Security
QNB Corp. Common Stock · QNBC
QNBCNASDAQCommon stockCurrentCIK 750558Updated Oct 28, 2026
Name history
QNB CORP · through Apr 1, 2025
QNBC price & chart
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NASDAQ:QNBC on TradingView ↗About the company
QNB Corp. (NASDAQ: QNBC) (the “Company”) is the holding company for QNB Bank, which is headquartered in Quakertown, Pennsylvania. QNB Bank (the “Bank”) currently operates fourteen branches in Bucks, Lehigh, and Montgomery Counties, along with two loan production offices in Montgomery and Berks Counties. The Bank offers banking services, borrowing solutions, and cash management tools to commercial, small business, and personal customers in the communities it serves. In addition, the Company provides securities and advisory services under the name of QNB Financial Services through a registered Broker/Dealer and Registered Investment Advisor, and title insurance as a member of Laurel Abstract Company LLC. More information about QNB Corp. and QNB Bank is available at QNBBank.com.
In the news
Recent filings
Results of Operations and Financial Condition
Items 2.02, 9.01
Regulation FD Disclosure
Items 7.01, 9.01
Other Events
Items 8.01, 9.01
Entry into a Material Definitive Agreement · Other Events
Items 1.01, 8.01, 9.01
424B5 filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 1,903,244,000Source | 1,841,563,000Source | 2,398,970,000Source | 1,884,828,000Source | 1,761,487,000Source | 1,923,123,000Source | 1,896,189,000Source | 1,716,081,000Source | 1,906,005,000Source | 1,870,894,000Source | 1,706,318,000Source | 1,668,497,000Source |
| Property, Plant and Equipment, NetUSD | 16,719,000Source | 17,000,000Source | 25,273,000Source | 16,818,000Source | 15,488,000Source | 17,947,000Source | 17,011,000Source | 14,849,000Source | 16,886,000Source | 17,255,000Source | 14,952,000Source | 15,463,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 66,331,000Source | 104,232,000Source | 79,340,000Source | 66,471,000Source | 76,909,000Source | 56,603,000Source | 81,557,000Source | 50,963,000Source | 50,297,000Source | 50,713,000Source | 62,657,000Source | 15,899,000Source |
| Operating Lease, Right-of-Use AssetUSD | — | — | 3,420,000Source | — | — | — | — | — | — | 457,000Source | 369,000Source | 43,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 1,781,757,000Source | 1,736,223,000Source | 2,215,456,000Source | 1,771,559,000Source | 1,664,602,000Source | 1,791,739,000Source | 1,787,966,000Source | 1,622,395,000Source | 1,776,442,000Source | 1,767,545,000Source | 1,615,494,000Source | 1,597,539,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 2,460,000Source | 2,435,000Source | 3,241,000Source | 2,455,000Source | 2,429,000Source | 2,496,000Source | 2,449,000Source | 2,420,000Source | 2,467,000Source | 2,441,000Source | 2,414,000Source | 2,373,000Source |
| Retained Earnings (Accumulated Deficit)USD | 145,835,000Source | 138,271,000Source | 150,764,000Source | 143,601,000Source | 136,295,000Source | 149,689,000Source | 141,129,000Source | 135,187,000Source | 148,397,000Source | 139,958,000Source | 133,945,000Source | 128,951,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -51,533,000Source | -58,607,000Source | -43,788,000Source | -57,209,000Source | -64,838,000Source | -47,032,000Source | -59,403,000Source | -66,571,000Source | -46,470,000Source | -62,646,000Source | -67,937,000Source | -81,127,000Source |
| Stockholders' Equity Attributable to ParentUSD | 121,487,000Source | 105,340,000Source | 183,514,000Source | 113,269,000Source | 96,885,000Source | 131,384,000Source | 108,223,000Source | 93,686,000Source | 129,563,000Source | 103,349,000Source | 90,824,000Source | 70,958,000Source |
| Additional Paid in Capital, Common StockUSD | 28,762,000Source | 27,278,000Source | 77,334,000Source | 28,459,000Source | 27,036,000Source | 30,268,000Source | 28,085,000Source | 26,687,000Source | 29,206,000Source | 27,633,000Source | 26,439,000Source | 24,798,000Source |
| Liabilities and EquityUSD | 1,903,244,000Source | 1,841,563,000Source | 2,398,970,000Source | 1,884,828,000Source | 1,761,487,000Source | 1,923,123,000Source | 1,896,189,000Source | 1,716,081,000Source | 1,906,005,000Source | 1,870,894,000Source | 1,706,318,000Source | 1,668,497,000Source |
| Operating Lease, Liability, NoncurrentUSD | — | — | — | — | — | — | — | — | — | 457,000Source | 369,000Source | 43,000Source |
| Additional Financial Items | ||||||||||||
| Long-term DebtUSD | 0Source | 30,000,000Source | — | 0Source | 30,000,000Source | — | 30,000,000Source | 20,000,000Source | 0Source | 30,000,000Source | 20,000,000Source | 10,000,000Source |
| Goodwill | — | — | —Source | — | — | — | — | — | — | — | — | — |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | 2,765,000Source | 2,578,000Source | 14,090,000Source | 11,448,000Source | 9,483,000Source | 15,921,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | — | — | — | — | 398,000Source | 440,000Source | 1,604,000Source | 1,726,000Source | 1,714,000Source | 1,724,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 117,000Source | 73,000Source | 334,000Source | 199,000Source | 185,000Source | 85,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | -1,934,000Source | -987,000Source | 16,622,000Source | 16,217,000Source | 14,457,000Source | 16,835,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -8,386,000Source | 7,382,000Source | -23,379,000Source | -173,326,000Source | 23,039,000Source | -71,646,000Source |
| Cash flows from financing activities: | ||||||||||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 16,626,000Source | 24,449,000Source | 6,341,000Source | 145,165,000Source | 9,262,000Source | 57,320,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 1,309,000Source | 1,238,000Source | 5,000,000Source | 4,798,000Source | 4,671,000Source | 4,498,000Source |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | — | — | 30,000,000Source | — | 10,000,000Source | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 6,306,000Source | 30,844,000Source | -416,000Source | -11,944,000Source | 46,758,000Source | 2,509,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 66,331,000Source | 104,232,000Source | 79,340,000Source | 66,471,000Source | 56,603,000Source | 81,557,000Source | 50,297,000Source | 50,713,000Source | 62,657,000Source | 15,899,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 10,824,000Source | 13,776,000Source | 43,939,000Source | 38,920,000Source | 24,100,000Source | 7,668,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | 700,000Source | — | 2,278,000Source | 4,286,000Source | 4,257,000Source |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | 35,000Source | 24,000Source | 101,000Source | 35,000Source | — | 30,000Source | 159,000Source | 87,000Source | 90,000Source | 85,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 86,000Source | 80,000Source | 133,000Source | 81,000Source | 92,000Source | 87,000Source | 338,000Source | 332,000Source | 320,000Source | 361,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | 704,000Source | -1,827,000Source | -760,000Source |
| Debt and Equity Securities, Realized Gain (Loss)USD | — | — | — | — | — | — | — | — | 0Source | 919,000Source | -2,077,000Source | 266,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | 0Source | 0Source | 96,000Source | 0Source | 0Source | 0Source | 0Source | -1,096,000Source | -2,058,000Source | -139,000Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 974,000Source | 1,095,000Source | 1,714,000Source | 1,115,000Source |
| Equipment ExpenseUSD | — | — | 1,119,000Source | 991,000Source | 1,422,000Source | 1,135,000Source | 1,207,000Source | 1,122,000Source | 4,434,000Source | 3,973,000Source | 3,602,000Source | 2,917,000Source |
| Equity Securities, FV-NI, Gain (Loss)USD | — | — | — | 367,000Source | — | — | — | — | 0Source | 1,800,000Source | 231,000Source | -621,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | — | 224,000Source | — | — | — | — | 0Source | 2,015,000Source | -19,000Source | 405,000Source |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | — | — | — | 143,000Source | 268,000Source | 0Source | — | — | 0Source | -215,000Source | 250,000Source | -1,026,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 41,000Source | 19,000Source | 36,000Source | 4,000Source | 8,000Source | 18,000Source | 63,000Source | 29,000Source | 16,000Source | 6,000Source |
| Income Tax Expense (Benefit)USD | — | — | 922,000Source | 961,000Source | 817,000Source | 1,005,000Source | 707,000Source | 624,000Source | 3,840,000Source | 2,911,000Source | 2,244,000Source | 3,665,000Source |
| Marketable Securities, Unrealized Gain (Loss)USD | — | — | — | — | — | — | — | — | 0Source | -215,000Source | 250,000Source | -1,026,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 3,648,000Source | 3,338,000Source | 3,015,000Source | 3,883,000Source | 2,765,000Source | 2,578,000Source | 14,090,000Source | 11,448,000Source | 9,483,000Source | 15,921,000Source |
| Operating Lease, ExpenseUSD | — | — | — | — | — | — | — | — | 739,000Source | 734,000Source | 723,000Source | 712,000Source |
| Operating Lease, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | — | — |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | 810,000Source | 218,000Source | 614,000Source | 385,000Source | 822,000Source | 418,000Source |
| Proceeds from Issuance of Long-term DebtUSD | — | — | — | — | — | — | — | — | — | 10,000,000Source | 20,000,000Source | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 27,194,000Source | 22,776,000Source | 104,326,000Source | 64,959,000Source | 50,042,000Source | 72,965,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | 93,000Source | 159,000Source | 222,000Source | -146,000Source | 300,000Source | 550,000Source | 449,000Source | -68,000Source | — | — |
| Goodwill | — | — | — | — | —Source | — | — | — | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 4,570,000Source | 4,299,000Source | 3,832,000Source | 4,888,000Source | 3,472,000Source | 3,202,000Source | 17,930,000Source | 14,359,000Source | 11,727,000Source | 19,586,000Source |
| Income Tax Expense (Benefit)USD | — | — | 922,000Source | 961,000Source | 817,000Source | 1,005,000Source | 707,000Source | 624,000Source | 3,840,000Source | 2,911,000Source | 2,244,000Source | 3,665,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 3,648,000Source | 3,338,000Source | 3,015,000Source | 3,883,000Source | 2,765,000Source | 2,578,000Source | 14,090,000Source | 11,448,000Source | 9,483,000Source | 15,921,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.98Source | 0.91Source | 0.61Source | 1.05Source | 0.74Source | 0.7Source | 3.79Source | 3.12Source | 2.63Source | 4.47Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.98Source | 0.91Source | 0.6Source | 1.04Source | 0.73Source | 0.69Source | 3.78Source | 3.12Source | 2.63Source | 4.47Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 3,721,501Source | 3,679,799Source | 4,968,665Source | 3,710,878Source | 3,760,664Source | 3,699,854Source | 3,715,806Source | 3,672,251Source | 3,610,713Source | 3,564,481Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 3,735,993Source | 3,682,773Source | 5,001,610Source | 3,724,808Source | 3,775,579Source | 3,713,141Source | 3,729,246Source | 3,673,697Source | 3,610,713Source | 3,564,481Source |
| Additional Financial Items | ||||||||||||
| Bank Owned Life Insurance IncomeUSD | — | — | 86,000Source | 80,000Source | 133,000Source | 81,000Source | 92,000Source | 87,000Source | 338,000Source | 332,000Source | 320,000Source | 361,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | 704,000Source | -1,827,000Source | -760,000Source |
| Debt and Equity Securities, Realized Gain (Loss)USD | — | — | — | — | — | — | — | — | 0Source | 919,000Source | -2,077,000Source | 266,000Source |
| Equipment ExpenseUSD | — | — | 1,119,000Source | 991,000Source | 1,422,000Source | 1,135,000Source | 1,207,000Source | 1,122,000Source | 4,434,000Source | 3,973,000Source | 3,602,000Source | 2,917,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | — | 224,000Source | — | — | — | — | 0Source | 2,015,000Source | -19,000Source | 405,000Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 28,927,000Source | 7,924,000Source |
| InterestExpenseOperatingUSD | — | — | 10,520,000Source | 10,818,000Source | 12,280,000Source | 10,458,000Source | 9,367,000Source | 10,661,000Source | 41,409,000Source | 41,206,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 12,998,000Source | 11,127,000Source | 18,351,000Source | 12,652,000Source | 13,109,000Source | 11,537,000Source | 51,229,000Source | 42,862,000Source | 40,155,000Source | 44,497,000Source |
| Labor and Related ExpenseUSD | — | — | 5,248,000Source | 4,650,000Source | 7,200,000Source | 5,251,000Source | 5,616,000Source | 5,032,000Source | 21,261,000Source | 19,741,000Source | 19,026,000Source | 17,306,000Source |
| Marketing and Advertising ExpenseUSD | — | — | 214,000Source | 197,000Source | 242,000Source | 250,000Source | 358,000Source | 189,000Source | 1,038,000Source | 1,044,000Source | 964,000Source | 870,000Source |
| Operating Lease, ExpenseUSD | — | — | — | — | — | — | — | — | 739,000Source | 734,000Source | 723,000Source | 712,000Source |
Offerings
Registration 333-298129
Registration 333-292253
Filing attachments
qnbc-ex99_1.htm · 8-K · 2026-10-27
PO Box 9005 Quakertown, PA 18951-9005 215.538.5600 800.491.9070 QNBBank.com FOR IMMEDIATE RELEASE QNB CORP. REPORTS THIRD QUARTER 2026 RESULTS QUAKERTOWN, PA (October 27, 2026) QNB Corp. (the “Company” or “QNB”) (NASDAQ: QNBC), the parent company of QNB Bank (the “Bank”), reported a net loss for the third quarter of 2026 of $14,774,000 or a loss of $2.67 per share on a diluted basis. QNB announced the launch and pricing of an underwritten public offering on August 19, 2026. The offer…
Read attachment ↗qnbc-ex99_1.htm · 8-K · 2026-09-08
EX-99.1 2 qnbc-ex99_1.htm EX-99.1 EX-99.1 QNB Corp. Announces the Execution of a Strategic Repositioning QUAKERTOWN, PA (September 8, 2026) - QNB Corp. (NASDAQ: QNBC) (the “Company”), parent company of QNB Bank (the “Bank”), today announced the execution of a strategic repositioning of a portion of its available for sale (“AFS”) securities portfolio. The Company sold $254.4 million in book value of AFS securities with a weighted-average yield of 1.59%, representing approximately 46.8% of t…
Read attachment ↗qnbc-ex99_1.htm · 8-K · 2026-08-20
EX-99.1 6 qnbc-ex99_1.htm EX-99.1 EX-99.1 QNB Corp. Announces Launch of Common Stock Offering And QNBC Stock’s Approval for NASDAQ Capital Market Listing QUAKERTOWN, PA (August 19, 2026) - QNB Corp. (OTCQX: QNBC) (the “Company”), parent company of QNB Bank, announced today that it has launched an underwritten public offering of shares of its common stock. The Company intends to grant the underwriters a 30-day option to purchase additional shares of its common stock. Additionally, the Comp…
Read attachment ↗qnbc-ex99_2.htm · 8-K · 2026-08-20
EX-99.2 7 qnbc-ex99_2.htm EX-99.2 EX-99.2 QNB Corp. Announces Pricing of Common Stock Offering And Announces QNBC Stock’s Move to the NASDAQ Capital Market QUAKERTOWN, PENNSYLVANIA (August 19, 2026) - QNB Corp. (OTCQX: QNBC) (the “Company”), parent company of QNB Bank, today announced the pricing of its previously announced underwritten public offering of 1,071,428 shares of its common stock at a public offering price of $42.00 per share. The expected proceeds to the Company, after deduct…
Read attachment ↗qnbc-ex4_1.htm · S-3 · 2026-08-07
EXHIBIT 4.1 QNB CORP. AS ISSUER AND [_________________], AS TRUSTEE INDENTURE DATED AS OF [____________, ________] SENIOR DEBT SECURITIES CROSS-REFERENCE SHEET* between Provisions of Sections 310 through 318 of the Trust Indenture Act of 1939, as amended, and the within Indenture between QNB Corp. and [_____________], Trustee: SECTION OF ACT SECTION OF INDENTURE 310(a)(1) and (2) 7.09 310(a)(3) and (4) Not applicable 310(b) 7.08 a…
Read attachment ↗