Security
SB Financial Group, Inc. Common Stock · SBFG
SBFGNASDAQCommon stockCurrentCIK 767405Updated Nov 6, 2026
Name history
RURBAN FINANCIAL CORP · through Apr 23, 2013
SBFG price & chart
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NASDAQ:SBFG on TradingView ↗About the company
Headquartered in Defiance, Ohio, SB Financial is a diversified financial services holding company for the State Bank & Trust Company (State Bank) and SBFG Title, LLC dba Peak Title (Peak Title). State Bank provides a full range of financial services for consumers and small businesses, including wealth management, private client services, mortgage banking and commercial and agricultural lending, operating through a total of 27 offices: 25 in eleven Ohio counties and two in Northeast, Indiana, and 27 ATMs. State Bank has four Residential loan production offices located throughout Ohio and Indiana. Peak Title provides title insurance and title opinions throughout the Tri-State and Kentucky. SB Financial’s common stock is listed on the NASDAQ Capital Market with the ticker symbol “SBFG”.
In the news
SB Financial Group Announces Second Quarter 2026 Results ↗
Recent filings
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Regulation FD Disclosure
Items 7.01, 9.01
SCHEDULE 13G/A - filed by Strategic Value Investors LP regarding SB FINANCIAL GROUP, INC.
SCHEDULE 13G/A - filed by MANULIFE FINANCIAL CORP regarding SB FINANCIAL GROUP, INC.
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 1,496,263,000Source | 1,393,949,000Source | 1,620,064,000Source | 1,486,301,000Source | — | 1,604,598,000Source | 1,501,002,000Source | — | 1,545,367,000Source | 1,379,517,000Source | 1,343,249,000Source | 1,335,633,000Source |
| Property, Plant and Equipment, NetUSD | 21,764,000Source | 20,715,000Source | 21,088,000Source | 21,857,000Source | — | 21,295,000Source | 21,875,000Source | — | 21,688,000Source | 20,456,000Source | 21,378,000Source | 22,829,000Source |
| GoodwillUSD | 27,158,000Source | 23,239,000Source | 27,158,000Source | 27,158,000Source | 23,239,000Source | 27,158,000Source | 27,158,000Source | 23,239,000Source | 27,158,000Source | 23,239,000Source | 23,239,000Source | 23,239,000Source |
| Current assets: | ||||||||||||
| Accounts Receivable | —Source | —Source | —Source | —Source | — | —Source | —Source | — | —Source | —Source | — | — |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 1,359,324,000Source | 1,261,108,000Source | 1,473,324,000Source | 1,352,653,000Source | — | 1,460,943,000Source | 1,369,476,000Source | — | 1,404,131,000Source | 1,252,009,000Source | 1,218,907,000Source | 1,217,205,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 61,319,000Source | 61,319,000Source | 61,319,000Source | 61,319,000Source | — | 61,319,000Source | 61,319,000Source | — | 61,319,000Source | 61,319,000Source | 61,319,000Source | 61,319,000Source |
| Additional Paid in CapitalUSD | 15,086,000Source | 15,090,000Source | 15,275,000Source | 15,139,000Source | — | 15,065,000Source | 14,955,000Source | — | 15,160,000Source | 15,194,000Source | 15,124,000Source | — |
| Retained Earnings (Accumulated Deficit)USD | 123,370,000Source | 113,515,000Source | 133,125,000Source | 120,273,000Source | — | 129,631,000Source | 117,397,000Source | — | 126,311,000Source | 116,186,000Source | 108,486,000Source | 101,966,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -23,412,000Source | -24,870,000Source | -21,854,000Source | -25,492,000Source | — | -21,861,000Source | -26,872,000Source | — | -21,481,000Source | -30,234,000Source | -29,831,000Source | -32,120,000Source |
| Stockholders' Equity Attributable to ParentUSD | 136,939,000Source | 132,841,000Source | 146,740,000Source | 133,648,000Source | 125,479,000Source | 143,655,000Source | 131,526,000Source | 123,723,000Source | 141,236,000Source | 127,508,000Source | 124,342,000Source | 118,428,000Source |
| Additional Paid in Capital, Common StockUSD | — | — | — | — | — | — | — | — | — | — | — | 15,087,000Source |
| Liabilities and EquityUSD | 1,496,263,000Source | 1,393,949,000Source | 1,620,064,000Source | 1,486,301,000Source | — | 1,604,598,000Source | 1,501,002,000Source | — | 1,545,367,000Source | 1,379,517,000Source | 1,343,249,000Source | 1,335,633,000Source |
| Additional Financial Items | ||||||||||||
| Deferred Tax Liabilities, NetUSD | — | — | — | — | — | — | — | — | 12,498,000Source | 14,015,000Source | — | — |
| Long-term Debt, Excluding Current MaturitiesUSD | — | 19,678,000Source | — | — | — | — | — | — | — | 19,690,000Source | — | 19,594,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | — | — | — | — | — | 12,521,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | — | — | — | — | 582,000Source | 544,000Source | 2,198,000Source | 2,151,000Source | 2,235,000Source | 2,196,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 155,000Source | 157,000Source | 536,000Source | 637,000Source | 576,000Source | 568,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | -111,000Source | 2,017,000Source | 1,878,000Source | 2,709,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | -2,996,000Source | 6,703,000Source | 24,039,000Source | 9,451,000Source | 13,989,000Source | 25,569,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | 3,014,000Source | 3,014,000Source | — | — | — |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 2,116,000Source | 9,173,000Source | -68,085,000Source | -28,948,000Source | -17,390,000Source | -165,671,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 676,000Source | 712,000Source | 5,686,000Source | 4,768,000Source | 3,471,000Source | 5,900,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 55,630,000Source | 63,341,000Source | 89,661,000Source | 22,460,000Source | -1,451,000Source | 18,408,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 976,000Source | 947,000Source | 3,849,000Source | 3,770,000Source | 3,584,000Source | 3,415,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 85,025,000Source | 49,348,000Source | 138,152,000Source | 79,463,000Source | 126,293,000Source | 105,145,000Source | 71,543,000Source | 25,928,000Source | 22,965,000Source | 27,817,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 6,502,000Source | 6,257,000Source | 25,576,000Source | 24,519,000Source | — | 4,700,000Source |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | 100,000Source | 100,000Source | 200,000Source | 200,000Source | 200,000Source | 200,000Source | 500,000Source | 600,000Source | 600,000Source | — |
| Amortization of Debt Issuance Costs and DiscountsUSD | — | — | — | — | — | — | 104,000Source | 106,000Source | 432,000Source | 493,000Source | 522,000Source | 897,000Source |
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | 60,000Source | 101,000Source | 237,000Source | 66,000Source | 90,000Source | 69,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 544,000Source | 485,000Source | 577,000Source | 582,000Source | 485,000Source | 397,000Source | 2,048,000Source | 1,635,000Source | 1,635,000Source | 106,000Source |
| Equipment ExpenseUSD | — | — | 1,188,000Source | 1,069,000Source | 1,226,000Source | 1,121,000Source | 1,244,000Source | 1,072,000Source | 4,535,000Source | 4,333,000Source | 4,078,000Source | 3,616,000Source |
| Gain (Loss) on Sale of Mortgage LoansUSD | — | — | 1,328,000Source | 1,311,000Source | 1,541,000Source | 1,566,000Source | 978,000Source | 849,000Source | 5,015,000Source | 4,565,000Source | 3,609,000Source | 4,298,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | — | — | — | — | 1,122,000Source | 864,000Source | 5,158,000Source | 4,710,000Source | 4,038,000Source | 4,864,000Source |
| Gain (Loss) on Sales of Mortgage Backed Securities (MBS)USD | — | — | — | — | — | — | — | — | — | — | 1,453,000Source | — |
| GoodwillUSD | — | — | 27,158,000Source | 23,239,000Source | 27,158,000Source | 27,158,000Source | 27,158,000Source | 27,158,000Source | 27,158,000Source | 23,239,000Source | 23,239,000Source | 23,239,000Source |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | — | — | — | — | — | — | — | — | — | 12,521,000Source |
| Income Tax Expense (Benefit)USD | — | — | 910,000Source | 752,000Source | 1,008,000Source | 875,000Source | 985,000Source | 431,000Source | 3,281,000Source | 2,386,000Source | 2,622,000Source | 2,795,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 4,046,000Source | 2,354,000Source | 4,497,000Source | 3,852,000Source | 4,296,000Source | 2,158,000Source | 13,974,000Source | 11,470,000Source | 12,095,000Source | 12,521,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 4,040,000Source | 2,346,000Source | 4,486,000Source | 3,838,000Source | 4,286,000Source | 2,151,000Source | 13,948,000Source | 11,436,000Source | 12,066,000Source | — |
| Noncash Merger Related CostsUSD | — | — | — | — | — | — | 700,000Source | 700,000Source | 700,000Source | — | — | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 4,415,000Source | 6,117,000Source | 23,709,000Source | — | — | 35,878,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 124,000Source | 200,000Source | 299,000Source | 597,000Source | 214,000Source | 387,000Source | 1,306,000Source | 124,000Source | 315,000Source | — |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | 300,000Source | -307,000Source | 200,000Source | 300,000Source | 300,000Source | 374,000Source | 1,274,000Source | -440,000Source | 688,000Source | — |
| Gain (Loss) on Disposition of Assets | — | — | — | — | — | — | —Source | — | — | — | — | — |
| Gain (Loss) on Disposition of Other Assets | — | — | — | —Source | —Source | — | —Source | — | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 4,956,000Source | 3,106,000Source | 5,505,000Source | 4,727,000Source | 5,281,000Source | 2,589,000Source | 17,255,000Source | 13,856,000Source | 14,717,000Source | 15,316,000Source |
| Income Tax Expense (Benefit)USD | — | — | 910,000Source | 752,000Source | 1,008,000Source | 875,000Source | 985,000Source | 431,000Source | 3,281,000Source | 2,386,000Source | 2,622,000Source | 2,795,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 4,046,000Source | 2,354,000Source | 4,497,000Source | 3,852,000Source | 4,296,000Source | 2,158,000Source | 13,974,000Source | 11,470,000Source | 12,095,000Source | 12,521,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.64Source | 0.35Source | 0.72Source | 0.6Source | 0.69Source | 0.33Source | 2.19Source | 1.72Source | 1.77Source | 1.79Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.64Source | 0.35Source | 0.72Source | 0.6Source | 0.69Source | 0.33Source | 2.19Source | 1.72Source | 1.75Source | 1.77Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 6,297,000Source | 6,660,000Source | 6,205,000Source | 6,448,000Source | 6,230,000Source | 6,481,000Source | 6,369,000Source | 6,660,000Source | 6,829,000Source | 7,042,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 6,311,000Source | 6,675,000Source | 6,220,000Source | 6,459,000Source | 6,243,000Source | 6,502,000Source | 6,388,000Source | 6,680,000Source | 6,917,000Source | — |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | 60,000Source | 101,000Source | 237,000Source | 66,000Source | 90,000Source | 69,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 544,000Source | 485,000Source | 577,000Source | 582,000Source | 485,000Source | 397,000Source | 2,048,000Source | 1,635,000Source | 1,635,000Source | 106,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 3,392,000Source | 369,000Source | 744,000Source | 86,000Source |
| Equipment ExpenseUSD | — | — | 1,188,000Source | 1,069,000Source | 1,226,000Source | 1,121,000Source | 1,244,000Source | 1,072,000Source | 4,535,000Source | 4,333,000Source | 4,078,000Source | 3,616,000Source |
| Gain (Loss) on Sales of Mortgage Backed Securities (MBS)USD | — | — | — | — | — | — | — | — | — | — | 1,453,000Source | — |
| Income (Loss) Attributable to Parent, before TaxUSD | — | — | — | — | — | — | — | — | — | — | 500,000Source | — |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | — | — | — | — | — | — | — | — | — | — | — | 12,521,000Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 18,879,000Source | 5,170,000Source |
| InterestExpenseOperatingUSD | — | — | 6,475,000Source | 6,362,000Source | 6,866,000Source | 6,339,000Source | 6,595,000Source | 6,093,000Source | 25,467,000Source | 24,427,000Source | — | — |
| Interest Expense, Securities Sold under Agreements to RepurchaseUSD | — | — | 28,000Source | 43,000Source | 7,000Source | 21,000Source | 14,000Source | 24,000Source | 95,000Source | 154,000Source | — | 39,000Source |
| Interest Income (Expense), NetUSD | — | — | 12,334,000Source | 10,186,000Source | 12,954,000Source | 12,128,000Source | 12,712,000Source | 11,279,000Source | 48,453,000Source | 39,922,000Source | 39,273,000Source | — |
| Interest Income, OperatingUSD | — | — | 18,809,000Source | 16,548,000Source | 19,820,000Source | 18,467,000Source | 19,307,000Source | 17,372,000Source | 73,920,000Source | 64,349,000Source | 58,152,000Source | — |
| Interest Income, OtherUSD | — | — | 1,111,000Source | 679,000Source | 1,182,000Source | 1,124,000Source | 897,000Source | 806,000Source | 3,840,000Source | 1,974,000Source | 847,000Source | — |
| Labor and Related ExpenseUSD | — | — | 255,000Source | 228,000Source | 177,000Source | 176,000Source | 184,000Source | 174,000Source | 763,000Source | 733,000Source | 631,000Source | — |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 4,040,000Source | 2,346,000Source | 4,486,000Source | 3,838,000Source | 4,286,000Source | 2,151,000Source | 13,948,000Source | 11,436,000Source | 12,066,000Source | — |
| Taxes, MiscellaneousUSD | — | — | 268,000Source | 208,000Source | 221,000Source | 268,000Source | 288,000Source | 224,000Source | 1,091,000Source | 907,000Source | 949,000Source | 1,082,000Source |
| Undistributed Earnings (Loss) Allocated to Participating Securities, BasicUSD | — | — | 3,091,000Source | 1,403,000Source | 3,482,000Source | 2,862,000Source | 3,310,000Source | 1,204,000Source | 10,100,000Source | 7,666,000Source | 8,482,000Source | — |
Filing attachments
ea030949801ex99-1.htm · 8-K · 2026-10-23
Exhibit 99.1 SB Financial Group Announces Third Quarter 2026 Results DEFIANCE, OH, October 22, 2026 -- SB Financial Group, Inc. (NASDAQ: SBFG) (“SB Financial” or the “Company”), a diversified financial services company providing full-service community banking, mortgage banking, wealth management, private client and title insurance services today reported earnings for the quarter ended September 30, 2026. Third Quarter 2026 Highlights compared to the third quarter of the prior year and linked …
Read attachment ↗ea030938301ex99-1.htm · 8-K · 2026-10-23
Exhibit 99.1 SB Financial Group Declares Quarterly Cash Dividend on Common Stock of $0.165 Cents Defiance, OH, October 22, 2026 - SB Financial Group, Inc. (NASDAQ: SBFG) (“SB Financial”) announced that its board of directors passed a resolution declaring a quarterly cash dividend of $0.165 per common share, payable on November 27, 2026, to shareholders of record as of November 13, 2026. “We are quite pleased to return to our shareholders a common dividend of $0.165 per share representing a 6…
Read attachment ↗ea030005001ex99-1.htm · 8-K · 2026-07-31
EX-99.1 2 ea030005001ex99-1.htm NEWS RELEASE ISSUED BY SB FINANCIAL GROUP, INC. ON JULY 23, 2026, REPORTING FINANCIAL RESULTS FOR THE SECOND QUARTER 2026 Exhibit 99.1 SB Financial Group Announces Second Quarter 2026 Results DEFIANCE, OH, July 23, 2026 -- SB Financial Group, Inc. (NASDAQ: SBFG) (“SB Financial” or the “Company”), a diversified financial services company providing full-service community banking, mortgage banking, wealth management, private client and title insurance services …
Read attachment ↗ea030006401ex99-1.htm · 8-K · 2026-07-31
EX-99.1 2 ea030006401ex99-1.htm TRANSCRIPT OF CONFERENCE CALL AND WEBCAST CONDUCTED ON JUNE 30, 2026 Exhibit 99.1 Call Participants EXECUTIVES Anthony V. Cosentino Executive VP & CFO Mark A. Klein Chairman, President & CEO Steven A. Walz Executive VP & Chief Lending Officer ANALYSTS Brian Joseph Martin Brean Capital, LLC, Research Division ATTENDEES Sarah S. Mekus The State Bank and Trust Company Presentation Operator Good morning. and welcome to the SB Financial second quar…
Read attachment ↗ea029843701ex99-1.htm · 8-K · 2026-07-17
EX-99.1 2 ea029843701ex99-1.htm PRESS RELEASE ISSUED BY SB FINANCIAL GROUP, INC. ON JULY 17, 2026, ANNOUNCING A QUARTERLY SHAREHOLDER DIVIDEND Exhibit 99.1 SB Financial Group Declares Quarterly Cash Dividend on Common Stock of $0.16 Cents Defiance, OH, July 17, 2026 - SB Financial Group, Inc. (NASDAQ: SBFG) (“SB Financial”) announced that its board of directors passed a resolution declaring a quarterly cash dividend of $0.16 per common share, payable on August 28, 2026, to shareholders of…
Read attachment ↗ea028748301ex99-1.htm · 8-K · 2026-04-23
EX-99.1 2 ea028748301ex99-1.htm PRESS RELEASE ISSUED BY SB FINANCIAL GROUP, INC. ON APRIL 23, 2026, ANNOUNCING A QUARTERLY SHAREHOLDER DIVIDEND Exhibit 99.1 SB Financial Group Declares Quarterly Cash Dividend on Common Stock of $0.16 Cents Defiance, OH, April 23, 2026 - SB Financial Group, Inc. (NASDAQ: SBFG) ("SB Financial") announced that its board of directors passed a resolution declaring a quarterly cash dividend of $0.16 per common share, payable on May 29, 2026, to shareholders of …
Read attachment ↗