Security
Navient Holdings, Inc. Common Stock · NAVI
NAVINASDAQCommon stockCurrentCIK 1593538Updated Nov 3, 2026
Name history
NAVIENT CORP · through Oct 21, 2026New Corp · through Feb 28, 2014
NAVI price & chart
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NASDAQ:NAVI on TradingView ↗About the company
Navient (Nasdaq: NAVI) creates long-term value for customers and investors with responsible lending, flexible refinancing, trusted servicing oversight, and decades of education finance and portfolio management expertise. Through our Earnest business, we help customers confidently achieve financial success through digital financial services. Our employees thrive in a culture of belonging, where they are supported and proud to deliver meaningful outcomes. Learn more on Navient.com.
In the news
Navient names Diane Offereins as new board member ↗
Seeking Alpha
Oppenheimer's top 50 small- and mid-cap Sell ideas ↗
Navient Corporation (NAVI) Discusses Corporate Reorganization and Strategic Realignment of Business Structure - Slideshow ↗
Navient Corporation (NAVI) Discusses Corporate Reorganization and Strategic Realignment of Business Structure Transcript ↗
SEC disclosures
NAVIENT CORP files 8-K: Material Event ↗
Recent filings
S-3ASR filing
Entry into a Material Definitive Agreement · Completion of Acquisition or Disposition of Assets · Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing · Material Modification to Rights of Security Holders · Changes in Control of Registrant · Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
Items 1.01, 2.01, 3.01, 3.03, 5.01, 5.03, 9.01
15-12G filing
POSASR filing
POSASR filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 49,306,000,000Source | 53,440,000,000Source | 47,297,000,000Source | 50,222,000,000Source | 56,622,000,000Source | 48,004,000,000Source | 50,950,000,000Source | 59,029,000,000Source | 48,681,000,000Source | 51,789,000,000Source | 61,375,000,000Source | 70,795,000,000Source |
| Property, Plant and Equipment, NetUSD | 27,000,000Source | 54,000,000Source | 21,000,000Source | 28,000,000Source | 59,000,000Source | 21,000,000Source | 34,000,000Source | 61,000,000Source | 23,000,000Source | 52,000,000Source | 62,000,000Source | 74,000,000Source |
| GoodwillUSD | — | 428,000,000Source | 428,000,000Source | — | — | 428,000,000Source | — | — | 428,000,000Source | 428,000,000Source | 670,000,000Source | 670,000,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 571,000,000Source | 1,143,000,000Source | 770,000,000Source | 712,000,000Source | 1,088,000,000Source | 621,000,000Source | 642,000,000Source | 823,000,000Source | 637,000,000Source | 722,000,000Source | 839,000,000Source | 1,535,000,000Source |
| Accounts Receivable | —Source | —Source | —Source | —Source | —Source | —Source | —Source | —Source | —Source | —Source | —Source | —Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 46,867,000,000Source | 50,746,000,000Source | 44,899,000,000Source | 47,658,000,000Source | 53,874,000,000Source | 45,625,000,000Source | 48,361,000,000Source | 56,263,000,000Source | 46,282,000,000Source | 49,148,000,000Source | 58,615,000,000Source | 67,818,000,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 4,000,000Source | 4,000,000Source | 4,000,000Source | 4,000,000Source | 4,000,000Source | 4,000,000Source | 4,000,000Source | 4,000,000Source | 4,000,000Source | 4,000,000Source | 4,000,000Source | 4,000,000Source |
| Retained Earnings (Accumulated Deficit)USD | 4,573,000,000Source | 4,690,000,000Source | 4,562,000,000Source | 4,674,000,000Source | 4,710,000,000Source | 4,552,000,000Source | 4,677,000,000Source | 4,691,000,000Source | 4,552,000,000Source | 4,697,000,000Source | 4,638,000,000Source | 4,490,000,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -1,000,000Source | 3,000,000Source | 14,000,000Source | 0Source | 10,000,000Source | 5,000,000Source | 2,000,000Source | 15,000,000Source | 2,000,000Source | 3,000,000Source | 19,000,000Source | 87,000,000Source |
| Stockholders' Equity Attributable to ParentUSD | 2,439,000,000Source | 2,694,000,000Source | 2,398,000,000Source | 2,564,000,000Source | 2,748,000,000Source | 2,379,000,000Source | 2,589,000,000Source | 2,766,000,000Source | 2,399,000,000Source | — | — | 2,977,000,000Source |
| Additional Paid in Capital, Common StockUSD | 3,398,000,000Source | 3,374,000,000Source | 3,410,000,000Source | 3,394,000,000Source | 3,367,000,000Source | 3,407,000,000Source | 3,390,000,000Source | 3,360,000,000Source | 3,403,000,000Source | 3,380,000,000Source | 3,353,000,000Source | 3,313,000,000Source |
| Liabilities and EquityUSD | 49,306,000,000Source | 53,440,000,000Source | 47,297,000,000Source | 50,222,000,000Source | 56,622,000,000Source | 48,004,000,000Source | 50,950,000,000Source | 59,029,000,000Source | 48,681,000,000Source | 51,789,000,000Source | 61,375,000,000Source | 70,795,000,000Source |
| Additional Financial Items | ||||||||||||
| Long-term DebtUSD | 41,414,000,000Source | 44,695,000,000Source | 40,123,000,000Source | 42,345,000,000Source | 47,545,000,000Source | 39,240,000,000Source | 42,872,000,000Source | 50,848,000,000Source | 40,633,000,000Source | 43,184,000,000Source | 53,402,000,000Source | 61,026,000,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | -86,000,000Source | -2,000,000Source | 25,000,000Source | 14,000,000Source | 17,000,000Source | -2,000,000Source | -80,000,000Source | 131,000,000Source | 228,000,000Source | 645,000,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 3,000,000Source | 8,000,000Source | 21,000,000Source | 23,000,000Source | 24,000,000Source | 19,000,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 2,000,000Source | 6,000,000Source | -2,000,000Source | 208,000,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | -47,000,000Source | 71,000,000Source | 441,000,000Source | 459,000,000Source | 676,000,000Source | 305,000,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | — | — | — | 0Source | — |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 691,000,000Source | 661,000,000Source | 2,712,000,000Source | 8,466,000,000Source | 7,357,000,000Source | 10,585,000,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | — | — | — | — | — | — | -16,000,000Source | -27,000,000Source | 13,000,000Source | 6,000,000Source | -5,000,000Source | -96,000,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 23,000,000Source | 35,000,000Source | 111,000,000Source | 179,000,000Source | 310,000,000Source | 400,000,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -617,000,000Source | -780,000,000Source | -3,152,000,000Source | -9,615,000,000Source | -10,047,000,000Source | -9,661,000,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 15,000,000Source | 16,000,000Source | 63,000,000Source | 70,000,000Source | 78,000,000Source | 91,000,000Source |
| Proceeds from (Payments for) Other Financing ActivitiesUSD | — | — | — | — | — | — | 5,000,000Source | -5,000,000Source | 88,000,000Source | -79,000,000Source | -101,000,000Source | 89,000,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 27,000,000Source | -48,000,000Source | 1,000,000Source | -690,000,000Source | -2,014,000,000Source | 1,229,000,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 1,872,000,000Source | 2,793,000,000Source | 2,139,000,000Source | 2,077,000,000Source | 2,131,000,000Source | 2,055,000,000Source | 2,104,000,000Source | 2,103,000,000Source | 2,793,000,000Source | 4,807,000,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 591,000,000Source | 703,000,000Source | 2,563,000,000Source | 3,238,000,000Source | 3,431,000,000Source | 1,904,000,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | 1,000,000Source | 19,000,000Source | 38,000,000Source | 57,000,000Source | 30,000,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | 2,000,000Source | — | — | — | — | 3,000,000Source | 8,000,000Source | 10,000,000Source | 14,000,000Source |
| Gain (Loss) on Derivative Instruments, Net, PretaxUSD | — | — | -4,000,000Source | -36,000,000Source | 1,000,000Source | -5,000,000Source | 5,000,000Source | -25,000,000Source | -30,000,000Source | 70,000,000Source | 11,000,000Source | 171,000,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | — | — | — | — | — | — | — | — | 0Source | — |
| GoodwillUSD | — | — | — | 428,000,000Source | 428,000,000Source | — | 428,000,000Source | — | 428,000,000Source | 428,000,000Source | 670,000,000Source | 670,000,000Source |
| Income Tax Expense (Benefit)USD | — | — | -31,000,000Source | 14,000,000Source | 14,000,000Source | 4,000,000Source | 15,000,000Source | -3,000,000Source | -31,000,000Source | 43,000,000Source | 85,000,000Source | 182,000,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | -86,000,000Source | -2,000,000Source | 25,000,000Source | 14,000,000Source | 17,000,000Source | -2,000,000Source | -80,000,000Source | 131,000,000Source | 228,000,000Source | 645,000,000Source |
| Operating ExpensesUSD | — | — | 105,000,000Source | 184,000,000Source | 82,000,000Source | 100,000,000Source | 89,000,000Source | 127,000,000Source | 421,000,000Source | 680,000,000Source | 800,000,000Source | 776,000,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | 168,000,000Source | 42,000,000Source | 26,000,000Source | 37,000,000Source | 27,000,000Source | 30,000,000Source | 280,000,000Source | 113,000,000Source | 123,000,000Source | 79,000,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | — | 70,000,000Source | — | — | — | — | — | 271,000,000Source | 321,000,000Source | 332,000,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | -117,000,000Source | 12,000,000Source | 39,000,000Source | 18,000,000Source | 32,000,000Source | -5,000,000Source | -111,000,000Source | 174,000,000Source | 313,000,000Source | 827,000,000Source |
| Income Tax Expense (Benefit)USD | — | — | -31,000,000Source | 14,000,000Source | 14,000,000Source | 4,000,000Source | 15,000,000Source | -3,000,000Source | -31,000,000Source | 43,000,000Source | 85,000,000Source | 182,000,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | -86,000,000Source | -2,000,000Source | 25,000,000Source | 14,000,000Source | 17,000,000Source | -2,000,000Source | -80,000,000Source | 131,000,000Source | 228,000,000Source | 645,000,000Source |
| Earnings Per Share, BasicUSD per share | — | — | -0.87Source | -0.02Source | 0.27Source | 0.14Source | 0.18Source | -0.02Source | -0.81Source | 1.2Source | 1.87Source | 4.54Source |
| Earnings Per Share, DilutedUSD per share | — | — | -0.87Source | -0.02Source | 0.26Source | 0.13Source | 0.17Source | -0.02Source | -0.81Source | 1.18Source | 1.85Source | 4.49Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 98,000,000Source | 108,000,000Source | 94,000,000Source | 100,000,000Source | 95,000,000Source | 102,000,000Source | 99,000,000Source | 109,000,000Source | 122,000,000Source | 142,000,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 98,000,000Source | 108,000,000Source | 95,000,000Source | 101,000,000Source | 96,000,000Source | 102,000,000Source | 99,000,000Source | 111,000,000Source | 123,000,000Source | 144,000,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | 2,000,000Source | — | — | — | — | 3,000,000Source | 8,000,000Source | 10,000,000Source | 14,000,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | -33,000,000Source | 37,000,000Source | 87,000,000Source | -26,000,000Source |
| Gain (Loss) on Derivative Instruments, Net, PretaxUSD | — | — | -4,000,000Source | -36,000,000Source | 1,000,000Source | -5,000,000Source | 5,000,000Source | -25,000,000Source | -30,000,000Source | 70,000,000Source | 11,000,000Source | 171,000,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | — | — | — | — | — | — | — | — | 111,000,000Source | — | — | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 3,557,000,000Source | 2,102,000,000Source |
| InterestExpenseOperatingUSD | — | — | 639,000,000Source | 828,000,000Source | 560,000,000Source | 650,000,000Source | 564,000,000Source | 672,000,000Source | 2,589,000,000Source | 3,273,000,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 142,000,000Source | 120,000,000Source | 122,000,000Source | 128,000,000Source | 131,000,000Source | 130,000,000Source | 519,000,000Source | 536,000,000Source | 862,000,000Source | 1,121,000,000Source |
| Labor and Related ExpenseUSD | — | — | 32,000,000Source | 72,000,000Source | 27,000,000Source | 35,000,000Source | 32,000,000Source | 49,000,000Source | 149,000,000Source | 316,000,000Source | 401,000,000Source | 444,000,000Source |
| Operating ExpensesUSD | — | — | 105,000,000Source | 184,000,000Source | 82,000,000Source | 100,000,000Source | 89,000,000Source | 127,000,000Source | 421,000,000Source | 680,000,000Source | 800,000,000Source | 776,000,000Source |
| Other ExpensesUSD | — | — | 29,000,000Source | 89,000,000Source | 20,000,000Source | 20,000,000Source | 19,000,000Source | 35,000,000Source | 99,000,000Source | 316,000,000Source | — | — |
Offerings
Registration 333-299772
Filing attachments
d345634dex41.htm · 8-K · 2026-11-02
Exhibit 4.1 NAVIENT LLC, as the Successor Company and THE BANK OF NEW YORK MELLON, as Trustee NINTH SUPPLEMENTAL INDENTURE Dated as of October 28, 2026 This Ninth Supplemental Indenture, dated as of October 28, 2026 (this “Supplemental Indenture”), between Navient LLC (the “Successor Company”) and The Bank of New York Mellon (the “Trustee”) under the Indenture referred to below. W I T N E S S E T H: WHEREAS, Navient Corporation (the “Company”) (successor to Navient, LLC, which was the …
Read attachment ↗d345634dex42.htm · 8-K · 2026-11-02
Exhibit 4.2 NAVIENT LLC, as the Successor Company and THE BANK OF NEW YORK MELLON, as Trustee EIGHTEENTH SUPPLEMENTAL INDENTURE Dated as of October 28, 2026 This Eighteenth Supplemental Indenture, dated as of October 28, 2026 (this “Supplemental Indenture”), between Navient LLC (the “Successor Company”) and The Bank of New York Mellon (the “Trustee”) under the Indenture referred to below. W I T N E S S E T H: WHEREAS, Navient Corporation (the “Company”) and the Trustee executed and del…
Read attachment ↗ef20084105_ex99-1.htm · 8-K · 2026-10-21
Exhibit 99.1 NEWS RELEASE For immediate release Navient to establish new holding company structure HERNDON, Va., Oct. 21, 2026 - Navient Corporation (Nasdaq: NAVI) today announced it intends to establish a new holding company structure. Under the new structure, the new parent company, named Navient Holdings, Inc., will become the new holding company of Navient LLC and E Parent, Inc. (Earnest). Upon completion of the reorganization, Navient LLC will assume the obligations of the listed not…
Read attachment ↗ef20084105_ex99-2.htm · 8-K · 2026-10-21
Exhibit 99.2 October 21, 2026 Corporate Reorganization 1 Forward-Looking Statements and Non-GAAP Financial Measures The following information is current as of June 30, 2026 (unless otherwise noted) and should be read in connection with Navient Corporation’s (“Navient”) Annual Report on 2025 Form 10-K for the year ended December 31, 2025 (the “2025 Form 10-K”), filed by Navient with the Securities and Exchange Commission (the “SEC”) on February 26, 2026 and subsequent reports filed by Navient w…
Read attachment ↗ef20082662_ex99-1.htm · 8-K · 2026-09-25
Exhibit 99.1 NEWS RELEASE For immediate release Navient names Diane Offereins as new board member HERNDON, Va., September 25, 2026 - Navient (Nasdaq: NAVI) has appointed Diane Offereins, a well-respected executive with over 35 years of experience in financial services, to the Navient board of directors, effective September 24, 2026. “We are excited to have Diane join the Navient board and believe she is an excellent addition with her many years of experience in the financial services ind…
Read attachment ↗navi-ex99_1.htm · 8-K · 2026-08-06
EX-99.1 2 navi-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 NEWS RELEASE For immediate release Navient posts second quarter 2026 financial results HERNDON, Va., August 6, 2026 - Navient (Nasdaq: NAVI) today posted its 2026 second quarter financial results. Complete financial results are available on the company’s website at Navient.com/investors. The materials will also be available on a Form 8-K on the SEC’s website at www.sec.gov. Navient will hold a live audio webcast today, August 6, 20…
Read attachment ↗