Security
Embassy Bancorp Inc. Common Stock · EMYB
EMYBOTCCommon stockCurrentCIK 1449794Updated Oct 6, 2026
EMYB price & chart
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OTC:EMYB on TradingView ↗About the company
Embassy Bancorp, Inc., with over $1.8 billion in assets, is the parent company of Embassy Bank For the Lehigh Valley, a full-service community bank that has served Pennsylvania’s Lehigh Valley since 2001 and nearing its 25th anniversary this Fall. With ten branch locations and a comprehensive suite of digital banking services, Embassy Bank remains committed to providing exceptional financial solutions to the community.
In the news
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Recent filings
10-Q filing
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
Submission of Matters to a Vote of Security Holders
Items 5.07
Other Events
Items 8.01, 9.01
Show 5 more recent filings
Regulation FD Disclosure
Items 7.01, 9.01
4 filing
Other Events
Items 8.01, 9.01
10-Q filing
ARS filing
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 1,778,059,000Source | 1,715,194,000Source | 1,859,046,000Source | 1,759,315,000Source | 1,716,700,000Source | 1,841,972,000Source | 1,754,035,000Source | 1,652,947,000Source | 1,800,579,000Source | 1,704,420,000Source | 1,656,496,000Source | 1,640,227,000Source |
| Property, Plant and Equipment, NetUSD | 3,014,000Source | 3,411,000Source | 2,743,000Source | 3,168,000Source | 3,526,000Source | 2,785,000Source | 3,140,000Source | 3,739,000Source | 2,879,000Source | 3,322,000Source | 3,734,000Source | 3,843,000Source |
| Operating Lease, Right-of-Use AssetUSD | — | — | — | — | — | — | — | — | 4,500,000Source | 6,000,000Source | 6,500,000Source | 7,200,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 1,655,625,000Source | 1,600,700,000Source | 1,730,992,000Source | 1,645,003,000Source | 1,614,080,000Source | 1,717,165,000Source | 1,641,598,000Source | 1,549,162,000Source | 1,673,004,000Source | 1,597,940,000Source | 1,550,841,000Source | 1,551,951,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 7,813,000Source | 7,781,000Source | 7,841,000Source | 7,812,000Source | 7,780,000Source | 7,840,000Source | 7,811,000Source | 7,778,000Source | 7,823,000Source | 7,793,000Source | 7,758,000Source | 7,740,000Source |
| Additional Paid in CapitalUSD | 29,185,000Source | 28,736,000Source | 29,617,000Source | 29,143,000Source | 28,659,000Source | 29,565,000Source | 29,099,000Source | 28,578,000Source | 29,223,000Source | 28,802,000Source | 28,246,000Source | 27,627,000Source |
| Retained Earnings (Accumulated Deficit)USD | 129,707,000Source | 120,561,000Source | 137,077,000Source | 125,914,000Source | 117,847,000Source | 137,026,000Source | 126,146,000Source | 118,554,000Source | 133,287,000Source | 123,259,000Source | 116,018,000Source | 106,551,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -41,532,000Source | -39,917,000Source | -38,647,000Source | -45,818,000Source | -48,999,000Source | -42,005,000Source | -47,880,000Source | -48,458,000Source | -38,098,000Source | -50,635,000Source | -43,700,000Source | -51,107,000Source |
| Stockholders' Equity Attributable to ParentUSD | 122,434,000Source | 114,494,000Source | 128,054,000Source | 114,312,000Source | 102,620,000Source | 124,807,000Source | 112,437,000Source | 103,785,000Source | 127,575,000Source | 106,480,000Source | 105,655,000Source | 88,276,000Source |
| Liabilities and EquityUSD | 1,778,059,000Source | 1,715,194,000Source | 1,859,046,000Source | 1,759,315,000Source | 1,716,700,000Source | 1,841,972,000Source | 1,754,035,000Source | 1,652,947,000Source | 1,800,579,000Source | 1,704,420,000Source | 1,656,496,000Source | 1,640,227,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | -76,000Source | -46,000Source | -84,000Source | -348,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 4,831,000Source | 2,684,000Source | 12,833,000Source | 9,944,000Source | 19,498,000Source | 19,911,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -17,323,000Source | -46,506,000Source | -67,628,000Source | -36,153,000Source | 3,255,000Source | -161,316,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 175,000Source | 78,000Source | 632,000Source | 739,000Source | 806,000Source | 719,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | — | 11,000Source | 72,000Source | 132,000Source | 100,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 41,466,000Source | 45,203,000Source | 71,132,000Source | 43,808,000Source | -11,125,000Source | 39,008,000Source |
| Dividends paid | — | — | — | — | — | — | — | — | —Source | —Source | —Source | —Source |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | — | — | — | — | — | 14,651,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 107,997,000Source | 91,907,000Source | 132,941,000Source | 91,817,000Source | 141,833,000Source | 97,903,000Source | 112,859,000Source | 96,522,000Source | 78,923,000Source | 67,295,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 6,626,000Source | 8,071,000Source | 29,652,000Source | 28,819,000Source | 11,260,000Source | 3,769,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | — | 1,991,000Source | 3,352,000Source | 4,268,000Source |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance IncomeUSD | — | — | 369,000Source | 360,000Source | 496,000Source | 464,000Source | 208,000Source | 171,000Source | 1,322,000Source | 1,312,000Source | 736,000Source | 524,000Source |
| DepreciationUSD | — | — | — | — | — | — | 269,000Source | 260,000Source | 1,065,000Source | 1,147,000Source | 915,000Source | 883,000Source |
| Income Tax Expense (Benefit)USD | — | — | 811,000Source | 531,000Source | 869,000Source | 691,000Source | 839,000Source | 621,000Source | 2,899,000Source | 2,069,000Source | 2,799,000Source | 4,291,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 3,793,000Source | 2,714,000Source | 4,123,000Source | 3,437,000Source | 3,739,000Source | 2,887,000Source | 13,697,000Source | 10,440,000Source | 12,656,000Source | 17,702,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 3,793,000Source | 2,714,000Source | 4,123,000Source | 3,437,000Source | 3,739,000Source | 2,887,000Source | 13,697,000Source | 10,440,000Source | 12,656,000Source | 17,702,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 21,877,000Source | 24,094,000Source | 64,723,000Source | 31,637,000Source | 55,741,000Source | 23,843,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | — | — | — | — | — | 122,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | 36,000Source | -40,000Source | 375,000Source | -165,000Source | 63,000Source | 56,000Source | 25,000Source | -525,000Source | -178,000Source | — |
| Stock or Unit Option Plan ExpenseUSD | — | — | — | — | — | — | 338,000Source | 299,000Source | 382,000Source | 521,000Source | 568,000Source | 527,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 4,604,000Source | 3,245,000Source | 4,992,000Source | 4,128,000Source | 4,578,000Source | 3,508,000Source | 16,596,000Source | 12,509,000Source | 15,455,000Source | 21,993,000Source |
| Income Tax Expense (Benefit)USD | — | — | 811,000Source | 531,000Source | 869,000Source | 691,000Source | 839,000Source | 621,000Source | 2,899,000Source | 2,069,000Source | 2,799,000Source | 4,291,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 3,793,000Source | 2,714,000Source | 4,123,000Source | 3,437,000Source | 3,739,000Source | 2,887,000Source | 13,697,000Source | 10,440,000Source | 12,656,000Source | 17,702,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.5Source | 0.36Source | 0.56Source | 0.45Source | 0.5Source | 0.38Source | 1.79Source | 1.37Source | 1.67Source | 2.34Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.5Source | 0.36Source | 0.56Source | 0.45Source | 0.5Source | 0.38Source | 1.79Source | 1.37Source | 1.67Source | 2.34Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 7,645,258Source | 7,617,691Source | 7,412,390Source | 7,644,154Source | 7,535,984Source | 7,636,972Source | 7,632,842Source | 7,614,258Source | 7,599,729Source | 7,554,790Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 7,645,258Source | 7,617,691Source | 7,412,390Source | 7,644,154Source | 7,535,984Source | 7,636,972Source | 7,632,842Source | 7,614,258Source | 7,599,729Source | 7,571,228Source |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance IncomeUSD | — | — | 369,000Source | 360,000Source | 496,000Source | 464,000Source | 208,000Source | 171,000Source | 1,322,000Source | 1,312,000Source | 736,000Source | 524,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | — | — | 0.55Source | 0.48Source | — | — | 0.48Source | 0.42Source | 0.4Source | 0.35Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 18,118,000Source | 4,103,000Source |
| InterestExpenseOperatingUSD | — | — | 7,404,000Source | 7,752,000Source | 7,143,000Source | 7,307,000Source | 7,063,000Source | 7,110,000Source | 29,038,000Source | 28,787,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 10,851,000Source | 9,170,000Source | 12,104,000Source | 10,419,000Source | 11,441,000Source | 9,828,000Source | 42,424,000Source | 36,184,000Source | 39,039,000Source | 46,282,000Source |
| Labor and Related ExpenseUSD | — | — | 3,766,000Source | 3,671,000Source | 3,827,000Source | 3,827,000Source | 3,865,000Source | 3,588,000Source | 15,103,000Source | 14,246,000Source | 13,772,000Source | 13,403,000Source |
| Marketing and Advertising ExpenseUSD | — | — | 215,000Source | 235,000Source | 293,000Source | 218,000Source | 253,000Source | 224,000Source | 847,000Source | 928,000Source | 986,000Source | 809,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 3,793,000Source | 2,714,000Source | 4,123,000Source | 3,437,000Source | 3,739,000Source | 2,887,000Source | 13,697,000Source | 10,440,000Source | 12,656,000Source | 17,702,000Source |
Filing attachments
emyb-20260617xex99_1.htm · 8-K · 2026-06-17
EX-99.1 2 emyb-20260617xex99_1.htm EX-99.1 2026 Dividend Press Release Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Lynne M. Neel (610) 882-8800 Embassy Bancorp, Inc. Announces Annual Cash Dividend BETHLEHEM, Pa. - June 17, 2026 - Embassy Bancorp, Inc. (OTCQX: EMYB) announced today that its Board of Directors has declared an annual cash dividend of $0.55 per share, payable on July 14, 2026, to shareholders of record on June 26, 2026. This represents an over 14% increase…
Read attachment ↗emyb-20260617xex99_1.htm · 8-K · 2026-06-17
EX-99.1 2 emyb-20260617xex99_1.htm EX-99.1 2026 Annual Meeting Presentation File Annual Meeting of Shareholders June 17, 2026 Welcome and Introductions -LynneNeel 2 Caution on Forward Looking Statements This presentation may contain forward-looking statements, including statements of goals, intentions, and expectations as to future trends, plans, events or results of Embassy Bancorp, Inc. (the “Company”) operat…
Read attachment ↗emyb-20260601xex99_1.htm · 8-K · 2026-06-01
EX-99.1 2 emyb-20260601xex99_1.htm EX-99.1 99.1 Press Release issued June 1, 2026 Embassy Bancorp, Inc. Announces Expansion of its Stock Repurchase Program BETHLEHEM, Pa., June 1, 2026 (GLOBE NEWSWIRE) -- Embassy Bancorp, Inc. (OTCQX: EMYB) (the “Company”), the parent company of Embassy Bank For the Lehigh Valley (the “Bank”), announces that the Board of Directors has amended its existing common stock repurchase program (the “Stock Repurchase Program”) to authorize the repurchase of up to …
Read attachment ↗emyb-20251205xex99_1.htm · 8-K · 2025-12-05
EX-99.1 2 emyb-20251205xex99_1.htm EX-99.1 991 Press Release CFO Announcement FOR IMMEDIATE RELEASE Embassy Bancorp, Inc. Announces Promotion of Jeffrey Skumin to Chief Financial Officer BETHLEHEM, Pa., December 5, 2025 (GLOBE NEWSWIRE) - Embassy Bancorp, Inc. (OTCQX: EMYB) (the “Company” or “Embassy”) is pleased to announce the promotion of Jeffrey Skumin to Chief Financial Officer (CFO) of the Company and its subsidiary bank, Embassy Bank for the Lehigh Valley, effective December 31, 20…
Read attachment ↗emyb-20251106xex99_1.htm · 8-K · 2025-11-06
EX-99.1 2 emyb-20251106xex99_1.htm EX-99.1 November 2025 Stakeholder Presentation File Embassy Bancorp, Inc. 1 The Story of us embassy Bancorp, inc. 2 The Embassy Vision Embassy Bank is a happy, team-oriented, entrepreneurial group of local professionals with significant financial services experience. We possess …
Read attachment ↗emyb-20251027xex99_1.htm · 8-K · 2025-10-27
EX-99.1 2 emyb-20251027xex99_1.htm EX-99.1 991 Press Release issued October 27, 2025 Embassy Bancorp, Inc. Announces Stock Repurchase Program BETHLEHEM, Pa., October 27, 2025 (GLOBE NEWSWIRE) - Embassy Bancorp, Inc. (OTCQX: EMYB) (the “Company”), the parent company of Embassy Bank For the Lehigh Valley (the “Bank”), announces that the Board of Directors has authorized the adoption of a stock repurchase program for up to $5 million of its outstanding common stock. The stock repurchase progr…
Read attachment ↗