Security
First Bancorp, Inc (ME) Common Stock · FNLC
FNLCNASDAQCommon stockCurrentCIK 765207Updated Nov 9, 2026
Name history
FIRST NATIONAL LINCOLN CORP /ME/ · through May 11, 2009
FNLC price & chart
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NASDAQ:FNLC on TradingView ↗About the company
The First Bancorp, the parent company of First National Bank, is based in Damariscotta, Maine. Founded in 1864, First National Bank is a full-service community bank with $3.19 billion in assets. The Bank provides a complete array of commercial and retail banking services through eighteen locations in mid-coast and eastern Maine. First National Wealth Management, a division of the Bank, provides investment management and trust services to individuals, businesses, and municipalities. More information about The First Bancorp, First National Bank and First National Wealth Management may be found at www.thefirst.com.
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Seeking Alpha
Defensive rotation: Quality over sector labels in healthcare, banks, and consumer staples ↗
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SEC disclosures
First Bancorp, Inc /ME/ files 8-K: Material Event ↗
Recent filings
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Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 3,198,478,000Source | 3,142,563,000Source | 3,216,097,000Source | 3,199,510,000Source | 3,084,944,000Source | 3,200,763,000Source | 3,187,372,000Source | 2,978,170,000Source | 3,166,303,000Source | 3,157,010,000Source | 2,946,698,000Source | 2,739,178,000Source |
| GoodwillUSD | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source |
| Operating Lease, Right-of-Use AssetUSD | — | — | — | — | — | — | — | — | 477,000Source | 565,000Source | 652,000Source | 737,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 2,923,912,000Source | 2,885,780,000Source | 2,923,137,000Source | 2,934,018,000Source | 2,840,276,000Source | 2,913,979,000Source | 2,927,691,000Source | 2,735,546,000Source | 2,883,160,000Source | 2,904,517,000Source | 2,703,619,000Source | 2,510,255,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 112,000Source | 111,000Source | 113,000Source | 112,000Source | 111,000Source | 113,000Source | 112,000Source | 111,000Source | 112,000Source | 112,000Source | 111,000Source | 110,000Source |
| Additional Paid in CapitalUSD | 73,276,000Source | 71,389,000Source | 74,829,000Source | 72,795,000Source | 70,942,000Source | 74,255,000Source | 72,355,000Source | 70,506,000Source | 73,714,000Source | 71,832,000Source | 70,071,000Source | 68,435,000Source |
| Retained Earnings (Accumulated Deficit)USD | 234,435,000Source | 219,559,000Source | 250,254,000Source | 229,511,000Source | 215,999,000Source | 245,001,000Source | 225,592,000Source | 213,839,000Source | 240,456,000Source | 222,823,000Source | 211,925,000Source | 204,343,000Source |
| Stockholders' Equity Attributable to ParentUSD | 274,566,000Source | 256,783,000Source | 292,960,000Source | 265,492,000Source | 244,668,000Source | 286,784,000Source | 259,681,000Source | 242,624,000Source | 283,143,000Source | 252,493,000Source | 243,079,000Source | 228,923,000Source |
| Liabilities and EquityUSD | 3,198,478,000Source | 3,142,563,000Source | 3,216,097,000Source | 3,199,510,000Source | 3,084,944,000Source | 3,200,763,000Source | 3,187,372,000Source | 2,978,170,000Source | 3,166,303,000Source | 3,157,010,000Source | 2,946,698,000Source | 2,739,178,000Source |
| Additional Financial Items | ||||||||||||
| AOCI, Debt Securities, Available-for-sale, Adjustment, after TaxUSD | -33,523,000Source | -34,394,000Source | -32,444,000Source | -37,237,000Source | -43,369,000Source | -32,790,000Source | -38,702,000Source | -42,816,000Source | -31,341,000Source | -42,671,000Source | -39,575,000Source | -44,718,000Source |
| Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after TaxUSD | -287,000Source | -303,000Source | -240,000Source | -287,000Source | -303,000Source | -240,000Source | -287,000Source | -303,000Source | -240,000Source | -287,000Source | -303,000Source | -273,000Source |
| Long-term DebtUSD | 95,500,000Source | 95,000,000Source | 35,500,000Source | 95,000,000Source | 70,000,000Source | 95,500,000Source | 70,000,000Source | 70,000,000Source | 95,500,000Source | 95,000,000Source | 0Source | 84,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation and amortization | — | — | — | — | — | — | —Source | —Source | —Source | — | —Source | —Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 306,000Source | 298,000Source | 966,000Source | 895,000Source | 820,000Source | 809,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 530,000Source | 310,000Source | 81,000Source | 20,000Source | -1,360,000Source | -127,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 22,773,000Source | 2,180,000Source | 37,814,000Source | 26,047,000Source | 36,919,000Source | 41,213,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -30,731,000Source | -24,683,000Source | -3,002,000Source | -217,420,000Source | -199,808,000Source | -247,580,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 526,000Source | 1,352,000Source | 3,220,000Source | 1,475,000Source | 2,635,000Source | 1,404,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 278,000Source | 277,000Source | 282,000Source | 212,000Source | 250,000Source | 277,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 3,786,000Source | 21,299,000Source | -34,669,000Source | 187,067,000Source | 172,103,000Source | 208,461,000Source |
| Dividends paid | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | -4,172,000Source | -1,204,000Source | 143,000Source | -4,306,000Source | 9,214,000Source | 2,094,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 31,606,000Source | 35,136,000Source | 29,759,000Source | 27,360,000Source | 23,607,000Source | 26,432,000Source | 27,779,000Source | 27,636,000Source | 31,942,000Source | 22,728,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 18,322,000Source | 20,843,000Source | 82,978,000Source | 84,441,000Source | 62,228,000Source | 16,068,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | 5,670,000Source | — | — | — |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | — | — | — | — | — | — | 966,000Source | 895,000Source | 820,000Source | 809,000Source |
| Amortization of Intangible AssetsUSD | — | — | 7,000Source | 7,000Source | 6,000Source | 6,000Source | 7,000Source | 7,000Source | 26,000Source | 26,000Source | 26,000Source | 69,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | 0Source | 0Source | 7,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | — | — | 0Source | 0Source | 12,000Source | 0Source | 0Source | — | — | — |
| DepreciationUSD | — | — | — | — | — | — | 550,000Source | 553,000Source | 2,208,000Source | 2,209,000Source | 2,107,000Source | 1,984,000Source |
| Equipment ExpenseUSD | — | — | 1,491,000Source | 1,416,000Source | 1,454,000Source | 1,438,000Source | 1,543,000Source | 1,462,000Source | 5,878,000Source | 5,622,000Source | 5,391,000Source | 5,058,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 690,000Source | -580,000Source | 919,000Source | 348,000Source | 650,000Source | 396,000Source | 2,049,000Source | 1,304,000Source | 1,330,000Source | — |
| Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber PropertyUSD | — | — | — | — | — | — | -1,000Source | 15,000Source | 10,000Source | -4,000Source | -33,000Source | 15,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | — | — | — | — | 57,000Source | 58,000Source | 194,000Source | 143,000Source | 92,000Source | 406,000Source |
| GoodwillUSD | — | — | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source | 30,646,000Source |
| Goodwill and Intangible Asset ImpairmentUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | — | — | 1,997,000Source | 1,591,000Source | 1,951,000Source | 1,790,000Source | 1,911,000Source | 1,488,000Source | 7,545,000Source | 5,539,000Source | 6,184,000Source | 8,396,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 9,082,000Source | 7,571,000Source | 9,560,000Source | 8,063,000Source | 8,993,000Source | 7,077,000Source | 34,394,000Source | 27,045,000Source | 29,518,000Source | 38,990,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 9,082,000Source | 7,571,000Source | 9,560,000Source | 8,063,000Source | 8,993,000Source | 7,077,000Source | 34,394,000Source | 27,045,000Source | 29,518,000Source | 38,990,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | 236,000Source | 225,000Source | 916,000Source | 867,000Source | 817,000Source | 796,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 10,380,000Source | 8,471,000Source | 38,132,000Source | 29,665,000Source | 97,524,000Source | 42,005,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | 690,000Source | -580,000Source | 919,000Source | 348,000Source | 650,000Source | 396,000Source | 2,049,000Source | 1,304,000Source | 1,330,000Source | 1,750,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 11,079,000Source | 9,162,000Source | 11,511,000Source | 9,853,000Source | 10,904,000Source | 8,565,000Source | 41,939,000Source | 32,584,000Source | 35,702,000Source | 47,386,000Source |
| Income Tax Expense (Benefit)USD | — | — | 1,997,000Source | 1,591,000Source | 1,951,000Source | 1,790,000Source | 1,911,000Source | 1,488,000Source | 7,545,000Source | 5,539,000Source | 6,184,000Source | 8,396,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 9,082,000Source | 7,571,000Source | 9,560,000Source | 8,063,000Source | 8,993,000Source | 7,077,000Source | 34,394,000Source | 27,045,000Source | 29,518,000Source | 38,990,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.82Source | 0.69Source | 0.86Source | 0.73Source | 0.81Source | 0.64Source | 3.1Source | 2.45Source | 2.68Source | 3.56Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.81Source | 0.68Source | 0.85Source | 0.72Source | 0.8Source | 0.63Source | 3.07Source | 2.43Source | 2.66Source | 3.53Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 11,093,631Source | 11,057,872Source | 11,119,759Source | 11,084,335Source | 11,110,634Source | 11,074,840Source | 11,088,831Source | 11,051,829Source | 10,998,041Source | 10,931,328Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 11,211,935Source | 11,145,131Source | 11,276,862Source | 11,203,095Source | 11,255,086Source | 11,182,929Source | 11,204,567Source | 11,138,835Source | 11,081,888Source | 11,030,658Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 7,000Source | 7,000Source | 6,000Source | 6,000Source | 7,000Source | 7,000Source | 26,000Source | 26,000Source | 26,000Source | 69,000Source |
| Business Combination, Acquisition Related CostsUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.37Source | 0.36Source | 0.38Source | 0.37Source | 0.37Source | 0.36Source | 1.47Source | 1.43Source | 1.39Source | 1.34Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | 0Source | 0Source | 7,000Source |
| Debt Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | 0Source | 0Source | 7,000Source |
| Equipment ExpenseUSD | — | — | 1,491,000Source | 1,416,000Source | 1,454,000Source | 1,438,000Source | 1,543,000Source | 1,462,000Source | 5,878,000Source | 5,622,000Source | 5,391,000Source | 5,058,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 690,000Source | -580,000Source | 919,000Source | 348,000Source | 650,000Source | 396,000Source | 2,049,000Source | 1,304,000Source | 1,330,000Source | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 62,967,000Source | 16,869,000Source |
| InterestExpenseOperatingUSD | — | — | 20,947,000Source | 21,885,000Source | 18,677,000Source | 21,416,000Source | 18,450,000Source | 20,910,000Source | 82,894,000Source | 84,922,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 20,058,000Source | 16,402,000Source | 21,162,000Source | 18,409,000Source | 20,689,000Source | 17,799,000Source | 77,377,000Source | 63,910,000Source | 65,207,000Source | 76,166,000Source |
| Labor and Related ExpenseUSD | — | — | 6,674,000Source | 6,126,000Source | 7,120,000Source | 6,276,000Source | 7,330,000Source | 6,850,000Source | 26,998,000Source | 24,230,000Source | 21,942,000Source | 23,316,000Source |
| Marketing and Advertising ExpenseUSD | — | — | — | — | — | — | — | — | 1,234,000Source | 1,225,000Source | 1,187,000Source | 1,296,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 9,082,000Source | 7,571,000Source | 9,560,000Source | 8,063,000Source | 8,993,000Source | 7,077,000Source | 34,394,000Source | 27,045,000Source | 29,518,000Source | 38,990,000Source |
Filing attachments
a26q2earningsex991.htm · 8-K · 2026-07-22
EX-99.1 2 a26q2earningsex991.htm EX-99.1 Document Exhibit 99.1 The First Bancorp Announces Second Quarter Results Net Interest Margin Expansion and Improved Efficiency Lead to an 18.6% Increase in Second Quarter Earnings DAMARISCOTTA, ME, July 22, 2026--(BUSINESS WIRE) --The First Bancorp (Nasdaq: FNLC), ("the Company", "we", "us", "our"), parent company of First National Bank, today reported unaudited results for the quarter and six months ended June 30, 2026. Net income for the second …
Read attachment ↗a26q1earningsex991.htm · 8-K · 2026-04-22
EX-99.1 2 a26q1earningsex991.htm EX-99.1 Document Exhibit 99.1 The First Bancorp Announces First Quarter Results Net Interest Margin Expansion and Improved Efficiency Drive a 27% Increase in First Quarter Earnings DAMARISCOTTA, ME, April 22, 2026--(BUSINESS WIRE) --The First Bancorp (Nasdaq: FNLC), ("the Company", "we", "us", "our"), parent company of First National Bank, today reported unaudited results for the quarter ended March 31, 2026. Net income for the period was $9.0 million wi…
Read attachment ↗a25q4earningsex991.htm · 8-K · 2026-01-21
Exhibit 99.1 The First Bancorp Reports Fourth Quarter and 2025 Annual Results Strong Fourth Quarter Results Driven by Net Interest Margin Expansion and Non-Interest Revenue Growth DAMARISCOTTA, ME--(BUSINESS WIRE)--The First Bancorp (Nasdaq: FNLC), parent company of First National Bank, today announced operating results for the three months and year ended December 31, 2025. Fourth quarter unaudited net income was $10.2 million, an increase of 39.7% from the fourth quarter of 2024. Earnings pe…
Read attachment ↗a25q3earningsex991.htm · 8-K · 2025-10-22
EX-99.1 2 a25q3earningsex991.htm EX-99.1 Document Exhibit 99.1 The First Bancorp Announces Third Quarter Results Strong Net Income Growth, Net Interest Margin Expansion, and Growth in Non-Maturity Deposits Highlight Third Quarter Performance DAMARISCOTTA, ME, October 22, 2025--(BUSINESS WIRE)--The First Bancorp (Nasdaq: FNLC), ("the Company", "we", "us", "our"), parent company of First National Bank, today reported unaudited results for the quarter ended September 30, 2025. Net income f…
Read attachment ↗a25q2earningsex991.htm · 8-K · 2025-07-23
EX-99.1 2 a25q2earningsex991.htm EX-99.1 Document Exhibit 99.1 The First Bancorp Announces Second Quarter Results Strong Year-Over-Year Net Income Growth, Net Interest Margin Expansion, and Continued Favorable Asset Quality Highlight Second Quarter Performance DAMARISCOTTA, ME, July 23, 2025--(BUSINESS WIRE)--The First Bancorp (Nasdaq: FNLC), ("the Company", "we", "us", "our"), parent company of First National Bank, today reported unaudited results for the quarter ended June 30, 2025. Ne…
Read attachment ↗a25q1earningsex991.htm · 8-K · 2025-04-23
EX-99.1 2 a25q1earningsex991.htm EX-99.1 Document Exhibit 99.1 The First Bancorp Announces First Quarter Results 2025 Q1 Results Highlighted by Strong Year-Over-Year Net Income Growth, Net Interest Margin Expansion, and Continued Favorable Asset Quality DAMARISCOTTA, ME, April 23, 2025--(BUSINESS WIRE)--The First Bancorp (Nasdaq: FNLC), ("the Company", "we", "us", "our"), parent company of First National Bank, today reported unaudited results for the quarter ended March 31, 2025. Net inc…
Read attachment ↗