Security
First Citizens BancShares, Inc. 5.625% Non-Cumulative Perpetual Preferred Stock, Series C · FCNCO
FCNCONASDAQPreferred stockCurrentCIK 798941Updated Oct 28, 2026
FCNCO price & chart
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Recent filings
Results of Operations and Financial Condition · Regulation FD Disclosure · Other Events
Items 2.02, 7.01, 8.01, 9.01
144 filing
Material Modification to Rights of Security Holders · Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year · Other Events
Items 3.03, 5.03, 8.01, 9.01
424B5 filing
FWP - filed by FIRST CITIZENS BANCSHARES INC /DE/ regarding FIRST CITIZENS BANCSHARES INC /DE/
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 233,488,000,000Source | 220,567,000,000Source | 236,842,000,000Source | 229,653,000,000Source | 219,827,000,000Source | 235,959,000,000Source | 228,822,000,000Source | 217,836,000,000Source | 229,698,000,000Source | 223,720,000,000Source | 213,758,000,000Source | 109,298,000,000Source |
| GoodwillUSD | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 208,000,000Source | 265,000,000Source | 171,000,000Source | 221,000,000Source | 280,000,000Source | 182,000,000Source | 234,000,000Source | 295,000,000Source | 195,000,000Source | 249,000,000Source | 312,000,000Source | 140,000,000Source |
| Operating Lease, Right-of-Use AssetUSD | 305,000,000Source | 331,000,000Source | 278,000,000Source | 318,000,000Source | 344,000,000Source | 285,000,000Source | 300,000,000Source | 355,000,000Source | 294,000,000Source | 316,000,000Source | 354,000,000Source | 345,000,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 211,502,000,000Source | 197,739,000,000Source | 214,942,000,000Source | 207,357,000,000Source | 197,340,000,000Source | 213,911,000,000Source | 206,527,000,000Source | 195,988,000,000Source | 207,460,000,000Source | 201,492,000,000Source | 192,503,000,000Source | 99,636,000,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 881,000,000Source | 881,000,000Source | 1,765,000,000Source | 881,000,000Source | 881,000,000Source | 1,765,000,000Source | 881,000,000Source | 881,000,000Source | 1,375,000,000Source | 881,000,000Source | 881,000,000Source | 881,000,000Source |
| Additional Paid in CapitalUSD | 270,000,000Source | 3,389,000,000Source | — | 1,179,000,000Source | 4,099,000,000Source | — | 1,798,000,000Source | 4,099,000,000Source | 0Source | 2,417,000,000Source | 4,108,000,000Source | 4,109,000,000Source |
| Retained Earnings (Accumulated Deficit)USD | 20,866,000,000Source | 18,703,000,000Source | 20,354,000,000Source | 20,337,000,000Source | 18,102,000,000Source | 20,343,000,000Source | 19,802,000,000Source | 17,435,000,000Source | 20,768,000,000Source | 19,361,000,000Source | 16,742,000,000Source | 5,392,000,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -44,000,000Source | -159,000,000Source | -230,000,000Source | -114,000,000Source | -610,000,000Source | -72,000,000Source | -199,000,000Source | -582,000,000Source | 83,000,000Source | -445,000,000Source | -491,000,000Source | -735,000,000Source |
| Stockholders' Equity Attributable to ParentUSD | 21,986,000,000Source | 22,828,000,000Source | 21,900,000,000Source | 22,296,000,000Source | 22,487,000,000Source | 22,048,000,000Source | 22,295,000,000Source | 21,848,000,000Source | 22,238,000,000Source | 22,228,000,000Source | 21,255,000,000Source | 9,662,000,000Source |
| Liabilities and EquityUSD | 233,488,000,000Source | 220,567,000,000Source | 236,842,000,000Source | 229,653,000,000Source | 219,827,000,000Source | 235,959,000,000Source | 228,822,000,000Source | 217,836,000,000Source | 229,698,000,000Source | 223,720,000,000Source | 213,758,000,000Source | 109,298,000,000Source |
| Deferred Income Tax Liabilities, NetUSD | — | 3,561,000,000Source | — | — | 3,344,000,000Source | — | — | 3,545,000,000Source | — | 3,534,000,000Source | 3,579,000,000Source | 286,000,000Source |
| Additional Financial Items | ||||||||||||
| Deferred Tax Liabilities, NetUSD | — | — | — | — | — | — | — | — | 3,501,000,000Source | 3,472,000,000Source | 3,579,000,000Source | 286,000,000Source |
| Long-term DebtUSD | 38,252,000,000Source | 36,770,000,000Source | 32,036,000,000Source | 37,641,000,000Source | 37,072,000,000Source | 33,792,000,000Source | 37,956,000,000Source | 37,145,000,000Source | 35,784,000,000Source | 36,684,000,000Source | 37,169,000,000Source | 4,459,000,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | — | — | — | — | — | — | 314,000,000Source | 276,000,000Source | 225,000,000Source | 142,000,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 5,000,000Source | 19,000,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 8,000,000Source | -40,000,000Source | -111,000,000Source | 6,000,000Source | -165,000,000Source | 206,000,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 172,000,000Source | 98,000,000Source | 2,923,000,000Source | 2,988,000,000Source | 2,660,000,000Source | 2,791,000,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | — | — | — | — | -134,000,000Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -6,537,000,000Source | -4,877,000,000Source | -5,611,000,000Source | -10,155,000,000Source | 2,429,000,000Source | 75,000,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | — | — | — | — | — | — | 149,000,000Source | 114,000,000Source | 806,000,000Source | 473,000,000Source | -208,000,000Source | -49,000,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 141,000,000Source | 103,000,000Source | 710,000,000Source | 429,000,000Source | 405,000,000Source | 155,000,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 899,000,000Source | 618,000,000Source | 3,027,000,000Source | 1,648,000,000Source | 0Source | 1,240,000,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 6,644,000,000Source | 4,777,000,000Source | 2,675,000,000Source | 7,073,000,000Source | -4,699,000,000Source | -2,686,000,000Source |
| Dividends paid | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Proceeds from (Payments for) Other Financing ActivitiesUSD | — | — | — | — | — | — | — | 0Source | 0Source | -14,000,000Source | -7,000,000Source | -24,000,000Source |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | 2,503,000,000Source | 1,000,000Source | 2,850,000,000Source | 450,000,000Source | 13,120,000,000Source | 5,099,000,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 279,000,000Source | -2,000,000Source | -13,000,000Source | -94,000,000Source | 390,000,000Source | 180,000,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 874,000,000Source | 862,000,000Source | 1,519,000,000Source | 889,000,000Source | 1,080,000,000Source | 812,000,000Source | 801,000,000Source | 814,000,000Source | 908,000,000Source | 518,000,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 1,161,000,000Source | 1,224,000,000Source | 4,810,000,000Source | 5,079,000,000Source | 3,686,000,000Source | 525,000,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | 51,000,000Source | 40,000,000Source | 315,000,000Source | 763,000,000Source | 514,000,000Source | -551,000,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 13,000,000Source | 15,000,000Source | 11,000,000Source | 13,000,000Source | 13,000,000Source | 15,000,000Source | 54,000,000Source | 63,000,000Source | 57,000,000Source | 23,000,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | — | — | — | — | — | — | — | — | 8,000,000Source | 32,000,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | -1,000,000Source | 2,000,000Source | 0Source | -26,000,000Source | 0Source |
| Debt Securities, Realized Gain (Loss)USD | — | — | 0Source | 4,000,000Source | 0Source | 0Source | 0Source | 0Source | 3,000,000Source | 6,000,000Source | — | — |
| Depreciation, Amortization and Accretion, NetUSD | — | — | — | — | — | — | 180,000,000Source | 93,000,000Source | 405,000,000Source | 130,000,000Source | -57,000,000Source | 533,000,000Source |
| Equipment ExpenseUSD | — | — | 137,000,000Source | 128,000,000Source | 141,000,000Source | 131,000,000Source | 136,000,000Source | 136,000,000Source | 555,000,000Source | 504,000,000Source | 422,000,000Source | 216,000,000Source |
| Equity Securities, FV-NI, Gain (Loss)USD | — | — | 13,000,000Source | 9,000,000Source | 15,000,000Source | 2,000,000Source | 3,000,000Source | -5,000,000Source | 22,000,000Source | 13,000,000Source | -11,000,000Source | -3,000,000Source |
| Fair Value, Option, Changes in Fair Value, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | — | 0Source | -3,000,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | — | 123,000,000Source | — | — | — | — | 530,000,000Source | 469,000,000Source | 1,165,000,000Source | 645,000,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | — | — | — | — | 0Source | 1,000,000Source | — | 0Source | 0Source | -5,000,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | — | — | — | — | 5,000,000Source | 2,000,000Source | 21,000,000Source | 7,000,000Source | -2,000,000Source | 22,000,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | — | — | 0Source | 0Source | -7,000,000Source | 0Source | -8,000,000Source | 0Source | -9,000,000Source | -2,000,000Source | 0Source | 7,000,000Source |
| GoodwillUSD | — | — | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source | 346,000,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | — |
| Income Tax Expense (Benefit)USD | — | — | 183,000,000Source | 234,000,000Source | 219,000,000Source | 183,000,000Source | 171,000,000Source | 168,000,000Source | 765,000,000Source | 815,000,000Source | 611,000,000Source | 264,000,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 568,000,000Source | 639,000,000Source | 672,000,000Source | 575,000,000Source | 534,000,000Source | 483,000,000Source | 2,206,000,000Source | 2,777,000,000Source | 11,466,000,000Source | 1,098,000,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 554,000,000Source | 624,000,000Source | 640,000,000Source | 561,000,000Source | 508,000,000Source | 468,000,000Source | 2,149,000,000Source | 2,716,000,000Source | 11,407,000,000Source | 1,048,000,000Source |
| Operating Lease, Lease IncomeUSD | — | — | 273,000,000Source | 262,000,000Source | 280,000,000Source | 272,000,000Source | 281,000,000Source | 270,000,000Source | 1,096,000,000Source | 1,048,000,000Source | 971,000,000Source | 864,000,000Source |
| Proceeds from Issuance of Long-term DebtUSD | — | — | — | — | — | — | 497,000,000Source | 1,242,000,000Source | 1,838,000,000Source | 0Source | 9,991,000,000Source | 3,854,000,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 1,159,000,000Source | 894,000,000Source | 12,989,000,000Source | 7,445,000,000Source | 2,084,000,000Source | 1,237,000,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | — | — | — | — | 72,000,000Source | 154,000,000Source | 514,000,000Source | 431,000,000Source | 1,375,000,000Source | 645,000,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | — | — | — | — | — | — | — | — | — | 551,000,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 2,433,000,000Source | 2,446,000,000Source | 2,432,000,000Source | 2,373,000,000Source | 2,313,000,000Source | 2,298,000,000Source | 9,541,000,000Source | 9,758,000,000Source | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 751,000,000Source | 873,000,000Source | 891,000,000Source | 758,000,000Source | 705,000,000Source | 651,000,000Source | 2,971,000,000Source | 3,592,000,000Source | 12,077,000,000Source | 1,362,000,000Source |
| Income Tax Expense (Benefit)USD | — | — | 183,000,000Source | 234,000,000Source | 219,000,000Source | 183,000,000Source | 171,000,000Source | 168,000,000Source | 765,000,000Source | 815,000,000Source | 611,000,000Source | 264,000,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 568,000,000Source | 639,000,000Source | 672,000,000Source | 575,000,000Source | 534,000,000Source | 483,000,000Source | 2,206,000,000Source | 2,777,000,000Source | 11,466,000,000Source | 1,098,000,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 43.08Source | 43.42Source | 55.52Source | 42.36Source | 42.63Source | 34.47Source | 165.24Source | 189.42Source | 785.14Source | 67.47Source |
| Earnings Per Share, DilutedUSD per share | — | — | 43.08Source | 43.42Source | 55.52Source | 42.36Source | 42.63Source | 34.47Source | 165.24Source | 189.41Source | 784.51Source | 67.4Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 12,849,339Source | 14,375,974Source | 11,535,792Source | 13,237,226Source | 11,924,899Source | 13,575,231Source | 13,002,455Source | 14,341,872Source | 14,527,902Source | 15,531,924Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 12,849,339Source | 14,375,974Source | 11,535,792Source | 13,237,226Source | 11,924,899Source | 13,575,231Source | 13,002,455Source | 14,342,655Source | 14,539,613Source | 15,549,944Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 13,000,000Source | 15,000,000Source | 11,000,000Source | 13,000,000Source | 13,000,000Source | 15,000,000Source | 54,000,000Source | 63,000,000Source | 57,000,000Source | 23,000,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | — | — | — | — | — | — | — | — | 8,000,000Source | 32,000,000Source |
| Business Combination, Acquisition Related CostsUSD | — | — | 28,000,000Source | 46,000,000Source | 8,000,000Source | 38,000,000Source | 5,000,000Source | 42,000,000Source | 141,000,000Source | 210,000,000Source | 470,000,000Source | 231,000,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 1.95Source | 1.64Source | 2.1Source | 1.95Source | 2.1Source | 1.95Source | 7.95Source | 6.87Source | 3.89Source | 2.16Source |
| Debt Securities, Realized Gain (Loss)USD | — | — | 0Source | 4,000,000Source | 0Source | 0Source | 0Source | 0Source | 3,000,000Source | 6,000,000Source | — | — |
| Direct Costs of Leased and Rented Property or EquipmentUSD | — | — | 67,000,000Source | 59,000,000Source | 67,000,000Source | 55,000,000Source | 65,000,000Source | 58,000,000Source | 244,000,000Source | 219,000,000Source | 222,000,000Source | 189,000,000Source |
| Equipment ExpenseUSD | — | — | 137,000,000Source | 128,000,000Source | 141,000,000Source | 131,000,000Source | 136,000,000Source | 136,000,000Source | 555,000,000Source | 504,000,000Source | 422,000,000Source | 216,000,000Source |
| Fair Value, Option, Changes in Fair Value, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | — | 0Source | -3,000,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | — | 123,000,000Source | — | — | — | — | 530,000,000Source | 469,000,000Source | 1,165,000,000Source | 645,000,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | — |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | — | — | — | — | — | — | — | — | 2,926,000,000Source | — | — | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 3,679,000,000Source | 467,000,000Source |
| InterestExpenseOperatingUSD | — | — | 1,264,000,000Source | 1,342,000,000Source | 1,195,000,000Source | 1,250,000,000Source | 1,165,000,000Source | 1,232,000,000Source | 4,964,000,000Source | 5,210,000,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 1,734,000,000Source | 1,796,000,000Source | 1,656,000,000Source | 1,695,000,000Source | 1,621,000,000Source | 1,663,000,000Source | 6,814,000,000Source | 7,143,000,000Source | 6,712,000,000Source | 2,946,000,000Source |
| Labor and Related ExpenseUSD | — | — | 817,000,000Source | 788,000,000Source | 844,000,000Source | 810,000,000Source | 869,000,000Source | 818,000,000Source | 3,294,000,000Source | 3,078,000,000Source | 2,636,000,000Source | 1,396,000,000Source |
| Lease IncomeUSD | — | — | 332,000,000Source | 322,000,000Source | 337,000,000Source | 333,000,000Source | 338,000,000Source | 328,000,000Source | 1,332,000,000Source | 1,288,000,000Source | 1,213,000,000Source | 1,104,000,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 554,000,000Source | 624,000,000Source | 640,000,000Source | 561,000,000Source | 508,000,000Source | 468,000,000Source | 2,149,000,000Source | 2,716,000,000Source | 11,407,000,000Source | 1,048,000,000Source |
| Operating Lease, Lease IncomeUSD | — | — | 273,000,000Source | 262,000,000Source | 280,000,000Source | 272,000,000Source | 281,000,000Source | 270,000,000Source | 1,096,000,000Source | 1,048,000,000Source | 971,000,000Source | 864,000,000Source |
| Preferred Stock Dividends, Income Statement ImpactUSD | — | — | 14,000,000Source | 15,000,000Source | 32,000,000Source | 14,000,000Source | 26,000,000Source | 15,000,000Source | 57,000,000Source | 61,000,000Source | 59,000,000Source | 50,000,000Source |
Filing attachments
d505182dex41.htm · 8-K · 2026-09-14
EX-4.1 4 d505182dex41.htm EX-4.1 EX-4.1 Exhibit 4.1 DEPOSIT AGREEMENT among FIRST CITIZENS BANCSHARES, INC., BROADRIDGE CORPORATE ISSUER SOLUTIONS, LLC, as Depositary, and THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN Dated as of September 14, 2026 TABLE OF CONTENTS ARTICLE I DEFINED TERMS …
Read attachment ↗d41512dex42.htm · 8-K · 2026-03-03
EX-4.2 3 d41512dex42.htm EX-4.2 EX-4.2 Exhibit 4.2 FIRST CITIZENS BANCSHARES, INC. Issuer And U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION Trustee SECOND SUPPLEMENTAL INDENTURE Dated as of March 3, 2026 to the Indenture Dated as of March 12, 2025 4.869% Fixed-to-Floating Rate Senior Notes due 2032 TABLE OF CONTENTS Page ARTICLE I. SCOPE OF SUPPLEMENTAL INDENTURE …
Read attachment ↗d865801dex41.htm · 8-K · 2026-02-05
Exhibit 4.1 DEPOSIT AGREEMENT among FIRST CITIZENS BANCSHARES, INC., BROADRIDGE CORPORATE ISSUER SOLUTIONS, LLC, as Depositary, and THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN Dated as of February 5, 2026 TABLE OF CONTENTS ARTICLE I DEFINED TERMS …
Read attachment ↗d83204dex41.htm · 8-K · 2025-11-18
EX-4.1 4 d83204dex41.htm EX-4.1 EX-4.1 Exhibit 4.1 DEPOSIT AGREEMENT among FIRST CITIZENS BANCSHARES, INC., BROADRIDGE CORPORATE ISSUER SOLUTIONS, LLC, as Depositary, and THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN Dated as of November 18, 2025 TABLE OF CONTENTS ARTICLE I DEFINED TERMS …
Read attachment ↗d92807dex42.htm · 8-K · 2025-09-05
EX-4.2 3 d92807dex42.htm EX-4.2 EX-4.2 Exhibit 4.2 FIRST CITIZENS BANCSHARES, INC. Issuer And U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION Trustee THIRD SUPPLEMENTAL INDENTURE Dated as of September 5, 2025 to the Indenture Dated as of March 4, 2020 5.600% Fixed Rate Reset Subordinated Notes due 2035 TABLE OF CONTENTS Page ARTICLE I. SCOPE OF SUPPL…
Read attachment ↗d853133dex41.htm · 8-K · 2025-03-12
EX-4.1 3 d853133dex41.htm EX-4.1 EX-4.1 Exhibit 4.1 FIRST CITIZENS BANCSHARES, INC. Issuer And U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION Trustee INDENTURE Dated as of March 12, 2025 SENIOR DEBT SECURITIES CROSS-REFERENCE TABLE CERTAIN SECTIONS OF THIS INDENTURE RELATING TO SECTIONS 310 THROUGH 318, INCLUSIVE, OF THE TRUST INDENTURE ACT OF 1939 Trust Indenture Act Section Indenture Section §310(a)(1) 609 (a)(2) …
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