Security
Provident Financial Services, Inc. · PFS
PFSNYSECommon stockCurrentCIK 1178970Updated Nov 3, 2026
PFS price & chart
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NYSE:PFS on TradingView ↗In the news
Provident Bank Goes Live with MANTL Business and Retail Account Opening Across its 135-Branch Network ↗
Provident Financial Services, Inc. Announces Pricing of Subordinated Notes Offering ↗
Recent filings
S-3ASR filing
Regulation FD Disclosure
Items 7.01, 9.01
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Regulation FD Disclosure
Items 7.01, 9.01
144 filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 24,832,763,000Source | 24,042,515,000Source | 25,663,358,000Source | 24,547,286,000Source | 24,070,467,000Source | 25,201,690,000Source | 24,224,759,000Source | 14,130,918,000Source | 24,980,710,000Source | 24,051,825,000Source | 14,210,810,000Source | 13,783,436,000Source |
| Property, Plant and Equipment, NetUSD | 113,098,000Source | 124,955,000Source | 112,197,000Source | 115,709,000Source | 127,396,000Source | 110,356,000Source | 115,424,000Source | 69,487,000Source | 113,328,000Source | 119,622,000Source | 70,998,000Source | 79,794,000Source |
| GoodwillUSD | — | — | — | — | — | — | — | — | 624,069,000Source | 624,069,000Source | 443,623,000Source | 443,623,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 299,193,000Source | 244,019,000Source | 228,293,000Source | 257,953,000Source | 290,491,000Source | 222,083,000Source | 234,076,000Source | 158,282,000Source | 209,057,000Source | 205,869,000Source | 180,185,000Source | 186,438,000Source |
| Operating Lease, Right-of-Use AssetUSD | 54,976,000Source | 65,487,000Source | 59,340,000Source | 57,766,000Source | 67,943,000Source | 57,688,000Source | 59,955,000Source | 55,506,000Source | 57,941,000Source | 62,258,000Source | 56,907,000Source | 60,577,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 22,065,728,000Source | 21,421,457,000Source | 22,756,373,000Source | 21,839,731,000Source | 21,514,821,000Source | 22,338,821,000Source | 21,565,965,000Source | 12,435,756,000Source | 22,147,498,000Source | 21,450,618,000Source | 12,520,214,000Source | 12,185,733,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 1,376,000Source | 1,376,000Source | 1,376,000Source | 1,376,000Source | 1,376,000Source | 1,376,000Source | 1,376,000Source | 832,000Source | 1,376,000Source | 1,376,000Source | 832,000Source | 832,000Source |
| Additional Paid in CapitalUSD | 1,841,920,000Source | 1,871,343,000Source | 1,850,121,000Source | 1,839,314,000Source | 1,868,643,000Source | 1,847,737,000Source | 1,836,665,000Source | 990,582,000Source | 1,844,949,000Source | 1,834,495,000Source | 989,058,000Source | 981,138,000Source |
| Retained Earnings (Accumulated Deficit)USD | 1,102,269,000Source | 972,997,000Source | 1,250,204,000Source | 1,061,897,000Source | 957,979,000Source | 1,202,413,000Source | 1,021,266,000Source | 988,480,000Source | 1,154,364,000Source | 989,111,000Source | 974,542,000Source | 918,158,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -87,243,000Source | -93,049,000Source | -91,933,000Source | -103,770,000Source | -139,964,000Source | -86,423,000Source | -110,246,000Source | -151,585,000Source | -76,183,000Source | -135,355,000Source | -141,115,000Source | -165,045,000Source |
| Stockholders' Equity Attributable to ParentUSD | 2,767,035,000Source | 2,621,058,000Source | 2,906,985,000Source | 2,707,555,000Source | 2,555,646,000Source | 2,862,869,000Source | 2,658,794,000Source | 1,695,162,000Source | 2,833,212,000Source | 2,601,207,000Source | 1,690,596,000Source | 1,597,703,000Source |
| Liabilities and EquityUSD | 24,832,763,000Source | 24,042,515,000Source | 25,663,358,000Source | 24,547,286,000Source | 24,070,467,000Source | 25,201,690,000Source | 24,224,759,000Source | 14,130,918,000Source | 24,980,710,000Source | 24,051,825,000Source | 14,210,810,000Source | 13,783,436,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation and amortization | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 4,674,000Source | 3,600,000Source | 24,461,000Source | -12,271,000Source | 2,725,000Source | 2,220,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 84,652,000Source | 88,515,000Source | 442,264,000Source | 426,381,000Source | 173,396,000Source | 200,310,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -232,388,000Source | -176,477,000Source | -1,052,334,000Source | 507,674,000Source | -469,600,000Source | -647,564,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 3,694,000Source | 1,142,000Source | 11,539,000Source | 1,307,000Source | 7,488,000Source | 9,411,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | — | — | — | — | — | — | 2,138,000Source | 1,847,000Source | 2,874,000Source | 1,323,000Source | 1,678,000Source | 1,021,000Source |
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 10,255,000Source | 0Source | 0Source | 0Source | 0Source | 46,530,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 158,335,000Source | 116,099,000Source | 615,615,000Source | -908,371,000Source | 289,951,000Source | -78,701,000Source |
| Dividends paid | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | 2,790,000Source | 254,600,000Source | 352,362,000Source | 1,390,028,000Source | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 10,599,000Source | 28,137,000Source | 5,545,000Source | 25,684,000Source | -6,253,000Source | -525,955,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 301,614,000Source | 244,089,000Source | 228,293,000Source | 258,925,000Source | 222,083,000Source | 234,076,000Source | 211,484,000Source | 205,939,000Source | 180,255,000Source | 186,508,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | 102,650,000Source | — | — | — |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 9,497,000Source | 12,231,000Source | 8,559,000Source | 9,497,000Source | 8,563,000Source | 9,501,000Source | 37,074,000Source | 28,931,000Source | 2,952,000Source | 3,292,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 2,662,000Source | 4,308,000Source | 3,798,000Source | 2,585,000Source | 4,034,000Source | 2,092,000Source | 10,130,000Source | 11,709,000Source | 6,482,000Source | 5,988,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | 67,000Source | 2,000Source | -309,000Source | 0Source | 0Source | 87,000Source | 843,000Source | -2,986,000Source | 30,000Source | 181,000Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 14,200,000Source | 12,600,000Source | 8,700,000Source | 9,800,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 4,500,000Source | 9,600,000Source | 9,575,000Source | -2,650,000Source | -4,650,000Source | 325,000Source | 4,125,000Source | 83,604,000Source | 27,900,000Source | 8,400,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | — | — | — | — | 1,182,000Source | 624,000Source | 681,000Source | 0Source | -154,000Source | 22,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | — | — | — | — | 967,000Source | 368,000Source | 3,868,000Source | 1,758,000Source | 2,019,000Source | 1,515,000Source |
| GoodwillUSD | — | — | — | — | — | — | — | — | 624,069,000Source | 624,069,000Source | 443,623,000Source | 443,623,000Source |
| Income Tax Expense (Benefit)USD | — | — | 29,895,000Source | 18,850,000Source | 27,914,000Source | 30,462,000Source | 30,754,000Source | 27,825,000Source | 116,997,000Source | 34,090,000Source | 47,381,000Source | 64,458,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 71,720,000Source | 46,405,000Source | 78,147,000Source | 71,981,000Source | 79,417,000Source | 64,028,000Source | 291,160,000Source | 115,525,000Source | 128,398,000Source | 175,648,000Source |
| Noncash Merger Related CostsUSD | — | — | — | — | — | — | — | — | — | — | 7,826,000Source | — |
| Proceeds from Issuance of Long-term DebtUSD | — | — | — | — | — | — | 50,000,000Source | 0Source | — | — | 534,807,000Source | 3,982,100,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 101,343,000Source | 150,843,000Source | 511,763,000Source | 335,256,000Source | 189,542,000Source | 278,779,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | 1,396,000Source | 0Source | 0Source | 0Source | 790,000Source | 0Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | — | — | — | — | — | — | — | — | — | 8,388,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | — | — | — | — | -4,651,000Source | 328,000Source | 4,126,000Source | 87,564,000Source | — | — |
| Net Income (Loss) Available to Common Stockholders, Basic | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 17,726,000Source | 17,850,000Source | 19,646,000Source | 18,277,000Source | 20,608,000Source | 18,870,000Source | 73,109,000Source | 68,288,000Source | 57,525,000Source | 54,987,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 101,615,000Source | 65,255,000Source | 106,061,000Source | 102,443,000Source | 110,171,000Source | 91,853,000Source | 408,157,000Source | 149,615,000Source | 175,779,000Source | 240,106,000Source |
| Income Tax Expense (Benefit)USD | — | — | 29,895,000Source | 18,850,000Source | 27,914,000Source | 30,462,000Source | 30,754,000Source | 27,825,000Source | 116,997,000Source | 34,090,000Source | 47,381,000Source | 64,458,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 71,720,000Source | 46,405,000Source | 78,147,000Source | 71,981,000Source | 79,417,000Source | 64,028,000Source | 291,160,000Source | 115,525,000Source | 128,398,000Source | 175,648,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.55Source | 0.36Source | 0.6Source | 0.55Source | 0.61Source | 0.49Source | 2.23Source | 1.05Source | 1.72Source | 2.35Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.55Source | 0.36Source | 0.6Source | 0.55Source | 0.61Source | 0.49Source | 2.23Source | 1.05Source | 1.71Source | 2.35Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 130,506,517Source | 129,941,845Source | 130,330,787Source | 130,484,287Source | 130,511,676Source | 130,325,393Source | 130,462,418Source | 109,668,911Source | 74,844,489Source | 74,700,623Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 130,553,819Source | 130,004,870Source | 130,388,396Source | 130,500,143Source | 130,588,635Source | 130,380,475Source | 130,507,070Source | 109,712,732Source | 74,873,256Source | 74,782,370Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 9,497,000Source | 12,231,000Source | 8,559,000Source | 9,497,000Source | 8,563,000Source | 9,501,000Source | 37,074,000Source | 28,931,000Source | 2,952,000Source | 3,292,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 2,662,000Source | 4,308,000Source | 3,798,000Source | 2,585,000Source | 4,034,000Source | 2,092,000Source | 10,130,000Source | 11,709,000Source | 6,482,000Source | 5,988,000Source |
| Business Combination, Acquisition Related CostsUSD | — | — | 0Source | 15,567,000Source | 1,508,000Source | 0Source | — | 0Source | 0Source | 56,867,000Source | — | — |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 92,536,000Source | 46,361,000Source | 44,656,000Source | 62,238,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | 67,000Source | 2,000Source | -309,000Source | 0Source | 0Source | 87,000Source | 843,000Source | -2,986,000Source | 30,000Source | 181,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | — | — | — | — | — | — | 11,826,000Source | 13,165,000Source | 51,317,000Source | 41,499,000Source | 11,695,000Source | 13,076,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 4,500,000Source | 9,600,000Source | 9,575,000Source | -2,650,000Source | -4,650,000Source | 325,000Source | 4,125,000Source | 83,604,000Source | 27,900,000Source | 8,400,000Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 216,366,000Source | 48,629,000Source |
| Interest Expense, DebtUSD | — | — | — | — | — | — | — | — | — | — | 55,856,000Source | — |
| InterestExpenseOperatingUSD | — | — | 131,949,000Source | 138,821,000Source | 123,915,000Source | 129,214,000Source | 121,323,000Source | 123,618,000Source | 512,209,000Source | 445,524,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 194,332,000Source | 183,701,000Source | 202,680,000Source | 187,094,000Source | 193,743,000Source | 181,728,000Source | 760,565,000Source | 600,614,000Source | 399,454,000Source | 417,552,000Source |
| Labor and Related ExpenseUSD | — | — | 63,202,000Source | 63,468,000Source | 67,289,000Source | 63,249,000Source | 66,196,000Source | 62,366,000Source | 253,133,000Source | 218,341,000Source | 148,497,000Source | 147,203,000Source |
| Marketing and Advertising ExpenseUSD | — | — | 1,640,000Source | 1,524,000Source | 1,513,000Source | 1,429,000Source | 938,000Source | 1,060,000Source | 5,530,000Source | 5,146,000Source | 4,822,000Source | 5,191,000Source |
| Net Income (Loss) Available to Common Stockholders, Basic | — | — | —Source | —Source | —Source | —Source | —Source | —Source | — | — | — | — |
Offerings
Registration 333-299775
Filing attachments
e26431_ex4-1.htm · S-3ASR · 2026-11-02
EX-4.1 2 e26431_ex4-1.htm Exhibit 4.1 PROVIDENT FINANCIAL SERVICES, INC., AS ISSUER AND WILMINGTON TRUST, NATIONAL ASSOCIATION, AS TRUSTEE SENIOR INDENTURE DATED AS OF [ ], 20[ ] SENIOR DEBT SECURITIES CROSS-REFERENCE TABLE Reconciliation and tie between the Trust Indenture Act of 1939, as amended (the “ Trust Indenture Act ”), and the Indenture dated as of [ ], 20[ ]. SECTION SECTION OF TRUST INDENTURE ACT OF INDENTURE ────────────────────────────────…
Read attachment ↗e26361_ex4-2.htm · 8-K · 2026-08-24
EX-4.2 3 e26361_ex4-2.htm Exhibit 4.2 PROVIDENT FINANCIAL SERVICES, INC., as Issuer and WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee SECOND SUPPLEMENTAL INDENTURE Dated as of August 24, 2026 to SUBORDINATED INDENTURE Dated as of May 13, 2024 6.50% Fixed-to-Floating Rate Subordinated Notes Due 2036 TABLE OF CONTENTS ’ Page Article …
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