Security
Sound Financial Bancorp, Inc. Common Stock · SFBC
SFBCNASDAQCommon stockCurrentCIK 1541119Updated Oct 28, 2026
SFBC price & chart
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NASDAQ:SFBC on TradingView ↗In the news
Sound Financial Bancorp, Inc. Q1 2026 Results ↗
Recent filings
Results of Operations and Financial Condition · Other Events
Items 2.02, 8.01, 9.01
4 filing
4 filing
10-Q filing
Results of Operations and Financial Condition · Other Events
Items 2.02, 8.01, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 1,060,163,000Source | 1,100,930,000Source | 1,065,724,000Source | 1,058,242,000Source | 1,074,859,000Source | 1,112,051,000Source | 1,069,186,000Source | 1,086,685,000Source | 1,092,173,000Source | 993,633,000Source | 995,221,000Source | 976,351,000Source |
| Property, Plant and Equipment, NetUSD | 4,421,000Source | 4,807,000Source | 4,127,000Source | 4,498,000Source | 4,906,000Source | 4,168,000Source | 4,591,000Source | 6,685,000Source | 4,239,000Source | 4,697,000Source | 5,240,000Source | 5,513,000Source |
| GoodwillUSD | — | — | — | — | — | — | — | — | 777,000Source | 777,000Source | — | — |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 101,156,000Source | 148,930,000Source | 120,072,000Source | 102,542,000Source | 135,111,000Source | 137,984,000Source | 131,494,000Source | 137,977,000Source | 138,453,000Source | 43,641,000Source | 49,690,000Source | 57,836,000Source |
| Operating Lease, Right-of-Use AssetUSD | 3,569,000Source | 3,779,000Source | 2,798,000Source | 3,816,000Source | 4,020,000Source | 3,036,000Source | 3,546,000Source | 4,259,000Source | 3,319,000Source | 3,725,000Source | 4,496,000Source | 5,102,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 952,713,000Source | 998,691,000Source | 953,156,000Source | 952,238,000Source | 973,512,000Source | 1,001,637,000Source | 964,755,000Source | 985,693,000Source | 982,774,000Source | 889,967,000Source | 894,567,000Source | 878,646,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 25,000Source | 25,000Source | 25,000Source | 25,000Source | 25,000Source | 25,000Source | 25,000Source | 25,000Source | 25,000Source | 25,000Source | 25,000Source | 26,000Source |
| Additional Paid in CapitalUSD | 28,665,000Source | 28,296,000Source | 28,846,000Source | 28,590,000Source | 28,198,000Source | 28,797,000Source | 28,515,000Source | 28,110,000Source | 28,737,000Source | 28,413,000Source | 27,990,000Source | 28,004,000Source |
| Retained Earnings (Accumulated Deficit)USD | 79,724,000Source | 74,840,000Source | 84,496,000Source | 78,517,000Source | 74,173,000Source | 82,518,000Source | 76,952,000Source | 73,907,000Source | 81,483,000Source | 76,272,000Source | 73,627,000Source | 70,792,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -964,000Source | -922,000Source | -799,000Source | -1,128,000Source | -1,049,000Source | -926,000Source | -1,061,000Source | -1,050,000Source | -846,000Source | -1,044,000Source | -988,000Source | -1,117,000Source |
| Stockholders' Equity Attributable to ParentUSD | 107,450,000Source | 102,239,000Source | 112,568,000Source | 106,004,000Source | 101,347,000Source | 110,414,000Source | 104,431,000Source | 100,992,000Source | 109,399,000Source | 103,666,000Source | 100,654,000Source | 97,705,000Source |
| Liabilities and EquityUSD | 1,060,163,000Source | 1,100,930,000Source | 1,065,724,000Source | 1,058,242,000Source | 1,074,859,000Source | 1,112,051,000Source | 1,069,186,000Source | 1,086,685,000Source | 1,092,173,000Source | 993,633,000Source | 995,221,000Source | 976,351,000Source |
| Commitments and Contingencies | —Source | —Source | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation and amortization | — | — | — | — | — | — | — | — | —Source | —Source | —Source | —Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 57,000Source | 81,000Source | 303,000Source | 390,000Source | 450,000Source | 475,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 70,000Source | -273,000Source | 70,000Source | -273,000Source | -467,000Source | -149,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 1,505,000Source | 1,852,000Source | 7,161,000Source | 2,932,000Source | 6,886,000Source | 10,054,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -21,062,000Source | 13,919,000Source | -2,499,000Source | -3,945,000Source | -26,324,000Source | -185,575,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 32,000Source | 38,000Source | 170,000Source | 76,000Source | 444,000Source | 398,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | — | — | — | — | — | — | — | — | 130,000Source | 218,000Source | 265,000Source | 134,000Source |
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | 0Source | 0Source | 65,000Source | 2,137,000Source | 1,734,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 19,088,000Source | 72,082,000Source | 90,150,000Source | -5,036,000Source | 11,292,000Source | 49,767,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 541,000Source | 487,000Source | 1,947,000Source | 1,948,000Source | 1,913,000Source | 2,031,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | -469,000Source | 87,853,000Source | 94,812,000Source | -6,049,000Source | -8,146,000Source | -125,754,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 101,156,000Source | 148,930,000Source | 120,073,000Source | 102,542,000Source | 137,984,000Source | 131,494,000Source | 138,453,000Source | 43,641,000Source | 49,690,000Source | 57,836,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 5,596,000Source | 5,814,000Source | 22,721,000Source | 26,424,000Source | 16,337,000Source | 4,305,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | 0Source | 0Source | 1,925,000Source | 831,000Source | 2,400,000Source | — |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | — | 98,000Source | — | — | — | — | 302,000Source | 390,000Source | 450,000Source | 475,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 225,000Source | 186,000Source | 277,000Source | 229,000Source | 130,000Source | 195,000Source | 837,000Source | 625,000Source | 1,179,000Source | 219,000Source |
| Depreciation, Amortization and Accretion, NetUSD | — | — | — | — | — | — | 103,000Source | 144,000Source | 491,000Source | 619,000Source | 717,000Source | 704,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 65,000Source | 106,000Source | -185,000Source | 164,000Source | 49,000Source | -85,000Source | 212,000Source | -161,000Source | 564,000Source | 1,225,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | — | — | — | — | -53,000Source | 0Source | -137,000Source | 38,000Source | — | — |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 94,000Source | 40,000Source | 112,000Source | 44,000Source | 101,000Source | 49,000Source | 260,000Source | 258,000Source | 340,000Source | 546,000Source |
| GoodwillUSD | — | — | — | — | — | — | — | — | 777,000Source | 777,000Source | — | — |
| Income Tax Expense (Benefit)USD | — | — | 395,000Source | 267,000Source | 597,000Source | 488,000Source | 384,000Source | 291,000Source | 1,514,000Source | 1,006,000Source | 1,561,000Source | 2,072,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 1,695,000Source | 1,154,000Source | 2,518,000Source | 2,052,000Source | 1,576,000Source | 1,167,000Source | 7,158,000Source | 4,640,000Source | 7,439,000Source | 8,804,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 1,689,000Source | 1,146,000Source | 2,514,000Source | 2,044,000Source | 1,573,000Source | 1,162,000Source | 7,131,000Source | 4,609,000Source | 7,392,000Source | 8,743,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | 3,000Source | 21,000Source | 151,000Source | 269,000Source | 395,000Source | 223,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | 55,000Source | 8,000Source | -223,000Source | 170,000Source | 123,000Source | -203,000Source | 127,000Source | -120,000Source | -273,000Source | 1,225,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Selling, General and Administrative ExpenseUSD | — | — | 1,483,000Source | 1,540,000Source | 1,617,000Source | 1,443,000Source | 1,501,000Source | 1,365,000Source | 5,973,000Source | 5,894,000Source | 6,095,000Source | 5,812,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 2,090,000Source | 1,421,000Source | 3,115,000Source | 2,540,000Source | 1,960,000Source | 1,458,000Source | 8,672,000Source | 5,646,000Source | 9,000,000Source | 10,876,000Source |
| Income Tax Expense (Benefit)USD | — | — | 395,000Source | 267,000Source | 597,000Source | 488,000Source | 384,000Source | 291,000Source | 1,514,000Source | 1,006,000Source | 1,561,000Source | 2,072,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 1,695,000Source | 1,154,000Source | 2,518,000Source | 2,052,000Source | 1,576,000Source | 1,167,000Source | 7,158,000Source | 4,640,000Source | 7,439,000Source | 8,804,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.66Source | 0.45Source | 0.98Source | 0.8Source | 0.61Source | 0.45Source | 2.79Source | 1.81Source | 2.88Source | 3.39Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.66Source | 0.45Source | 0.98Source | 0.79Source | 0.61Source | 0.45Source | 2.77Source | 1.8Source | 2.86Source | 3.35Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 2,556,562Source | 2,544,233Source | 2,564,165Source | 2,556,562Source | 2,562,467Source | 2,554,265Source | 2,556,254Source | 2,542,805Source | 2,562,182Source | 2,578,496Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 2,575,575Source | 2,569,368Source | 2,574,631Source | 2,577,990Source | 2,574,212Source | 2,578,609Source | 2,576,681Source | 2,565,938Source | 2,581,702Source | 2,613,414Source |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance IncomeUSD | — | — | 225,000Source | 186,000Source | 277,000Source | 229,000Source | 130,000Source | 195,000Source | 837,000Source | 625,000Source | 1,179,000Source | 219,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 1,444,000Source | 1,279,000Source | 2,028,000Source | 2,221,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 65,000Source | 106,000Source | -185,000Source | 164,000Source | 49,000Source | -85,000Source | 212,000Source | -161,000Source | 564,000Source | 1,225,000Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 16,759,000Source | 4,500,000Source |
| InterestExpenseOperatingUSD | — | — | 5,712,000Source | 6,965,000Source | 5,255,000Source | 5,660,000Source | 5,418,000Source | 5,635,000Source | 22,630,000Source | 26,372,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 8,940,000Source | 7,873,000Source | 9,591,000Source | 9,255,000Source | 9,047,000Source | 8,071,000Source | 34,927,000Source | 31,002,000Source | 33,850,000Source | 35,295,000Source |
| Labor and Related ExpenseUSD | — | — | 4,259,000Source | 4,469,000Source | 4,645,000Source | 4,321,000Source | 4,458,000Source | 4,595,000Source | 16,708,000Source | 17,590,000Source | 17,135,000Source | 16,415,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 1,689,000Source | 1,146,000Source | 2,514,000Source | 2,044,000Source | 1,573,000Source | 1,162,000Source | 7,131,000Source | 4,609,000Source | 7,392,000Source | 8,743,000Source |
| Undistributed Earnings (Loss) Allocated to Participating Securities, BasicUSD | — | — | 4,000Source | 4,000Source | 3,000Source | 6,000Source | 2,000Source | 3,000Source | 20,000Source | 18,000Source | 35,000Source | 47,000Source |