Security
Oportun Financial Corporation Common Stock · OPRT
OPRTNASDAQCommon stockCurrentCIK 1538716Updated Nov 5, 2026
Name history
Progreso Financiero Holdings, Inc. · through Sep 10, 2013
OPRT price & chart
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NASDAQ:OPRT on TradingView ↗About the company
Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members’ financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $22.2 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually. For more information, visit Oportun.com.
In the news
Oportun Appoints Scott Scheirman to its Board of Directors ↗
Findell Reports ISS Recommends Oportun Stockholders Vote FOR Findell Nominee Warren Wilcox and WITHHOLD on Long-Tenured CEO Raul Vazquez at Annual Meeting News provided by Findell Capital Management, LLC Jul 07, 2025, 08:07 ET Share this article Share to X Share this article Share to X Leading Indep ↗
FINDELL CAPITAL MANAGEMENT URGES OPORTUN STOCKHOLDERS TO VOTE THE WHITE PROXY CARD TO ELECT AN INDEPENDENT CONSUMER FINANCIAL SERVICES EXPERT TO THE BOARD News provided by Findell Capital Management, LLC Jun 03, 2025, 16:08 ET Share this article Share to X Share this article Share to X NEW YORK , Ju ↗
Seeking Alpha
Oportun Financial Corporation 2026 Q3 - Results - Earnings Call Presentation ↗
Oportun forecasts $955M-$960M FY 2026 revenue while outlining Oportun Forward strategy ↗
Oportun Financial Corporation (OPRT) Q3 2026 Earnings Call Transcript ↗
SEC disclosures
Oportun Financial Corp files 8-K: Material Event ↗
Recent filings
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Other Events
Items 5.02, 8.01, 9.01
144 filing
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 3,186,179,000Source | 3,251,298,000Source | 3,129,312,000Source | 3,201,086,000Source | 3,250,361,000Source | 3,167,538,000Source | 3,226,305,000Source | 3,277,501,000Source | 3,257,856,000Source | 3,227,103,000Source | 3,411,888,000Source | 3,613,695,000Source |
| Property, Plant and Equipment, NetUSD | 1,977,000Source | 3,889,000Source | 1,842,000Source | 2,234,000Source | 4,920,000Source | 1,950,000Source | 2,603,000Source | 6,017,000Source | 2,073,000Source | 2,975,000Source | 6,991,000Source | 10,524,000Source |
| GoodwillUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 104,611,000Source | 71,838,000Source | 139,590,000Source | 96,816,000Source | 72,871,000Source | 130,384,000Source | 78,542,000Source | 69,200,000Source | 105,525,000Source | 59,968,000Source | 91,187,000Source | 98,817,000Source |
| Operating Lease, Right-of-Use AssetUSD | 9,621,000Source | 9,666,000Source | 11,206,000Source | 9,718,000Source | 9,947,000Source | 10,486,000Source | 9,324,000Source | 18,915,000Source | 9,441,000Source | 9,775,000Source | 21,105,000Source | 30,448,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 2,802,325,000Source | 2,923,742,000Source | 2,722,179,000Source | 2,825,097,000Source | 2,896,245,000Source | 2,771,255,000Source | 2,860,206,000Source | 2,895,529,000Source | 2,867,774,000Source | 2,873,294,000Source | 3,007,484,000Source | 3,066,096,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 8,000Source | 7,000Source | 8,000Source | 8,000Source | 7,000Source | 8,000Source | 7,000Source | 7,000Source | 8,000Source | 7,000Source | 7,000Source | 7,000Source |
| Retained Earnings (Accumulated Deficit)USD | -230,689,000Source | -261,269,000Source | -216,404,000Source | -235,887,000Source | -231,313,000Source | -224,940,000Source | -242,764,000Source | -200,288,000Source | -227,285,000Source | -252,531,000Source | -173,849,000Source | 6,102,000Source |
| Stockholders' Equity Attributable to ParentUSD | 383,854,000Source | 327,556,000Source | 407,133,000Source | 375,989,000Source | 354,116,000Source | 396,283,000Source | 366,099,000Source | 381,972,000Source | 390,082,000Source | 353,809,000Source | 404,404,000Source | 547,599,000Source |
| Additional Paid in Capital, Common StockUSD | 620,844,000Source | 595,127,000Source | 629,838,000Source | 618,177,000Source | 591,731,000Source | 627,524,000Source | 615,165,000Source | 588,562,000Source | 623,668,000Source | 612,642,000Source | 584,555,000Source | 547,799,000Source |
| Liabilities and EquityUSD | 3,186,179,000Source | 3,251,298,000Source | 3,129,312,000Source | 3,201,086,000Source | 3,250,361,000Source | 3,167,538,000Source | 3,226,305,000Source | 3,277,501,000Source | 3,257,856,000Source | 3,227,103,000Source | 3,411,888,000Source | 3,613,695,000Source |
| Deferred Income Tax Liabilities, NetUSD | — | — | — | — | — | — | — | — | — | — | 0Source | 30,575,000Source |
| Additional Financial Items | ||||||||||||
| Deferred Tax Liabilities, NetUSD | — | — | — | — | — | — | — | — | — | — | — | 28,782,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 4,143,000Source | 2,831,000Source | 10,686,000Source | 12,989,000Source | 18,593,000Source | 27,620,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 103,729,000Source | 100,977,000Source | 413,409,000Source | 393,522,000Source | 392,765,000Source | 247,875,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 7,982,000Source | -55,520,000Source | -369,725,000Source | -193,689,000Source | -286,181,000Source | -1,171,548,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | — | — | — | — | — | — | 153,000Source | 243,000Source | 971,000Source | 886,000Source | 1,442,000Source | — |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | — | — | — | — | — | 5,995,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | — | — | — | — | — | — | — | — | — | — | 800,000Source | 6,200,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -100,791,000Source | -29,109,000Source | -59,375,000Source | -191,224,000Source | -104,385,000Source | 934,530,000Source |
| Proceeds from (Payments for) Other Financing ActivitiesUSD | — | — | — | — | — | — | -465,000Source | -511,000Source | -400,000Source | -272,000Source | -2,699,000Source | -8,665,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 10,920,000Source | 16,348,000Source | -15,691,000Source | 8,609,000Source | 2,199,000Source | 10,857,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 223,956,000Source | 228,537,000Source | 212,429,000Source | 228,222,000Source | 209,854,000Source | 230,973,000Source | 198,934,000Source | 214,625,000Source | 206,016,000Source | 203,817,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 44,954,000Source | 50,447,000Source | 194,720,000Source | 213,973,000Source | 183,973,000Source | 85,775,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | 512,000Source | 317,000Source | 2,848,000Source | 1,043,000Source | -1,860,000Source | -3,457,000Source |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | 2,488,000Source | 3,217,000Source | 2,939,000Source | 2,708,000Source | 4,143,000Source | 2,831,000Source | 10,686,000Source | 12,989,000Source | 18,593,000Source | 27,620,000Source |
| Amortization of Intangible AssetsUSD | — | — | 1,200,000Source | 1,900,000Source | — | — | 1,200,000Source | 1,200,000Source | 4,900,000Source | 7,500,000Source | 7,700,000Source | 7,900,000Source |
| Debt Securities, Realized Gain (Loss)USD | — | — | -77,018,000Source | -131,585,000Source | -85,663,000Source | -70,257,000Source | -85,894,000Source | -72,672,000Source | -319,345,000Source | -468,413,000Source | -596,839,000Source | -218,842,000Source |
| DepreciationUSD | — | — | 400,000Source | 800,000Source | 300,000Source | 500,000Source | 300,000Source | 600,000Source | 1,800,000Source | 3,500,000Source | 4,300,000Source | 5,200,000Source |
| Depreciation, Amortization and Accretion, NetUSD | — | — | — | — | — | — | 9,000,000Source | 11,068,000Source | 41,412,000Source | 51,157,000Source | 54,885,000Source | 47,533,000Source |
| Gain (Loss) on Sale of Financing ReceivableUSD | — | — | 3,341,000Source | 4,414,000Source | 3,125,000Source | 3,053,000Source | 3,069,000Source | 2,679,000Source | 13,857,000Source | 15,604,000Source | 8,455,000Source | 5,703,000Source |
| GoodwillUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | — | — | 0Source | 108,472,000Source |
| Income Tax Expense (Benefit)USD | — | — | 9,046,000Source | -9,508,000Source | 7,084,000Source | 3,231,000Source | 1,216,000Source | 3,392,000Source | 18,830,000Source | -36,495,000Source | -73,702,000Source | 2,458,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 5,198,000Source | -29,956,000Source | 8,536,000Source | 6,877,000Source | 2,345,000Source | 9,767,000Source | 25,246,000Source | -78,682,000Source | -179,951,000Source | -77,744,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 5,198,000Source | -29,956,000Source | 8,536,000Source | 6,877,000Source | 2,345,000Source | 9,767,000Source | 25,246,000Source | -78,682,000Source | -179,951,000Source | -77,744,000Source |
| Operating ExpensesUSD | — | — | 90,806,000Source | 102,081,000Source | 90,012,000Source | 94,443,000Source | 91,330,000Source | 92,670,000Source | 361,761,000Source | 410,381,000Source | 534,319,000Source | — |
| Operating Lease, ExpenseUSD | — | — | 2,400,000Source | 2,600,000Source | 2,300,000Source | 2,500,000Source | 2,300,000Source | 2,500,000Source | 9,700,000Source | 12,300,000Source | 17,400,000Source | 18,500,000Source |
| Payments of Financing CostsUSD | — | — | — | — | — | — | 34,000Source | 0Source | 3,253,000Source | 12,768,000Source | 2,719,000Source | 8,189,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | — | — | — | — | 800,000Source | 1,600,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 238,688,000Source | 249,951,000Source | 233,228,000Source | 234,346,000Source | 228,764,000Source | 235,904,000Source | 956,685,000Source | 1,001,775,000Source | 1,056,919,000Source | 952,545,000Source |
| Selling, General and Administrative ExpenseUSD | — | — | 10,504,000Source | 12,991,000Source | 5,966,000Source | 9,769,000Source | 7,009,000Source | 7,374,000Source | 33,980,000Source | 53,218,000Source | 72,385,000Source | 58,838,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 14,244,000Source | -39,464,000Source | 15,620,000Source | 10,108,000Source | 3,561,000Source | 13,159,000Source | 44,076,000Source | -115,177,000Source | -253,653,000Source | -75,286,000Source |
| Income Tax Expense (Benefit)USD | — | — | 9,046,000Source | -9,508,000Source | 7,084,000Source | 3,231,000Source | 1,216,000Source | 3,392,000Source | 18,830,000Source | -36,495,000Source | -73,702,000Source | 2,458,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 5,198,000Source | -29,956,000Source | 8,536,000Source | 6,877,000Source | 2,345,000Source | 9,767,000Source | 25,246,000Source | -78,682,000Source | -179,951,000Source | -77,744,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.11Source | -0.75Source | 0.18Source | 0.15Source | 0.05Source | 0.21Source | 0.54Source | -1.95Source | -4.88Source | -2.37Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.11Source | -0.75Source | 0.17Source | 0.14Source | 0.05Source | 0.21Source | 0.53Source | -1.95Source | -4.88Source | -2.37Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 46,711,134Source | 39,964,322Source | 48,419,607Source | 46,571,524Source | 47,436,155Source | 45,496,705Source | 46,418,934Source | 40,356,025Source | 36,875,950Source | 32,825,772Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 48,310,110Source | 39,964,322Source | 49,396,024Source | 47,893,172Source | 48,498,763Source | 47,037,799Source | 47,858,631Source | 40,356,025Source | 36,875,950Source | 32,825,772Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 1,200,000Source | 1,900,000Source | — | — | 1,200,000Source | 1,200,000Source | 4,900,000Source | 7,500,000Source | 7,700,000Source | 7,900,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 4,506,000Source | -2,183,000Source | 3,203,000Source | 2,515,000Source |
| Debt Securities, Realized Gain (Loss)USD | — | — | -77,018,000Source | -131,585,000Source | -85,663,000Source | -70,257,000Source | -85,894,000Source | -72,672,000Source | -319,345,000Source | -468,413,000Source | -596,839,000Source | -218,842,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | — | — | 0Source | 108,472,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | — | — | — | — | — | — | — | — | 32,505,000Source | -119,475,000Source | -261,620,000Source | -83,793,000Source |
| Labor and Related ExpenseUSD | — | — | 19,015,000Source | 21,038,000Source | 24,510,000Source | 20,247,000Source | 25,528,000Source | 20,965,000Source | 79,949,000Source | 87,166,000Source | 121,843,000Source | 154,850,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 5,198,000Source | -29,956,000Source | 8,536,000Source | 6,877,000Source | 2,345,000Source | 9,767,000Source | 25,246,000Source | -78,682,000Source | -179,951,000Source | -77,744,000Source |
| Operating ExpensesUSD | — | — | 90,806,000Source | 102,081,000Source | 90,012,000Source | 94,443,000Source | 91,330,000Source | 92,670,000Source | 361,761,000Source | 410,381,000Source | 534,319,000Source | — |
| Operating Lease, ExpenseUSD | — | — | 2,400,000Source | 2,600,000Source | 2,300,000Source | 2,500,000Source | 2,300,000Source | 2,500,000Source | 9,700,000Source | 12,300,000Source | 17,400,000Source | 18,500,000Source |
| Other IncomeUSD | — | — | — | — | — | — | — | — | — | — | 23,639,000Source | 19,614,000Source |
Filing attachments
d95959dex991.htm · 8-K · 2026-06-18
EX-99.1 4 d95959dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 Oportun Appoints Sean Rowles as Chief Risk Officer Patrick Kirscht to Step Down After 18 Years with Oportun SAN MATEO, Calif., June 16, 2026 (GLOBE NEWSWIRE) - Oportun Financial Corporation (Nasdaq: OPRT) today announced the appointment of Sean Rowles as Chief Risk Officer to lead Oportun’s risk and credit functions, effective June 17, 2026. He will succeed Patrick Kirscht, who has decided to step down after 18 years of leadership a…
Read attachment ↗d140906dex991.htm · 8-K · 2026-04-17
EX-99.1 5 d140906dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 Oportun Appoints Doug Bland as Chief Executive Officer to Lead Next Phase of Growth and Profitability SAN MATEO, Calif., April 16, 2026 (GLOBE NEWSWIRE) - Oportun Financial Corporation (Nasdaq: OPRT), a mission-driven financial services company, today announced that, following a comprehensive search process, it has appointed Doug Bland as Chief Executive Officer and a member of Oportun’s Board of Directors (the “Board”), effective A…
Read attachment ↗d104568dex991.htm · 8-K · 2026-04-02
EX-99.1 2 d104568dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 Oportun Provides Updates on Leadership Transition Kate Layton and Gaurav Rana to jointly lead Oportun on an interim basis as Board of Directors advances CEO search SAN MATEO, Calif., April 2, 2026 (GLOBE NEWSWIRE) - Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun” or the “Company”), a mission-driven financial services company, today announced that Kate Layton and Gaurav Rana will assume interim leadership of the company thro…
Read attachment ↗d78665dex991.htm · 8-K · 2026-01-21
Exhibit 99.1 Oportun Announces CEO Succession Plan Raul Vazquez to step down as CEO and Board member effective no later than April 3, 2026 Board initiates CEO search Provides preliminary fourth quarter and full year 2025 financial and operating results SAN CARLOS, Calif., January 21, 2026 (GLOBE NEWSWIRE) - Oportun Financial Corporation (Nasdaq: OPRT) (“Oportun” or the “Company”), a mission-driven financial services company, today announced that Chief Executive Officer Raul Vazquez will ste…
Read attachment ↗d60914dex991.htm · 8-K · 2025-10-20
EX-99.1 2 d60914dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 Oportun Adds Additional Warehouse Capacity, Reduces Warehouse Financing Costs and Pays Down Additional Higher Cost Corporate Debt Adds a new $247 million warehouse facility with Citizens Financial Group, Inc. and Community Investment Management Extends the term of an existing warehouse facility with Goldman Sachs and Jefferies by 12 months Increases weighted average remaining term of combined warehouse facilities from 17 months to…
Read attachment ↗d60914dex992.htm · 8-K · 2025-10-20
EX-99.2 3 d60914dex992.htm EX-99.2 EX-99.2 Exhibit 99.2 Oportun Completes $441 Million Asset Backed Securitization 5.77% average yield, demonstrates Oportun’s continued access to low-cost funding Third consecutive transaction with AAA rating on most senior bonds SAN CARLOS, Calif., October 20, 2025 - Oportun (Nasdaq: OPRT), a mission-driven financial services company, today announced the issuance of $441 million of two-year revolving fixed rate asset-backed notes secured by a pool of un…
Read attachment ↗