Security
AMERICAN COASTAL INSURANCE C · UIHC
UIHCOTCCommon stockHistorical · closed Aug 14, 2023CIK 1401521Updated Oct 4, 2026
Name history
UNITED INSURANCE HOLDINGS CORP. · through Jun 26, 2023FMG ACQUISITION CORP · through Sep 24, 2008
UIHC price & chart
Historical security
This listing closed Aug 14, 2023. Live provider charts are shown only for current listings.
About the company
American Coastal Insurance Corporation (amcoastal.com) is the holding company of the insurance carrier, American Coastal Insurance Company, which was founded in 2007 for the purpose of insuring Condominium and Homeowner Association properties, Apartments and Assisted Living Facilities in the state of Florida. American Coastal Insurance Company has an exclusive partnership for distribution of Condominium Association properties in the state of Florida with AmRisc Group (amriscgroup.com), one of the largest Managing General Agents in the country specializing in hurricane-exposed properties. American Coastal Insurance Company has earned an “A”, (“Exceptional”) Financial Stability Rating from Demotech and maintains an “A” insurance financial strength rating with a Stable outlook from KBRA. ACIC maintains a “BBB” issuer rating with a Stable outlook from KBRA.
In the news
No coverage from other publishers is available.
Recent filings
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
144 filing
4 filing
10-Q filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 1,072,732,000Source | 1,216,112,000Source | 1,060,383,000Source | 2,837,496,000Source |
| Property, Plant and Equipment, NetUSD | 723,000Source | 5,736,000Source | 3,658,000Source | 19,591,000Source |
| GoodwillUSD | 59,476,000Source | — | — | 59,476,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 3,471,000Source | 5,908,000Source | 9,323,000Source | 12,770,000Source |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 198,762,000Source | — | — | 229,893,000Source |
| Operating Lease, Right-of-Use AssetUSD | 2,955,000Source | — | — | 1,278,000Source |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 755,167,000Source | 980,452,000Source | 891,618,000Source | 3,019,535,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 5,000Source | 5,000Source | 5,000Source | 4,000Source |
| Additional Paid in CapitalUSD | 439,742,000Source | 436,524,000Source | 423,717,000Source | 395,631,000Source |
| Retained Earnings (Accumulated Deficit)USD | -114,509,000Source | -184,772,000Source | -237,389,000Source | -546,296,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -7,242,000Source | -15,666,000Source | -17,137,000Source | -30,947,000Source |
| Stockholders' Equity Attributable to ParentUSD | 317,565,000Source | 235,660,000Source | 168,765,000Source | -182,039,000Source |
| Liabilities and EquityUSD | 1,072,732,000Source | 1,216,112,000Source | 1,060,383,000Source | 2,837,496,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | — | — | — | 0Source |
| Additional Financial Items | ||||
| Deferred Tax Liabilities, NetUSD | 7,552,000Source | — | — | -177,000Source |
| Long-term DebtUSD | 150,000,000Source | 150,000,000Source | 150,000,000Source | 154,118,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | 75,718,000Source | 309,911,000Source | -469,966,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 3,798,000Source | 4,852,000Source | 1,602,000Source | 6,143,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 4,299,000Source | 2,545,000Source | 1,318,000Source | 1,388,000Source |
| Changes in operating assets and liabilities: | ||||
| Increase (Decrease) in Accounts PayableUSD | -10,890,000Source | 11,914,000Source | 2,142,000Source | -1,755,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 71,025,000Source | 243,509,000Source | -136,003,000Source | -173,113,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | 620,000Source | -179,211,000Source | -2,544,000Source | 236,835,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 155,000Source | 22,000Source | 196,000Source | 3,047,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 1,855,000Source | 1,359,000Source | 24,000Source | 25,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | -1,081,000Source | -13,840,000Source | 26,769,000Source | -25,390,000Source |
| Dividends paidUSD | — | — | — | 2,589,000Source |
| Repayments of Long-term DebtUSD | — | — | — | 4,441,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 292,854,000Source | 222,290,000Source | 171,832,000Source | 283,610,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 10,875,000Source | 12,808,000Source | 10,875,000Source | 9,553,000Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 2,437,000Source | 2,640,000Source | 3,247,000Source | 3,247,000Source |
| Debt and Equity Securities, Gain (Loss)USD | -412,000Source | -190,000Source | -5,466,000Source | -32,082,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | 1,382,000Source | -124,000Source | -6,808,000Source | -32,082,000Source |
| Deferred Policy Acquisition Costs, Amortization ExpenseUSD | 97,844,000Source | 70,990,000Source | 83,346,000Source | 156,089,000Source |
| Discontinued Operation, Gain (Loss) on Disposal of Discontinued Operation, Net of TaxUSD | 0Source | 1,007,000Source | 238,440,000Source | — |
| Discontinued Operation, Income (Loss) from Discontinued Operation During Phase-out Period, Net of TaxUSD | 42,000Source | -601,000Source | 227,713,000Source | — |
| Equipment ExpenseUSD | 3,341,000Source | — | — | — |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | 4,999,000Source | 1,996,000Source | 814,000Source | — |
| Gain (Loss) on Disposition of Intangible AssetsUSD | 0Source | 0Source | -200,000Source | -2,359,000Source |
| Gain (Loss) on InvestmentsUSD | 1,382,000Source | -124,000Source | -6,808,000Source | -32,082,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | 0Source | — | — | — |
| General and Administrative ExpenseUSD | 40,463,000Source | 44,756,000Source | 29,489,000Source | 63,317,000Source |
| GoodwillUSD | 59,476,000Source | — | — | 59,476,000Source |
| Goodwill, Impairment LossUSD | 0Source | — | — | 13,569,000Source |
| Impairment of Intangible Assets (Excluding Goodwill)USD | 0Source | — | — | — |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | 106,795,000Source | — | — | — |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | — | 76,319,000Source | 82,198,000Source | — |
| Income Tax Expense (Benefit)USD | 35,939,000Source | 25,340,000Source | 9,773,000Source | 25,485,000Source |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | 46,040,000Source | 69,319,000Source | 62,861,000Source | 637,647,000Source |
| Net Income (Loss) Attributable to ParentUSD | 106,837,000Source | 75,718,000Source | 309,911,000Source | -469,855,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | — | — | — | -111,000Source |
| Operating Costs and ExpensesUSD | — | — | 10,240,000Source | 43,632,000Source |
| Operating Lease, ExpenseUSD | 438,000Source | 220,000Source | 777,000Source | 943,000Source |
| Operating Lease, Impairment LossUSD | — | — | 175,000Source | — |
| Other Nonoperating Income (Expense)USD | 2,457,000Source | 2,063,000Source | 2,239,000Source | 10,395,000Source |
| Proceeds from Issuance of Common StockUSD | 774,000Source | 11,621,000Source | 26,793,000Source | — |
| Unrealized Gain (Loss) on InvestmentsUSD | 4,999,000Source | 1,996,000Source | 2,884,000Source | -6,585,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 335,439,000Source | 296,657,000Source | 286,543,000Source | 455,422,000Source |
| Operating Income (Loss)USD | 140,277,000Source | 99,596,000Source | 89,732,000Source | -454,876,000Source |
| Other Nonoperating Income (Expense)USD | 2,457,000Source | 2,063,000Source | 2,239,000Source | 10,395,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 142,734,000Source | 101,659,000Source | 91,971,000Source | -444,481,000Source |
| Income Tax Expense (Benefit)USD | 35,939,000Source | 25,340,000Source | 9,773,000Source | 25,485,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | — | — | — | -111,000Source |
| Net Income (Loss) Attributable to ParentUSD | 106,837,000Source | 75,718,000Source | 309,911,000Source | -469,855,000Source |
| Earnings Per Share, BasicUSD per share | 2.2Source | 1.59Source | 7.11Source | -10.91Source |
| Earnings Per Share, DilutedUSD per share | 2.15Source | 1.54Source | 6.98Source | -10.91Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 48,476,824Source | 47,831,412Source | 43,596,432Source | 43,052,070Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 49,782,993Source | 49,362,985Source | 44,388,804Source | 43,052,070Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 2,437,000Source | 2,640,000Source | 3,247,000Source | 3,247,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 0.75Source | — | — | — |
| Cost, Depreciation and AmortizationUSD | 4,131,000Source | 5,185,000Source | — | — |
| Costs and ExpensesUSD | 195,162,000Source | 197,061,000Source | 196,811,000Source | 910,298,000Source |
| Debt and Equity Securities, Gain (Loss)USD | -412,000Source | -190,000Source | -5,466,000Source | -32,082,000Source |
| Deferred Policy Acquisition Costs, Amortization ExpenseUSD | 97,844,000Source | 70,990,000Source | 83,346,000Source | 156,089,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | 6,569,000Source | 8,869,000Source | 10,626,000Source | 23,312,000Source |
| Discontinued Operation, Income (Loss) from Discontinued Operation During Phase-out Period, Net of TaxUSD | 42,000Source | -601,000Source | 227,713,000Source | — |
| Equipment ExpenseUSD | 3,341,000Source | — | — | — |
| Gain (Loss) on InvestmentsUSD | 1,382,000Source | -124,000Source | -6,808,000Source | -32,082,000Source |
| General and Administrative ExpenseUSD | 40,463,000Source | 44,756,000Source | 29,489,000Source | 63,317,000Source |
| Goodwill, Impairment LossUSD | 0Source | — | — | 13,569,000Source |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to ParentUSD | 106,795,000Source | — | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | 104,127,000Source | — | — | — |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling InterestUSD | — | 76,319,000Source | 82,198,000Source | — |
| Income (Loss) from Continuing Operations, Per Basic ShareUSD per share | 2.2Source | 1.6Source | 1.89Source | — |
| Income (Loss) from Continuing Operations, Per Diluted ShareUSD per share | 2.15Source | 1.55Source | 1.85Source | — |
| Interest ExpenseUSD | 10,815,000Source | 11,996,000Source | 10,875,000Source | 9,613,000Source |
| Investment Income, NetUSD | 22,206,000Source | 20,795,000Source | 10,574,000Source | 14,011,000Source |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | 46,040,000Source | 69,319,000Source | 62,861,000Source | 637,647,000Source |
| Marketing and Advertising ExpenseUSD | 90,000,000Source | 41,000Source | 33,000Source | 716,000Source |
| Net Investment IncomeUSD | 22,540,000Source | 21,060,000Source | 10,826,000Source | 14,766,000Source |
| Operating Costs and ExpensesUSD | — | — | 10,240,000Source | 43,632,000Source |
| Operating Lease, ExpenseUSD | 438,000Source | 220,000Source | 777,000Source | 943,000Source |
| Other General and Administrative ExpenseUSD | 3,625,000Source | 21,616,000Source | — | — |
| Other IncomeUSD | 0Source | 0Source | 79,000Source | 17,452,000Source |
Filing attachments
acic-ex99_1.htm · 8-K · 2026-08-05
EX-99.1 2 acic-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE AMERICAN COASTAL INSURANCE CORPORATION REPORTS FINANCIAL RESULTS FOR ITS SECOND QUARTER ENDED JUNE 30, 2026 Company to Host Quarterly Conference Call at 5:00 P.M. ET on August 5, 2026 The information in this press release should be read in conjunction with an earnings presentation that is available on the Company's website at investors.amcoastal.com/events-and-presentations. St. Petersburg, FL - August 5, 202…
Read attachment ↗acic-ex99_2.htm · 8-K · 2026-08-05
EX-99.2 3 acic-ex99_2.htm EX-99.2 Second Quarter 2026 Quarter Ended June 30, 2026 Earnings Presentation Forward-Looking Statements & Non-GAAP Measures This presentation and the accompanying remarks contain "forward-looking statements" within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. These forward looking statements include expectations regarding our diversification, growth opportunities, retention rates, liquidity, investment returns and ability to meet our …
Read attachment ↗acic-ex99_1.htm · 8-K · 2026-05-05
EX-99.1 2 acic-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE AMERICAN COASTAL INSURANCE CORPORATION REPORTS FINANCIAL RESULTS FOR ITS FIRST QUARTER ENDED MARCH 31, 2026 Company to Host Quarterly Conference Call at 5:00 P.M. ET on May 5, 2026 The information in this press release should be read in conjunction with an earnings presentation that is available on the Company's website at investors.amcoastal.com/events-and-presentations. St. Petersburg, FL - May 5, 2026: Ame…
Read attachment ↗acic-ex99_2.htm · 8-K · 2026-05-05
EX-99.2 3 acic-ex99_2.htm EX-99.2 1st Quarter 2026 May 5, 2026 Earnings Presentation Company Overview ACIC is a specialty underwriter of catastrophe exposed commercial property insurance. American Coastal Insurance Corp. (Nasdaq: ACIC) is the insurance holding company for American Coastal Insurance Company (AmCoastal), a Florida domiciled P&C carrier, and Skyway Underwriters (SKU), a managing general agency, along with other operating affiliates. AmCoastal is a balance sheet underwriter and…
Read attachment ↗acic-ex99_1.htm · 8-K · 2026-02-19
EX-99.1 2 acic-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE AMERICAN COASTAL INSURANCE CORPORATION REPORTS FINANCIAL RESULTS FOR ITS FOURTH QUARTER AND YEAR ENDED DECEMBER 31, 2025 Company to Host Quarterly Conference Call at 5:00 P.M. ET on February 19, 2026 The information in this press release should be read in conjunction with an earnings presentation that is available on the Company's website at investors.amcoastal.com/events-and-presentations. St. Petersburg, FL…
Read attachment ↗acic-ex99_2.htm · 8-K · 2026-02-19
EX-99.2 3 acic-ex99_2.htm EX-99.2 4th Quarter 2025 February 19, 2026 Earnings Presentation Company Overview ACIC is a specialty underwriter of catastrophe exposed commercial property insurance. American Coastal Insurance Corp. (Nasdaq: ACIC) is the insurance holding company for American Coastal Insurance Company (AmCoastal), a Florida domiciled P&C carrier, and Skyway Underwriters (SKU), a managing general agency, along with other operating affiliates. AmCoastal is a balance sheet underwrit…
Read attachment ↗