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BCS

Current Report · Items 2.02, 9.01 · 8-K

United Bankshares, Inc.

UBSINASDAQEQUITYCurrent

Results of Operations and Financial Condition

Item 2.02. Results of Operations and Financial Condition On April 23, 2026 United Bankshares, Inc. (“United”) announced its financial results for the first quarter of 2026. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under Item 2.02 of this Form 8-K.

Filed Apr 23, 2026Accepted Apr 23, 2026, 8:01 AM EDTCIK 729986Accession 0001193125-26-171886
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Company context

United Bankshares, Inc. (“United”) (NASDAQ: UBSI) is a financial services company with consolidated assets of approximately $34 billion as of September 30, 2026. United is the 35th largest banking company in the U.S. based on market capitalization. United is the parent company of United Bank, which has over 240 offices located across Washington, D.C., Virginia, West Virginia, Maryland, North Carolina, South Carolina, Ohio, Pennsylvania, and Georgia. For more information, visit ubsi-inc.com.

Current securities

Recent company filings

  1. Results of Operations and Financial ConditionOct 22, 2026
  2. 144 filingSep 1, 2026
  3. 4 filingAug 31, 2026
  4. Other EventsAug 24, 2026
  5. 10-Q filingAug 7, 2026

Registered securities in this filing

UNITED BANKSHARES INC/WV · 8-K · Filed 2026-04-23

As filed in this accession. Current/historical status below comes from the governed listing record; the cover itself remains exact to this filing.

Common Stock, par value $2.50 per share

Symbol
UBSI
Exchange
NASDAQ
Classification
COMMON
Status
Current
Filing context

Context: duration_2026-04-23_to_2026-04-23

Dimensions: Not supplied

Accession 000119312526171886 · 1 registered-security cover member

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Disclosure sections

Items 2.02, 9.01

Select an item to read the extracted section. The as-filed document remains the primary evidence.

Item 2.02Item 2.02 - Results of Operations
Item 2.02. Results of Operations and Financial Condition On April 23, 2026 United Bankshares, Inc. (“United”) announced its financial results for the first quarter of 2026. A copy of the press release is attached as Exhibit 99.1 to this report. The press release is being furnished under Item 2.02 of this Form 8-K.
Filed exhibits (2)
EX-99.1 (by filename) d33010dex991.htm

EX-99.1 2 d33010dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 News Release For Immediate Release Contact: W. Mark Tatterson April 23, 2026 Chief Financial Officer (800) 445-1347 ext. 8716 United Bankshares, Inc. Announces Earnings for the First Quarter of 2026 WASHINGTON, D.C. and CHARLESTON, WV - United Bankshares, Inc. (NASDAQ: UBSI) (“United”), today reported earnings for the first quarter of 2026 of $124.2 million, or $0.89 per diluted share. First quarter of 2026 results produced annualized returns on average assets, average shareholders’ equity, and average tangible common equity, a non-GAAP measure, of 1.49%, 9.08%, and 14.40%, respectively. “Against the backdrop of geopolitical and macroeconomic uncertainties, UBSI continues to deliver resilient results,” stated Richard M. Adams, Jr., United’s Chief Executive Officer. “Strong earnings, sound asset quality, and efficient capital allocation highlight the first quarter, and we are well-positioned for success going forward.” Earnings for the fourth quarter of 2025 were $128.8 million, or $0.91 per diluted share, and annualized returns on average assets, average shareholder…

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EX-99.2 (by filename) d33010dex992.htm

EX-99.2 3 d33010dex992.htm EX-99.2 EX-99.2 First Quarter 2026 Earnings Review United Bankshares, Inc. (UBSI) April 23, 2026 Exhibit 99.2 This presentation and statements made by United Bankshares, Inc. (“UBSI”) and its management contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These forward-looking statements are intended to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995. These forward-looking statements include, but are not limited to, statements about (i) projections of income, expenses, provision expense, capital structure and other financial information; (ii) UBSI’s plans, objectives, expectations and intentions and other statements contained in this presentation that are not historical facts; and (iii) other statements identified by words such as “expects,” “anticipates,” “intends,” “plans,” “believes,” “seeks,” “estimates,” “targets,” “projects,” “will,” or words of similar meaning generally intended to identify forward-looking statements. These forward-looking statements are…

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