Company research
FIRST CAPITAL INC
CIK 1070296Updated Nov 13, 2026
SecurityFCAP · NASDAQ · equity
FCAP price & chart
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NASDAQ:FCAP on TradingView ↗About the company
First Capital, Inc. (NASDAQ: FCAP) is the holding company of First Harrison Bank, a community bank headquartered in Corydon, Indiana. First Harrison Bank operates 12 branches across Clark, Floyd, Harrison and Washington counties in Indiana, and 5 branches in Bullitt County, Kentucky. As of September 30, 2026, First Capital had total assets of $1.3 billion, gross loans of $686 million and total deposits of $1.1 billion.
In the news
First Capital, Inc. Announces Quarterly Dividend ↗
Recent filings
Show 5 more recent filings
Entry into a Material Definitive Agreement · Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Regulation FD Disclosure
Items 1.01, 5.02, 7.01, 9.01
8-K filing
10-Q filing
SCHEDULE 13G/A - filed by VANGUARD CAPITAL MANAGEMENT LLC regarding FIRST CAPITAL INC
Results of Operations and Financial Condition
Items 2.02, 9.01
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 1,235,477,000Source | 1,189,295,000Source | 1,290,041,000Source | 1,242,687,000Source | 1,163,596,000Source | 1,284,151,000Source | 1,214,538,000Source | 1,156,555,000Source | 1,271,995,000Source | 1,187,523,000Source | 1,157,880,000Source | 1,151,400,000Source |
| Property, Plant and Equipment, NetUSD | 13,932,000Source | 14,108,000Source | 14,980,000Source | 14,123,000Source | 14,262,000Source | 14,567,000Source | 14,097,000Source | 14,344,000Source | 14,357,000Source | 14,179,000Source | 14,413,000Source | 14,668,000Source |
| GoodwillUSD | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source |
| Operating Lease, Right-of-Use AssetUSD | — | — | — | — | — | — | — | — | 0Source | — | — | — |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 1,102,928,000Source | 1,072,412,000Source | 1,147,426,000Source | 1,119,382,000Source | 1,055,734,000Source | 1,145,997,000Source | 1,094,343,000Source | 1,050,715,000Source | 1,134,086,000Source | 1,072,812,000Source | 1,052,535,000Source | 1,066,130,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | — | 0Source | — | — | 0Source | — | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 38,000Source | 38,000Source | 38,000Source | 38,000Source | 38,000Source | 38,000Source | 38,000Source | 38,000Source | 38,000Source | 38,000Source | 38,000Source | 38,000Source |
| Additional Paid in CapitalUSD | 41,823,000Source | 41,676,000Source | 42,015,000Source | 41,823,000Source | 41,676,000Source | 42,015,000Source | 41,823,000Source | 41,676,000Source | 41,823,000Source | 41,676,000Source | 41,588,000Source | 41,636,000Source |
| Retained Earnings (Accumulated Deficit)USD | 113,793,000Source | 103,001,000Source | 124,653,000Source | 110,354,000Source | 101,075,000Source | 120,927,000Source | 107,551,000Source | 99,152,000Source | 117,635,000Source | 105,290,000Source | 97,105,000Source | 88,465,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -13,669,000Source | -18,501,000Source | -13,970,000Source | -19,521,000Source | -25,599,000Source | -14,716,000Source | -19,799,000Source | -25,666,000Source | -11,646,000Source | -22,990,000Source | -24,033,000Source | -35,741,000Source |
| Stockholders' Equity Attributable to ParentUSD | 132,441,000Source | 116,775,000Source | 142,510,000Source | 123,200,000Source | 107,757,000Source | 138,039,000Source | 120,080,000Source | 105,725,000Source | 137,797,000Source | 114,599,000Source | 105,233,000Source | 85,158,000Source |
| Liabilities and EquityUSD | 1,235,477,000Source | 1,189,295,000Source | 1,290,041,000Source | 1,242,687,000Source | 1,163,596,000Source | 1,284,151,000Source | 1,214,538,000Source | 1,156,555,000Source | 1,271,995,000Source | 1,187,523,000Source | 1,157,880,000Source | 1,151,400,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | 108,000Source | 108,000Source | 105,000Source | 105,000Source | 105,000Source | 115,000Source | 115,000Source | 115,000Source | 112,000Source | 112,000Source | 112,000Source | 112,000Source |
| Additional Financial Items | ||||||||||||
| Deferred Compensation EquityUSD | 192,000Source | 169,000Source | 335,000Source | 205,000Source | 204,000Source | 350,000Source | 244,000Source | 259,000Source | 178,000Source | 135,000Source | 249,000Source | 549,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | 4,481,000Source | 2,901,000Source | 4,765,000Source | 3,778,000Source | 4,333,000Source | 3,238,000Source | 16,380,000Source | 11,953,000Source | 12,803,000Source | 11,915,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation and amortization | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 20,000Source | 38,000Source | 104,000Source | 202,000Source | 252,000Source | 436,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 671,000Source | -96,000Source | -900,000Source | -551,000Source | -698,000Source | -118,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 6,341,000Source | 4,387,000Source | 21,284,000Source | 22,345,000Source | 14,163,000Source | 16,531,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -6,534,000Source | -10,180,000Source | -41,834,000Source | 29,006,000Source | -23,947,000Source | -144,030,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 489,000Source | 220,000Source | 1,352,000Source | 717,000Source | 627,000Source | 415,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | — | — | — | — | — | — | — | — | 17,000Source | 23,000Source | 23,000Source | 26,000Source |
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | 9,000Source | 578,000Source | 41,000Source | 502,000Source | 0Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 12,545,000Source | 16,499,000Source | 51,921,000Source | 15,896,000Source | -17,844,000Source | 21,288,000Source |
| Dividends paid | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 12,352,000Source | 10,706,000Source | 31,371,000Source | 67,247,000Source | -27,628,000Source | -106,211,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 3,545,000Source | 3,928,000Source | 14,424,000Source | 13,967,000Source | 7,931,000Source | 1,568,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | -275,000Source | 0Source | 194,000Source | 154,000Source | 1,828,000Source | 2,327,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | — | — | 86,000Source | 147,000Source | 147,000Source | — |
| Bank Owned Life Insurance IncomeUSD | — | — | 51,000Source | 47,000Source | 51,000Source | 49,000Source | 57,000Source | 72,000Source | 222,000Source | 224,000Source | 206,000Source | 201,000Source |
| Debt Securities, Realized Gain (Loss)USD | — | — | — | — | — | — | -92,000Source | -55,000Source | -94,000Source | 32,000Source | 40,000Source | 0Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 1,000,000Source | 951,000Source | 882,000Source | 924,000Source |
| Equity Securities, FV-NI, Gain (Loss)USD | — | — | 150,000Source | -196,000Source | 92,000Source | -41,000Source | 178,000Source | 18,000Source | 149,000Source | -374,000Source | -207,000Source | -414,000Source |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | — | — | 150,000Source | -196,000Source | 92,000Source | -41,000Source | 178,000Source | 18,000Source | 149,000Source | -374,000Source | -207,000Source | -414,000Source |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | — | — | — | — | — | — | — | — | 1,000,000Source | — | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 150,000Source | 463,000Source | 425,000Source | 306,000Source | 350,000Source | 338,000Source | 1,144,000Source | 1,449,000Source | 1,141,000Source | — |
| Gain (Loss) on Disposition of AssetsUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Gain (Loss) on Sale of Mortgage LoansUSD | — | — | 243,000Source | 124,000Source | 151,000Source | 152,000Source | 133,000Source | 89,000Source | 792,000Source | 554,000Source | 421,000Source | 833,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | — | — | — | — | — | -58,000Source | -12,000Source | 7,000Source | — | — |
| Gains (Losses) on Sales of Investment Real EstateUSD | — | — | — | — | — | — | — | — | — | 0Source | 0Source | 15,000Source |
| GoodwillUSD | — | — | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | — |
| Income Tax Expense (Benefit)USD | — | — | 1,067,000Source | 537,000Source | 1,249,000Source | 852,000Source | 1,030,000Source | 672,000Source | 3,529,000Source | 2,216,000Source | 2,248,000Source | 2,320,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 4,478,000Source | 2,898,000Source | 4,762,000Source | 3,775,000Source | 4,330,000Source | 3,235,000Source | 16,367,000Source | 11,940,000Source | 12,790,000Source | 11,902,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | — | — | 3,000Source | 3,000Source | 3,000Source | 3,000Source | 3,000Source | 3,000Source | 13,000Source | 13,000Source | 13,000Source | 13,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | — | — | 4,762,000Source | 3,775,000Source | — | — | 16,367,000Source | — | — | — |
| Operating Lease, ExpenseUSD | — | — | — | — | — | — | — | — | 18,000Source | 35,000Source | 34,000Source | 32,000Source |
| Operating Lease, Lease IncomeUSD | — | — | — | — | — | — | — | — | 114,000Source | 61,000Source | 47,000Source | 53,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | — | — | — | — | — | — | — | — | — | 950,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | — | — | 1,861,000Source | 1,808,000Source | 1,863,000Source | 1,781,000Source | 1,722,000Source | 1,677,000Source | 7,170,000Source | 7,059,000Source | 7,009,000Source | 7,145,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (Loss)USD | — | — | 5,548,000Source | 3,438,000Source | — | 4,630,000Source | — | 3,910,000Source | — | 14,169,000Source | 15,051,000Source | 14,235,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | — | — | 6,014,000Source | 4,630,000Source | 5,363,000Source | 3,910,000Source | 19,909,000Source | — | — | — |
| Income Tax Expense (Benefit)USD | — | — | 1,067,000Source | 537,000Source | 1,249,000Source | 852,000Source | 1,030,000Source | 672,000Source | 3,529,000Source | 2,216,000Source | 2,248,000Source | 2,320,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | — | — | 3,000Source | 3,000Source | 3,000Source | 3,000Source | 3,000Source | 3,000Source | 13,000Source | 13,000Source | 13,000Source | 13,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 4,478,000Source | 2,898,000Source | 4,762,000Source | 3,775,000Source | 4,330,000Source | 3,235,000Source | 16,367,000Source | 11,940,000Source | 12,790,000Source | 11,902,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 1.34Source | 0.87Source | 1.43Source | 1.13Source | 1.3Source | 0.97Source | 4.89Source | 3.57Source | 3.82Source | 3.55Source |
| Earnings Per Share, DilutedUSD per share | — | — | 1.34Source | 0.87Source | 1.43Source | 1.13Source | 1.3Source | 0.97Source | 4.89Source | 3.57Source | 3.82Source | 3.55Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 3,348,618,000Source | 3,347,236,000Source | 3,336,190Source | 3,346,653Source | 3,336,077,000Source | 3,346,850,000Source | 3,345,645Source | 3,346,161Source | 3,347,341Source | 3,355,023Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 3,350,008,000Source | 3,347,236,000Source | 3,339,690Source | 3,350,344Source | 3,338,634,000Source | 3,348,298,000Source | 3,347,989Source | 3,346,161Source | 3,347,341Source | 3,355,023Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | — | — | 86,000Source | 147,000Source | 147,000Source | — |
| Bank Owned Life Insurance IncomeUSD | — | — | 51,000Source | 47,000Source | 51,000Source | 49,000Source | 57,000Source | 72,000Source | 222,000Source | 224,000Source | 206,000Source | 201,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.31Source | 0.29Source | 0.31Source | 0.29Source | 0.31Source | 0.29Source | 1.2Source | 1.12Source | 1.08Source | 1.04Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 4,429,000Source | 2,767,000Source | 2,946,000Source | 2,438,000Source |
| Debt Securities, Realized Gain (Loss)USD | — | — | — | — | — | — | -92,000Source | -55,000Source | -94,000Source | 32,000Source | 40,000Source | 0Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | — | — | — | — | — | — | 279,000Source | 281,000Source | 1,089,000Source | 1,097,000Source | 1,028,000Source | 1,070,000Source |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | — | — | — | — | — | — | — | — | 1,000,000Source | — | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 150,000Source | 463,000Source | 425,000Source | 306,000Source | 350,000Source | 338,000Source | 1,144,000Source | 1,449,000Source | 1,141,000Source | — |
| Gains (Losses) on Sales of Investment Real EstateUSD | — | — | — | — | — | — | — | — | — | 0Source | 0Source | 15,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 9,017,000Source | 1,594,000Source |
| InterestExpenseOperatingUSD | — | — | 3,702,000Source | 4,099,000Source | 3,535,000Source | 3,628,000Source | 3,506,000Source | 3,765,000Source | 14,697,000Source | 14,681,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 10,956,000Source | 9,125,000Source | 12,087,000Source | 10,412,000Source | 11,418,000Source | 9,581,000Source | 42,150,000Source | 35,790,000Source | 34,588,000Source | 32,346,000Source |
| Labor and Related ExpenseUSD | — | — | 4,093,000Source | 3,891,000Source | 4,505,000Source | 4,270,000Source | 4,337,000Source | 4,102,000Source | 16,809,000Source | 15,538,000Source | 15,002,000Source | 14,697,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | — | — | 4,762,000Source | 3,775,000Source | — | — | 16,367,000Source | — | — | — |
| Operating Lease, ExpenseUSD | — | — | — | — | — | — | — | — | 18,000Source | 35,000Source | 34,000Source | 32,000Source |
| Operating Lease, Lease IncomeUSD | — | — | — | — | — | — | — | — | 114,000Source | 61,000Source | 47,000Source | 53,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | — | — | 1,861,000Source | 1,808,000Source | 1,863,000Source | 1,781,000Source | 1,722,000Source | 1,677,000Source | 7,170,000Source | 7,059,000Source | 7,009,000Source | 7,145,000Source |
Filing attachments
tm2628974d2_ex99-1.htm · 425 · 2026-11-05
Exhibit 99.1 November 5, 2026 First Capital, Inc. to Expand Southern Indiana and Western Kentucky Presence with the Acquisition of First Bancorp of Indiana, Inc. Transaction Strengthens First Capital's Community Banking Franchise and Enhances Regional Scale CORYDON, IN and EVANSVILLE, IN, November 5, 2026 - First Capital, Inc. (NASDAQ: FCAP) (“First Capital”), the holding company for First Harrison Bank, and First Bancorp of Indiana, Inc. (OTCPK: FBPI) (“First Bancorp”), the holding company…
Read attachment ↗tm2628974d2_ex99-2.htm · 425 · 2026-11-05
Exhibit 99.2 1 First Capital, Inc. NOVEMBER 5, 2026 Announcing the acquisition of First Bancorp of Indiana, Inc. 2 Forward - Looking Statements This presentation contains certain “forward - looking statements” within the meaning of the safe harbor provisions of the United S tates Private Securities Litigation Reform Act of 1995. Forward - looking statements may be identified by the use of words such as “anticipate,” “believe,” “expect,” “estimate,” “intend,” “may,” “plan,” “project,” “seek,” “…
Read attachment ↗tm2628974d1_ex99-1.htm · 8-K · 2026-11-05
Exhibit 99.1 November 5, 2026 First Capital, Inc. to Expand Southern Indiana and Western Kentucky Presence with the Acquisition of First Bancorp of Indiana, Inc. Transaction Strengthens First Capital's Community Banking Franchise and Enhances Regional Scale CORYDON, IN and EVANSVILLE, IN, November 5, 2026 - First Capital, Inc. (NASDAQ: FCAP) (“First Capital”), the holding company for First Harrison Bank, and First Bancorp of Indiana, Inc. (OTCPK: FBPI) (“First Bancorp”), the holding company…
Read attachment ↗tm2628974d1_ex99-2.htm · 8-K · 2026-11-05
Exhibit 99.2 1 First Capital, Inc. NOVEMBER 5, 2026 Announcing the acquisition of First Bancorp of Indiana, Inc. 2 Forward - Looking Statements This presentation contains certain “forward - looking statements” within the meaning of the safe harbor provisions of the United S tates Private Securities Litigation Reform Act of 1995. Forward - looking statements may be identified by the use of words such as “anticipate,” “believe,” “expect,” “estimate,” “intend,” “may,” “plan,” “project,” “seek,” “…
Read attachment ↗fcap-20260724xex99d1.htm · 8-K · 2026-07-24
EX-99.1 2 fcap-20260724xex99d1.htm EX-99.1 Exhibit 99.1 FIRST CAPITAL, INC. REPORTS QUARTERLY EARNINGS Corydon, Indiana - (BUSINESS WIRE) - July 24, 2026. First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $4.8 million, or $1.43 per diluted share, for the quarter ended June 30, 2026, compared to net income of $3.8 million, or $1.13 per diluted share, for the quarter ended June 30, 2025. Results of Oper…
Read attachment ↗fcap-20260424xex99d1.htm · 8-K · 2026-04-24
EX-99.1 2 fcap-20260424xex99d1.htm EX-99.1 Exhibit 99.1 FIRST CAPITAL, INC. REPORTS QUARTERLY EARNINGS Corydon, Indiana - (BUSINESS WIRE) - April 24, 2026. First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $4.3 million, or $1.30 per diluted share, for the quarter ended March 31, 2026, compared to net income of $3.2 million, or $0.97 per diluted share, for the quarter ended March 31, 2025. Results of O…
Read attachment ↗