Security
NAVI · NAVIENT CORP
NAVINASDAQCommon stockCurrentCIK 1593538Updated Sep 25, 2026
Name history
New Corp · through Feb 28, 2014
NAVI price & chart
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NASDAQ:NAVI on TradingView ↗About the company
Navient (Nasdaq: NAVI) creates long-term value for customers and investors with responsible lending, flexible refinancing, trusted servicing oversight, and decades of education finance and portfolio management expertise. Through our Earnest business, we help customers confidently achieve financial success through digital financial services. Our employees thrive in a culture of belonging, where they are supported and proud to deliver meaningful outcomes. Learn more on Navient.com.
In the news
Navient Completes $612.5 Million Securitization Backed by Private Education Loans ↗
Recent filings
4 filing
3 filing
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Other Events
Items 5.02, 8.01, 9.01
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
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Source
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 48,681,000,000Source | 51,789,000,000Source | 61,375,000,000Source | 70,795,000,000Source |
| Property, Plant and Equipment, NetUSD | 23,000,000Source | 52,000,000Source | 62,000,000Source | 74,000,000Source |
| GoodwillUSD | 428,000,000Source | 428,000,000Source | 670,000,000Source | 670,000,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 637,000,000Source | 722,000,000Source | 839,000,000Source | 1,535,000,000Source |
| Accounts Receivable | — | — | — | — |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 46,282,000,000Source | 49,148,000,000Source | 58,615,000,000Source | 67,818,000,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 4,000,000Source | 4,000,000Source | 4,000,000Source | 4,000,000Source |
| Retained Earnings (Accumulated Deficit)USD | 4,552,000,000Source | 4,697,000,000Source | 4,638,000,000Source | 4,490,000,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | 2,000,000Source | 3,000,000Source | 19,000,000Source | 87,000,000Source |
| Stockholders' Equity Attributable to ParentUSD | 2,399,000,000Source | — | — | 2,977,000,000Source |
| Additional Paid in Capital, Common StockUSD | 3,403,000,000Source | 3,380,000,000Source | 3,353,000,000Source | 3,313,000,000Source |
| Liabilities and EquityUSD | 48,681,000,000Source | 51,789,000,000Source | 61,375,000,000Source | 70,795,000,000Source |
| Additional Financial Items | ||||
| Long-term DebtUSD | 40,633,000,000Source | 43,184,000,000Source | 53,402,000,000Source | 61,026,000,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | -80,000,000Source | 131,000,000Source | 228,000,000Source | 645,000,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | 21,000,000Source | 23,000,000Source | 24,000,000Source | 19,000,000Source |
| Deferred Income Tax Expense (Benefit)USD | 2,000,000Source | 6,000,000Source | -2,000,000Source | 208,000,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 441,000,000Source | 459,000,000Source | 676,000,000Source | 305,000,000Source |
| Cash flows from investing activities: | ||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | 0Source | — |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 2,712,000,000Source | 8,466,000,000Source | 7,357,000,000Source | 10,585,000,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | 13,000,000Source | 6,000,000Source | -5,000,000Source | -96,000,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 111,000,000Source | 179,000,000Source | 310,000,000Source | 400,000,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -3,152,000,000Source | -9,615,000,000Source | -10,047,000,000Source | -9,661,000,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 63,000,000Source | 70,000,000Source | 78,000,000Source | 91,000,000Source |
| Proceeds from (Payments for) Other Financing ActivitiesUSD | 88,000,000Source | -79,000,000Source | -101,000,000Source | 89,000,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 1,000,000Source | -690,000,000Source | -2,014,000,000Source | 1,229,000,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 2,104,000,000Source | 2,103,000,000Source | 2,793,000,000Source | 4,807,000,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 2,563,000,000Source | 3,238,000,000Source | 3,431,000,000Source | 1,904,000,000Source |
| Income Taxes Paid, NetUSD | 19,000,000Source | 38,000,000Source | 57,000,000Source | 30,000,000Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 3,000,000Source | 8,000,000Source | 10,000,000Source | 14,000,000Source |
| Gain (Loss) on Derivative Instruments, Net, PretaxUSD | -30,000,000Source | 70,000,000Source | 11,000,000Source | 171,000,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 0Source | — |
| GoodwillUSD | 428,000,000Source | 428,000,000Source | 670,000,000Source | 670,000,000Source |
| Income Tax Expense (Benefit)USD | -31,000,000Source | 43,000,000Source | 85,000,000Source | 182,000,000Source |
| Net Income (Loss) Attributable to ParentUSD | -80,000,000Source | 131,000,000Source | 228,000,000Source | 645,000,000Source |
| Operating ExpensesUSD | 421,000,000Source | 680,000,000Source | 800,000,000Source | 776,000,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | 280,000,000Source | 113,000,000Source | 123,000,000Source | 79,000,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | — | 271,000,000Source | 321,000,000Source | 332,000,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | -111,000,000Source | 174,000,000Source | 313,000,000Source | 827,000,000Source |
| Income Tax Expense (Benefit)USD | -31,000,000Source | 43,000,000Source | 85,000,000Source | 182,000,000Source |
| Net Income (Loss) Attributable to ParentUSD | -80,000,000Source | 131,000,000Source | 228,000,000Source | 645,000,000Source |
| Earnings Per Share, BasicUSD per share | -0.81Source | 1.2Source | 1.87Source | 4.54Source |
| Earnings Per Share, DilutedUSD per share | -0.81Source | 1.18Source | 1.85Source | 4.49Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 99,000,000Source | 109,000,000Source | 122,000,000Source | 142,000,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 99,000,000Source | 111,000,000Source | 123,000,000Source | 144,000,000Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 3,000,000Source | 8,000,000Source | 10,000,000Source | 14,000,000Source |
| Current Income Tax Expense (Benefit)USD | -33,000,000Source | 37,000,000Source | 87,000,000Source | -26,000,000Source |
| Gain (Loss) on Derivative Instruments, Net, PretaxUSD | -30,000,000Source | 70,000,000Source | 11,000,000Source | 171,000,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | 111,000,000Source | — | — | — |
| Interest ExpenseUSD | — | — | 3,557,000,000Source | 2,102,000,000Source |
| InterestExpenseOperatingUSD | 2,589,000,000Source | 3,273,000,000Source | — | — |
| Interest Income (Expense), NetUSD | 519,000,000Source | 536,000,000Source | 862,000,000Source | 1,121,000,000Source |
| Labor and Related ExpenseUSD | 149,000,000Source | 316,000,000Source | 401,000,000Source | 444,000,000Source |
| Operating ExpensesUSD | 421,000,000Source | 680,000,000Source | 800,000,000Source | 776,000,000Source |
| Other ExpensesUSD | 99,000,000Source | 316,000,000Source | — | — |
Filing attachments
ef20082662_ex99-1.htm · 8-K · 2026-09-25
Exhibit 99.1 NEWS RELEASE For immediate release Navient names Diane Offereins as new board member HERNDON, Va., September 25, 2026 - Navient (Nasdaq: NAVI) has appointed Diane Offereins, a well-respected executive with over 35 years of experience in financial services, to the Navient board of directors, effective September 24, 2026. “We are excited to have Diane join the Navient board and believe she is an excellent addition with her many years of experience in the financial services ind…
Read attachment ↗navi-ex99_1.htm · 8-K · 2026-08-06
EX-99.1 2 navi-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 NEWS RELEASE For immediate release Navient posts second quarter 2026 financial results HERNDON, Va., August 6, 2026 - Navient (Nasdaq: NAVI) today posted its 2026 second quarter financial results. Complete financial results are available on the company’s website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC’s website at www.sec.gov. Navient will hold a live audio webcast today, August 6, 20…
Read attachment ↗navi-ex99_2.htm · 8-K · 2026-08-06
EX-99.2 3 navi-ex99_2.htm EX-99.2 EX-99.2 Exhibit 99.2 NAVIENT REPORTS SECOND-QUARTER 2026 FINANCIAL RESULTS ────────────────────────────────── HERNDON, Va., August 6, 2026 - Navient (Nasdaq: NAVI) today released its second-quarter 2026 financial results. OVERALL • GAAP net income of $25 million ($0.26 diluted earnings per share). GAAP net income of $25 million ($0.26 diluted earnings per share). RESULTS • Core Earnings(…
Read attachment ↗d156580dex42.htm · 8-K · 2026-05-29
EX-4.2 3 d156580dex42.htm EX-4.2 EX-4.2 Exhibit 4.2 NAVIENT CORPORATION, as Company, and THE BANK OF NEW YORK MELLON, as Trustee SEVENTEENTH SUPPLEMENTAL INDENTURE Dated as of May 29, 2026 to INDENTURE Dated as of July 18, 2014 9.375% Senior Notes due 2031 TABLE OF CONTENTS Page ARTICLE 1. DEFINITIONS Section 1.1. Definition of Terms 3 ARTICLE 2. GENERAL TERMS AND CONDITIONS OF THE SENIOR NOTES Section …
Read attachment ↗navi-ex99_1.htm · 8-K · 2026-04-29
EX-99.1 2 navi-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 NEWS RELEASE For immediate release Navient posts first quarter 2026 financial results HERNDON, Va., April 29, 2026 - Navient (Nasdaq: NAVI) today posted its 2026 first quarter financial results. Complete financial results are available on the company’s website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC’s website at www.sec.gov. Navient will hold a live audio webcast today, April 29, 2026…
Read attachment ↗navi-ex99_2.htm · 8-K · 2026-04-29
EX-99.2 3 navi-ex99_2.htm EX-99.2 EX-99.2 Exhibit 99.2 NAVIENT REPORTS FIRST-QUARTER 2026 FINANCIAL RESULTS ───────────────────────────────── HERNDON, Va., April 29, 2026 - Navient (Nasdaq: NAVI) today released its first-quarter 2026 financial results. OVERALL • GAAP net income of $17 million ($0.17 diluted earnings per share). GAAP net income of $17 million ($0.17 diluted earnings per share). RESULTS • Core Earnings(1) …
Read attachment ↗