Security
Bank of the James Financial Group, Inc. Common Stock · BOTJ
BOTJNASDAQCommon stockCurrentCIK 1275101Updated Nov 2, 2026
BOTJ price & chart
Loading TradingView…
NASDAQ:BOTJ on TradingView ↗In the news
No coverage from other publishers is available.
Recent filings
Results of Operations and Financial Condition · Other Events
Items 2.02, 8.01, 9.01
SCHEDULE 13G/A - filed by Fourthstone LLC regarding BANK OF THE JAMES FINANCIAL GROUP INC
10-Q filing
Results of Operations and Financial Condition · Other Events
Items 2.02, 8.01, 9.01
Submission of Matters to a Vote of Security Holders
Items 5.07, 9.01
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 1,020,125,000Source | 1,008,063,000Source | 1,041,307,000Source | 1,004,242,000Source | 978,011,000Source | 1,061,189,000Source | 1,011,726,000Source | 984,891,000Source | 1,039,024,000Source | 979,244,000Source | 969,371,000Source | 928,571,000Source |
| Property, Plant and Equipment, NetUSD | 18,834,000Source | 19,378,000Source | 19,051,000Source | 19,044,000Source | 18,043,000Source | 19,167,000Source | 19,257,000Source | 18,276,000Source | 19,132,000Source | 18,959,000Source | 18,141,000Source | 17,974,000Source |
| GoodwillUSD | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source |
| Operating Lease, Right-of-Use AssetUSD | — | — | — | — | — | — | — | — | 1,089,000Source | 1,227,000Source | 1,125,000Source | 1,204,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 943,153,000Source | 939,229,000Source | 958,154,000Source | 932,577,000Source | 916,305,000Source | 979,905,000Source | 943,378,000Source | 924,454,000Source | 958,976,000Source | 914,379,000Source | 909,332,000Source | 878,345,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 9,723,000Source | 9,723,000Source | 9,723,000Source | 9,723,000Source | 9,723,000Source | 9,723,000Source | 9,723,000Source | 9,723,000Source | 9,723,000Source | 9,723,000Source | 9,723,000Source | 9,905,000Source |
| Retained Earnings (Accumulated Deficit)USD | 47,739,000Source | 41,640,000Source | 55,114,000Source | 45,442,000Source | 40,103,000Source | 52,328,000Source | 43,191,000Source | 38,412,000Source | 50,009,000Source | 42,804,000Source | 36,678,000Source | 31,034,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -15,743,000Source | -17,782,000Source | -16,937,000Source | -18,753,000Source | -23,373,000Source | -16,020,000Source | -19,819,000Source | -22,951,000Source | -14,937,000Source | -22,915,000Source | -21,615,000Source | -26,781,000Source |
| Stockholders' Equity Attributable to ParentUSD | 76,972,000Source | 68,834,000Source | 83,153,000Source | 71,663,000Source | 61,706,000Source | 81,284,000Source | 68,348,000Source | 60,437,000Source | 80,048,000Source | 64,865,000Source | 60,039,000Source | 50,226,000Source |
| Additional Paid in Capital, Common StockUSD | 35,253,000Source | 35,253,000Source | 35,253,000Source | 35,253,000Source | 35,253,000Source | 35,253,000Source | 35,253,000Source | 35,253,000Source | 35,253,000Source | 35,253,000Source | 35,253,000Source | 36,068,000Source |
| Liabilities and EquityUSD | 1,020,125,000Source | 1,008,063,000Source | 1,041,307,000Source | 1,004,242,000Source | 978,011,000Source | 1,061,189,000Source | 1,011,726,000Source | 984,891,000Source | 1,039,024,000Source | 979,244,000Source | 969,371,000Source | 928,571,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | — | — | — | — | 346,000Source | 324,000Source | 1,328,000Source | 1,378,000Source | 1,407,000Source | 2,049,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | — | 28,000Source | -356,000Source | -10,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 4,739,000Source | 763,000Source | 11,660,000Source | 8,509,000Source | 9,492,000Source | 9,312,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | — | — | — | — | 818,000Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -20,009,000Source | -7,665,000Source | -42,397,000Source | -11,173,000Source | -23,335,000Source | -88,129,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 382,000Source | 622,000Source | 1,165,000Source | 2,550,000Source | 1,574,000Source | 1,191,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | — | — | — | 997,000Source | 1,402,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 18,786,000Source | 28,559,000Source | 41,903,000Source | 1,135,000Source | 26,919,000Source | -42,574,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | — | — | — | — | 455,000Source | 455,000Source | 1,817,000Source | 1,818,000Source | 1,461,000Source | 1,365,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 85,451,000Source | 109,207,000Source | 35,545,000Source | 77,907,000Source | 87,991,000Source | 94,966,000Source | 84,475,000Source | 73,309,000Source | 74,838,000Source | 61,762,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 3,157,000Source | 3,549,000Source | 13,403,000Source | 15,165,000Source | 9,231,000Source | 2,107,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | 2,340,000Source | 1,850,000Source | 1,865,000Source | 2,180,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Debt Issuance CostsUSD | — | — | — | — | — | — | — | 1,000Source | 2,000Source | 6,000Source | 10,000Source | 10,000Source |
| Amortization of Intangible AssetsUSD | — | — | 140,000Source | 140,000Source | 140,000Source | 140,000Source | 140,000Source | 140,000Source | 561,000Source | 560,000Source | 560,000Source | 560,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 195,000Source | 189,000Source | 214,000Source | 190,000Source | 211,000Source | 188,000Source | 769,000Source | 721,000Source | 548,000Source | 452,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | — | — | 1,000Source | — | — | — | 27,000Source | 62,000Source | — | -3,000Source |
| Equipment ExpenseUSD | — | — | 697,000Source | 640,000Source | 706,000Source | 654,000Source | 747,000Source | 670,000Source | 2,765,000Source | 2,499,000Source | 2,416,000Source | 2,553,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | 27,000Source | 42,000Source | 1,000Source | — | — | — | 27,000Source | 62,000Source | — | — |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | — | — | — | — | -1,000Source | — | 28,000Source | — | — | 18,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 1,242,000Source | 1,326,000Source | 1,529,000Source | 1,589,000Source | 1,196,000Source | 837,000Source | 4,853,000Source | 4,494,000Source | 3,938,000Source | 5,256,000Source |
| GoodwillUSD | — | — | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source | 2,054,000Source |
| Income Tax Expense (Benefit)USD | — | — | 466,000Source | 474,000Source | 829,000Source | 694,000Source | 705,000Source | 197,000Source | 2,123,000Source | 1,979,000Source | 1,575,000Source | 2,151,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 2,752,000Source | 1,990,000Source | 3,240,000Source | 2,704,000Source | 2,774,000Source | 842,000Source | 9,022,000Source | 7,944,000Source | 8,704,000Source | 8,959,000Source |
| Other Depreciation and AmortizationUSD | — | — | — | — | — | — | — | — | 1,328,000Source | 1,378,000Source | 1,428,000Source | 1,556,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 1,686,000Source | 15,453,000Source | 23,754,000Source | 15,854,000Source | 12,127,000Source | 11,718,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 91,000Source | 92,000Source | 350,000Source | -528,000Source | -146,000Source | 137,000Source | -35,000Source | -655,000Source | -179,000Source | -900,000Source |
| Revenue from Contract with Customer, Including Assessed TaxUSD | — | — | 1,046,000Source | 991,000Source | 1,149,000Source | 975,000Source | 994,000Source | 981,000Source | 4,273,000Source | 4,003,000Source | 3,901,000Source | 3,591,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 3,218,000Source | 2,464,000Source | 4,069,000Source | 3,398,000Source | 3,479,000Source | 1,039,000Source | 11,145,000Source | 9,923,000Source | 10,279,000Source | 11,110,000Source |
| Income Tax Expense (Benefit)USD | — | — | 466,000Source | 474,000Source | 829,000Source | 694,000Source | 705,000Source | 197,000Source | 2,123,000Source | 1,979,000Source | 1,575,000Source | 2,151,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 2,752,000Source | 1,990,000Source | 3,240,000Source | 2,704,000Source | 2,774,000Source | 842,000Source | 9,022,000Source | 7,944,000Source | 8,704,000Source | 8,959,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.61Source | 0.44Source | 0.71Source | 0.6Source | 0.61Source | 0.19Source | 1.99Source | 1.75Source | 1.91Source | 1.91Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.61Source | 0.44Source | 0.71Source | 0.6Source | 0.61Source | 0.19Source | 1.99Source | 1.75Source | 1.91Source | 1.91Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 4,543,338Source | 4,543,338Source | 4,543,338Source | 4,543,338Source | 4,543,338Source | 4,543,338Source | 4,543,338Source | 4,543,338Source | 4,562,374Source | 4,698,041Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 4,543,338Source | 4,543,338Source | 4,543,338Source | 4,543,338Source | 4,543,338Source | 4,543,338Source | 4,543,338Source | 4,543,338Source | 4,562,374Source | 4,698,041Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 140,000Source | 140,000Source | 140,000Source | 140,000Source | 140,000Source | 140,000Source | 561,000Source | 560,000Source | 560,000Source | 560,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 195,000Source | 189,000Source | 214,000Source | 190,000Source | 211,000Source | 188,000Source | 769,000Source | 721,000Source | 548,000Source | 452,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.1Source | 0.1Source | 0.1Source | 0.1Source | 0.1Source | 0.1Source | 0.4Source | 0.4Source | 0.32Source | 0.29Source |
| Equipment ExpenseUSD | — | — | 697,000Source | 640,000Source | 706,000Source | 654,000Source | 747,000Source | 670,000Source | 2,765,000Source | 2,499,000Source | 2,416,000Source | 2,553,000Source |
| Equity Securities, FV-NI, Realized Gain (Loss)USD | — | — | 27,000Source | 42,000Source | 1,000Source | — | — | — | 27,000Source | 62,000Source | — | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 9,622,000Source | 2,150,000Source |
| InterestExpenseOperatingUSD | — | — | 3,471,000Source | 4,054,000Source | 3,033,000Source | 3,388,000Source | 3,115,000Source | 3,515,000Source | 13,848,000Source | 15,407,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 8,300,000Source | 7,509,000Source | 9,254,000Source | 8,250,000Source | 8,734,000Source | 7,719,000Source | 32,807,000Source | 29,236,000Source | 29,740,000Source | 29,703,000Source |
| Labor and Related ExpenseUSD | — | — | 5,516,000Source | 4,920,000Source | 5,510,000Source | 5,357,000Source | 5,500,000Source | 4,777,000Source | 20,960,000Source | 19,294,000Source | 18,311,000Source | 17,682,000Source |
| Other IncomeUSD | — | — | 1,565,000Source | 1,253,000Source | 2,947,000Source | 2,486,000Source | 2,768,000Source | 2,446,000Source | 1,379,000Source | 5,800,000Source | — | — |
| Revenue from Contract with Customer, Including Assessed TaxUSD | — | — | 1,046,000Source | 991,000Source | 1,149,000Source | 975,000Source | 994,000Source | 981,000Source | 4,273,000Source | 4,003,000Source | 3,901,000Source | 3,591,000Source |
Filing attachments
botj-20261027xex99_1.htm · 8-K · 2026-10-30
Exhibit 99.1 Bank of the James Financial Group Announces Third Quarter of 2026 and First Nine Months of 2026 Financial Results and Declaration of Cash Dividend; Increases Quarterly Cash Dividend by 50% Bank of the James Financial Group Reports First Nine Months 2026 Net Income of $9.34 Million, $2.05 Per Share LYNCHBURG, VA, October 30, 2026 -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ: BOTJ), the parent company of Bank of the James (the “Bank”), a full-service…
Read attachment ↗botj-20260728xex99_1.htm · 8-K · 2026-07-30
EX-99.1 2 botj-20260728xex99_1.htm EX-99.1 Exhibit 991 v2 Bank of the James Announces Second Quarter of 2026 and First Half of 2026 Financial Results and Declaration of Dividend Bank of the James Reports First Half 2026 Net Income of $6.01 Million, $1.32 Per Share LYNCHBURG, VA, July 30, 2026 -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ: BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wo…
Read attachment ↗botj-20260428xex99_1.htm · 8-K · 2026-04-30
EX-99.1 2 botj-20260428xex99_1.htm EX-99.1 Exhibit 991 - Press Release Exhibit 99.1 Bank of the James Announces First Quarter 2026 Financial Results and Declaration of Dividend Bank of the James Reports First Quarter 2026 Net Income of $2.77 Million, or $0.61 Per Share LYNCHBURG, VA, April 30, 2026 -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pett…
Read attachment ↗botj-20260204xex99_1.htm · 8-K · 2026-02-04
Exhibit 99.1 Bank of the James Announces Fourth Quarter, Full Year 2025 Financial Results Bank of the James Reports 2025 Net Income of $9.02 Million; Record Annual Earnings; Improved Metrics LYNCHBURG, VA, February 4, 2026 -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advisor, today announced…
Read attachment ↗botj-20260105xex99_1.htm · 8-K · 2026-01-09
Exhibit 99.1 FOR IMMEDIATE RELEASE Bank of the James Financial Group, Inc. Announces Retirement of Co-Founder and Director J. Todd Scruggs LYNCHBURG, Va., January 9, 2026 - Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ: BOTJ), the parent company of Bank of the James (the “Bank”), today announced the retirement of J. Todd Scruggs from the Boards of Directors of the Company and the Bank and from his executive roles, effective January 5, 2026. Mr. Scruggs, along with Robert R.…
Read attachment ↗botj-20251028xex99_1.htm · 8-K · 2025-10-30
EX-99.1 2 botj-20251028xex99_1.htm EX-99.1 Exhibit 991 Re Transition Exhibit 99.1 Bank of the James Announces CFO - CIO Transition and Appointment of New Chief Financial Officer LYNCHBURG, VA, October 30, 2025 -- Bank of the James Financial Group, Inc. (the “Company”) (NASDAQ:BOTJ), the parent company of Bank of the James (the “Bank”), a full-service commercial and retail bank, and Pettyjohn, Wood & White, Inc. (“PWW”), an SEC-registered investment advisor, today announced changes to the …
Read attachment ↗