Current Report · Items 2.02, 8.01, 9.01 · 8-K

Bank of the James Financial Group, Inc.

BOTJNASDAQEQUITYCurrent

Results of Operations and Financial Condition · Other Events

Filed Jul 30, 2026Accepted Jul 30, 2026, 4:15 PM EDTCIK 1275101Accession 0001275101-26-000023

Press release in this filing

Bank of the James Announces Second Quarter of 2026 and First Half of 2026 Financial Results and Declaration of Dividend →

Company context

Current securities

BOTJNASDAQ · EQUITY · Current

Recent company filings

Registered securities in this filing

BANK OF THE JAMES FINANCIAL GROUP, INC. · 8-K · Filed 2026-07-30

As filed in this accession. Current/historical status below comes from the governed listing record; the cover itself remains exact to this filing.

Common Stock, $2.14 par value

Symbol: BOTJ
Exchange: NASDAQ
Classification: COMMON
Status: Current

Filing context

Context: Duration_7_28_2026_To_7_28_2026

Dimensions: Not supplied

Accession 000127510126000023 · 1 registered-security cover member

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Disclosure sections

Items 2.02, 8.01, 9.01

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Item 2.02Item 2.02 - Results of Operations

Item 2.02. Results of Operations and Financial Condition On July 30, 2026, Bank of the James Financial Group, Inc. (the “Company”) issued a press release announcing financial results for the three months and six months ended June 30, 2026 (the “Press Release”). A copy of the Press Release is attached hereto as Exhibit 99.1. The information contained in this Item 2.02, including Exhibit 99.1, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as expressly set forth by specific reference in such filing.

Item 8.01Item 8.01 - Other Events

Item 8.01 . Other Events On July 28, 2026, the Board of Directors of the Company declared a quarterly cash dividend of $0.10 per share of common stock. The dividend will be paid on or about September 4, 2026 to stockholders of record at the close of business on August 21, 2026.

Filed exhibits (1)

EX-99.1 (by filename) botj-20260728xex99_1.htm

EX-99.1 2 botj-20260728xex99_1.htm EX-99.1 Exhibit 991 v2 Bank of the James Announces Second Quarter of 2026 and First Half of 2026 Financial Results and Declaration of Dividend Bank of the James Reports First Half 2026 Net Income of $6.01 Million, $1.32 Per Share LYNCHBURG, VA, July 30, 2026 -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ: BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advisor, today announced unaudited results of operations for the three-month and six-month periods ended June 30, 2026. The Bank serves Region 2000 (the greater Lynchburg metropolitan statistical area) and the Blacksburg, Buchanan, Charlottesville, Harrisonburg, Lexington, Nellysford, Roanoke, and Wytheville, Virginia markets. Second Quarter 2026 and First Half 2026 Highlights Net income for the second quarter of 2026 was $3.24 million, an increase of $0.54 million from $2.70 million in the second quarter of 2025. Earnings per share were $0.71 compared with $0.60 per share one year earlier. Net income for the first half of 2026 wa…

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