Security
Oak Valley Bancorp (CA) Common Stock · OVLY
OVLYNASDAQCommon stockCurrentCIK 1431567Updated Oct 4, 2026
OVLY price & chart
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NASDAQ:OVLY on TradingView ↗In the news
Oak Valley Community Bank Announces Commercial Banking Officer Hiring ↗
Recent filings
4 filing
4 filing
10-Q filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Submission of Matters to a Vote of Security Holders
Items 5.07, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
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Source
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 2,023,116,000Source | 1,900,604,000Source | 1,842,422,000Source | 1,968,346,000Source |
| Property, Plant and Equipment, NetUSD | 19,047,000Source | 16,319,000Source | 15,865,000Source | 15,300,000Source |
| GoodwillUSD | 3,313,000Source | 3,313,000Source | 3,313,000Source | 3,313,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 232,179,000Source | 168,751,000Source | 216,568,000Source | 429,633,000Source |
| Operating Lease, Right-of-Use AssetUSD | 7,239,000Source | 6,663,000Source | — | — |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 1,815,141,000Source | 1,717,168,000Source | 1,676,330,000Source | 1,841,720,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 25,435,000Source | 25,435,000Source | 25,435,000Source | 25,435,000Source |
| Retained Earnings (Accumulated Deficit)USD | 194,393,000Source | 175,502,000Source | 154,301,000Source | 126,728,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -18,672,000Source | -23,700,000Source | -19,156,000Source | -30,727,000Source |
| Stockholders' Equity Attributable to ParentUSD | 207,975,000Source | 183,436,000Source | 166,092,000Source | 126,626,000Source |
| Additional Paid in Capital, Common StockUSD | 6,819,000Source | 6,199,000Source | 5,512,000Source | 5,190,000Source |
| Liabilities and EquityUSD | 2,023,116,000Source | 1,900,604,000Source | 1,842,422,000Source | 1,968,346,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | 904,000Source | 845,000Source | 533,000Source | 622,000Source |
| Deferred Income Tax Expense (Benefit)USD | 1,924,000Source | -2,254,000Source | 706,000Source | -489,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 28,667,000Source | 25,636,000Source | 33,059,000Source | 23,320,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -57,205,000Source | -114,704,000Source | -79,504,000Source | -376,690,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 4,108,000Source | 1,779,000Source | 1,894,000Source | 1,190,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 284,000Source | 158,000Source | 211,000Source | 121,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 91,966,000Source | 41,251,000Source | -166,620,000Source | 4,736,000Source |
| Payments of Ordinary Dividends, Common StockUSD | 5,022,000Source | 3,747,000Source | 2,646,000Source | 2,474,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 63,428,000Source | -47,817,000Source | -213,065,000Source | -348,634,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 13,280,000Source | 12,747,000Source | 4,715,000Source | 1,119,000Source |
| Income Taxes Paid, NetUSD | 5,080,000Source | 6,385,000Source | 10,449,000Source | 3,910,000Source |
| Additional Financial Items | ||||
| AmortizationUSD | 808,000Source | 838,000Source | 1,151,000Source | 1,328,000Source |
| Bank Owned Life Insurance IncomeUSD | 1,197,000Source | 1,052,000Source | 788,000Source | 749,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | -4,000Source | — | — | — |
| DepreciationUSD | 1,380,000Source | 1,325,000Source | 1,329,000Source | 1,312,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | 0Source | 0Source | 0Source | 0Source |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | 133,000Source | -74,000Source | 41,000Source | -475,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 986,000Source | — | — | — |
| GoodwillUSD | 3,313,000Source | 3,313,000Source | 3,313,000Source | 3,313,000Source |
| Income Tax Expense (Benefit)USD | 6,737,000Source | 7,244,000Source | 9,458,000Source | 6,787,000Source |
| Net Income (Loss) Attributable to ParentUSD | 23,913,000Source | 24,948,000Source | 30,848,000Source | 22,902,000Source |
| Operating Lease, ExpenseUSD | 1,608,000Source | 1,542,000Source | 1,523,000Source | 1,295,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | 48,678,000Source | 60,274,000Source | 22,662,000Source | 40,558,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 805,000Source | -1,620,000Source | — | -1,350,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | -1,620,000Source | 970,000Source | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 30,650,000Source | 32,192,000Source | 40,306,000Source | 29,689,000Source |
| Income Tax Expense (Benefit)USD | 6,737,000Source | 7,244,000Source | 9,458,000Source | 6,787,000Source |
| Net Income (Loss) Attributable to ParentUSD | 23,913,000Source | 24,948,000Source | 30,848,000Source | 22,902,000Source |
| Earnings Per Share, BasicUSD per share | 2.9Source | 3.04Source | 3.76Source | 2.8Source |
| Earnings Per Share, DilutedUSD per share | 2.88Source | 3.02Source | 3.75Source | 2.79Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 8,243,285Source | 8,218,846Source | 8,193,874Source | 8,169,078Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 8,291,901Source | 8,258,857Source | 8,230,892Source | 8,204,769Source |
| Additional Financial Items | ||||
| Bank Owned Life Insurance IncomeUSD | 1,197,000Source | 1,052,000Source | 788,000Source | 749,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 0.6Source | 0.45Source | 0.32Source | 0.3Source |
| Current Income Tax Expense (Benefit)USD | 6,925,000Source | 7,591,000Source | 10,428,000Source | 6,298,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | 0Source | 0Source | 0Source | 0Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 986,000Source | — | — | — |
| Interest ExpenseUSD | — | — | 4,864,000Source | 1,119,000Source |
| InterestExpenseOperatingUSD | 13,307,000Source | 12,860,000Source | — | — |
| Interest Income (Expense), NetUSD | 74,615,000Source | 70,034,000Source | 75,802,000Source | 60,076,000Source |
| Labor and Related ExpenseUSD | 30,839,000Source | 28,640,000Source | 26,109,000Source | 23,045,000Source |
| Operating Lease, ExpenseUSD | 1,608,000Source | 1,542,000Source | 1,523,000Source | 1,295,000Source |