Security
Usio, Inc. Common Stock · USIO
USIONASDAQCommon stockCurrentCIK 1088034Updated Oct 20, 2026
Name history
PAYMENT DATA SYSTEMS INC · through Jul 1, 2019Payment Data Systems Inc · through Jul 1, 2019BILLSERV INC · through Aug 11, 2003BILLSERV COM INC · through Oct 10, 2001
USIO price & chart
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NASDAQ:USIO on TradingView ↗In the news
Usio to Host Fourth Quarter and Fiscal Year End 2025 Conference Call to Discuss Results and Provide Company Update on March 18, 2026 ↗
Recent filings
Regulation FD Disclosure
Items 7.01, 9.01
4 filing
SCHEDULE 13G - filed by TALL PINES CAPITAL, LLC regarding Usio, Inc.
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Show 5 more recent filings
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02, 9.01
Material Modification to Rights of Security Holders · Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year · Submission of Matters to a Vote of Security Holders · Regulation FD Disclosure
Items 3.03, 5.03, 5.07, 7.01, 9.01
Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year · Submission of Matters to a Vote of Security Holders · Regulation FD Disclosure
Items 5.03, 5.07, 7.01, 9.01
SCHEDULE 13G/A - filed by WHITTIER TRUST CO regarding Usio, Inc.
SCHEDULE 13G/A - filed by National Services, Inc regarding Usio, Inc.
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 99,401,100Source | 114,604,294Source | 123,786,998Source | 108,351,847Source | 108,831,897Source | 120,192,403Source | 109,620,138Source | 99,064,892Source | 134,890,214Source | 107,208,447Source | 106,934,670Source | 97,912,969Source |
| Property, Plant and Equipment, NetUSD | 3,594,558Source | 3,304,601Source | 4,654,545Source | 3,417,606Source | 3,427,109Source | 4,545,252Source | 3,230,300Source | 3,478,654Source | 4,157,393Source | 3,194,818Source | 3,660,092Source | 3,222,816Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 7,746,456Source | 8,392,317Source | 6,385,966Source | 7,506,411Source | 7,498,256Source | 7,728,795Source | 8,718,247Source | 7,053,812Source | 7,434,051Source | 8,056,891Source | 7,155,687Source | 5,709,117Source |
| Accounts Receivable, after Allowance for Credit Loss, CurrentUSD | 5,211,771Source | 4,257,022Source | 6,525,621Source | 4,891,594Source | 5,494,539Source | 5,418,653Source | 4,569,616Source | 4,862,227Source | 5,274,586Source | 5,053,639Source | 5,564,138Source | 4,371,640Source |
| Inventory, NetUSD | 337,693Source | 400,002Source | 392,108Source | 380,457Source | 407,013Source | 392,873Source | 348,493Source | 429,577Source | 461,675Source | 403,796Source | 422,808Source | 507,355Source |
| Assets, CurrentUSD | 88,070,898Source | 102,157,203Source | 111,169,882Source | 96,822,729Source | 100,058,718Source | 107,290,649Source | 97,903,481Source | 89,893,127Source | 123,410,654Source | 95,156,038Source | 97,241,106Source | 87,409,953Source |
| Prepaid Expense and Other Assets, CurrentUSD | 1,139,848Source | 775,310Source | 1,824,140Source | 1,105,527Source | 819,163Source | 1,903,690Source | 729,039Source | 687,415Source | 1,359,382Source | 585,500Source | 444,071Source | 450,389Source |
| Operating Lease, Right-of-Use AssetUSD | 2,569,971Source | 3,012,779Source | 3,185,438Source | 2,727,842Source | 2,184,415Source | 3,524,650Source | 2,884,691Source | 2,318,388Source | 2,423,231Source | 3,037,928Source | 2,420,782Source | 2,795,483Source |
| Other Assets, NoncurrentUSD | 357,877Source | 340,285Source | 362,949Source | 357,877Source | 340,285Source | 362,949Source | 357,877Source | 335,357Source | 362,949Source | 357,877Source | 355,357Source | 355,357Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 80,712,546Source | 95,673,248Source | 104,994,551Source | 89,618,996Source | 93,117,679Source | 102,047,492Source | 90,628,208Source | 83,791,792Source | 116,977,811Source | 88,051,484Source | 91,865,831Source | 83,978,871Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 31,192Source | 198,226Source | 32,607Source | 30,235Source | 198,179Source | 31,667Source | 30,038Source | 197,194Source | 31,562Source | 198,317Source | 197,087Source | 195,471Source |
| Additional Paid in CapitalUSD | 101,650,557Source | 99,447,552Source | 104,007,118Source | 100,183,033Source | 99,222,467Source | 102,455,703Source | 99,992,655Source | 97,632,948Source | 102,363,590Source | 99,676,457Source | 97,479,830Source | 94,048,603Source |
| Retained Earnings (Accumulated Deficit)USD | -69,049,366Source | -68,661,582Source | -70,142,412Source | -68,634,280Source | -71,512,849Source | -70,422,492Source | -68,267,626Source | -71,588,341Source | -70,544,995Source | -68,032,656Source | -71,338,153Source | -70,863,049Source |
| Stockholders' Equity Attributable to ParentUSD | 18,688,554Source | 18,931,046Source | 18,792,447Source | 18,732,851Source | 15,714,218Source | 18,144,911Source | 18,991,930Source | 15,273,100Source | 17,912,403Source | 19,156,963Source | 15,068,839Source | 13,934,098Source |
| Liabilities and EquityUSD | 99,401,100Source | 114,604,294Source | 123,786,998Source | 108,351,847Source | 108,831,897Source | 120,192,403Source | 109,620,138Source | 99,064,892Source | 134,890,214Source | 107,208,447Source | 106,934,670Source | 97,912,969Source |
| Current liabilities: | ||||||||||||
| Liabilities, CurrentUSD | 78,074,600Source | 92,537,225Source | 101,473,797Source | 86,917,549Source | 90,657,356Source | 98,268,591Source | 87,729,431Source | 81,205,546Source | 114,017,117Source | 84,945,605Source | 89,227,707Source | 81,624,930Source |
| Operating Lease, Liability, CurrentUSD | 639,585Source | 553,480Source | 750,013Source | 630,193Source | 442,668Source | 756,708Source | 620,915Source | 490,184Source | 639,805Source | 612,680Source | 633,616Source | 617,319Source |
| Accounts Payable, CurrentUSD | 840,101Source | 579,618Source | 967,359Source | 632,736Source | 968,217Source | 1,275,061Source | 715,223Source | 896,293Source | 880,590Source | 1,256,819Source | 1,031,141Source | 858,622Source |
| Operating Lease, Liability, NoncurrentUSD | 2,043,230Source | 2,573,100Source | 2,610,444Source | 2,206,021Source | 1,863,147Source | 2,790,905Source | 2,365,529Source | 1,955,333Source | 1,885,983Source | 2,534,017Source | 1,919,144Source | 2,338,947Source |
| Additional Financial Items | ||||||||||||
| Accrued Liabilities, CurrentUSD | 2,717,798Source | 2,879,369Source | 3,371,039Source | 2,564,191Source | 3,214,518Source | 4,052,640Source | 2,705,122Source | 2,778,067Source | 3,326,445Source | 3,366,925Source | 3,801,278Source | 3,721,108Source |
| Deferred Compensation EquityUSD | 7,407,350Source | 7,297,234Source | 7,896,753Source | 6,367,247Source | 7,681,660Source | 6,849,327Source | 6,640,905Source | 6,561,728Source | 7,100,573Source | 6,914,563Source | 6,907,775Source | 5,697,900Source |
| Long-term Debt, Current MaturitiesUSD | 241,986Source | 192,206Source | 343,339Source | 151,689Source | 192,206Source | 337,544Source | 150,085Source | 180,906Source | 289,317Source | 147,581Source | 107,270Source | 56,429Source |
| Long-term Debt, Excluding Current MaturitiesUSD | 594,716Source | 562,923Source | 910,310Source | 495,426Source | 597,176Source | 987,996Source | 533,248Source | 630,913Source | 1,074,711Source | 571,862Source | 718,980Source | 14,994Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | — | — | — | — | 225,745Source | 495,770Source | 1,946,224Source | 2,263,302Source | 2,081,533Source | 2,735,118Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | 399,582Source | 569,772Source | 482,508Source | 434,255Source | 329,284Source | 410,062Source | 1,743,893Source | 2,093,406Source | 2,222,969Source | 2,072,041Source |
| Changes in operating assets and liabilities: | ||||||||||||
| Increase (Decrease) in Accounts ReceivableUSD | — | — | — | — | — | — | 144,067Source | -484,023Source | 301,079Source | -510,499Source | 1,192,498Source | -607,853Source |
| Increase (Decrease) in InventoriesUSD | — | — | — | — | — | — | -68,802Source | -55,303Source | 57,879Source | -19,012Source | -84,547Source | 72,823Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 67,084Source | 0Source | 54,212Source | -3,076,440Source | — | 0Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 946,724Source | 1,374,210Source | 1,513,752Source | 2,896,251Source | 14,915,902Source | -17,036,477Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -613,604Source | -313,254Source | -1,537,382Source | -944,381Source | -834,964Source | -812,242Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 398,072Source | 22,604Source | 435,014Source | 991,881Source | 834,964Source | 812,242Source |
| Cash flows from financing activities: | ||||||||||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | — | — | — | — | — | — | — | — | 218,750Source | 597,568Source | — | 227,975Source |
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 233,459Source | 351,640Source | 1,066,589Source | 1,408,442Source | 456,961Source | 1,344,569Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -17,072,698Source | 3,576,886Source | 28,720,150Source | -5,143,468Source | -513,953Source | -1,399,340Source |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | 38,488Source | 36,110Source | 147,157Source | 106,807Source | 56,992Source | 54,771Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | -16,739,578Source | 4,637,842Source | 28,696,520Source | -3,191,598Source | 13,566,985Source | -19,248,059Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 81,381,586Source | 96,724,869Source | 102,428,013Source | 90,445,151Source | 99,575,433Source | 92,256,333Source | 116,315,011Source | 87,618,491Source | 45,910,486Source | 32,343,501Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 22,826Source | 11,843Source | 52,083Source | 53,802Source | 5,202Source | 4,051Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | 0Source | 0Source | 290,144Source | 116,204Source | 269,500Source |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | 399,582Source | 569,772Source | 482,508Source | 434,255Source | 329,284Source | 410,062Source | 1,743,893Source | — | — | — |
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | — | 217,997Source | — | 871,987Source | 872,027Source | 1,538,534Source |
| DepreciationUSD | — | — | — | — | — | — | — | 277,773Source | — | 1,391,315Source | 1,209,506Source | 1,196,584Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | — | — | — | — | — | — | 0Source | -18,340Source | — | — |
| Income Tax Expense (Benefit)USD | — | — | 69,036Source | -3,116,053Source | 170,097Source | 68,857Source | 171,874Source | 62,554Source | 512,811Source | -2,627,213Source | 292,524Source | 280,000Source |
| InterestExpenseNonoperatingUSD | — | — | 11,328Source | 13,700Source | 22,934Source | 11,735Source | 22,826Source | 11,843Source | 52,083Source | 53,802Source | — | — |
| Investment Income, InterestUSD | — | — | 124,449Source | 125,564Source | 96,198Source | 110,908Source | 91,491Source | 79,011Source | 407,160Source | 464,746Source | 1,695,122Source | 15,237Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | -415,086Source | 2,851,267Source | 280,080Source | -366,654Source | 122,503Source | -234,970Source | -2,512,339Source | 3,305,497Source | -475,104Source | -5,483,244Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | -415,086Source | 2,851,267Source | 280,080Source | -366,654Source | 122,503Source | -234,970Source | -2,512,339Source | 3,305,497Source | -475,104Source | -5,483,244Source |
| Nonoperating Income (Expense)USD | — | — | 118,121Source | 111,864Source | — | 99,173Source | — | 67,168Source | 360,077Source | 2,148,629Source | 1,739,920Source | 11,186Source |
| Operating ExpensesUSD | — | — | 5,334,190Source | 5,272,807Source | 5,349,074Source | 5,537,039Source | 4,911,171Source | 5,048,727Source | 22,052,304Source | 21,084,789Source | 20,521,192Source | 19,807,646Source |
| Operating Lease, ExpenseUSD | — | — | 153,399Source | 135,123Source | 193,613Source | 151,568Source | 190,901Source | 150,688Source | 728,000Source | 660,000Source | 674,000Source | 711,000Source |
| Other Nonoperating Income (Expense)USD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | 14,180Source | 11,515Source | 90,645Source | 97,663Source | — | — |
| Proceeds from Issuance of Long-term DebtUSD | — | — | — | — | — | — | — | — | 791,742Source | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 21,180,333Source | 21,321,478Source | 23,678,636Source | 19,960,990Source | 25,465,774Source | 22,009,050Source | 85,393,626Source | 82,931,840Source | 82,591,109Source | 69,428,285Source |
| Cost of RevenueUSD | — | — | 16,310,314Source | 16,425,321Source | 17,952,649Source | 14,820,921Source | 20,328,891Source | 17,199,907Source | 65,700,927Source | 63,317,396Source | 63,992,417Source | 54,835,069Source |
| Selling, General and Administrative ExpenseUSD | — | — | 4,501,762Source | 4,119,317Source | 4,580,548Source | 4,638,185Source | 4,356,142Source | 4,142,895Source | 18,362,187Source | — | — | — |
| Operating Income (Loss)USD | — | — | -464,171Source | -376,650Source | 376,913Source | -396,970Source | 225,712Source | -239,584Source | -2,359,605Source | -1,470,345Source | -1,922,500Source | -5,214,430Source |
| Other Nonoperating Income (Expense)USD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | -346,050Source | -264,786Source | 450,177Source | -297,797Source | 294,377Source | -172,416Source | -1,999,528Source | 678,284Source | -182,580Source | -5,203,244Source |
| Income Tax Expense (Benefit)USD | — | — | 69,036Source | -3,116,053Source | 170,097Source | 68,857Source | 171,874Source | 62,554Source | 512,811Source | -2,627,213Source | 292,524Source | 280,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | -415,086Source | 2,851,267Source | 280,080Source | -366,654Source | 122,503Source | -234,970Source | -2,512,339Source | 3,305,497Source | -475,104Source | -5,483,244Source |
| Earnings Per Share, BasicUSD per share | — | — | -0.02Source | 0.1Source | 0.01Source | -0.01Source | 0Source | -0.01Source | -0.09Source | 0.12Source | -0.02Source | -0.27Source |
| Earnings Per Share, DilutedUSD per share | — | — | -0.02Source | 0.1Source | 0.01Source | -0.01Source | 0Source | -0.01Source | -0.09Source | 0.12Source | -0.02Source | -0.27Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 26,892,925Source | 27,322,497Source | 27,819,834Source | 26,456,411Source | 27,748,037Source | 26,615,947Source | 26,926,838Source | 26,852,129Source | 20,105,968Source | 20,379,386Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 26,892,925Source | 27,322,497Source | 27,819,834Source | 26,456,411Source | 27,748,037Source | 26,615,947Source | 26,926,838Source | 26,852,129Source | 20,105,968Source | 20,379,386Source |
| Interest Expense (non-operating)USD | — | — | 11,328Source | 13,700Source | 22,934Source | 11,735Source | 22,826Source | 11,843Source | 52,083Source | 53,802Source | — | — |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | — | 217,997Source | — | 871,987Source | 872,027Source | 1,538,534Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 104,790Source | 62,554Source | 458,599Source | 449,227Source | 292,524Source | 280,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | — | — | 432,846Source | 583,718Source | 286,018Source | 464,599Source | 225,745Source | 495,770Source | 1,946,224Source | 2,263,302Source | 2,081,533Source | 2,735,118Source |
| Gross ProfitUSD | — | — | 4,870,019Source | 4,896,157Source | 5,725,987Source | 5,140,069Source | 5,136,883Source | 4,809,143Source | 19,692,699Source | 19,614,444Source | 18,598,692Source | 14,593,216Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 5,202Source | 4,051Source |
| Investment Income, InterestUSD | — | — | 124,449Source | 125,564Source | 96,198Source | 110,908Source | 91,491Source | 79,011Source | 407,160Source | 464,746Source | 1,695,122Source | 15,237Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | -415,086Source | 2,851,267Source | 280,080Source | -366,654Source | 122,503Source | -234,970Source | -2,512,339Source | 3,305,497Source | -475,104Source | -5,483,244Source |
| Nonoperating Income (Expense)USD | — | — | 118,121Source | 111,864Source | — | 99,173Source | — | 67,168Source | 360,077Source | 2,148,629Source | 1,739,920Source | 11,186Source |
| Operating ExpensesUSD | — | — | 5,334,190Source | 5,272,807Source | 5,349,074Source | 5,537,039Source | 4,911,171Source | 5,048,727Source | 22,052,304Source | 21,084,789Source | 20,521,192Source | 19,807,646Source |
| Operating Lease, ExpenseUSD | — | — | 153,399Source | 135,123Source | 193,613Source | 151,568Source | 190,901Source | 150,688Source | 728,000Source | 660,000Source | 674,000Source | 711,000Source |
| Other General ExpenseUSD | — | — | — | 4,119,317Source | — | — | — | 4,142,895Source | 18,362,187Source | 16,728,081Source | 16,216,690Source | 15,000,487Source |