Security
Pineapple Financial Inc. Common Shares · PAPLD
PAPLDOTCCommon stockHistorical · closed Jul 22, 2025CIK 1938109Updated Nov 11, 2026
PAPLD price & chart
This listing closed Jul 22, 2025. Live provider charts are shown only for current listings.
Current security: PTIV
About the company
Pineapple Financial is a Canadian mortgage technology and brokerage company. We provide mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages and consumers. Through data-driven systems and cloud-based tools, we believe we offer competitive advantages in the Canadian mortgage industry relative to traditional broker arrangements.
In the news
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Recent filings
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Regulation FD Disclosure · Other Events
Items 5.02, 7.01, 8.01, 9.01
10-Q filing
NT 10-Q filing
Changes in Registrant's Certifying Accountant · Other Events
Items 4.01, 8.01, 9.01
Regulation FD Disclosure · Other Events
Items 7.01, 8.01, 9.01
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2026 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||||
| AssetsUSD | 75,853,112Source | 4,702,403Source | 4,309,504Source | 48,872,601Source | 3,964,305Source | 5,571,773Source | 10,626,936Source | 4,137,152Source | 5,417,221Source | 4,096,592Source | 4,628,938Source |
| Property, Plant and Equipment, NetUSD | 32,250Source | 84,570Source | 172,869Source | 43,475Source | 101,057Source | 195,373Source | 53,024Source | 125,665Source | 61,957Source | 152,610Source | 242,091Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 2,472,291Source | 2,555,050Source | 2,221,370Source | 2,556,388Source | 2,323,722Source | 2,058,420Source | 2,511,792Source | 2,279,083Source | 2,495,773Source | 2,211,775Source | 1,718,954Source |
| Current assets: | |||||||||||
| Accounts Receivable | —Source | — | — | —Source | — | — | —Source | — | —Source | — | — |
| Assets, CurrentUSD | 23,493,445Source | 1,396,866Source | 1,052,207Source | 23,355,462Source | 870,851Source | 2,417,239Source | 1,789,874Source | 957,090Source | 2,319,595Source | 893,491Source | 1,697,503Source |
| Operating Lease, Right-of-Use AssetUSD | 444,758Source | 656,070Source | 853,123Source | 480,211Source | 659,310Source | 890,757Source | 498,309Source | 765,643Source | 530,163Source | 828,674Source | 960,377Source |
| LIABILITIES AND EQUITY | |||||||||||
| LiabilitiesUSD | 24,233,807Source | 3,859,838Source | 2,262,027Source | 21,773,661Source | 3,224,648Source | 2,623,333Source | 16,115,447Source | 2,985,250Source | 4,510,542Source | 2,747,276Source | 2,843,005Source |
| Stockholders’ equity: | |||||||||||
| Common Stock, Value, IssuedUSD | 62,378,305Source | 9,920,070Source | 7,606,685Source | 63,038,590Source | 9,108,915Source | 7,606,685Source | 11,656,838Source | 8,727,906Source | 11,621,468Source | 8,559,856Source | 4,903,031Source |
| Additional Paid in CapitalUSD | — | — | — | — | — | — | — | — | — | — | 2,955,944Source |
| Retained Earnings (Accumulated Deficit)USD | -14,743,408Source | -11,572,086Source | -8,034,759Source | -39,327,378Source | -11,011,964Source | -7,186,011Source | -19,831,524Source | -10,414,868Source | -13,396,439Source | -9,757,974Source | -5,655,315Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -532,087Source | -461,363Source | -480,393Source | 196,778Source | -496,066Source | -428,178Source | -504,775Source | -680,861Source | -509,300Source | -408,510Source | -417,727Source |
| Stockholders' Equity Attributable to ParentUSD | 51,619,305Source | 842,565Source | 2,047,477Source | 27,098,940Source | 739,657Source | 2,948,440Source | -5,488,511Source | 1,349,316Source | 906,679Source | 1,349,316Source | 1,785,933Source |
| Additional Paid in Capital, Common StockUSD | 4,428,359Source | 2,955,944Source | 2,955,944Source | 3,102,814Source | 3,138,772Source | 2,955,944Source | 3,102,814Source | 3,519,725Source | 3,102,814Source | 2,955,944Source | — |
| Liabilities and EquityUSD | 75,853,112Source | 4,702,403Source | 4,309,504Source | 48,872,601Source | 3,964,305Source | 5,571,773Source | 10,626,936Source | 4,137,152Source | 5,417,221Source | 4,096,592Source | 4,628,938Source |
| Current liabilities: | |||||||||||
| Liabilities, CurrentUSD | 23,542,318Source | 2,413,786Source | 689,772Source | 20,266,135Source | 2,129,218Source | 1,188,166Source | 14,793,034Source | 1,786,700Source | 3,001,691Source | 1,398,906Source | 1,173,789Source |
| Operating Lease, Liability, CurrentUSD | 146,338Source | 166,355Source | 159,210Source | 146,296Source | 155,536Source | 155,078Source | 140,288Source | 158,259Source | 138,859Source | 161,508Source | 138,372Source |
| Operating Lease, Liability, NoncurrentUSD | 455,547Source | 672,622Source | 847,060Source | 498,109Source | 680,152Source | 896,006Source | 522,931Source | 743,624Source | 561,100Source | 815,599Source | 969,589Source |
| Additional Financial Items | |||||||||||
| Deferred Revenue, CurrentUSD | 78,370Source | 151,328Source | — | 98,992Source | 145,524Source | — | 37,997Source | 45,683Source | 108,552Source | 111,921Source | — |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2026 | Q3 2025 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | |||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | |||||||||||
| Depreciation and amortization | — | — | —Source | —Source | —Source | —Source | — | —Source | — | —Source | — |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | 142,000Source | — | — | — | 235,006Source | — | 33,091Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | -489,745Source | -663,597Source | -946,820Source | -1,708,261Source | -2,116,105Source |
| Cash flows from investing activities: | |||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -12,106,830Source | -282,298Source | -944,187Source | -1,117,390Source | -1,362,298Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 1,923Source | — | — | 4,991Source | 62,073Source |
| Cash flows from financing activities: | |||||||||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 11,954,105Source | 1,188,036Source | 3,451,087Source | 2,912,627Source | 349,008Source |
| Additional Financial Items | |||||||||||
| Accretion ExpenseUSD | — | — | — | — | — | — | — | — | — | 223,059Source | 8,643Source |
| Share-based Payment Arrangement, ExpenseUSD | — | — | — | — | — | — | — | — | 0Source | — | — |
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | 182,493Source | 131,030Source | 592,942Source | 616,532Source | — |
| DepreciationUSD | — | — | — | 219,355Source | — | 242,181Source | 222,800Source | 185,523Source | 862,104Source | — | 441,159Source |
| Foreign Currency Transaction Gain (Loss), before TaxUSD | — | — | — | — | — | — | — | 5,089Source | — | -38,836Source | — |
| Gain (Loss) on Extinguishment of DebtUSD | — | — | — | — | — | — | — | — | — | -156,339Source | — |
| General and Administrative ExpenseUSD | — | — | 53,594Source | 31,170Source | — | 37,042Source | — | 45,571Source | 206,180Source | 199,756Source | 183,870Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 25,250,083Source | -557,736Source | -19,495,788Source | -595,449Source | -6,435,085Source | -656,894Source | -3,638,465Source | -4,102,659Source | -2,809,037Source |
| Operating ExpensesUSD | — | — | -24,311,026Source | 1,443,434Source | 18,523,946Source | 1,342,257Source | 7,283,073Source | 1,459,589Source | 5,934,716Source | 6,513,724Source | 5,284,158Source |
| Operating Lease, ExpenseUSD | — | — | — | — | — | 393Source | — | 1,045Source | 1,805Source | 71,148Source | 7,534Source |
| Other Nonoperating Income (Expense)USD | — | — | — | — | — | — | — | — | 72,112Source | — | — |
| Proceeds from Contributed CapitalUSD | — | — | — | — | — | — | 15,000Source | 168,050Source | 1,847,477Source | 2,751,937Source | — |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | — | 232,708Source | 1,701,398Source | — | — |
| Derivative, Gain (Loss) on Derivative, Net | — | — | —Source | — | — | — | — | — | — | — | — |
| Fair Value, Option, Changes in Fair Value, Gain (Loss) | — | — | —Source | — | — | — | — | — | — | — | — |
| Financing Interest Expense | — | — | — | — | —Source | — | — | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2026 | Q3 2025 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 622,502Source | 746,903Source | 707,342Source | 743,309Source | 721,727Source | 766,074Source | 2,986,823Source | 2,688,987Source | 2,502,264Source |
| Cost of RevenueUSD | — | — | 308,349Source | 241,867Source | 361,789Source | 420,852Source | 363,463Source | 414,282Source | 1,604,644Source | 1,368,287Source | 15,026,896Source |
| Gross Profit (Calculated) · Derived | — | — | — | — | — | — | — | — | — | — | — |
| Selling, General and Administrative ExpenseUSD | — | — | 552,659Source | 527,835Source | 659,855Source | 572,853Source | 394,850Source | 417,406Source | 2,253,944Source | 2,382,225Source | 3,014,945Source |
| Operating Income (Loss)USD | — | — | 24,933,528Source | -696,531Source | -17,816,604Source | -598,948Source | -6,561,346Source | -693,515Source | -2,947,893Source | -3,824,737Source | — |
| Other Nonoperating Income (Expense)USD | — | — | — | — | — | — | — | — | 72,112Source | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 25,250,083Source | -557,736Source | -19,495,788Source | -595,449Source | — | -656,894Source | -3,638,465Source | -4,102,659Source | -2,809,037Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 25,250,083Source | -557,736Source | -19,495,788Source | -595,449Source | -6,435,085Source | -656,894Source | -3,638,465Source | -4,102,659Source | -2,809,037Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.99Source | -0.93Source | -1.21Source | -1.73Source | -4.79Source | -2.6Source | -5.31Source | -0.57Source | -0.45Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.99Source | -0.93Source | -1.21Source | -1.73Source | -4.79Source | -2.6Source | -5.31Source | -0.57Source | -0.45Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 25,534,070Source | 635,712Source | 16,174,900Source | 451,300Source | 1,344,391Source | 357,297Source | 665,820Source | 7,145,939Source | 6,306,979Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 25,580,507Source | 635,712Source | 16,174,900Source | 451,300Source | 1,344,391Source | 357,297Source | 665,820Source | 7,145,939Source | 6,306,979Source |
| Additional Financial Items | |||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | 182,493Source | 131,030Source | 592,942Source | 616,532Source | — |
| Depreciation, Depletion and Amortization, NonproductionUSD | — | — | 255,023Source | 219,355Source | 241,589Source | 242,181Source | — | 185,523Source | — | 838,843Source | — |
| Foreign Currency Transaction Gain (Loss), before TaxUSD | — | — | — | — | — | — | — | 5,089Source | — | -38,836Source | — |
| General and Administrative ExpenseUSD | — | — | 53,594Source | 31,170Source | — | 37,042Source | — | 45,571Source | 206,180Source | 199,756Source | 183,870Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 56,316Source |
| Interest Expense, DebtUSD | — | — | — | — | — | — | 236,884Source | — | 48,570Source | — | — |
| InterestExpenseOperatingUSD | — | — | 448,510Source | 31,216Source | 364,782Source | 100,005Source | 265,236Source | 174,505Source | 336,115Source | 93,472Source | — |
| Interest Income (Expense), NetUSD | — | — | — | — | — | — | — | -13,921Source | — | -62,604Source | — |
| Marketing and Advertising ExpenseUSD | — | — | 292,314Source | 292,489Source | 293,749Source | 57,101Source | 124,398Source | 273,009Source | 669,482Source | 860,047Source | 649,934Source |
| Operating ExpensesUSD | — | — | -24,311,026Source | 1,443,434Source | 18,523,946Source | 1,342,257Source | 7,283,073Source | 1,459,589Source | 5,934,716Source | 6,513,724Source | 5,284,158Source |
| Operating Lease, ExpenseUSD | — | — | — | — | — | 393Source | — | 1,045Source | 1,805Source | 71,148Source | 7,534Source |
| Fair Value, Option, Changes in Fair Value, Gain (Loss) | — | — | —Source | — | — | — | — | — | — | — | — |
| Financing Interest Expense | — | — | — | — | —Source | — | — | — | — | — | — |
| Interest Income, Operating | — | — | —Source | — | —Source | — | — | — | — | — | — |
Offerings
Registration 333-292120
Registration 333-286783
- Gross proceeds
- 1500000.0
- Net proceeds
- 1395000.0
- Deal price
- 0.15
- Shares
- 10000000
- Offering price
- $0.15
- Ticker
- PAPL
Filing attachments
ex99-1.htm · 8-K · 2026-10-15
Exhibit 99.1 Pentiv Launches Intelligence Platform for Mortgage Agents and Brokerages Pineapple Financial evolves into Pentiv, combining its established mortgage operating platform with a new asset-light intelligence model; Usman Maher appointed Chief Financial Officer and Chief Strategy Officer Toronto, Ontario - October 15, 2026 - Pentiv (NYSE American: PAPL), the new operating brand of Pineapple Financial Inc., today announced the launch of its intelligence platform for mortgage agents and…
Read attachment ↗ex99-1.htm · 8-K · 2026-04-22
EX-99.1 2 ex99-1.htm EX-99.1 Exhibit 99.1 PINEAPPLE FINANCIAL ANNOUNCES EXPANDED $15 MILLION SHARE REPURCHASE PROGRAM Expanded Buyback Signals Management’s Commitment to Long-Term Value; Repurchases to Commence Immediately Toronto, Ontario, April 22, 2026 - Pineapple Financial Inc. (NYSE American: PAPL), (“Pineapple” or “the Company”), a leading fintech platform, today announced that its Board of Directors has approved an expansion of its previously announced share repurchase program, inc…
Read attachment ↗ex107.htm · S-8 · 2026-01-21
Exhibit 107 Calculation of Filing Fee Table FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 (Form Type) PINEAPPLE FINANCIAL INC. (Exact Name of Registrant As Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1) Proposed Maximum Offering Price Per Share …
Read attachment ↗ex107.htm · S-1 · 2025-12-12
EXHIBIT 107 Calculation of Filing Fee Tables Form S-1 (Form Type) PINEAPPLE FINANCIAL INC. (Exact Name of Registrant as Specified in its Charter) Security Security Fee Amount Proposed Maximum Fee Amount Rate …
Read attachment ↗