Security
Yiren Digital Ltd. · YRD
YRDNYSECommon stockCurrentCIK 1631761Updated Oct 14, 2026
Name history
Yirendai Ltd. · through Sep 30, 2019
YRD price & chart
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NYSE:YRD on TradingView ↗About the company
Yiren Digital Ltd. is a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets. The Company leverages advanced artificial intelligence and emerging technologies to enhance customer experience, optimize capital efficiency, and expand financial inclusion. Following the regulatory filing of its inhouse developed Large Language Model Zhiyu, and the significant enhancement of its MagiCube Agent platform, Yiren Digital is establishing a new growth engine to accelerate its evolution into an AI-native, multi-industry operating platform extending beyond traditional financial services. For more information, please visit https://ir.yiren.com.
In the news
Yiren Digital Provides Update on Its CEO and Operations ↗
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Yiren Digital Ltd. - YRD ↗
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims on Behalf of Investors of Yiren Digital Ltd. – YRD ↗
Recent filings
6-K filing
6-K filing
6-K filing
6-K filing
SCHEDULE 13D/A - filed by Tang Ning regarding Yiren Digital Ltd.
Show 4 more recent filings
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 1,924,033,000Source | 1,778,622,000Source | 1,447,473,000Source | 1,237,617,000Source |
| Property, Plant and Equipment, NetUSD | 7,208,000Source | 10,779,000Source | 11,149,000Source | 11,201,000Source |
| GoodwillCNY | 4,778,000Source | 4,778,000Source | 4,778,000Source | — |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 478,776,000Source | 526,254,000Source | 815,692,000Source | 619,367,000Source |
| Accounts Receivable | — | — | — | — |
| Operating Lease, Right-of-Use AssetUSD | 5,338,000Source | 5,438,000Source | 3,293,000Source | 4,916,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 598,149,000Source | 471,314,000Source | 308,648,000Source | 363,231,000Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 19,000Source | 18,000Source | 18,000Source | 19,000Source |
| Additional Paid in CapitalUSD | 749,246,000Source | 712,186,000Source | 728,353,000Source | 748,243,000Source |
| Retained Earnings (Accumulated Deficit)USD | 601,387,000Source | 607,597,000Source | 420,480,000Source | 131,774,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -360,000Source | 10,860,000Source | 3,333,000Source | 1,126,000Source |
| Stockholders' Equity Attributable to ParentUSD | 1,325,884,000Source | 1,307,308,000Source | 1,138,825,000Source | 874,386,000Source |
| Liabilities and EquityUSD | 1,924,033,000Source | 1,778,622,000Source | 1,447,473,000Source | 1,237,617,000Source |
| Deferred Income Tax Liabilities, NetUSD | 4,269,000Source | 5,682,000Source | 17,194,000Source | 11,561,000Source |
| Additional Financial Items | ||||
| Deferred Tax Liabilities, NetCNY | 76,062,000Source | — | 48,661,000Source | — |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 1,852,000Source | 1,218,000Source | 1,002,000Source | 3,832,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 4,321,000Source | 2,319,000Source | 951,000Source | 3,208,000Source |
| Changes in operating assets and liabilities: | ||||
| Increase (Decrease) in Accounts ReceivableUSD | 56,461,000Source | 24,074,000Source | 43,170,000Source | -9,944,000Source |
| Increase (Decrease) in Accounts PayableUSD | 5,765,000Source | — | — | — |
| Deferred Income Tax Expense (Benefit)CNY | -256,685,000Source | -85,446,000Source | 53,109,000Source | -109,594,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 100,617,000Source | 195,098,000Source | 305,780,000Source | 268,142,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -225,389,000Source | -426,495,000Source | 14,091,000Source | 7,620,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 3,681,000Source | 1,258,000Source | 626,000Source | 128,000Source |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | 32,000Source | 10,359,000Source | 6,777,000Source | 556,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 94,751,000Source | -37,980,000Source | -80,181,000Source | -70,916,000Source |
| Dividends paid | — | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -32,993,000Source | -268,114,000Source | 239,145,000Source | 205,206,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 553,522,000Source | 561,911,000Source | 853,336,000Source | 632,241,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 27,000Source | — | 8,808,000Source | 17,645,000Source |
| Income Taxes Paid, NetUSD | 37,805,000Source | 19,192,000Source | 23,265,000Source | 11,435,000Source |
| Additional Financial Items | ||||
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountCNY | — | 0Source | — | — |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | 1,000Source | 1,000Source | 19,000Source | -740,000Source |
| General and Administrative ExpenseUSD | 46,059,000Source | 37,629,000Source | 32,555,000Source | 61,433,000Source |
| GoodwillCNY | 4,778,000Source | 4,778,000Source | 4,778,000Source | — |
| Goodwill, Impairment LossUSD | — | 0Source | 0Source | 0Source |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestCNY | -38,017,000Source | 1,861,921,000Source | — | — |
| Income (Loss) from Equity Method InvestmentsUSD | -652,000Source | -60,000Source | — | — |
| Income Tax Expense (Benefit)USD | -13,886,000Source | 38,248,000Source | 79,601,000Source | 43,570,000Source |
| Net Income (Loss) Attributable to ParentUSD | 7,798,000Source | 216,774,000Source | 292,990,000Source | 173,240,000Source |
| Nonoperating Income (Expense)USD | 26,275,000Source | 29,435,000Source | 7,124,000Source | 3,410,000Source |
| Operating Lease, ExpenseCNY | 18,466,000Source | 41,652,000Source | 7,958,000Source | 12,289,000Source |
| Other Nonoperating Income (Expense)USD | — | 253,000Source | 2,817,000Source | 4,483,000Source |
| Provision for Loan, Lease, and Other LossesCNY | 265,682,000Source | 71,736,000Source | 40,589,000Source | 27,291,000Source |
| Realized Investment Gains (Losses)USD | 146,000Source | — | — | — |
| Revenue from Contract with Customer, Including Assessed TaxCNY | 7,897,000Source | 795,405,000Source | 689,535,000Source | 497,973,000Source |
| Unrealized Gain (Loss) on InvestmentsCNY | -41,116,000Source | 326,000Source | -1,958,000Source | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueCNY | 5,719,220,000Source | — | — | — |
| Operating Income (Loss)USD | -849,549,000Source | 1,830,409,000Source | — | — |
| Other Nonoperating Income (Expense)USD | — | 253,000Source | 2,817,000Source | 4,483,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestCNY | — | 1,861,921,000Source | 372,591,000Source | 216,810,000Source |
| Income Tax Expense (Benefit)USD | -13,886,000Source | 38,248,000Source | 79,601,000Source | 43,570,000Source |
| Net Income (Loss) Attributable to ParentUSD | 7,798,000Source | 216,774,000Source | 292,990,000Source | 173,240,000Source |
| Earnings Per Share, BasicUSD per share | 0.04Source | 1.25Source | 1.66Source | 0.99Source |
| Earnings Per Share, DilutedUSD per share | 0.04Source | 1.24Source | 1.64Source | 0.99Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 173,575,410Source | 173,256,348Source | 176,749,706Source | 174,695,959Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 174,684,691Source | 174,711,569Source | 178,688,319Source | 175,391,332Source |
| Additional Financial Items | ||||
| Costs and ExpensesUSD | — | 569,758,000Source | 324,068,000Source | 284,573,000Source |
| Current Income Tax Expense (Benefit)CNY | 159,578,000Source | 364,628,000Source | 512,054,000Source | 410,106,000Source |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountCNY | — | 0Source | — | — |
| General and Administrative ExpenseUSD | 46,059,000Source | 37,629,000Source | 32,555,000Source | 61,433,000Source |
| Goodwill, Impairment LossUSD | — | 0Source | 0Source | 0Source |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestCNY | -38,017,000Source | 1,861,921,000Source | — | — |
| Income (Loss) from Equity Method InvestmentsUSD | -652,000Source | -60,000Source | — | — |
| Interest ExpenseCNY | — | — | 13,116,000Source | — |
| Interest Expense, DebtCNY | — | 0Source | 39,000,000Source | — |
| Interest Income (Expense), NetUSD | — | 14,450,000Source | 11,373,000Source | -3,813,000Source |
| Interest Income, OtherUSD | 11,257,000Source | — | — | — |
| Nonoperating Income (Expense)USD | 26,275,000Source | 29,435,000Source | 7,124,000Source | 3,410,000Source |
| Operating Lease, ExpenseCNY | 18,466,000Source | 41,652,000Source | 7,958,000Source | 12,289,000Source |
| Realized Investment Gains (Losses)USD | 146,000Source | — | — | — |
| Research and Development ExpenseUSD | 58,138,000Source | 56,427,000Source | 20,952,000Source | — |
| Revenue from Contract with Customer, Including Assessed TaxCNY | 7,897,000Source | 795,405,000Source | 689,535,000Source | 497,973,000Source |
| Selling and Marketing ExpenseUSD | 165,868,000Source | 163,910,000Source | 92,481,000Source | 83,218,000Source |
Filing attachments
ea030832901ex99-1.htm · 6-K · 2026-10-13
Exhibit 99.1 Yiren Digital Provides Update on Its CEO and Operations BEIJING, Oct. 12, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) (“Yiren Digital” or the “Company”), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced that the Company became aware of a police notice published on October 12, 2026, stating that Mr. Ning Tang, the Company’s Executive Chairman and Chief Execut…
Read attachment ↗ea030832901ex99-2.htm · 6-K · 2026-10-13
Exhibit 99.2 Yiren Digital Appoints Na Mei as Acting Chief Executive Officer BEIJING, October 13, 2026 /PRNewswire/ - Yiren Digital Ltd. (NYSE: YRD) (“Yiren Digital” or the “Company”), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced that the Company’s board of directors (the “Board”) has appointed Ms. Na Mei as Acting Chief Executive Officer, effective October 13, 2026. The ap…
Read attachment ↗ea030683601ex99-1.htm · 6-K · 2026-09-30
Exhibit 99.1 Yiren Digital Reports Second Quarter 2026 Unaudited Financial Results BEIJING, September 30, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) (“Yiren Digital” or the “Company”), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced its unaudited financial results for the second quarter ended June 30, 2026. Second Quarter 2026 Highlights - Later-stage delinquency rat…
Read attachment ↗ea029687001ex99-1.htm · 6-K · 2026-07-02
Exhibit 99.1 Yiren Digital Announces New $20 Million Share Repurchase Program BEIJING, July 2, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) (“Yiren Digital” or the “Company”), a leading fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and global markets, today announced that its board of directors has authorized a new share repurchase program, under which the Company may repurchase up to 10% of total issued and outstand…
Read attachment ↗ea029591401ex99-1.htm · 6-K · 2026-06-26
Exhibit 99.1 Yiren Digital Reports First Quarter 2026 Unaudited Financial Results BEIJING, June 25, 2026 -- Yiren Digital Ltd. (NYSE: YRD) (“Yiren Digital” or the “Company”), a leading fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and global markets, today announced its unaudited financial results for the first quarter ended March 31, 2026. First Quarter 2026 Operational Results Credit Solution Business Total loans f…
Read attachment ↗ea029391301ex99-1.htm · 6-K · 2026-06-08
Exhibit 99.1 Yiren Digital Announces Increase in Beneficial Ownership by Mr. Ning Tang Following Controlling Shareholder Restructuring BEIJING, June 8, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) (“Yiren Digital” or the “Company”), a leading fintech company specializing in digital consumer lending, insurance and financial technology innovation across China and global markets, today announced that it has been notified by CreditEase Holdings (Cayman) Limited, the Company’s controlling sh…
Read attachment ↗