,000Source | 11,713,000Source | 6,174,000Source | 13,490,000Source |
| Other Assets, NoncurrentUSD | 28,824,000Source | 35,764,000Source | 25,861,000Source | 30,325,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 3,548,657,000Source | 3,201,098,000Source | 2,629,078,000Source | 2,524,379,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | — | — | — | 0Source |
| Common Stock, Value, IssuedUSD | 24,426,000Source | 25,720,000Source | 28,678,000Source | 28,906,000Source |
| Retained Earnings (Accumulated Deficit)USD | 286,385,000Source | 267,060,000Source | 247,857,000Source | 202,514,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -1,275,000Source | -10,000Source | -1,867,000Source | -3,031,000Source |
| Stockholders' Equity Attributable to ParentUSD | 309,536,000Source | 292,770,000Source | 274,668,000Source | 228,389,000Source |
| Liabilities and EquityUSD | 3,858,193,000Source | 3,493,868,000Source | 2,903,746,000Source | 2,752,768,000Source |
| Additional Financial Items | ||||
| Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after TaxUSD | 518,000Source | 703,000Source | 400,000Source | 169,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 881,000Source | 862,000Source | 847,000Source | 1,618,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | 2,957,000Source | 3,464,000Source | 4,427,000Source |
| Deferred Income Tax Expense (Benefit)USD | 1,335,000Source | — | — | — |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 289,001,000Source | 233,755,000Source | 237,980,000Source | 215,932,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -590,117,000Source | -769,713,000Source | -359,532,000Source | -713,900,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 709,000Source | 433,000Source | 559,000Source | 2,149,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 8,672,000Source | 12,828,000Source | 20,273,000Source | 46,096,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 335,926,000Source | 547,924,000Source | 84,194,000Source | 484,209,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 34,810,000Source | 11,966,000Source | -37,358,000Source | -13,759,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 172,207,000Source | 137,397,000Source | 125,431,000Source | 162,789,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 218,117,000Source | 177,949,000Source | 135,203,000Source | 76,696,000Source |
| Income Taxes Paid, NetUSD | 6,828,000Source | 11,799,000Source | 3,552,000Source | 16,182,000Source |
| Additional Financial Items | ||||
| Accretion ExpenseUSD | — | — | 0Source | 0Source |
| Share-based Payment Arrangement, ExpenseUSD | 2,670,000Source | 3,000,000Source | 3,500,000Source | 4,400,000Source |
| Amortization of Debt Issuance CostsUSD | — | — | 9,690,000Source | 8,207,000Source |
| Amortization of Debt Issuance Costs and DiscountsUSD | 12,576,000Source | 10,574,000Source | — | — |
| DepreciationUSD | 881,000Source | 862,000Source | 847,000Source | 1,618,000Source |
| General and Administrative ExpenseUSD | 52,870,000Source | 54,710,000Source | 50,001,000Source | 37,618,000Source |
| Income Tax Expense (Benefit)USD | 8,678,000Source | 8,228,000Source | 15,754,000Source | 30,210,000Source |
| Net Income (Loss) Attributable to ParentUSD | 19,325,000Source | 19,203,000Source | 45,343,000Source | 85,983,000Source |
| Operating ExpensesUSD | 406,467,000Source | 366,075,000Source | 290,917,000Source | 213,516,000Source |
| Payments of Financing CostsUSD | 12,461,000Source | 15,869,000Source | 7,888,000Source | 12,299,000Source |
| Proceeds from Stock Options ExercisedUSD | 4,708,000Source | 6,913,000Source | 16,581,000Source | 15,277,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 2,934,000Source | 5,307,000Source | -22,300,000Source | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 434,470,000Source | 393,506,000Source | 352,014,000Source | 329,709,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 28,003,000Source | 27,431,000Source | 61,097,000Source | 116,193,000Source |
| Income Tax Expense (Benefit)USD | 8,678,000Source | 8,228,000Source | 15,754,000Source | 30,210,000Source |
| Net Income (Loss) Attributable to ParentUSD | 19,325,000Source | 19,203,000Source | 45,343,000Source | 85,983,000Source |
| Earnings Per Share, BasicUSD per share | 0.88Source | 0.9Source | 2.17Source | 4.1Source |
| Earnings Per Share, DilutedUSD per share | 0.8Source | 0.79Source | 1.8Source | 3.23Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 21,889,000Source | 21,292,000Source | 20,896,000Source | 20,958,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 24,081,000Source | 24,325,000Source | 25,218,000Source | 26,589,000Source |
| Additional Financial Items | ||||
| Current Income Tax Expense (Benefit)USD | 7,343,000Source | — | — | — |
| Depreciation, Depletion and Amortization, NonproductionUSD | 881,000Source | — | — | — |
| General and Administrative ExpenseUSD | 52,870,000Source | 54,710,000Source | 50,001,000Source | 37,618,000Source |
| Interest and Other IncomeUSD | 5,321,000Source | 6,285,000Source | 6,109,000Source | 1,525,000Source |
| Interest ExpenseUSD | 232,024,000Source | 191,257,000Source | 146,631,000Source | 87,524,000Source |
| InterestExpenseOperatingUSD | 232,024,000Source | 191,257,000Source | — | — |
| Investment Income, NetUSD | 4,197,000Source | 6,948,000Source | 15,567,000Source | 35,091,000Source |
| Operating ExpensesUSD | 406,467,000Source | 366,075,000Source | 290,917,000Source | 213,516,000Source |
| Other Operating IncomeUSD | 5,272,000Source | 8,544,000Source | 10,795,000Source | 9,189,000Source |
| Selling and Marketing ExpenseUSD | 22,801,000Source | 22,752,000Source | 21,216,000Source | 23,039,000Source |