Security
Qfin Holdings, Inc. American Depositary Shares · QFIN
QFINNASDAQotherCurrentCIK 1741530Updated Oct 6, 2026
Name history
Qifu Technology, Inc. · through Jul 11, 2025360 DigiTech, Inc. · through Apr 3, 2023360 Finance, Inc. · through Aug 24, 2020
QFIN price & chart
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NASDAQ:QFIN on TradingView ↗About the company
Qfin Holdings is a leading AI-empowered Credit-Tech platform in China. By leveraging its sophisticated machine learning models and data analytics capabilities, the Company provides a comprehensive suite of technology services to assist financial institutions and consumers and SMEs in the loan lifecycle, ranging from borrower acquisition, preliminary credit assessment, fund matching and post-facilitation services. The Company is dedicated to making credit services more accessible and personalized to consumers and SMEs through Credit-Tech services to financial institutions.
In the news
QFIN SHAREHOLDER ACTION REMINDER: Faruqi & Faruqi, LLP Reminds Qfin Holdings (NASDAQ: QFIN) Investors of Securities Class Action Lawsuit Deadline on November 30, 2026 ↗
Bronstein, Gewirtz & Grossman LLC Urges Qfin Holdings, Inc. Investors to Act: Class Action Filed Alleging Investor Harm ↗
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Qfin Holdings, Inc. - QFIN ↗
Recent filings
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Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 8,143,711,000Source | 6,594,142,000Source | 6,453,411,000Source | 5,849,210,000Source |
| Property, Plant and Equipment, NetUSD | 91,089,000Source | 49,700,000Source | 32,567,000Source | 6,902,000Source |
| GoodwillUSD | 6,464,000Source | 5,811,000Source | 5,804,000Source | — |
| Intangible Assets, Net (Excluding Goodwill)USD | 1,526,000Source | 1,619,000Source | 1,893,000Source | 681,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 671,636,000Source | 609,978,000Source | 588,443,000Source | 1,038,912,000Source |
| Accounts Receivable | — | — | — | — |
| Assets, CurrentUSD | 7,075,753,000Source | 5,860,913,000Source | 5,605,154,000Source | 4,943,667,000Source |
| Prepaid Expense and Other Assets, CurrentUSD | 110,537,000Source | 200,647,000Source | 46,468,000Source | 55,006,000Source |
| Operating Lease, Right-of-Use AssetCNY | 35,733,000Source | 35,635,000Source | 45,393,000Source | 55,471,000Source |
| Other Assets, NoncurrentUSD | 27,934,000Source | 4,969,000Source | 6,465,000Source | 8,070,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 4,689,301,000Source | 3,272,424,000Source | 3,353,388,000Source | 3,104,430,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 3,000Source | 3,000Source | 3,000Source | 3,000Source |
| Retained Earnings (Accumulated Deficit)USD | 3,503,762,000Source | 2,870,459,000Source | 2,295,429,000Source | 1,856,360,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -27,985,000Source | 1,627,000Source | -4,882,000Source | -7,507,000Source |
| Stockholders' Equity Attributable to ParentUSD | 3,448,386,000Source | 3,314,022,000Source | 3,089,829,000Source | 2,732,581,000Source |
| Additional Paid in Capital, Common StockUSD | 554,091,000Source | 594,497,000Source | 853,454,000Source | 883,725,000Source |
| Liabilities and EquityUSD | 8,143,711,000Source | 6,594,142,000Source | 6,453,411,000Source | 5,849,210,000Source |
| Current liabilities: | ||||
| Liabilities, CurrentUSD | 2,911,417,000Source | 2,393,684,000Source | 2,802,803,000Source | 2,428,510,000Source |
| Operating Lease, Liability, CurrentCNY | 18,357,000Source | 27,258,000Source | 29,143,000Source | 30,704,000Source |
| Operating Lease, Liability, NoncurrentCNY | 14,326,000Source | 7,693,000Source | 11,853,000Source | 21,664,000Source |
| Deferred Income Tax Liabilities, NetUSD | 45,781,000Source | 60,202,000Source | 31,666,000Source | 14,620,000Source |
| Other Liabilities, NoncurrentUSD | 85,736,000Source | 34,956,000Source | 14,433,000Source | 5,730,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | 6,024,000Source | 7,696,000Source | 10,194,000Source | 12,199,000Source |
| Additional Financial Items | ||||
| Dividends Payable, CurrentCNY | — | — | — | 177,518,000Source |
| Long-term DebtCNY | — | 247,462,000Source | 90,620,000Source | 17,854,000Source |
| Short-term InvestmentsUSD | 407,867,000Source | 464,987,000Source | 2,113,000Source | 8,264,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 854,507,000Source | 855,987,000Source | 601,218,000Source | 580,753,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 9,741,000Source | 10,260,000Source | 10,389,000Source | 11,161,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 54,107,000Source | 22,963,000Source | 26,142,000Source | 28,959,000Source |
| Changes in operating assets and liabilities: | ||||
| Increase (Decrease) in Accounts ReceivableUSD | -133,088,000Source | -50,389,000Source | 17,378,000Source | 4,807,000Source |
| Deferred Income Tax Expense (Benefit)CNY | -304,209,000Source | 83,476,000Source | 72,977,000Source | -208,501,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 1,584,956,000Source | 1,280,027,000Source | 1,002,598,000Source | 858,683,000Source |
| Cash flows from investing activities: | ||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | 356,000Source | 3,696,000Source | — |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -1,870,707,000Source | -1,095,184,000Source | -1,570,134,000Source | -1,066,515,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | 29,748,000Source | — | — | — |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 693,271,000Source | 407,326,000Source | 89,604,000Source | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 398,087,000Source | -289,680,000Source | 150,209,000Source | 464,548,000Source |
| Repayments of Long-term DebtUSD | — | 51,000Source | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 105,121,000Source | -103,188,000Source | -415,973,000Source | 254,076,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 1,078,337,000Source | 932,390,000Source | 1,064,662,000Source | 1,524,149,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 4,888,000Source | 2,546,000Source | 1,812,000Source | 1,575,000Source |
| Income Taxes Paid, NetUSD | -229,930,000Source | -173,302,000Source | -120,081,000Source | -131,205,000Source |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseCNY | 378,374,000Source | 167,613,000Source | 185,604,000Source | 199,737,000Source |
| Amortization of Debt Issuance CostsUSD | 3,181,000Source | — | — | — |
| DepreciationCNY | 10,695,000Source | 12,931,000Source | 15,426,000Source | 14,256,000Source |
| Derivative, Gain (Loss) on Derivative, NetUSD | -25,123,000Source | — | — | — |
| Dividends Payable, CurrentCNY | — | — | — | 177,518,000Source |
| Foreign Currency Transaction Gain (Loss), before TaxUSD | 22,818,000Source | 207,000Source | 332,000Source | -23,230,000Source |
| Gain (Loss) on InvestmentsUSD | — | — | -4,241,000Source | -2,883,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | 38,629,000Source | — | — | — |
| General and Administrative ExpenseUSD | 94,233,000Source | 61,582,000Source | 59,307,000Source | 59,850,000Source |
| GoodwillUSD | 6,464,000Source | 5,811,000Source | 5,804,000Source | — |
| Goodwill, Impairment LossCNY | 0Source | 0Source | — | — |
| Income Tax Expense (Benefit)USD | 200,268,000Source | 225,269,000Source | 142,097,000Source | 106,827,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | -2,009,000Source | -2,219,000Source | -2,360,000Source | -2,697,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 856,516,000Source | 858,206,000Source | 603,578,000Source | 583,450,000Source |
| Operating Lease, ExpenseCNY | 61,267,000Source | 62,449,000Source | 61,034,000Source | 63,667,000Source |
| Other Nonoperating Income (Expense)USD | 23,606,000Source | 17,169,000Source | 32,527,000Source | 38,856,000Source |
| Proceeds from Issuance of Long-term DebtUSD | — | 21,538,000Source | 10,249,000Source | 2,589,000Source |
| Provision for Loan, Lease, and Other LossesUSD | 518,374,000Source | 379,944,000Source | 302,968,000Source | 229,123,000Source |
| Unrealized Gain (Loss) on DerivativesUSD | -25,123,000Source | — | — | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 2,746,287,000Source | 2,351,685,000Source | 2,294,403,000Source | 2,400,094,000Source |
| Cost of RevenueUSD | 429,271,000Source | 397,395,000Source | 374,641,000Source | 344,119,000Source |
| Gross Profit (Calculated) · Derived | — | — | — | — |
| Operating Income (Loss)USD | 955,002,000Source | 1,031,409,000Source | 684,090,000Source | 648,406,000Source |
| Other Nonoperating Income (Expense)USD | 23,606,000Source | 17,169,000Source | 32,527,000Source | 38,856,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 1,054,775,000Source | 1,081,256,000Source | 743,315,000Source | 687,580,000Source |
| Income Tax Expense (Benefit)USD | 200,268,000Source | 225,269,000Source | 142,097,000Source | 106,827,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | -2,009,000Source | -2,219,000Source | -2,360,000Source | -2,697,000Source |
| Earnings Per Share, BasicUSD per share | 3.21Source | 2.88Source | 1.88Source | 1.87Source |
| Earnings Per Share, DilutedUSD per share | 3.15Source | 2.83Source | 1.84Source | 1.81Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 266,496,992Source | 298,012,150Source | 320,749,805Source | 312,589,273Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 272,171,878Source | 303,449,864Source | 328,508,945Source | 322,018,510Source |
| Additional Financial Items | ||||
| Costs and ExpensesUSD | 1,791,285,000Source | 1,320,276,000Source | 1,610,313,000Source | 1,751,688,000Source |
| Current Income Tax Expense (Benefit)CNY | 1,704,701,000Source | 1,560,830,000Source | 935,897,000Source | 945,305,000Source |
| Foreign Currency Transaction Gain (Loss), before TaxUSD | 22,818,000Source | 207,000Source | 332,000Source | -23,230,000Source |
| Gain (Loss) on InvestmentsUSD | — | — | -4,241,000Source | -2,883,000Source |
| General and Administrative ExpenseUSD | 94,233,000Source | 61,582,000Source | 59,307,000Source | 59,850,000Source |
| Goodwill, Impairment LossCNY | 0Source | 0Source | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticCNY | 7,336,643,000Source | — | — | — |
| Interest Income (Expense), Nonoperating, NetUSD | 39,843,000Source | 32,471,000Source | 30,607,000Source | 26,431,000Source |
| Investment Income, NetUSD | — | — | -4,241,000Source | -2,883,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 856,516,000Source | 858,206,000Source | 603,578,000Source | 583,450,000Source |
| Operating Lease, ExpenseCNY | 61,267,000Source | 62,449,000Source | 61,034,000Source | 63,667,000Source |
| Preferred Stock Dividends, Income Statement ImpactCNY | — | — | 761,552,000Source | 862,995,000Source |
| Selling and Marketing ExpenseUSD | 353,140,000Source | 236,444,000Source | 273,227,000Source | 319,977,000Source |
Filing attachments
tm2625812d1_ex99-1.htm · 6-K · 2026-09-21
EX-99.1 2 tm2625812d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 Qfin Holdings Announces Changes in Management and Board Composition SHANGHAI, China, September 20, 2026 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced changes in its senior management and the composition of its board of directors (the “Board”). In light of the growth and potential of the Company’s internatio…
Read attachment ↗tm2623873d1_ex99-1.htm · 6-K · 2026-08-25
Exhibit 99.1 Qfin Holdings Announces Second Quarter and Interim 2026 Unaudited Financial Results and Declares Semi-Annual Dividend Shanghai, China, August 25, 2026, Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced its unaudited financial results for the second quarter and six months ended June 30, 2026 and declared its semi-annual dividend. Second Quarter 2026 Business Highlights As of…
Read attachment ↗tm2622956d1_ex99-1.htm · 6-K · 2026-08-13
Exhibit 99.1 Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this announcement. Qfin Holdings, Inc. 奇富科技股份有限公司 (Incorporated in the Cayman Islands with limited liability) (Stock Code: 3660) DA…
Read attachment ↗tm2619056d1_ex99-1.htm · 6-K · 2026-06-30
Exhibit 99.1 Qfin Holdings Announces Results of Annual General Meeting Shanghai, China, June 30, 2026, Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced that the following proposed resolution submitted for shareholder approval has been duly adopted at its annual general meeting of shareholders held today: as an ordinary resolution, THAT, Deloitte Touche Tohmatsu and Deloitte Touche Tohmatsu …
Read attachment ↗tm2619056d1_ex99-2.htm · 6-K · 2026-06-30
Exhibit 99.2 Hong Kong Exchanges and Clearing Limited and The Stock Exchange of Hong Kong Limited take no responsibility for the contents of this announcement, make no representation as to its accuracy or completeness and expressly disclaim any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of this announcement. Qfin Holdings, Inc. 奇富科技股份有限公司 (Incorporated in the Cayman Islands with limited liability) (Stock Code: 3660) PO…
Read attachment ↗tm2615601d1_ex99-1.htm · 6-K · 2026-05-27
Exhibit 99.1 Qfin Holdings Announces First Quarter 2026 Unaudited Financial Results Shanghai, China, May 26, 2026, Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced its unaudited financial results for the first quarter ended March 31, 2026. First Quarter 2026 Business Highlights As of March 31, 2026, our platform has connected 167 financial institutional partners and 297.5 million consu…
Read attachment ↗