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Security

Joint Stock Company Kaspi.kz American Depository Shares · KSPI

KSPINASDAQotherCurrentCIK 1985487Updated Oct 30, 2026

Company: Joint Stock Co Kaspi.kz →

KSPI price & chart

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In the news

Seeking Alpha

Recent filings

  1. 6-K filing

    6-K · 2026-09-10 · 0001985487-26-000028

  2. 144 filing

    144 · 2026-08-17 · 0001968582-26-000845

  3. 6-K filing

    6-K · 2026-08-12 · 0001985487-26-000026

  4. 6-K filing

    6-K · 2026-08-10 · 0001985487-26-000024

  5. 6-K filing

    6-K · 2026-06-12 · 0001985487-26-000022

Show 5 more recent filings
  1. 6-K filing

    6-K · 2026-05-14 · 0001985487-26-000020

  2. 6-K filing

    6-K · 2026-05-12 · 0001985487-26-000018

  3. 6-K filing

    6-K · 2026-05-11 · 0001985487-26-000015

  4. 6-K filing

    6-K · 2026-04-24 · 0001985487-26-000013

  5. 6-K filing

    6-K · 2026-04-16 · 0001985487-26-000010

Financials

FY 2025 · KZT
Revenue4,046,074,000,000KZT · FY 2025
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

Net income1,073,177,000,000KZT · FY 2025
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

Assets—KZT · FY 2025
Cash— · FY 2025
Operating income— · FY 2025
Diluted EPS5,592KZT/shares · FY 2025
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

Some figures are unavailable for this reporting year.

Balance-sheet figures are unavailable pending verification.

cash flow · annual statements
Line itemFY 2025FY 2024FY 2023FY 2022
Cash flows from operating activities:
Profit or LossKZT1,067,707,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

1,056,834,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

848,770,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

588,844,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

Cash flows from financing activities:
Dividends paid——
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

—
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

—
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

Additional Financial Items
AdjustmentsForCurrentTaxOfPriorPeriodKZT2,301,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

——315,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

DividendsPaidClassifiedAsFinancingActivitiesKZT0
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

646,056,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

560,132,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

210,102,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

GeneralAndAdministrativeExpenseKZT78,252,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

32,899,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

29,468,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

24,772,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

GoodwillKZT447,128,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

As of 2025-12-31

17,438,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

As of 2024-12-31

——
IncomeTaxesPaidRefundClassifiedAsOperatingActivitiesKZT260,908,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

218,060,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

181,784,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

133,422,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

InterestPaidClassifiedAsOperatingActivitiesKZT874,234,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

597,046,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

454,502,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

257,030,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

PaymentsToAcquireOrRedeemEntitysSharesKZT21,907,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

2,852,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

60,703,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

63,672,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivitiesKZT7,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

519,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

221,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

528,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

Lines labelled “Derived” are calculated from reported figures.

income statement · annual statements
Line itemFY 2025FY 2024FY 2023FY 2022
Cost of Goods and Services Sold—
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

—
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

—
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

—
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

Gross Profit (Calculated) · Derived————
Total RevenueKZT4,046,074,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

2,532,156,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

1,913,490,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

1,270,592,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

Additional Financial Items
ApplicableTaxRatenumber0.2
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

0.2
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

0.2
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

0.2
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

BasicEarningsLossPerShareKZT/shares5,631
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

5,477
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

4,431
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

3,051
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

CurrentTaxExpenseIncomeKZT197,771,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

223,371,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

174,196,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

131,307,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

DeferredTaxExpenseIncomeRecognisedInProfitOrLossKZT66,440,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

2,084,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

-962,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

738,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

DepreciationAndAmortisationExpenseKZT78,252,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

28,834,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

25,554,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

16,794,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

DilutedEarningsLossPerShareKZT/shares5,592
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

5,431
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

4,381
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

3,016
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

EmployeeBenefitsExpenseKZT212,536,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

104,522,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

86,326,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

68,509,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

ExpenseFromSharebasedPaymentTransactionsWithEmployeesKZT15,476,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

16,963,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

20,859,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

19,984,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

GeneralAndAdministrativeExpenseKZT78,252,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

32,899,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

29,468,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

24,772,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

IncomeTaxExpenseContinuingOperationsKZT264,211,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

225,455,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

173,234,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

131,730,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

InterestExpenseKZT825,849,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

616,116,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

478,010,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

278,676,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

ProfitLossAttributableToNoncontrollingInterestsKZT-5,470,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

17,095,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

7,419,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

3,818,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

ProfitLossAttributableToOwnersOfParentKZT1,073,177,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

1,039,739,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

841,351,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

585,026,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

ProfitLossBeforeTaxKZT1,331,918,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

1,282,289,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

1,022,004,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

720,574,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

ResearchAndDevelopmentExpenseKZT208,580,000,000
Source

20-F · 2026-03-16 · 0001985487-26-000008

2025-01-01 to 2025-12-31

109,553,000,000
Source

20-F · 2025-03-10 · 0000950170-25-035904

2024-01-01 to 2024-12-31

88,657,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2023-01-01 to 2023-12-31

60,807,000,000
Source

20-F · 2024-04-29 · 0000950170-24-049512

2022-01-01 to 2022-12-31

Lines labelled “Derived” are calculated from reported figures.

Filing attachments

kspi-ex99_1.htm · 6-K · 2026-09-10

Exhibit 99.1 Announcement of EGM Results Joint Stock Company Kaspi.kz (Nasdaq: KSPI) announces that the following resolutions were duly passed at its Extraordinary General Meeting on 09 September 2026: 1. To approve the agenda of the Extraordinary General Meeting of Shareholders of JSC Kaspi.kz: 1) Approval of the agenda, 2) Payment of dividends on common shares of JSC Kaspi.kz and approval of the amount of dividend per common share. 2. To approve dividends to be paid within the period…

6-K · 2026-09-10 · 0001985487-26-000028

Read attachment ↗
kspi-ex99_1.htm · 6-K · 2026-08-12

Exhibit 99.1 JOINT STOCK COMPANY KASPI. KZ Interim Condensed Consolidated Financial Information For the six months ended 30 June 2026 (Unaudited) Joint Stock Company Kaspi.kz Table of Contents Page interim condensed consolidated financial information FOR THE THREE AND six MONTHS ENDED 30 JUNE 2026 (unaudited): Interim condensed consolidated statements of profit or loss (unaudited) 3 Interim condensed consolidated statements of other comprehensive i…

6-K · 2026-08-12 · 0001985487-26-000026

Read attachment ↗
kspi-ex99_1.htm · 6-K · 2026-08-10

Exhibit 99.1 Kaspi.kz 2Q & 1H 2026 Financial Results Almaty, Kazakhstan, 10 August 2026 - Joint Stock Company Kaspi.kz (“Kaspi.kz”) (Nasdaq:KSPI) today published its unaudited consolidated IFRS financial results for the quarter and first half ended 30 June 2026 (“2Q and 1H 2026”). 2Q 2026 Highlights • Our Board has proposed increasing the quarterly dividend by 18% to KZT1,000 per ADS, from KZT850 in 1Q 2026, subject to shareholder approval. The increase reflects our performance in the first …

6-K · 2026-08-10 · 0001985487-26-000024

Read attachment ↗
kspi-ex99_2.htm · 6-K · 2026-08-10

Exhibit 99.2 Notice of Extraordinary General Meeting of Shareholders of Kaspi.kz The Board of Directors of JSC Kaspi.kz (Nasdaq: KSPI) hereby announces the Extraordinary General Meeting of Shareholders of JSC Kaspi.kz will be held on 09 September 2026 at 10:00 Astana time at: 154 “А”, Nauryzbai Batyr Street, Almaty, Kazakhstan, 050013. If a quorum is not met, a repeated General Meeting of Shareholders will be held on 10 September 2026 at 10:00 Astana time at: 154 “А”, Nauryzbai Batyr Street, …

6-K · 2026-08-10 · 0001985487-26-000024

Read attachment ↗
kspi-ex99_1.htm · 6-K · 2026-06-12

Exhibit 99.1 Announcement of EGM Results Joint Stock Company Kaspi.kz (Nasdaq: KSPI) announces that the following resolutions were duly passed at its Extraordinary General Meeting on 11 June 2026: 1. To approve the agenda of the Extraordinary General Meeting of Shareholders of JSC Kaspi.kz: 1) Approval of the agenda; 2) Payment of dividends on common shares of JSC Kaspi.kz and approval of the amount of dividend per common share; 3) Determination of the number and the term of powers and…

6-K · 2026-06-12 · 0001985487-26-000022

Read attachment ↗
kspi-ex99_1.htm · 6-K · 2026-05-14

Exhibit 99.1 JOINT STOCK COMPANY KASPI. KZ Interim Condensed Consolidated Financial Information For the three months ended 31 March 2026 (Unaudited) Joint Stock Company Kaspi.kz Table of Contents Page interim condensed consolidated financial information FOR THE Three MONTHS ENDED 31 MARCH 2026 (unaudited): Interim condensed consolidated statements of profit or loss (unaudited) 3 Interim condensed consolidated statements of other comprehensive incom…

6-K · 2026-05-14 · 0001985487-26-000020

Read attachment ↗

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