Security
CoastalSouth Bancshares, Inc. · COSO
COSONYSECommon stockCurrentCIK 1297107Updated Oct 27, 2026
Name history
Coastal South Bancshares Inc · through Jul 9, 2004
COSO price & chart
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NYSE:COSO on TradingView ↗About the company
CoastalSouth Bancshares, Inc. is a bank holding company headquartered in Atlanta, Georgia. Through our wholly owned subsidiary, Coastal States Bank, a South Carolina state-chartered commercial bank, we offer a full range of banking products and services designed for businesses, real estate professionals, and consumers looking for a deep and meaningful relationship with their bank. To learn more about Coastal States Bank, visit www.coastalstatesbank.com.
In the news
Recent filings
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
144 filing
4 filing
144 filing
144 filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 |
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| AssetsUSD | 2,255,389,000Source | — | 2,420,993,000Source | 2,221,245,000Source | — | 2,348,547,000Source | — | 2,306,586,000Source | 2,098,712,000Source |
| Property, Plant and Equipment, NetUSD | 18,186,000Source | — | 18,611,000Source | 18,166,000Source | — | 18,810,000Source | — | 18,122,000Source | 17,796,000Source |
| GoodwillUSD | 4,708,000Source | — | 4,708,000Source | 4,708,000Source | — | 4,708,000Source | — | 4,708,000Source | 4,708,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 1,478,000Source | — | 1,538,000Source | 1,482,000Source | — | 1,535,000Source | — | 1,554,000Source | 1,678,000Source |
| Operating Lease, Right-of-Use AssetUSD | 4,100,000Source | — | 5,500,000Source | 4,200,000Source | — | 5,100,000Source | — | 3,886,000Source | 4,036,000Source |
| LIABILITIES AND EQUITY | |||||||||
| LiabilitiesUSD | 2,004,951,000Source | — | 2,151,290,000Source | 2,011,880,000Source | — | 2,085,624,000Source | — | 2,047,057,000Source | 1,903,480,000Source |
| Stockholders’ equity: | |||||||||
| Preferred Stock, Value, IssuedUSD | 0Source | — | 0Source | 0Source | — | 0Source | — | 0Source | 0Source |
| Additional Paid in CapitalUSD | 189,654,000Source | — | 188,851,000Source | 159,267,000Source | — | 190,160,000Source | — | 189,882,000Source | 158,755,000Source |
| Retained Earnings (Accumulated Deficit)USD | 59,750,000Source | — | 79,324,000Source | 53,009,000Source | — | 72,602,000Source | — | 66,886,000Source | 41,994,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -10,945,000Source | -11,700,000Source | -10,475,000Source | -13,190,000Source | -16,613,000Source | -11,824,000Source | -14,211,000Source | -9,219,000Source | -15,787,000Source |
| Stockholders' Equity Attributable to ParentUSD | 250,438,000Source | 193,303,000Source | 269,703,000Source | 209,365,000Source | 180,168,000Source | 262,923,000Source | 202,104,000Source | 259,529,000Source | 195,232,000Source |
| Liabilities and EquityUSD | 2,255,389,000Source | — | 2,420,993,000Source | 2,221,245,000Source | — | 2,348,547,000Source | — | 2,306,586,000Source | 2,098,712,000Source |
| Additional Financial Items | |||||||||
| AOCI, Debt Securities, Available-for-sale, Adjustment, after TaxUSD | -13,301,000Source | -14,210,000Source | -12,261,000Source | -15,786,000Source | -20,015,000Source | -13,878,000Source | -16,719,000Source | -11,393,000Source | -18,713,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | — | — | — | — | 406,000Source | 353,000Source | 1,504,000Source | 1,329,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 257,000Source | 552,000Source | -211,000Source | 1,953,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | -20,607,000Source | -1,208,000Source | 63,128,000Source | -12,669,000Source |
| Cash flows from investing activities: | ||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -35,428,000Source | -50,111,000Source | -224,095,000Source | -17,312,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 1,094,000Source | 394,000Source | 1,830,000Source | 1,414,000Source |
| Cash flows from financing activities: | ||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | — | 69,000Source | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 38,826,000Source | 81,891,000Source | 172,773,000Source | 49,389,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 26,279,000Source | 61,324,000Source | 34,222,000Source | 43,290,000Source | 62,558,000Source | 98,533,000Source | 79,767,000Source | 67,961,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 13,805,000Source | 12,867,000Source | 51,474,000Source | 60,596,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | -992,000Source | -1,667,000Source | 1,835,000Source | -884,000Source |
| Additional Financial Items | ||||||||||
| AmortizationUSD | — | — | — | — | — | — | — | — | 291,000Source | 287,000Source |
| Share-based Payment Arrangement, ExpenseUSD | — | — | — | — | — | — | 318,000Source | 246,000Source | 946,000Source | 1,297,000Source |
| Amortization of Debt Issuance CostsUSD | — | — | — | — | — | — | 0Source | 13,000Source | 275,000Source | 53,000Source |
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | 108,000Source | 187,000Source | 536,000Source | 503,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 461,000Source | 437,000Source | 466,000Source | 449,000Source | 456,000Source | 440,000Source | 1,812,000Source | 1,664,000Source |
| Capitalized Computer Software, AmortizationUSD | — | — | — | — | — | — | — | — | 138,000Source | 97,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | -10,000Source | — | — | — | — | — | -10,000Source | -3,465,000Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 1,400,000Source | 1,200,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 613,000Source | 1,311,000Source | 307,000Source | 265,000Source | 337,000Source | 0Source | 1,560,000Source | 1,818,000Source |
| General and Administrative ExpenseUSD | — | — | — | — | — | — | — | — | 1,245,000Source | 993,000Source |
| GoodwillUSD | — | — | 4,708,000Source | — | 4,708,000Source | 4,708,000Source | 4,708,000Source | — | 4,708,000Source | 4,708,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | — | — | 2,040,000Source | 2,236,000Source | 1,502,000Source | 1,064,000Source | 1,956,000Source | 1,542,000Source | 6,244,000Source | 5,311,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 6,741,000Source | 7,884,000Source | 7,333,000Source | 5,965,000Source | 6,329,000Source | 5,050,000Source | 24,892,000Source | 21,904,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 129,000Source | 131,000Source | 121,000Source | 111,000Source | 125,000Source | 135,000Source | 484,000Source | 534,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 9,438,000Source | 22,066,000Source | 60,913,000Source | 62,218,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | — | — | 102,000Source | — |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 653,000Source | -1,023,000Source | 658,000Source | 752,000Source | 382,000Source | 629,000Source | 3,196,000Source | 553,000Source |
| Unrealized Gain (Loss) on InvestmentsUSD | — | — | — | — | — | — | 19,700,000Source | — | 17,400,000Source | — |
| Payment, Tax Withholding, Share-based Payment Arrangement | — | — | — | — | — | — | —Source | —Source | — | — |
| Dividends paid | — | — | — | — | — | — | —Source | —Source | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 |
|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 464,000Source | 427,000Source | 509,000Source | 487,000Source | 519,000Source | 497,000Source | 1,985,000Source | 1,865,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 8,781,000Source | 10,120,000Source | 8,835,000Source | 7,029,000Source | 8,285,000Source | 6,592,000Source | 31,136,000Source | 27,215,000Source |
| Income Tax Expense (Benefit)USD | — | — | 2,040,000Source | 2,236,000Source | 1,502,000Source | 1,064,000Source | 1,956,000Source | 1,542,000Source | 6,244,000Source | 5,311,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 6,741,000Source | 7,884,000Source | 7,333,000Source | 5,965,000Source | 6,329,000Source | 5,050,000Source | 24,892,000Source | 21,904,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.57Source | 0.77Source | 0.61Source | 0.58Source | 0.53Source | 0.49Source | 2.24Source | 2.15Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.54Source | 0.75Source | 0.59Source | 0.57Source | 0.51Source | 0.47Source | 2.16Source | 2.09Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 12,325,462Source | 10,544,087Source | 12,447,791Source | 10,612,255Source | 12,440,809Source | 10,642,078Source | 11,520,215Source | 10,470,633Source |
| Additional Financial Items | ||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | 108,000Source | 187,000Source | 536,000Source | 503,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 461,000Source | 437,000Source | 466,000Source | 449,000Source | 456,000Source | 440,000Source | 1,812,000Source | 1,664,000Source |
| Capitalized Computer Software, AmortizationUSD | — | — | — | — | — | — | — | — | 138,000Source | 97,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 6,455,000Source | 3,358,000Source |
| General and Administrative ExpenseUSD | — | — | — | — | — | — | — | — | 1,245,000Source | 993,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source |
| InterestExpenseOperatingUSD | — | — | 13,700,000Source | 15,588,000Source | 12,893,000Source | 13,715,000Source | 12,824,000Source | 13,265,000Source | 53,823,000Source | 58,327,000Source |
| Interest Income (Expense), NetUSD | — | — | 19,190,000Source | 16,966,000Source | 20,665,000Source | 18,078,000Source | 19,744,000Source | 16,759,000Source | 73,890,000Source | 65,322,000Source |
| Labor and Related ExpenseUSD | — | — | 6,985,000Source | 6,727,000Source | 8,314,000Source | 6,997,000Source | 8,046,000Source | 6,694,000Source | 28,320,000Source | 26,187,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 129,000Source | 131,000Source | 121,000Source | 111,000Source | 125,000Source | 135,000Source | 484,000Source | 534,000Source |
| Common Stock, Dividends, Per Share, Declared | — | — | — | — | —Source | — | —Source | — | — | — |
Offerings
Registration 333-287854
- Gross proceeds
- 43752500.0
- Net proceeds
- 6703350.0
- Deal price
- 21.5
- Shares
- 2035000
- Offering price
- $21.50
- Ticker
- COSO
Filing attachments
coso-ex99_1.htm · 8-K · 2026-10-19
EXHIBIT 99.1 FOR IMMEDIATE RELEASE COASTALSOUTH BANCSHARES, INC. REPORTS EARNINGS FOR THIRD QUARTER 2026 ATLANTA, GA (October 19, 2026) - CoastalSouth Bancshares, Inc. (“CoastalSouth” or the “Company”) (NYSE: COSO), the holding company for Coastal States Bank (the “Bank” or "CSB"), today reported net income of $8.8 million, or $0.71 per diluted share, for the third quarter of 2026, compared to approximately $7.3 million, or $0.59 per diluted share, for the second quarter of 2026, and $6.7 mil…
Read attachment ↗coso-ex99_2.htm · 8-K · 2026-10-19
CoastalSouth Bancshares, Inc. Third Quarter 2025 Investor Presentation October 20, 2025 October 19, 2026 Third Quarter 2026 Investor Presentation Exhibit 99.2 Disclosures Forward Looking Statements Statements in this Investor Presentation regarding future events and our expectations and beliefs about our future financial performance and financial condition, as well as trends in our business and markets, constitute “forward-looking statements” within the meaning of, and subject to the protection…
Read attachment ↗coso-ex99_1.htm · 8-K · 2026-07-20
EX-99.1 2 coso-ex99_1.htm EX-99.1 EX-99.1 EXHIBIT 99.1 FOR IMMEDIATE RELEASE COASTALSOUTH BANCSHARES, INC. REPORTS EARNINGS FOR SECOND QUARTER 2026 ATLANTA, GA (July 20, 2026) - CoastalSouth Bancshares, Inc. (“CoastalSouth” or the “Company”) (NYSE: COSO), the holding company for Coastal States Bank (the “Bank” or "CSB"), today reported net income of $7.3 million, or $0.59 per diluted share, for the second quarter of 2026, compared to approximately $6.3 million, or $0.51 per diluted share…
Read attachment ↗coso-ex99_2.htm · 8-K · 2026-07-20
EX-99.2 3 coso-ex99_2.htm EX-99.2 CoastalSouth Bancshares, Inc. Third Quarter 2025 Investor Presentation October 20, 2025 July 20, 2026 Second Quarter 2026 Investor Presentation Exhibit 99.2 Disclosures Forward Looking Statements Statements in this Investor Presentation regarding future events and our expectations and beliefs about our future financial performance and financial condition, as well as trends in our business and markets, constitute “forward-looking statements” within the meani…
Read attachment ↗coso-ex99_1.htm · 8-K · 2026-05-01
EX-99.1 2 coso-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 CoastalSouth Bancshares, Inc. Announces Stock Repurchase Plan ATLANTA, GA (May 1, 2026) -- CoastalSouth Bancshares, Inc. (“CoastalSouth” or the “Company”) (NYSE: COSO), the holding company for Coastal States Bank (the “Bank” or "CSB"), today reported that its Board of Directors authorized a stock repurchase plan (the “2026 Repurchase Plan”), pursuant to which the Company may purchase, from time to time, up to an aggregate amount of $1…
Read attachment ↗coso-ex99_1.htm · 8-K · 2026-04-20
EX-99.1 2 coso-ex99_1.htm EX-99.1 EX-99.1 EXHIBIT 99.1 FOR IMMEDIATE RELEASE COASTALSOUTH BANCSHARES, INC. REPORTS EARNINGS FOR FIRST QUARTER 2026 ATLANTA, GA (April 20, 2026) - CoastalSouth Bancshares, Inc. (“CoastalSouth” or the “Company”) (NYSE: COSO), the holding company for Coastal States Bank (the “Bank” or "CSB"), today reported net income of $6.3 million, or $0.51 per diluted share, for the first quarter of 2026, compared to approximately $7.1 million, or $0.58 per diluted share,…
Read attachment ↗