Security
First United Corporation Common Stock · FUNC
FUNCNASDAQCommon stockCurrentCIK 763907Updated Oct 20, 2026
FUNC price & chart
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NASDAQ:FUNC on TradingView ↗About the company
First United Corporation is a Maryland corporation chartered in 1985 and a financial holding company registered with the Board of Governors of the Federal Reserve System under the Bank Holding Company Act of 1956, as amended, that elected financial holding company status in 2021. The Corporation’s primary business is serving as the parent company of the Bank, First United Statutory Trust I (“Trust I”) and First United Statutory Trust II (“Trust II” and together with Trust I, “the Trusts”), both Connecticut statutory business trusts. The Trusts were formed for the purpose of selling trust-preferred securities that qualified as Tier 1 capital. The Bank has two consumer finance company subsidiaries- OakFirst Loan Center, Inc., a West Virginia corporation, and OakFirst Loan Center, LLC, a Maryland limited liability company - and one subsidiary that it uses to hold real estate acquired through foreclosure or by deed in lieu of foreclosure - First OREO Trust, a Maryland statutory trust. In addition, the Bank owns 99.9% of the limited partnership interests in Liberty Mews Limited Partnership, a Maryland limited partnership formed for the purpose of acquiring, developing and operating low-…
In the news
FIRST UNITED CORPORATION ANNOUNCES FOURTH QUARTER 2026 DIVIDEND ↗
Recent filings
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
Other Events
Items 8.01, 9.01
10-Q filing
SCHEDULE 13G - filed by BlackRock, Inc. regarding FIRST UNITED CORP/MD/
Show 5 more recent filings
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 2,023,974,000Source | 1,916,126,000Source | 2,082,092,000Source | 2,007,471,000Source | 1,868,599,000Source | 2,039,010,000Source | 1,979,753,000Source | — | 2,087,453,000Source | 1,973,022,000Source | 1,905,860,000Source | 1,848,169,000Source |
| Property, Plant and Equipment, NetUSD | 30,369,000Source | 30,704,000Source | 29,550,000Source | 29,644,000Source | 29,688,000Source | 30,020,000Source | 30,010,000Source | — | 29,665,000Source | 30,081,000Source | 31,459,000Source | 34,948,000Source |
| GoodwillUSD | — | 11,000,000Source | — | — | 11,000,000Source | — | — | — | 11,004,000Source | 11,004,000Source | 11,004,000Source | 11,004,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 95,175,000Source | 62,392,000Source | 85,188,000Source | 79,113,000Source | 45,092,000Source | 89,847,000Source | 84,431,000Source | — | 131,612,000Source | 78,327,000Source | 49,753,000Source | 74,315,000Source |
| Operating Lease, Right-of-Use AssetUSD | 984,000Source | 1,163,000Source | 862,000Source | 1,058,000Source | 1,230,000Source | 939,000Source | 1,131,000Source | — | 1,015,000Source | 1,204,000Source | 1,367,000Source | 1,898,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 1,824,875,000Source | 1,742,147,000Source | 1,869,718,000Source | 1,816,324,000Source | 1,704,422,000Source | 1,833,748,000Source | 1,796,059,000Source | — | 1,883,819,000Source | 1,793,727,000Source | 1,743,987,000Source | 1,696,376,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 65,000Source | 65,000Source | 64,000Source | 65,000Source | 65,000Source | 64,000Source | 65,000Source | — | 65,000Source | 65,000Source | 66,000Source | 67,000Source |
| Additional Paid in CapitalUSD | 21,290,000Source | 20,288,000Source | 19,514,000Source | 21,121,000Source | 20,280,000Source | 19,360,000Source | 20,606,000Source | — | 21,551,000Source | 20,476,000Source | 23,734,000Source | 24,409,000Source |
| Retained Earnings (Accumulated Deficit)USD | 203,197,000Source | 184,239,000Source | 216,262,000Source | 197,938,000Source | 179,892,000Source | 212,255,000Source | 193,382,000Source | — | 207,284,000Source | 189,002,000Source | 173,900,000Source | 166,343,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -25,453,000Source | -30,613,000Source | -23,466,000Source | -27,977,000Source | -36,060,000Source | -26,417,000Source | -30,359,000Source | — | -25,266,000Source | -30,248,000Source | -35,827,000Source | -39,026,000Source |
| Stockholders' Equity Attributable to ParentUSD | 199,099,000Source | 173,979,000Source | 212,374,000Source | 191,147,000Source | 164,177,000Source | 205,262,000Source | 183,694,000Source | 165,481,000Source | 203,634,000Source | 179,295,000Source | 161,873,000Source | 151,793,000Source |
| Liabilities and EquityUSD | 2,023,974,000Source | 1,916,126,000Source | 2,082,092,000Source | 2,007,471,000Source | 1,868,599,000Source | 2,039,010,000Source | 1,979,753,000Source | — | 2,087,453,000Source | 1,973,022,000Source | 1,905,860,000Source | 1,848,169,000Source |
| Additional Financial Items | ||||||||||||
| Dividends PayableUSD | 1,689,000Source | 1,424,000Source | 1,678,000Source | 1,429,000Source | 1,293,000Source | 1,692,000Source | 1,426,000Source | — | 1,690,000Source | 1,424,000Source | 1,330,000Source | 1,199,000Source |
| Long-term DebtUSD | 95,929,000Source | 120,929,000Source | 30,929,000Source | 120,929,000Source | 70,929,000Source | 30,929,000Source | 120,929,000Source | — | 95,929,000Source | 120,929,000Source | 110,929,000Source | 30,929,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | 6,663,000Source | 5,806,000Source | 24,515,000Source | 20,569,000Source | — | — |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | — | 55,000Source | 760,000Source | 483,000Source | 527,000Source | 532,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | -576,000Source | -825,000Source | -889,000Source | 595,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 13,918,000Source | 6,965,000Source | 19,374,000Source | 22,281,000Source | 22,470,000Source | 26,543,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | — | — | — | — | 600,000Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -4,390,000Source | -3,190,000Source | -48,009,000Source | -38,435,000Source | -81,709,000Source | -172,404,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 908,000Source | 585,000Source | 3,969,000Source | 1,923,000Source | 353,000Source | 3,576,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 2,172,000Source | — | — | 4,032,000Source | 1,496,000Source | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -51,293,000Source | 2,329,000Source | 81,920,000Source | 44,728,000Source | 34,677,000Source | 104,456,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 1,691,000Source | 1,424,000Source | 5,967,000Source | 5,373,000Source | 5,217,000Source | 3,986,000Source |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | 65,000,000Source | — | 25,000,000Source | 80,000,000Source | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 95,175,000Source | 62,392,000Source | 85,188,000Source | 79,113,000Source | 89,847,000Source | 84,431,000Source | 131,612,000Source | 78,327,000Source | 49,753,000Source | 74,315,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 7,694,000Source | 7,842,000Source | 34,177,000Source | 32,138,000Source | 23,825,000Source | 4,775,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | 110,000Source | 52,000Source | 8,483,000Source | 5,383,000Source | 6,126,000Source | 7,508,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | 83,000Source | 82,000Source | 329,000Source | 330,000Source | 330,000Source | 219,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | — | — | — | — | 539,000Source | 341,000Source | 1,408,000Source | 1,345,000Source | 1,261,000Source | 1,196,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | 97,000Source | — | — | — | 0Source | 0Source | 97,000Source | — | -4,214,000Source | — |
| Depreciation, NonproductionUSD | — | — | — | — | — | — | 599,000Source | 656,000Source | 2,543,000Source | 3,301,000Source | 3,799,000Source | 3,077,000Source |
| Dividends PayableUSD | — | — | 1,689,000Source | 1,424,000Source | 1,678,000Source | 1,429,000Source | 1,692,000Source | 1,426,000Source | 1,690,000Source | 1,424,000Source | 1,330,000Source | 1,199,000Source |
| Equipment ExpenseUSD | — | — | 515,000Source | 627,000Source | 525,000Source | 565,000Source | 521,000Source | 578,000Source | 2,217,000Source | 2,675,000Source | 4,356,000Source | 4,163,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 480,000Source | 195,000Source | 736,000Source | 728,000Source | 679,000Source | 657,000Source | 2,345,000Source | 2,929,000Source | 1,700,000Source | — |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | 1,000Source | — | — | — | 46,000Source | — | -228,000Source | — | -29,000Source | 33,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 163,000Source | 141,000Source | 39,000Source | 146,000Source | 86,000Source | 92,000Source | 533,000Source | 414,000Source | 381,000Source | 45,000Source |
| GoodwillUSD | — | — | — | 11,000,000Source | — | — | — | — | 11,004,000Source | 11,004,000Source | 11,004,000Source | 11,004,000Source |
| Income Tax Expense (Benefit)USD | — | — | 2,294,000Source | 1,932,000Source | 1,731,000Source | 1,975,000Source | 2,179,000Source | 1,892,000Source | 8,018,000Source | 6,661,000Source | 4,416,000Source | 8,133,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 6,948,000Source | 5,771,000Source | 5,667,000Source | 5,984,000Source | 6,663,000Source | 5,806,000Source | 24,515,000Source | 20,569,000Source | 15,060,000Source | 25,048,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 819,000Source | 536,000Source | 424,000Source | 744,000Source | 1,270,000Source | 499,000Source | 3,092,000Source | 3,268,000Source | 3,700,000Source | 616,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | 89,000Source | 75,000Source | 315,000Source | 290,000Source | 293,000Source | 217,000Source |
| Proceeds from Issuance of Long-term DebtUSD | — | — | — | — | — | — | — | — | — | 90,000,000Source | 80,000,000Source | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 1,586,000Source | 1,219,000Source | 5,842,000Source | 8,581,000Source | 7,497,000Source | 14,248,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 510,000Source | 264,000Source | 781,000Source | 860,000Source | 879,000Source | 656,000Source | 2,743,000Source | 2,933,000Source | 1,620,000Source | — |
| Unrealized Gain (Loss) on DerivativesUSD | — | — | -98,000Source | -323,000Source | — | -81,000Source | — | -108,000Source | -400,000Source | -300,000Source | -300,000Source | — |
| Fair Value, Option, Changes in Fair Value, Gain (Loss) | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | — | — | — | — | — | — | 18,426,000Source | 17,715,000Source | 16,670,000Source | 16,157,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 9,242,000Source | 7,703,000Source | 7,398,000Source | 7,959,000Source | 8,842,000Source | 7,698,000Source | 32,533,000Source | 27,230,000Source | 19,476,000Source | — |
| Income Tax Expense (Benefit)USD | — | — | 2,294,000Source | 1,932,000Source | 1,731,000Source | 1,975,000Source | 2,179,000Source | 1,892,000Source | 8,018,000Source | 6,661,000Source | 4,416,000Source | 8,133,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 6,948,000Source | 5,771,000Source | 5,667,000Source | 5,984,000Source | 6,663,000Source | 5,806,000Source | 24,515,000Source | 20,569,000Source | 15,060,000Source | 25,048,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 1.07Source | 0.89Source | 0.88Source | 0.92Source | 1.03Source | 0.9Source | 3.78Source | 3.15Source | 2.25Source | 3.77Source |
| Earnings Per Share, DilutedUSD per share | — | — | 1.07Source | 0.89Source | 0.88Source | 0.92Source | 1.03Source | 0.89Source | 3.77Source | 3.15Source | 2.25Source | 3.76Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 6,496,000Source | 6,468,000Source | 6,451,000Source | 6,489,000Source | 6,483,000Source | 6,474,000Source | 6,490,000Source | 6,527,000Source | 6,686,000Source | 6,650,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 6,508,000Source | 6,482,000Source | 6,461,000Source | 6,506,000Source | 6,494,000Source | 6,490,000Source | 6,504,000Source | 6,540,000Source | 6,701,000Source | 6,661,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | 83,000Source | 82,000Source | 329,000Source | 330,000Source | 330,000Source | 219,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | — | — | — | — | 539,000Source | 341,000Source | 1,408,000Source | 1,345,000Source | 1,261,000Source | 1,196,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.26Source | 0.22Source | 0.26Source | 0.22Source | 0.26Source | 0.22Source | 0.96Source | 0.84Source | 0.8Source | 0.63Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 8,594,000Source | 7,486,000Source | 5,305,000Source | 7,538,000Source |
| Equipment ExpenseUSD | — | — | 515,000Source | 627,000Source | 525,000Source | 565,000Source | 521,000Source | 578,000Source | 2,217,000Source | 2,675,000Source | 4,356,000Source | 4,163,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 480,000Source | 195,000Source | 736,000Source | 728,000Source | 679,000Source | 657,000Source | 2,345,000Source | 2,929,000Source | 1,700,000Source | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 24,286,000Source | 4,789,000Source |
| InterestExpenseOperatingUSD | — | — | 8,359,000Source | 8,029,000Source | 7,583,000Source | 8,164,000Source | 7,637,000Source | 8,046,000Source | 32,735,000Source | 32,015,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 17,403,000Source | 15,228,000Source | 18,586,000Source | 16,707,000Source | 18,074,000Source | 16,016,000Source | 68,113,000Source | 59,978,000Source | 56,870,000Source | 57,633,000Source |
| Labor and Related ExpenseUSD | — | — | 7,589,000Source | 7,160,000Source | 8,157,000Source | 7,319,000Source | 8,201,000Source | 7,331,000Source | 29,347,000Source | 28,029,000Source | 27,503,000Source | 24,130,000Source |
| Marketing and Advertising ExpenseUSD | — | — | 182,000Source | 151,000Source | 193,000Source | 196,000Source | 234,000Source | 238,000Source | 904,000Source | 674,000Source | 762,000Source | 543,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 819,000Source | 536,000Source | 424,000Source | 744,000Source | 1,270,000Source | 499,000Source | 3,092,000Source | 3,268,000Source | 3,700,000Source | 616,000Source |
| Fair Value, Option, Changes in Fair Value, Gain (Loss) | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
Offerings
Registration 333-180514
Filing attachments
tm2627814d1_ex99-1.htm · 8-K · 2026-10-19
Exhibit 99.1 FIRST UNITED CORPORATION ANNOUNCES THIRD QUARTER 2026 FINANCIAL RESULTS OAKLAND, MARYLAND - October 19, 2026: First United Corporation (the “Corporation”, “we”, “us”, and “our”) (NASDAQ: FUNC), a bank holding company and the parent company of First United Bank & Trust (the “Bank”), today announced financial results for the three- and nine-month periods ended September 30, 2026. Consolidated net income was $7.2 million on a Generally Accepted Accounting Principles (“GAAP”) basis f…
Read attachment ↗tm2627814d1_ex99-2.htm · 8-K · 2026-10-19
Exhibit 99.2 MyBank.com INVESTOR PRESENTATION Third Quarter 2026 Forward looking statements This presentation contains forward - looking statements as defined by the Private Securities Litigation Reform Act of 1995. Forward - looking statements do not represent historical facts, but are statements about management's beliefs, plans and objectives about the future, as well as its assumptions and judgments concerning such beliefs, plans and objectives. These statements are evidenced by terms such…
Read attachment ↗tm2626082d1_ex99-1.htm · 8-K · 2026-09-24
Exhibit 99.1 FIRST UNITED CORPORATION ANNOUNCES FOURTH QUARTER 2026 DIVIDEND Oakland, Maryland, September 23, 2026 - First United Corporation (NASDAQ: FUNC) announces that its Board of Directors declared a cash dividend of $.28 per share that will be paid on November 2, 2026, to holders of record of the Corporation’s common stock as of the close of business on October 19, 2026. About First United Corporation First United Corporation is the parent company of First United Bank & Trust, a Mary…
Read attachment ↗tm2620844d1_ex99-1.htm · 8-K · 2026-07-20
EX-99.1 2 tm2620844d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 FIRST UNITED CORPORATION ANNOUNCES SECOND QUARTER 2026 FINANCIAL RESULTS OAKLAND, MARYLAND - July 20, 2026: First United Corporation (the “Corporation”, “we”, “us”, and “our”) (NASDAQ: FUNC), a bank holding company and the parent company of First United Bank & Trust (the “Bank”), today announced financial results for the three- and six-month periods ended June 30, 2026. Consolidated net income was $5.7 million on a Generally Accep…
Read attachment ↗tm2620844d1_ex99-2.htm · 8-K · 2026-07-20
EX-99.2 3 tm2620844d1_ex99-2.htm EXHIBIT 99.2 Exhibit 99.2 MyBank.com INVESTOR PRESENTATION Second Quarter 2026 Forward looking statements This presentation contains forward - looking statements as defined by the Private Securities Litigation Reform Act of 1995. Forward - looking statements do not represent historical facts, but are statements about management's beliefs, plans and objectives about the future, as well as its assumptions and judgments concerning such beliefs, plans and objec…
Read attachment ↗tm2618258d1_ex99-1.htm · 8-K · 2026-06-22
EX-99.1 2 tm2618258d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 FIRST UNITED CORPORATION ANNOUNCES THIRD QUARTER 2026 DIVIDEND Oakland, Maryland, June 17, 2026 - First United Corporation (NASDAQ: FUNC) announces that its Board of Directors declared a cash dividend of $.26 per share that will be paid on August 3, 2026, to holders of record of the Corporation’s common stock as of the close of business on July 20, 2026. About First United Corporation First United Corporation is the parent compa…
Read attachment ↗