Security
United Bancorp, Inc. Common Stock · UBCP
UBCPNASDAQCommon stockCurrentCIK 731653Updated Oct 6, 2026
UBCP price & chart
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Recent filings
Other Events
Items 8.01, 9.01
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Show 5 more recent filings
Submission of Matters to a Vote of Security Holders
Items 5.07
Other Events
Items 8.01, 9.01
ARS filing
10-K/A filing
DEF 14A filing
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 866,756,000Source | 825,482,000Source | 877,972,000Source | 847,884,000Source | 821,815,000Source | 858,499,000Source | 830,681,000Source | 834,027,000Source | 857,445,000Source | 816,656,000Source | 819,449,000Source | 757,400,000Source |
| Property, Plant and Equipment, NetUSD | 30,171,000Source | 24,519,000Source | 36,472,000Source | 27,008,000Source | 18,576,000Source | 35,728,000Source | 24,967,000Source | 18,115,000Source | 34,095,000Source | 23,599,000Source | 14,984,000Source | 12,144,000Source |
| GoodwillUSD | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 45,652,000Source | 37,778,000Source | — | 49,686,000Source | 37,570,000Source | — | 36,403,000Source | 46,877,000Source | 46,528,000Source | 19,608,000Source | 40,770,000Source | 30,080,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 800,286,000Source | 760,022,000Source | 805,884,000Source | 788,226,000Source | 761,218,000Source | 791,000,000Source | 769,880,000Source | 770,821,000Source | 786,930,000Source | 753,199,000Source | 755,856,000Source | 697,663,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 6,203,000Source | 6,203,000Source | 6,253,000Source | 6,203,000Source | 6,188,000Source | 6,263,000Source | 6,203,000Source | 6,188,000Source | 6,213,000Source | 6,203,000Source | 6,064,000Source | 6,044,000Source |
| Retained Earnings (Accumulated Deficit)USD | 47,670,000Source | 45,531,000Source | 49,224,000Source | 46,856,000Source | 44,771,000Source | 48,291,000Source | 46,046,000Source | 44,073,000Source | 48,576,000Source | 46,307,000Source | 44,018,000Source | 41,945,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -8,586,000Source | -7,158,000Source | -3,909,000Source | -14,496,000Source | -11,219,000Source | -7,808,000Source | -12,535,000Source | -7,807,000Source | -5,351,000Source | -10,100,000Source | -7,478,000Source | -9,336,000Source |
| Stockholders' Equity Attributable to ParentUSD | 66,470,000Source | 65,460,000Source | 72,088,000Source | 59,658,000Source | 60,597,000Source | 67,499,000Source | 60,801,000Source | 63,206,000Source | 70,515,000Source | 63,457,000Source | 63,593,000Source | 59,737,000Source |
| Additional Paid in Capital, Common StockUSD | 26,902,000Source | 26,204,000Source | 27,436,000Source | 26,712,000Source | 26,219,000Source | 27,249,000Source | 26,543,000Source | 25,998,000Source | 27,073,000Source | 26,373,000Source | 25,913,000Source | 24,814,000Source |
| Liabilities and EquityUSD | 866,756,000Source | 825,482,000Source | 877,972,000Source | 847,884,000Source | 821,815,000Source | 858,499,000Source | 830,681,000Source | 834,027,000Source | 857,445,000Source | 816,656,000Source | 819,449,000Source | 757,400,000Source |
| Additional Financial Items | ||||||||||||
| Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after TaxUSD | — | — | — | — | — | — | — | — | 185,000Source | 654,000Source | 543,000Source | 835,000Source |
| Deferred Compensation EquityUSD | 2,341,000Source | 2,072,000Source | 2,635,000Source | 2,239,000Source | 2,113,000Source | 2,557,000Source | 2,159,000Source | 2,029,000Source | 2,431,000Source | 2,078,000Source | 2,363,000Source | 1,902,000Source |
| Preferred Stock, Value, Issued | — | —Source | — | — | —Source | — | — | —Source | — | — | — | — |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | 1,911,000Source | 1,872,000Source | 7,753,000Source | — | — | — |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation and amortization | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 100,000Source | 89,000Source | 357,000Source | 884,000Source | 658,000Source | 1,005,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | -633,000Source | -904,000Source | 13,000Source | 342,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 266,000Source | 1,064,000Source | 10,456,000Source | 8,448,000Source | 9,463,000Source | 8,481,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -28,466,000Source | 275,000Source | -4,515,000Source | -19,465,000Source | -48,472,000Source | -103,256,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 2,044,000Source | 1,658,000Source | 11,778,000Source | 9,695,000Source | 1,081,000Source | 511,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 374,000Source | 49,000Source | 317,000Source | 687,000Source | 733,000Source | 767,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 8,912,000Source | 15,456,000Source | 20,979,000Source | -10,145,000Source | 49,699,000Source | 41,856,000Source |
| Dividends paid | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | -19,288,000Source | 16,795,000Source | 26,920,000Source | -21,162,000Source | 10,690,000Source | -52,919,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 45,652,000Source | 37,778,000Source | 45,984,000Source | 49,686,000Source | 27,240,000Source | 36,403,000Source | 46,528,000Source | 19,608,000Source | 40,770,000Source | 30,080,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 3,525,000Source | 3,591,000Source | 15,248,000Source | 14,623,000Source | 10,585,000Source | 3,150,000Source |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | 88,000Source | 42,000Source | 99,000Source | 88,000Source | 100,000Source | 89,000Source | 357,000Source | 884,000Source | 658,000Source | 1,006,000Source |
| Amortization of Debt Issuance CostsUSD | — | — | — | — | — | — | 15,000Source | 15,000Source | 62,000Source | 61,000Source | 61,000Source | 61,000Source |
| Amortization of Intangible AssetsUSD | — | — | 38,000Source | 38,000Source | — | 38,000Source | — | 37,000Source | 122,000Source | 150,000Source | 150,000Source | 150,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 192,000Source | 189,000Source | 412,000Source | 187,000Source | 425,000Source | 193,000Source | 768,000Source | 761,000Source | 725,000Source | 708,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | — | — | — | — | — | 143,000Source | 841,000Source | -116,000Source | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 186,000Source | 69,000Source | 126,000Source | 206,000Source | 30,000Source | 96,000Source | 624,000Source | 429,000Source | -454,000Source | — |
| Gain (Loss) on Sale of InvestmentsUSD | — | — | — | — | — | — | — | — | — | — | — | 36,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 118,000Source | 168,000Source | 231,000Source | 141,000Source | 98,000Source | 84,000Source | 501,000Source | 482,000Source | 29,000Source | 36,000Source |
| GoodwillUSD | — | — | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source | 682,000Source |
| Income Tax Expense (Benefit)USD | — | — | -20,000Source | -64,000Source | -34,000Source | 22,000Source | -160,000Source | -26,000Source | -86,000Source | -107,000Source | 541,000Source | 879,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 1,931,000Source | 1,820,000Source | 2,095,000Source | 1,914,000Source | 1,911,000Source | 1,872,000Source | 7,753,000Source | 7,402,000Source | 8,950,000Source | 8,657,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 1,842,000Source | 1,733,000Source | 1,989,000Source | 1,826,000Source | 1,794,000Source | 1,769,000Source | 7,385,000Source | 7,062,000Source | 8,593,000Source | 8,269,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 91,000Source | 96,000Source | 76,000Source | 90,000Source | 84,000Source | 94,000Source | 365,000Source | 384,000Source | 254,000Source | 139,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | — | — | — | — | — | 6,190,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | — | — | — | — | — | — | — | 429,000Source | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 1,911,000Source | 1,756,000Source | 2,061,000Source | 1,936,000Source | 1,751,000Source | 1,846,000Source | 7,667,000Source | 7,295,000Source | 9,491,000Source | 9,536,000Source |
| Income Tax Expense (Benefit)USD | — | — | -20,000Source | -64,000Source | -34,000Source | 22,000Source | -160,000Source | -26,000Source | -86,000Source | -107,000Source | 541,000Source | 879,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 1,931,000Source | 1,820,000Source | 2,095,000Source | 1,914,000Source | 1,911,000Source | 1,872,000Source | 7,753,000Source | 7,402,000Source | 8,950,000Source | 8,657,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.34Source | 0.31Source | 0.36Source | 0.33Source | 0.33Source | 0.32Source | 1.34Source | 1.27Source | 1.57Source | 1.5Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.34Source | 0.31Source | 0.36Source | 0.33Source | 0.33Source | 0.32Source | 1.34Source | 1.27Source | 1.57Source | 1.5Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 5,486,221Source | 5,621,393Source | 5,473,340Source | 5,491,322Source | 5,497,474Source | 5,566,428Source | 5,492,092Source | 5,539,653Source | 5,490,488Source | 5,483,305Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 5,486,221Source | 5,621,393Source | 5,473,340Source | 5,491,322Source | 5,497,474Source | 5,566,428Source | 5,492,092Source | 5,539,653Source | 5,490,488Source | 5,483,305Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 38,000Source | 38,000Source | — | 38,000Source | — | 37,000Source | 122,000Source | 150,000Source | 150,000Source | 150,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 192,000Source | 189,000Source | 412,000Source | 187,000Source | 425,000Source | 193,000Source | 768,000Source | 761,000Source | 725,000Source | 708,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 547,000Source | 797,000Source | 528,000Source | 537,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | — | — | — | — | — | — | 411,000Source | 290,000Source | 1,226,000Source | 1,079,000Source | 997,000Source | 1,013,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 186,000Source | 69,000Source | 126,000Source | 206,000Source | 30,000Source | 96,000Source | 624,000Source | 429,000Source | -454,000Source | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 11,014,000Source | 3,273,000Source |
| InterestExpenseOperatingUSD | — | — | 3,906,000Source | 3,805,000Source | 3,529,000Source | 3,816,000Source | 3,503,000Source | 3,595,000Source | 15,029,000Source | 14,721,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 6,729,000Source | 6,139,000Source | 7,004,000Source | 6,595,000Source | 6,511,000Source | 6,247,000Source | 26,460,000Source | 24,800,000Source | 25,835,000Source | 24,388,000Source |
| Interest Income, OtherUSD | — | — | — | — | — | — | — | 103,000,000Source | 6,000Source | 4,000Source | 13,000,000Source | — |
| Labor and Related ExpenseUSD | — | — | 3,049,000Source | 2,757,000Source | 3,189,000Source | 2,869,000Source | 3,004,000Source | 2,837,000Source | 11,825,000Source | 10,083,000Source | 10,272,000Source | 10,305,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 1,842,000Source | 1,733,000Source | 1,989,000Source | 1,826,000Source | 1,794,000Source | 1,769,000Source | 7,385,000Source | 7,062,000Source | 8,593,000Source | 8,269,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 91,000Source | 96,000Source | 76,000Source | 90,000Source | 84,000Source | 94,000Source | 365,000Source | 384,000Source | 254,000Source | 139,000Source |
| Undistributed Earnings (Loss) Allocated to Participating Securities, BasicUSD | — | — | — | — | — | — | — | — | — | — | 167,000Source | 185,000Source |
| Interest Income (Expense), Nonoperating, Net | — | — | — | —Source | — | — | — | — | — | — | — | — |