Company research
FIRST CAPITAL INC
CIK 1070296Updated Sep 27, 2026
SecurityFCAP · NASDAQ · equity
FCAP price & chart
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NASDAQ:FCAP on TradingView ↗In the news
First Capital, Inc. Announces Quarterly Dividend ↗
Recent filings
10-Q filing
SCHEDULE 13G/A filing
Results of Operations and Financial Condition
Items 2.02, 9.01
Submission of Matters to a Vote of Security Holders
Items 5.07
10-Q filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 1,271,995,000Source | 1,187,523,000Source | 1,157,880,000Source | 1,151,400,000Source |
| Property, Plant and Equipment, NetUSD | 14,357,000Source | 14,179,000Source | 14,413,000Source | 14,668,000Source |
| GoodwillUSD | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source |
| Operating Lease, Right-of-Use AssetUSD | 0Source | — | — | — |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 1,134,086,000Source | 1,072,812,000Source | 1,052,535,000Source | 1,066,130,000Source |
| Stockholders’ equity: | ||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 38,000Source | 38,000Source | 38,000Source | 38,000Source |
| Additional Paid in CapitalUSD | 41,823,000Source | 41,676,000Source | 41,588,000Source | 41,636,000Source |
| Retained Earnings (Accumulated Deficit)USD | 117,635,000Source | 105,290,000Source | 97,105,000Source | 88,465,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -11,646,000Source | -22,990,000Source | -24,033,000Source | -35,741,000Source |
| Stockholders' Equity Attributable to ParentUSD | 137,797,000Source | 114,599,000Source | 105,233,000Source | 85,158,000Source |
| Liabilities and EquityUSD | 1,271,995,000Source | 1,187,523,000Source | 1,157,880,000Source | 1,151,400,000Source |
| Stockholders' Equity Attributable to Noncontrolling InterestUSD | 112,000Source | 112,000Source | 112,000Source | 112,000Source |
| Additional Financial Items | ||||
| Deferred Compensation EquityUSD | 178,000Source | 135,000Source | 249,000Source | 549,000Source |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | 16,380,000Source | 11,953,000Source | 12,803,000Source | 11,915,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation and amortization | — | — | — | — |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 104,000Source | 202,000Source | 252,000Source | 436,000Source |
| Deferred Income Tax Expense (Benefit)USD | -900,000Source | -551,000Source | -698,000Source | -118,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | 21,284,000Source | 22,345,000Source | 14,163,000Source | 16,531,000Source |
| Cash flows from investing activities: | ||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -41,834,000Source | 29,006,000Source | -23,947,000Source | -144,030,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | 1,352,000Source | 717,000Source | 627,000Source | 415,000Source |
| Cash flows from financing activities: | ||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | 17,000Source | 23,000Source | 23,000Source | 26,000Source |
| Payments for Repurchase of Common StockUSD | 578,000Source | 41,000Source | 502,000Source | 0Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 51,921,000Source | 15,896,000Source | -17,844,000Source | 21,288,000Source |
| Dividends paid | — | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | 31,371,000Source | 67,247,000Source | -27,628,000Source | -106,211,000Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 14,424,000Source | 13,967,000Source | 7,931,000Source | 1,568,000Source |
| Income Taxes Paid, NetUSD | 194,000Source | 154,000Source | 1,828,000Source | 2,327,000Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 86,000Source | 147,000Source | 147,000Source | — |
| Bank Owned Life Insurance IncomeUSD | 222,000Source | 224,000Source | 206,000Source | 201,000Source |
| Debt Securities, Realized Gain (Loss)USD | -94,000Source | 32,000Source | 40,000Source | 0Source |
| DepreciationUSD | 1,000,000Source | 951,000Source | 882,000Source | 924,000Source |
| Equity Securities, FV-NI, Gain (Loss)USD | 149,000Source | -374,000Source | -207,000Source | -414,000Source |
| Equity Securities, FV-NI, Unrealized Gain (Loss)USD | 149,000Source | -374,000Source | -207,000Source | -414,000Source |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | 1,000,000Source | — | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 1,144,000Source | 1,449,000Source | 1,141,000Source | — |
| Gain (Loss) on Disposition of AssetsUSD | — | — | — | 0Source |
| Gain (Loss) on Sale of Mortgage LoansUSD | 792,000Source | 554,000Source | 421,000Source | 833,000Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | -12,000Source | 7,000Source | — | — |
| Gains (Losses) on Sales of Investment Real EstateUSD | — | 0Source | 0Source | 15,000Source |
| GoodwillUSD | 6,472,000Source | 6,472,000Source | 6,472,000Source | 6,472,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | — |
| Income Tax Expense (Benefit)USD | 3,529,000Source | 2,216,000Source | 2,248,000Source | 2,320,000Source |
| Net Income (Loss) Attributable to ParentUSD | 16,367,000Source | 11,940,000Source | 12,790,000Source | 11,902,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | 13,000Source | 13,000Source | 13,000Source | 13,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 16,367,000Source | — | — | — |
| Operating Lease, ExpenseUSD | 18,000Source | 35,000Source | 34,000Source | 32,000Source |
| Operating Lease, Lease IncomeUSD | 114,000Source | 61,000Source | 47,000Source | 53,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | — | 950,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 7,170,000Source | 7,059,000Source | 7,009,000Source | 7,145,000Source |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Operating Income (Loss)USD | — | 14,169,000Source | 15,051,000Source | 14,235,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 19,909,000Source | — | — | — |
| Income Tax Expense (Benefit)USD | 3,529,000Source | 2,216,000Source | 2,248,000Source | 2,320,000Source |
| Net Income (Loss) Attributable to Noncontrolling InterestUSD | 13,000Source | 13,000Source | 13,000Source | 13,000Source |
| Net Income (Loss) Attributable to ParentUSD | 16,367,000Source | 11,940,000Source | 12,790,000Source | 11,902,000Source |
| Earnings Per Share, BasicUSD per share | 4.89Source | 3.57Source | 3.82Source | 3.55Source |
| Earnings Per Share, DilutedUSD per share | 4.89Source | 3.57Source | 3.82Source | 3.55Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 3,345,645Source | 3,346,161Source | 3,347,341Source | 3,355,023Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 3,347,989Source | 3,346,161Source | 3,347,341Source | 3,355,023Source |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 86,000Source | 147,000Source | 147,000Source | — |
| Bank Owned Life Insurance IncomeUSD | 222,000Source | 224,000Source | 206,000Source | 201,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | 1.2Source | 1.12Source | 1.08Source | 1.04Source |
| Current Income Tax Expense (Benefit)USD | 4,429,000Source | 2,767,000Source | 2,946,000Source | 2,438,000Source |
| Debt Securities, Realized Gain (Loss)USD | -94,000Source | 32,000Source | 40,000Source | 0Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | 1,089,000Source | 1,097,000Source | 1,028,000Source | 1,070,000Source |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | 1,000,000Source | — | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 1,144,000Source | 1,449,000Source | 1,141,000Source | — |
| Gains (Losses) on Sales of Investment Real EstateUSD | — | 0Source | 0Source | 15,000Source |
| Goodwill, Impairment LossUSD | 0Source | 0Source | 0Source | — |
| Interest ExpenseUSD | — | — | 9,017,000Source | 1,594,000Source |
| InterestExpenseOperatingUSD | 14,697,000Source | 14,681,000Source | — | — |
| Interest Income (Expense), NetUSD | 42,150,000Source | 35,790,000Source | 34,588,000Source | 32,346,000Source |
| Labor and Related ExpenseUSD | 16,809,000Source | 15,538,000Source | 15,002,000Source | 14,697,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | 16,367,000Source | — | — | — |
| Operating Lease, ExpenseUSD | 18,000Source | 35,000Source | 34,000Source | 32,000Source |
| Operating Lease, Lease IncomeUSD | 114,000Source | 61,000Source | 47,000Source | 53,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 7,170,000Source | 7,059,000Source | 7,009,000Source | 7,145,000Source |
Filing attachments
fcap-20260724xex99d1.htm · 8-K · 2026-07-24
EX-99.1 2 fcap-20260724xex99d1.htm EX-99.1 Exhibit 99.1 FIRST CAPITAL, INC. REPORTS QUARTERLY EARNINGS Corydon, Indiana - (BUSINESS WIRE) - July 24, 2026. First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $4.8 million, or $1.43 per diluted share, for the quarter ended June 30, 2026, compared to net income of $3.8 million, or $1.13 per diluted share, for the quarter ended June 30, 2025. Results of Oper…
Read attachment ↗fcap-20260424xex99d1.htm · 8-K · 2026-04-24
EX-99.1 2 fcap-20260424xex99d1.htm EX-99.1 Exhibit 99.1 FIRST CAPITAL, INC. REPORTS QUARTERLY EARNINGS Corydon, Indiana - (BUSINESS WIRE) - April 24, 2026. First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $4.3 million, or $1.30 per diluted share, for the quarter ended March 31, 2026, compared to net income of $3.2 million, or $0.97 per diluted share, for the quarter ended March 31, 2025. Results of O…
Read attachment ↗fcap-20260123xex99d1.htm · 8-K · 2026-01-23
EX-99.1 2 fcap-20260123xex99d1.htm EX-99.1 Exhibit 99.1 FIRST CAPITAL, INC. REPORTS RECORD ANNUAL AND QUARTERLY EARNINGS Corydon, Indiana - (BUSINESS WIRE) - January 23, 2026. First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $16.4 million, or $4.89 per diluted share, for the year ended December 31, 2025, compared to net income of $11.9 million, or $3.57 per diluted share, for the year ended December 3…
Read attachment ↗fcap-20251024xex99d1.htm · 8-K · 2025-10-24
EX-99.1 2 fcap-20251024xex99d1.htm EX-99.1 Exhibit 99.1 FIRST CAPITAL, INC. REPORTS RECORD QUARTERLY EARNINGS Corydon, Indiana - (BUSINESS WIRE) - October 24, 2025. First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $4.5 million, or $1.34 per diluted share, for the quarter ended September 30, 2025, compared to net income of $2.9 million, or $0.87 per diluted share, for the quarter ended September 30, 20…
Read attachment ↗tm2524645d1_ex99-1.htm · 8-K · 2025-08-29
EX-99.1 2 tm2524645d1_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 FIRST CAPITAL, INC. ADDS FLEXIBILITY TO ITS STOCK REPURCHASE PROGRAM CORYDON, Ind. August 29, 2025. The Board of Directors of First Capital, Inc. (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), entered into a Joint Rule Rule 10b5-1/Rule 10b-18 Plan Agreement (the “Plan”) under which the Company’s designated broker will have the authority to repurchase up to 113,236 shares of common stock of the Company com…
Read attachment ↗fcap-20250725xex99d1.htm · 8-K · 2025-07-25
EX-99.1 2 fcap-20250725xex99d1.htm EX-99.1 Exhibit 99.1 FIRST CAPITAL, INC. REPORTS QUARTERLY EARNINGS Corydon, Indiana - (BUSINESS WIRE) - July 25, 2025. First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $3.8 million, or $1.13 per diluted share, for the quarter ended June 30, 2025, compared to net income of $2.8 million, or $0.85 per diluted share, for the quarter ended June 30, 2024. Results of Oper…
Read attachment ↗