Exhibit 99.1 FIRST CAPITAL, INC. REPORTS QUARTERLY EARNINGS Corydon, Indiana - (BUSINESS WIRE) - October 23, 2026. First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $5.1 million, or $1.53 per diluted share, for the quarter ended September 30, 2026, compared to net income of $4.5 million, or $1.34 per diluted share, for the quarter ended September 30, 2025. Results of Operations for the Three Months Ended September 30, 2026 and 2025 Net interest income after provision for credit losses increased $1.3 million for the quarter ended September 30, 2026 compared to the same period in 2025. Interest income increased $1.4 million when comparing the two periods due to an increase in the average tax-equivalent yield(1) on interest-earning assets from 4.94% for the third quarter of 2025 to 5.23% for the same period in 2026, in addition to an increase in the average balance of interest-earning assets from $1.20 billion for the third quarter of 2025 to $1.25 billion for the same period in 2026. Interest expense decreased $119,000 when comparing the periods as the average cost of interest-bearing liabili…
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First Capital, Inc.
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Current Report
Item 2.02. Results of Operations and Financial Condition. On October 23, 2026, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference, announcing its results of operations and financial condition for the three and nine months ended September 30, 2026.
Press release in this filing
FIRST CAPITAL, INC. REPORTS QUARTERLY EARNINGS →Disclosure sections
Item 2.02Item 2.02 - Results of Operations
Item 2.02. Results of Operations and Financial Condition.
On October 23, 2026, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference, announcing its results of operations and financial condition for the three and nine months ended September 30, 2026.