Goldman Sachs Real Estate Finance Trust Inc

Item 3.02 Unregistered Sales of Equity Securities On October 1, 2026, Goldman Sachs Real Estate Finance Trust Inc (the “Company”) sold unregistered shares of its common stock (the “Shares”) pursuant to its ongoing private offering (the “Offering”). The offer and sale of the Shares was exempt from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”), pursuant to Section 4(a)(2) thereof and Regulation D thereunder. The following table details the Shares sold: Title of Securities* Number of Shares Sold Aggregate Consideration ────────────────────────────────────────────────────────────────────────────────────────────────────────── Class I Common Stock 125,406.326 $3,132,650 Class S Common Stock 87,580.127 $2,208,050 (1) (1) Includes upfront selling commissions of $22,050. The Company views its different series of common stock as being part of a single class of common stock, as applicable. However, in order to mirror common industry terminology, the Company refers to these separate series of common stock as “classes.” The sale of the Shares in the Offering was made pursuant to subscription agreements entered into by the Company and the purchasers thereof. The Company relied, in part, upon representations from the purchasers in the subscription agreements that each purchaser was an accredited investor (as defined in Regulation D under the Securities Act).

Item 8.01 Other Events Distributions On or about October 10, 2026, the Company will pay distributions per share for each outstanding class of its common stock for the month of September 2026 in the net distribution amounts set forth below. Class S Class I Class NV-1 Class NV-2 Class F-I Class F-II ─────────────────────────────────────────────────────────────────────────────────────── $0.1486 $0.1660 $0.1660 $0.1660 $0.2220 $0.1962 The net distribution for each class of common stock consists of a regular gross distribution reduced by any class-specific accruals allocable to the class and is payable to stockholders of record as of the close of business on September 30, 2026 (the “Record Date”). As of the Record Date, the Company had no outstanding shares of Class T or Class D Common Stock. These distributions will be paid in cash or reinvested in the applicable class of common stock for stockholders participating in the Company’s distribution reinvestment plan. Loan Originations Kent Industrial On September 18, 2026, the Company originated a $41.2 million floating rate, first mortgage loan collateralized by a three-building 246,000 SF industrial portfolio in Kent, Washington (“Kent Industrial”). The mortgage loan is intended to finance the acquisition. The initial term of the loan is three years and provides for two one-year extension options, subject to the satisfaction of certain pre-defined conditions by the borrower. Monthly payments consist of interest only at a rate of one-month term Secured Overnight Financing Rate (“SOFR”) plus 2.60%. Bloomingdale Industrial On September 29, 2026, the Company originated a $70.4 million floating rate, first mortgage loan collateralized by a 923,000 SF industrial building in Bloomingdale, Georgia (“Bloomingdale Industrial”). The mortgage loan is intended to facilitate the refinancing of the property. The initial term of the loan is three years and provides for two one-year extension options, subject to the satisfaction of certain pre-defined conditions by the borrower. Monthly payments consist of interest only at a rate of one-month term SOFR plus 2.55%. Atlanta Office On September 30, 2026, the Company originated a $125.9 million floating rate, first mortgage loan collateralized by a 24-story, 526,000 SF, class A office tower in Atlanta, Georgia (“Atlanta Office”). The mortgage loan is intended to provide financing for the property. The initial term of the loan is three years and provides for two one-year extension options, subject to the satisfaction of certain pre-defined conditions by the borrower. Monthly payments consist of interest only at a rate of one-month term SOFR plus 3.05%.