Security
Uwharrie Capital Corp Common Stock · UWHR
UWHROTCCommon stockCurrentCIK 898171Updated Oct 29, 2026
Name history
STANLY CAPITAL CORP · through Mar 31, 1997
UWHR price & chart
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OTC:UWHR on TradingView ↗About the company
Uwharrie Capital Corp offers a full range of financial solutions through its subsidiaries: Uwharrie Bank and Uwharrie Investment Advisors. Additional information on Uwharrie Capital Corp may be found at www. Uwharrie.com or by calling 704-982-4415.
In the news
Uwharrie Capital Corp Declares Stock Dividend ↗
SEC disclosures
UWHARRIE CAPITAL CORP files 8-K: Material Event ↗
Recent filings
Results of Operations and Financial Condition
Items 2.02, 9.01
Other Events
Items 8.01, 9.01
Results of Operations and Financial Condition
Items 2.02, 9.01
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 1,215,826,000Source | 1,181,059,000Source | 1,222,106,000Source | 1,169,754,000Source | 1,123,260,000Source | 1,249,214,000Source | 1,163,409,000Source | 1,096,666,000Source | 1,196,345,000Source | 1,128,808,000Source | 1,072,591,000Source | 1,019,490,000Source |
| Property, Plant and Equipment, NetUSD | 14,171,000Source | 14,722,000Source | 16,745,000Source | 14,054,000Source | 14,552,000Source | 15,617,000Source | 14,208,000Source | 14,894,000Source | 14,710,000Source | 14,479,000Source | 15,089,000Source | 14,735,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 111,018,000Source | 123,898,000Source | 91,712,000Source | 73,274,000Source | 57,471,000Source | 116,189,000Source | 77,200,000Source | 62,649,000Source | 73,329,000Source | 52,267,000Source | 63,434,000Source | 114,581,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 1,144,860,000Source | 1,119,938,000Source | 1,141,042,000Source | 1,104,350,000Source | 1,071,128,000Source | 1,172,554,000Source | 1,101,063,000Source | 1,046,263,000Source | 1,120,788,000Source | 1,071,129,000Source | 1,023,150,000Source | 982,093,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 8,735,000Source | 8,705,000Source | 8,884,000Source | 8,766,000Source | 8,836,000Source | 8,937,000Source | 8,827,000Source | 8,879,000Source | 8,969,000Source | 8,847,000Source | 8,905,000Source | 8,844,000Source |
| Retained Earnings (Accumulated Deficit)USD | 56,089,000Source | 48,217,000Source | 65,844,000Source | 55,448,000Source | 46,419,000Source | 62,072,000Source | 52,765,000Source | 44,347,000Source | 58,996,000Source | 50,351,000Source | 42,105,000Source | 37,030,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -18,441,000Source | -19,365,000Source | -17,131,000Source | -21,503,000Source | -26,288,000Source | -18,254,000Source | -22,328,000Source | -26,213,000Source | -16,555,000Source | -24,727,000Source | -25,100,000Source | -31,765,000Source |
| Stockholders' Equity Attributable to ParentUSD | 60,311,000Source | 50,466,000Source | 70,409,000Source | 54,749,000Source | 41,477,000Source | 66,005,000Source | 51,691,000Source | 39,748,000Source | 64,902,000Source | 47,024,000Source | 38,786,000Source | 26,742,000Source |
| Additional Paid in Capital, Common StockUSD | 13,666,000Source | 12,735,000Source | 12,812,000Source | 12,038,000Source | 12,510,000Source | 13,250,000Source | 12,427,000Source | 12,735,000Source | 13,492,000Source | 12,553,000Source | 12,876,000Source | 12,633,000Source |
| Liabilities and EquityUSD | 1,215,826,000Source | 1,181,059,000Source | 1,222,106,000Source | 1,169,754,000Source | 1,123,260,000Source | 1,249,214,000Source | 1,163,409,000Source | 1,096,666,000Source | 1,196,345,000Source | 1,128,808,000Source | 1,072,591,000Source | 1,019,490,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | 10,655,000Source | 10,655,000Source | 10,655,000Source | 10,655,000Source | 10,655,000Source | 10,655,000Source | 10,655,000Source | 10,655,000Source | 10,655,000Source | 10,655,000Source | 10,655,000Source | 10,655,000Source |
| Additional Financial Items | ||||||||||||
| Long-term DebtUSD | 29,219,000Source | 29,142,000Source | 30,086,000Source | 29,200,000Source | 29,123,000Source | 29,067,000Source | 29,180,000Source | 29,123,000Source | 29,048,000Source | 29,161,000Source | 29,104,000Source | 29,607,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | 2,890,000Source | 3,035,000Source | 3,913,000Source | 2,824,000Source | 3,215,000Source | 2,553,000Source | 11,353,000Source | 9,908,000Source | 8,596,000Source | 8,249,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation and amortization | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | -254,000Source | -186,000Source | -794,000Source | 604,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 1,647,000Source | 3,071,000Source | 9,856,000Source | 14,082,000Source | 9,337,000Source | 30,904,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -9,137,000Source | -6,961,000Source | -36,113,000Source | -71,744,000Source | -100,794,000Source | -112,775,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 1,259,000Source | 78,000Source | 1,659,000Source | 846,000Source | 1,797,000Source | 436,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 274,000Source | 146,000Source | 1,070,000Source | 1,467,000Source | 728,000Source | 451,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 50,350,000Source | 28,823,000Source | 47,319,000Source | 46,495,000Source | 40,310,000Source | 102,042,000Source |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | — | — | 190,000Source | 20,000Source | 580,000Source | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 42,860,000Source | 24,933,000Source | 21,062,000Source | -11,167,000Source | -51,147,000Source | 20,171,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 4,761,000Source | 4,672,000Source | 18,943,000Source | 18,624,000Source | 12,633,000Source | 3,637,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | 3,646,000Source | — | — | — |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance IncomeUSD | — | — | — | — | — | — | — | — | — | 146,000Source | 140,000Source | 1,134,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | — | — | — | — | 186,000Source | — | — | — | -42,000Source | -91,000Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 994,000Source | 1,100,000Source | 1,100,000Source | 1,100,000Source |
| Equipment ExpenseUSD | — | — | 195,000Source | 217,000Source | 205,000Source | 207,000Source | 199,000Source | 204,000Source | 808,000Source | 849,000Source | 788,000Source | 764,000Source |
| Equity Securities, FV-NI, Gain (Loss)USD | — | — | 7,000Source | 31,000Source | -3,000Source | 14,000Source | 21,000Source | -23,000Source | -31,000Source | 32,000Source | 10,000Source | -100,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | — | 0Source | -6,000Source | — | — | 0Source | — | 0Source | — | — |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | — | — | 7,000Source | 31,000Source | 3,000Source | 14,000Source | 21,000Source | -23,000Source | -31,000Source | 32,000Source | 10,000Source | -100,000Source |
| Gain (Loss) on Sale of Mortgage LoansUSD | — | — | — | — | — | — | 407,000Source | 370,000Source | 1,902,000Source | 1,000,000Source | 1,103,000Source | -3,030,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | — | — | — | — | — | — | 15,000Source | -11,000Source | 167,000Source | 143,000Source |
| Income Tax Expense (Benefit)USD | — | — | 867,000Source | 962,000Source | 1,079,000Source | 757,000Source | 875,000Source | 723,000Source | 3,250,000Source | 2,851,000Source | 2,168,000Source | 1,705,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | — | — | 142,000Source | 142,000Source | 141,000Source | 141,000Source | 139,000Source | 139,000Source | 565,000Source | 566,000Source | 565,000Source | 565,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 2,748,000Source | 2,893,000Source | 3,772,000Source | 2,683,000Source | 3,076,000Source | 2,414,000Source | 10,788,000Source | 9,342,000Source | 8,031,000Source | 7,684,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 8,361,000Source | 10,285,000Source | 44,588,000Source | 59,232,000Source | 28,969,000Source | 39,007,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 192,000Source | -223,000Source | -405,000Source | 242,000Source | -82,000Source | 288,000Source | 756,000Source | 533,000Source | — | — |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | 192,000Source | -223,000Source | -405,000Source | 242,000Source | -82,000Source | 288,000Source | 756,000Source | 533,000Source | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 3,757,000Source | 3,997,000Source | 4,992,000Source | 3,581,000Source | 4,090,000Source | 3,276,000Source | 14,603,000Source | 12,759,000Source | 10,764,000Source | 9,954,000Source |
| Income Tax Expense (Benefit)USD | — | — | 867,000Source | 962,000Source | 1,079,000Source | 757,000Source | 875,000Source | 723,000Source | 3,250,000Source | 2,851,000Source | 2,168,000Source | 1,705,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | — | — | 142,000Source | 142,000Source | 141,000Source | 141,000Source | 139,000Source | 139,000Source | 565,000Source | 566,000Source | 565,000Source | 565,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.38Source | 0.39Source | 0.53Source | 0.37Source | 0.43Source | 0.33Source | 1.49Source | 1.3Source | 1.12Source | 1.08Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.38Source | 0.39Source | 0.53Source | 0.37Source | 0.43Source | 0.33Source | 1.49Source | 1.3Source | 1.12Source | 1.08Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 7,216,259Source | 7,376,072Source | 7,131,251Source | 7,258,577Source | 7,167,728Source | 7,288,141Source | 7,237,873Source | 7,188,026Source | 7,197,496Source | 7,104,755Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 7,216,259Source | 7,376,072Source | 7,131,251Source | 7,258,577Source | 7,167,728Source | 7,288,141Source | 7,237,873Source | 7,188,026Source | 7,197,496Source | 7,104,755Source |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance IncomeUSD | — | — | — | — | — | — | — | — | — | 146,000Source | 140,000Source | 1,134,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 3,504,000Source | 3,037,000Source | 2,962,000Source | 1,101,000Source |
| Debt Securities, Gain (Loss)USD | — | — | — | — | — | — | 186,000Source | — | — | -148,000Source | -42,000Source | -91,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | — | — | — | — | — | — | 270,000Source | 270,000Source | 1,071,000Source | 1,105,000Source | 1,110,000Source | 1,135,000Source |
| Equipment ExpenseUSD | — | — | 195,000Source | 217,000Source | 205,000Source | 207,000Source | 199,000Source | 204,000Source | 808,000Source | 849,000Source | 788,000Source | 764,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | — | 0Source | -6,000Source | — | — | 0Source | — | 0Source | — | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 13,023,000Source | 3,822,000Source |
| InterestExpenseOperatingUSD | — | — | 4,812,000Source | 5,066,000Source | 4,693,000Source | 4,605,000Source | 4,819,000Source | 4,698,000Source | 18,968,000Source | 18,798,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 9,888,000Source | 9,058,000Source | 10,186,000Source | 9,731,000Source | 9,764,000Source | 9,104,000Source | 38,852,000Source | 35,925,000Source | 32,696,000Source | 27,740,000Source |
| Labor and Related ExpenseUSD | — | — | 5,581,000Source | 5,152,000Source | 5,973,000Source | 5,711,000Source | 5,882,000Source | 5,420,000Source | 22,437,000Source | 20,806,000Source | 19,306,000Source | 19,655,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 2,748,000Source | 2,893,000Source | 3,772,000Source | 2,683,000Source | 3,076,000Source | 2,414,000Source | 10,788,000Source | 9,342,000Source | 8,031,000Source | 7,684,000Source |
Filing attachments
uwhr-ex99_1.htm · 8-K · 2026-10-28
Exhibit 99.1 Third Quarter 2026 - Earnings Release FOR IMMEDIATE RELEASE From: Heather H. Almond Uwharrie Capital Corp 704-983-6181 Date: October 28, 2026 Albemarle, NC - Uwharrie Capital Corp and its subsidiary, Uwharrie Bank (the “Bank”), reported consolidated total assets of $1.23 billion at September 30, 2026, versus $1.20 billion at December 31, 2025. Net income for the nine-month period ended September 30, 2026, was $10.0 million versus $8.3 million for the same period in 2025. For…
Read attachment ↗uwhr-ex99_1.htm · 8-K · 2026-10-21
Exhibit 99.1 Uwharrie Capital Corp Declares Stock Dividend FOR IMMEDIATE RELEASE From: Heather H. Almond Uwharrie Capital Corp 704-983-6181 Date: October 21, 2026 Albemarle, NC - On October 20, 2026, the Board of Directors of Uwharrie Capital Corp declared a 3% common stock dividend, payable on November 23, 2026, to shareholders of record at the close of business on November 5, 2026. The stock dividend will be issued electronically in book-entry form. No stock certificates will be issued…
Read attachment ↗uwhr-ex99_1.htm · 8-K · 2026-08-21
EX-99.1 2 uwhr-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 August 21, 2026 Dear Shareholder: We are pleased to report on the performance of Uwharrie Capital Corp for the second quarter of 2026. The economic environment remains dynamic as businesses and consumers continue to navigate changing interest rate expectations, inflationary pressures, and evolving market conditions. Despite these uncertainties, we remain focused on the fundamentals that have guided our organization for decades: relat…
Read attachment ↗uwhr-ex99_1.htm · 8-K · 2026-07-22
EX-99.1 2 uwhr-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Second Quarter 2026 - Earnings Release FOR IMMEDIATE RELEASE From: Heather H. Almond Uwharrie Capital Corp 704-983-6181 Date: July 22, 2026 Albemarle, NC - Uwharrie Capital Corp and its subsidiary, Uwharrie Bank (the “Bank”), reported consolidated total assets of $1.22 billion at June 30, 2026, versus $1.20 billion at December 31, 2025. Net income for the six-month period ended June 30, 2026, was $7.1 million versus $5.4 million…
Read attachment ↗uwhr-ex99_1.htm · NT 11-K · 2026-06-29
Exhibit 99.1 June 29, 2026 United States Securities and Exchange Commission Washington, D.C. 20549 Re: Uwharrie Capital Corp Employees 401k Retirement Plan Form 11-K Annual Report Pursuant to Section 15(d) of the Securities Exchange Act of 1934 Year Ended December 31, 2025 Dear Sir or Madam: Our client, Uwharrie Capital Corp Employees 401k Retirement Plan, requests an extension of time to file their Form 11-K. They request an extension of time to July 14, 2026. An extension of time is re…
Read attachment ↗uwhr-ex99_1.htm · 8-K · 2026-05-22
EX-99.1 2 uwhr-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 May 22, 2026 Dear Shareholder: We are pleased to report on the progress of your Company for the first quarter of 2026. Performance during the quarter reflects continued stability in the core financial services business, a disciplined approach to growth, and a focus on stewardship that supports long-term value creation for both shareholders and the communities we serve. The broader economic environment entering 2026 remained mixed but…
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