Goldman Sachs Real Estate Finance Trust Inc

Item 3.02 Unregistered Sales of Equity Securities On August 3, 2026, Goldman Sachs Real Estate Finance Trust Inc (the “Company”) sold unregistered shares of its common stock (the “Shares”) pursuant to its ongoing private offering (the “Offering”). The offer and sale of the Shares was exempt from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”), pursuant to Section 4(a)(2) thereof and Regulation D thereunder. The following table details the Shares sold: Title of Securities* Number of Aggregate Shares Sold Consideration ────────────────────────────────────────────────────────────────────────────────────── Class I Common Stock 183,867.095 $4,593,000 Class S Common Stock 69,190.705 $1,736,603 (1) (1) Includes upfront selling commissions of $9,603. The Company views its different series of common stock as being part of a single class of common stock, as applicable. However, in order to mirror common industry terminology, the Company refers to these separate series of common stock as “classes.” The sale of the Shares in the Offering was made pursuant to subscription agreements entered into by the Company and the purchasers thereof. The Company relied, in part, upon representations from the purchasers in the subscription agreements that each purchaser was an accredited investor (as defined in Regulation D under the Securities Act).

Item 8.01 Other Events Distributions On or about August 10, 2026, the Company will pay distributions per share for each outstanding class of its common stock for the month of July 2026 in the net distribution amounts set forth below. Class S Class I Class NV-1 Class NV-2 Class F-I Class F-II ───────────────────────────────────────────────────────────────────────────────────────── $ 0.1480 $ 0.1660 $ 0.1660 $ 0.1660 $ 0.2168 $ 0.1901 The net distribution for each class of common stock consists of a regular gross distribution reduced by any class-specific accruals allocable to the class and is payable to stockholders of record as of the close of business on July 31, 2026 (the “Record Date”). As of the Record Date, the Company had no outstanding shares of Class T or Class D Common Stock. These distributions will be paid in cash or reinvested in the applicable class of common stock for stockholders participating in the Company’s distribution reinvestment plan. Loan Originations Nashville Multifamily 2 On July 15, 2026, the Company originated a $57.2 million floating rate, first mortgage loan collateralized by a 368-unit, multifamily asset located in Nashville, Tennessee (“Nashville Multifamily 2”). The mortgage loan is intended to refinance the property’s existing construction loan. The initial term of the loan is two years and provides for three one-year extension options, subject to the satisfaction of certain pre-defined conditions by the borrower. Monthly payments consist of interest only at a rate of one-month term Secured Overnight Financing Rate (“SOFR”) plus 2.35%. Self Storage 9-Pack On July 15, 2026, the Company originated a $76.1 million floating rate, first mortgage loan collateralized by a portfolio of nine self-storage properties totaling 461,592 SF and 4,242 units located across Hawaii, California, Florida, North Carolina, Nevada, and New York (“Self Storage 9-Pack”). The mortgage loan is intended to finance the acquisition of seven properties and refinance two properties. The initial term of the loan is two years and provides for three one-year extension options, subject to the satisfaction of certain pre-defined conditions by the borrower. Monthly payments consist of interest only at a rate of one-month term SOFR plus 2.75%. Dallas Multifamily 2 On July 31, 2026, the Company originated a $41.1 million floating rate, first mortgage loan collateralized by a 325-unit multifamily asset located in Allen, Texas (“Dallas Multifamily 2”). The mortgage loan is intended to refinance the property. The initial term of the loan is two years and provides for three one-year extension options, subject to the satisfaction of certain pre-defined conditions by the borrower. Monthly payments consist of interest only at a rate of one-month term SOFR plus 2.30%.