Security
Jiayin Group Inc. American Depositary Shares · JFIN
JFINNASDAQotherCurrentCIK 1743102Updated Oct 6, 2026
JFIN price & chart
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NASDAQ:JFIN on TradingView ↗About the company
Jiayin Group Inc. is a leading fintech platform in China committed to facilitating effective, transparent, secure and fast connections between underserved individual borrowers and financial institutions. The origin of the business of the Company can be traced back to 2011. The Company operates a highly secure and open platform with a comprehensive risk management system and a proprietary and effective risk assessment model which employs
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Recent filings
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Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 1,252,086,000Source | 741,151,000Source | 795,049,000Source | 437,986,000Source |
| Property, Plant and Equipment, NetUSD | 189,750,000Source | 6,082,000Source | 5,681,000Source | 2,740,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 8,843,000Source | 74,051,000Source | 52,141,000Source | 42,194,000Source |
| Accounts Receivable | — | —Source | —Source | —Source |
| Assets, CurrentUSD | 989,930,000Source | — | — | — |
| Prepaid Expense and Other Assets, CurrentUSD | 259,080,000Source | 51,784,000Source | 270,644,000Source | 68,554,000Source |
| Operating Lease, Right-of-Use AssetUSD | 4,461,000Source | 7,228,000Source | 6,994,000Source | 4,002,000Source |
| Other Assets, NoncurrentUSD | 10,945,000Source | 101,048,000Source | 319,000Source | 255,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 618,401,000Source | 312,670,000Source | 459,768,000Source | 257,985,000Source |
| Stockholders’ equity: | ||||
| Retained Earnings (Accumulated Deficit)USD | 497,746,000Source | 307,072,000Source | 214,910,000Source | 55,805,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | 1,552,000Source | 973,000Source | -1,435,000Source | -452,000Source |
| Stockholders' Equity Attributable to ParentUSD | 633,908,000Source | 428,708,000Source | 335,517,000Source | 180,230,000Source |
| Additional Paid in Capital, Common StockUSD | 161,735,000Source | 124,621,000Source | 127,034,000Source | 126,220,000Source |
| Liabilities and EquityUSD | 1,252,086,000Source | 741,151,000Source | 795,049,000Source | 437,986,000Source |
| Current liabilities: | ||||
| Liabilities, CurrentUSD | 526,869,000Source | — | — | — |
| Operating Lease, Liability, CurrentUSD | 3,616,000Source | — | 15,570,000Source | 24,986,000Source |
| Operating Lease, Liability, NoncurrentUSD | 614,000Source | — | 32,388,000Source | 2,479,000Source |
| Deferred Income Tax Liabilities, NetUSD | 15,288,000Source | — | — | — |
| Other Liabilities, NoncurrentUSD | 1,843,000Source | — | — | — |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | -223,000Source | -227,000Source | -236,000Source | -229,000Source |
| Additional Financial Items | ||||
| Accrued Liabilities, CurrentCNY | 663,979,000Source | 467,032,000Source | 313,041,000Source | 254,943,000Source |
| Deferred Tax Liabilities, NetCNY | 106,912,000Source | — | — | — |
| Long-term Debt, Excluding Current Maturities | —Source | — | — | — |
| Long-term Debt, Current MaturitiesCNY | 84,642,000Source | — | — | — |
| Long-term Debt, Excluding Current MaturitiesUSD | 73,787,000Source | — | — | — |
| Short-term InvestmentsUSD | — | — | — | 0Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 219,607,000Source | 144,735,000Source | 182,760,000Source | 171,118,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation and amortization | —Source | —Source | —Source | —Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 22,585,000Source | 8,100,000Source | 7,655,000Source | 6,169,000Source |
| Deferred Income Tax Expense (Benefit)CNY | 25,333,000Source | 28,428,000Source | 40,049,000Source | -22,322,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 179,799,000Source | 195,292,000Source | 54,873,000Source | 19,367,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -278,303,000Source | -107,342,000Source | -14,909,000Source | -3,328,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 90,815,000Source | 101,260,000Source | 4,443,000Source | 2,533,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 15,835,000Source | 7,297,000Source | 5,364,000Source | 2,139,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 69,664,000Source | -45,578,000Source | -27,252,000Source | -1,822,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -28,945,000Source | 41,815,000Source | 11,210,000Source | 15,727,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 67,987,000Source | 92,865,000Source | 52,484,000Source | 42,487,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 317,000Source | — | — | — |
| Income Taxes Paid, NetUSD | 4,885,000Source | 16,259,000Source | 5,760,000Source | 275,000Source |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | -105,000Source | -557,000Source | -1,502,000Source | 1,510,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseCNY | — | — | — | 35,693,000Source |
| DepreciationCNY | 70,903,000Source | 17,782,000Source | 9,461,000Source | 7,668,000Source |
| General and Administrative ExpenseUSD | 43,253,000Source | 30,276,000Source | 30,262,000Source | 28,133,000Source |
| Income (Loss) from Equity Method InvestmentsUSD | — | — | -280,000Source | 1,152,000Source |
| Income Tax Expense (Benefit)USD | 48,284,000Source | 32,729,000Source | 34,876,000Source | 22,531,000Source |
| Net Income (Loss) Attributable to ParentUSD | 219,608,000Source | 144,736,000Source | 182,766,000Source | 171,034,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | -1,000Source | -1,000Source | -6,000Source | 84,000Source |
| Operating Lease, ExpenseCNY | 25,827,000Source | 25,327,000Source | 25,073,000Source | 29,229,000Source |
| Other Nonoperating Income (Expense)USD | 9,597,000Source | 13,073,000Source | 2,089,000Source | 6,299,000Source |
| Proceeds from Stock Options ExercisedUSD | — | 23,000Source | 179,000Source | 317,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)CNY | -865,000Source | -5,957,000Source | — | — |
| Unrealized Gain (Loss) on InvestmentsUSD | 304,000Source | — | — | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 889,761,000Source | 794,738,000Source | 769,993,000Source | 474,310,000Source |
| Operating Income (Loss)USD | 257,015,000Source | 170,977,000Source | 187,675,000Source | 171,376,000Source |
| Other Nonoperating Income (Expense)USD | 9,597,000Source | 13,073,000Source | 2,089,000Source | 6,299,000Source |
| Income Tax Expense (Benefit)USD | 48,284,000Source | 32,729,000Source | 34,876,000Source | 22,531,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | -1,000Source | -1,000Source | -6,000Source | 84,000Source |
| Net Income (Loss) Attributable to ParentUSD | 219,608,000Source | 144,736,000Source | 182,766,000Source | 171,034,000Source |
| Earnings Per Share, BasicUSD per share | 1.05Source | 0.68Source | 0.85Source | 0.79Source |
| Earnings Per Share, DilutedUSD per share | 1.05Source | 0.68Source | 0.85Source | 0.79Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 208,900,211Source | 212,433,169Source | 213,996,233Source | 215,259,640Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 208,900,211Source | 212,433,169Source | 213,996,233Source | 215,259,640Source |
| Additional Financial Items | ||||
| Costs and ExpensesUSD | 632,746,000Source | 623,761,000Source | 582,318,000Source | 302,934,000Source |
| Current Income Tax Expense (Benefit)CNY | 312,319,000Source | 210,472,000Source | 207,567,000Source | 177,720,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | 10,139,000Source | 2,449,000Source | 1,333,000Source | 1,444,000Source |
| General and Administrative ExpenseUSD | 43,253,000Source | 30,276,000Source | 30,262,000Source | 28,133,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticCNY | 1,892,631,000Source | 1,286,327,000Source | 1,631,882,000Source | — |
| Income (Loss) from Equity Method InvestmentsUSD | — | — | -280,000Source | 1,152,000Source |
| Interest Income (Expense), Nonoperating, NetUSD | 1,279,000Source | 2,504,000Source | 1,816,000Source | 42,000Source |
| Operating Lease, ExpenseCNY | 25,827,000Source | 25,327,000Source | 25,073,000Source | 29,229,000Source |
| Other IncomeCNY | — | — | — | 0Source |
| Research and Development ExpenseUSD | 61,078,000Source | 51,024,000Source | 41,735,000Source | 31,418,000Source |
| Selling and Marketing ExpenseUSD | 347,196,000Source | 262,199,000Source | 216,751,000Source | 156,786,000Source |
Filing attachments
jfin-ex99_1.htm · 6-K · 2026-07-02
Exhibit 99.1 Jiayin Group Inc. Announces Change of Director SHANGHAI, China, July 2, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced that Ms. Xiaojing Lu has been appointed as a director of the Company’s board of directors (the “Board”), a member of the compensation committee of the Board and a member of the nominating and corporate governance committee of the Board, effective as of July 1, 2026. Ms. Yi…
Read attachment ↗jfin-ex99_1.htm · 6-K · 2026-05-15
Exhibit 99.1 Jiayin Group Inc. Announces Leadership Change SHANGHAI, China, May 15, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced that Ms. Dan Qi has been appointed as the Chief Risk Officer of the Company, effective as of June 1, 2026. Ms. Yifang Xu has resigned from her position as Chief Risk Officer of the Company, effective as of June 1, 2026, for personal reasons. Ms. Xu will continue to serve as…
Read attachment ↗jfin-ex4_20.htm · 20-F · 2026-04-28
Exhibit 4.20 M&A Syndicated Loan Contract Contract No.: [Redacted] Dated [Redacted] [Shanghai Jirong Zhicheng Enterprise Development Co., Ltd.] (Acting as the Borrower) [Redacted] (Acting as the Lead Arranger) [Redacted] [Redacted] (Acting as the Lenders) And [Redacted] (Acting as the Agent) Table of Contents Title Page No. I. Definitions and Interpretation 10 1.1 …
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