HILLTOP HOLDINGS INC.

Issuer

Hilltop Holdings Inc.

Security title

Common Stock, par value $0.01 per share

Principal address

Comment

This Amendment No. 22 to Schedule 13D (this "Amendment") relates to shares of common stock, par value $0.01 per share ("Common Stock"), of Hilltop Holdings Inc., a Maryland corporation ("Hilltop"). This Amendment amends the Schedule 13D, as previously amended, filed with the Securities and Exchange Commission ("SEC") by Gerald J. Ford, a United States citizen, Diamond A Financial, L.P., a Texas limited partnership ("Financial LP"), Diamond HTH Stock Company, LP, a Texas limited partnership, Diamond HTH Stock Company GP, LLC, a Texas limited liability company, and Turtle Creek Revocable Trust (collectively, the "Reporting Persons") by furnishing the information set forth below. Except as otherwise specified in this Amendment, all previous Items are unchanged. Capitalized terms used herein and not defined herein have the meanings given to them in the Schedule 13D, as previously amended, filed with the SEC.

Purpose of transaction

Item 4 is hereby amended and supplemented as follows: The information set forth in Item 6 of this Amendment is incorporated by reference into this Item 4.

Transactions

There have been no transactions in the class of securities reported on that were affected by the Reporting Persons during the past sixty days.

Other persons with an interest

Not applicable.

Date ownership ceased to exceed 5%

Not applicable.

Percentage of class

Item 5 is hereby amended and supplemented as follows: (a)-(b) Each Reporting Person declares that neither the filing of this statement nor anything herein shall be construed as an admission that such person is, for the purposes of Section 13(d) or 13(g) of the Act or any other purpose, the beneficial owner of any securities covered by this statement. Each Reporting Person may be deemed to be a member of a group with respect to Hilltop or securities of Hilltop for the purposes of Section 13(d) or 13(g) of the Act. Each Reporting Person declares that neither the filing of this statement nor anything herein shall be construed as an admission that such person is, for the purposes of Section 13(d) or 13(g) of the Act or any other purpose, (i) acting (or has agreed or is agreeing to act) with any other person as a partnership, limited partnership, syndicate, or other group for the purpose of acquiring, holding, or disposing of securities of Hilltop or otherwise with respect to Hilltop or any securities of Hilltop or (ii) a member of any syndicate or group with respect to Hilltop or any securities of Hilltop. As of August 25, 2026, the Reporting Persons may be deemed to beneficially own the shares of Common Stock set forth in the table below. Reporting Person Number of Shares Beneficially Owned Percentage of Outstanding Shares Sole Voting Power Shared Voting Power Sole Dispositive Power Shared Dispositive Power Mr. Ford 15,651,329.9703 (1)(2) 27.3% (3) 7,866.9703 15,651,329.9703 (1)(2) 7,866.9703 15,651,329.9703 (1)(2) Financial LP 15,544,674 27.1% (3) 0 15,544,674 0 15,544,674 Diamond HTH 15,544,674 (1) 27.1% (3) 0 15,544,674 (1) 0 15,544,674 (1) Stock Company, LLC Diamond HTH 15,544,674 (1) 27.1% (3) 0 15,544,674 (1) 0 15,544,674 (1) Stock Company GP LLC Turtle Creek Revocable 98,789 0.2% (3) 0 98,789 0 98,789 Trust (1) Includes 15,544,674 shares of Common Stock that are directly beneficially owned by Financial LP. (2) Includes 98,789 shares of Common Stock that are directly beneficially owned by Turtle Creek Revocable Trust. (3) Based on 57,286,417 shares of common stock outstanding on July 23, 2026, as disclosed in Hilltop's Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026, that was filed by Hilltop with the SEC on July 24, 2026.

Contracts and arrangements

Item 6 is hereby amended and supplemented as follows: As previously reported in Amendment No. 21 to Schedule 13D filed with the SEC on July 22, 2026, Mr. Ford's direct limited partnership interest and indirect general partnership interest in Diamond A Financial, L.P. were pledged as collateral in respect of an $80 million loan made to Mr. Ford by one of his affiliates (the "Loan"). As of September 29, 2026, the Loan has been repaid by Mr. Ford and the previously-reported security interests over Mr. Ford's interests in Diamond A Financial, L.P. have accordingly been terminated.

Filed exhibits

Item 7 is hereby amended and supplemented as follows: The following exhibits are filed to the Schedule 13D: Exhibit 99.A - Joint Filing Agreement (incorporated herein by reference to Exhibit 99.A to the Schedule 13D filed on October 6, 2017, by the Reporting Persons with the SEC (File No. 005-79781))