Security
United Bankshares, Inc. Common Stock · UBSI
UBSINASDAQCommon stockCurrentCIK 729986Updated Oct 30, 2026
Name history
UNITED BANKSHARES INC/WV · through Oct 29, 2026
UBSI price & chart
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NASDAQ:UBSI on TradingView ↗About the company
United Bankshares, Inc. (“United”) (NASDAQ: UBSI) is a financial services company with consolidated assets of approximately $34 billion as of September 30, 2026. United is the 35th largest banking company in the U.S. based on market capitalization. United is the parent company of United Bank, which has over 240 offices located across Washington, D.C., Virginia, West Virginia, Maryland, North Carolina, South Carolina, Ohio, Pennsylvania, and Georgia. For more information, visit ubsi-inc.com.
In the news
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Recent filings
Results of Operations and Financial Condition
Items 2.02, 9.01
144 filing
4 filing
Other Events
Items 8.01, 9.01
10-Q filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 33,407,181,000Source | 29,863,262,000Source | 33,751,832,000Source | 32,783,363,000Source | 29,957,418,000Source | 33,705,380,000Source | 32,788,494,000Source | 30,028,798,000Source | 33,660,281,000Source | 30,023,545,000Source | 29,926,482,000Source | 29,489,380,000Source |
| Property, Plant and Equipment, NetUSD | 207,671,000Source | 187,294,000Source | 211,289,000Source | 208,798,000Source | 189,813,000Source | 209,138,000Source | 209,952,000Source | 190,988,000Source | 208,831,000Source | 186,131,000Source | 190,520,000Source | 199,161,000Source |
| GoodwillUSD | 2,018,864,000Source | 1,888,889,000Source | 2,018,848,000Source | 2,018,910,000Source | 1,888,889,000Source | 2,018,848,000Source | 2,023,604,000Source | 1,888,889,000Source | 2,018,848,000Source | 1,888,889,000Source | 1,888,889,000Source | 1,888,889,000Source |
| Operating Lease, Right-of-Use AssetUSD | 89,967,000Source | 82,114,000Source | 92,772,000Source | 91,071,000Source | 83,045,000Source | 87,841,000Source | 86,832,000Source | 86,074,000Source | 89,312,000Source | 81,742,000Source | 86,986,000Source | 71,144,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 27,961,466,000Source | 24,895,442,000Source | 28,241,295,000Source | 27,418,822,000Source | 25,100,785,000Source | 28,217,254,000Source | 27,474,045,000Source | 25,221,357,000Source | 28,164,298,000Source | 25,030,322,000Source | 25,155,242,000Source | 24,973,187,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Common Stock, Value, IssuedUSD | 377,081,000Source | 356,418,000Source | 377,959,000Source | 377,077,000Source | 356,354,000Source | 377,921,000Source | 377,076,000Source | 356,341,000Source | 377,142,000Source | 356,737,000Source | 355,644,000Source | 355,029,000Source |
| Retained Earnings (Accumulated Deficit)USD | 2,094,957,000Source | 1,873,577,000Source | 2,320,125,000Source | 2,016,671,000Source | 1,828,523,000Source | 2,241,354,000Source | 1,948,696,000Source | 1,782,220,000Source | 2,170,327,000Source | 1,917,726,000Source | 1,745,619,000Source | 1,575,426,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -157,815,000Source | -198,912,000Source | -143,367,000Source | -183,728,000Source | -261,229,000Source | -149,115,000Source | -195,008,000Source | -260,992,000Source | -138,927,000Source | -223,903,000Source | -259,681,000Source | -332,732,000Source |
| Stockholders' Equity Attributable to ParentUSD | 5,445,715,000Source | 4,967,820,000Source | 5,510,537,000Source | 5,364,541,000Source | 4,856,633,000Source | 5,488,126,000Source | 5,314,449,000Source | 4,807,441,000Source | 5,495,983,000Source | 4,993,223,000Source | 4,771,240,000Source | 4,516,193,000Source |
| Additional Paid in Capital, Common StockUSD | 3,464,927,000Source | 3,190,163,000Source | 3,474,889,000Source | 3,461,258,000Source | 3,186,388,000Source | 3,470,304,000Source | 3,457,837,000Source | 3,183,198,000Source | 3,468,869,000Source | 3,196,154,000Source | 3,181,764,000Source | 3,168,874,000Source |
| Liabilities and EquityUSD | 33,407,181,000Source | 29,863,262,000Source | 33,751,832,000Source | 32,783,363,000Source | 29,957,418,000Source | 33,705,380,000Source | 32,788,494,000Source | 30,028,798,000Source | 33,660,281,000Source | 30,023,545,000Source | 29,926,482,000Source | 29,489,380,000Source |
| Additional Financial Items | ||||||||||||
| Deferred Tax Liabilities, NetUSD | — | — | — | — | — | — | — | — | 52,283,000Source | 56,762,000Source | 55,881,000Source | 50,851,000Source |
| Long-term DebtUSD | 250,000,000Source | 260,271,000Source | — | 250,000,000Source | 1,210,343,000Source | — | 250,000,000Source | 1,460,415,000Source | 531,817,000Source | 540,420,000Source | 1,789,103,000Source | 2,197,656,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | — | — | 464,603,000Source | 372,996,000Source | 366,313,000Source | 379,627,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | — | — | 13,089,000Source | 12,130,000Source | 12,463,000Source | 9,881,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 16,645,000Source | — | — | — |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 160,856,000Source | 119,982,000Source | 498,906,000Source | 445,454,000Source | 435,237,000Source | 760,822,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | — | — | — | 0Source | 0Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -304,110,000Source | -18,674,000Source | -899,312,000Source | 571,485,000Source | 38,994,000Source | -3,447,656,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | — | — | — | — | — | — | 7,172,000Source | 13,170,000Source | 58,817,000Source | 136,392,000Source | 178,476,000Source | 99,435,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 4,840,000Source | 3,895,000Source | 17,714,000Source | 12,128,000Source | 11,687,000Source | 16,862,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 70,261,000Source | 20,348,000Source | 126,989,000Source | 1,040,000Source | 1,382,000Source | 79,460,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -93,962,000Source | 216,631,000Source | 650,412,000Source | -323,638,000Source | -51,940,000Source | 105,316,000Source |
| Dividends paid | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 2,518,719,000Source | 1,908,832,000Source | 2,081,303,000Source | 2,314,692,000Source | 2,305,034,000Source | 2,610,183,000Source | 2,542,250,000Source | 2,292,244,000Source | 1,598,943,000Source | 1,176,652,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | — | — | 581,620,000Source | 590,635,000Source | 468,123,000Source | 98,161,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | 114,463,000Source | — | — | — |
| Additional Financial Items | ||||||||||||
| AmortizationUSD | — | — | — | — | — | — | — | — | 328,000Source | 310,000Source | 310,000Source | 343,000Source |
| Share-based Payment Arrangement, ExpenseUSD | — | — | 3,442,000Source | 3,118,000Source | 3,938,000Source | 3,384,000Source | 3,214,000Source | 2,875,000Source | 13,089,000Source | 12,130,000Source | 12,463,000Source | 9,881,000Source |
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | — | — | 9,363,000Source | 3,639,000Source | 5,116,000Source | 5,516,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 3,460,000Source | 3,032,000Source | 3,134,000Source | 3,618,000Source | 2,994,000Source | 3,370,000Source | 13,199,000Source | 11,225,000Source | 8,330,000Source | 9,188,000Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 16,813,000Source | 15,709,000Source | 17,191,000Source | 18,237,000Source |
| Depreciation, NonproductionUSD | — | — | — | — | — | — | — | — | 16,813,000Source | 15,709,000Source | 17,191,000Source | 18,237,000Source |
| Derivative, Gain (Loss) on Derivative, NetUSD | — | — | 2,949,000Source | 5,643,000Source | 1,520,000Source | 2,100,000Source | 2,817,000Source | 2,372,000Source | 9,392,000Source | 21,293,000Source | 22,713,000Source | -2,666,000Source |
| Equipment ExpenseUSD | — | — | 8,540,000Source | 7,811,000Source | 9,435,000Source | 8,551,000Source | 8,740,000Source | 8,582,000Source | 34,917,000Source | 29,686,000Source | 29,731,000Source | 29,320,000Source |
| Gain (Loss) on InvestmentsUSD | — | — | 10,442,000Source | -6,715,000Source | 2,785,000Source | 425,000Source | 2,265,000Source | 521,000Source | 11,170,000Source | -7,720,000Source | — | — |
| Gain (Loss) on Sale of PropertiesUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | — | — | — | — | — | — | -97,000Source | -322,000Source | -345,000Source | -457,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | — | — | — | — | — | — | 9,567,000Source | 16,063,000Source | 25,879,000Source | 41,274,000Source |
| GoodwillUSD | — | — | 2,018,864,000Source | 1,888,889,000Source | 2,018,848,000Source | 2,018,910,000Source | 2,018,848,000Source | 2,023,604,000Source | 2,018,848,000Source | 1,888,889,000Source | 1,888,889,000Source | 1,888,889,000Source |
| Income Tax Expense (Benefit)USD | — | — | 33,735,000Source | 24,649,000Source | 32,765,000Source | 31,367,000Source | 31,788,000Source | 22,627,000Source | 118,797,000Source | 91,583,000Source | 97,492,000Source | 96,156,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 130,748,000Source | 95,267,000Source | 131,377,000Source | 120,721,000Source | 124,200,000Source | 84,306,000Source | 464,603,000Source | 372,996,000Source | 366,313,000Source | 379,627,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 130,455,000Source | 95,056,000Source | 131,225,000Source | 120,448,000Source | 124,011,000Source | 84,123,000Source | 463,569,000Source | 372,162,000Source | 365,434,000Source | 378,624,000Source |
| Pension Cost (Reversal of Cost)USD | — | — | — | — | — | — | — | — | -2,257,000Source | 10,000Source | 159,000Source | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 350,306,000Source | 586,147,000Source | 2,260,333,000Source | 2,459,102,000Source | 770,389,000Source | 575,338,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | 2,127,000Source | 319,000Source | 751,000Source | 5,274,000Source | 1,750,000Source | 10,295,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 12,095,000Source | 6,943,000Source | 4,961,000Source | 5,889,000Source | 7,776,000Source | 29,103,000Source | 53,866,000Source | 25,153,000Source | — | — |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | — | — | — | — | —Source | —Source | — | — | — | — |
| Marketable Securities, Gain (Loss), Excluding Other-than-temporary Impairment Loss | — | — | — | —Source | — | — | — | — | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | — | — | — | — | — | — | — | — | — | 311,957,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 164,483,000Source | 119,916,000Source | 164,142,000Source | 152,088,000Source | 155,988,000Source | 106,933,000Source | 583,400,000Source | 464,579,000Source | 463,805,000Source | 475,783,000Source |
| Income Tax Expense (Benefit)USD | — | — | 33,735,000Source | 24,649,000Source | 32,765,000Source | 31,367,000Source | 31,788,000Source | 22,627,000Source | 118,797,000Source | 91,583,000Source | 97,492,000Source | 96,156,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 130,748,000Source | 95,267,000Source | 131,377,000Source | 120,721,000Source | 124,200,000Source | 84,306,000Source | 464,603,000Source | 372,996,000Source | 366,313,000Source | 379,627,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.92Source | 0.7Source | 0.95Source | 0.85Source | 0.89Source | 0.59Source | 3.28Source | 2.76Source | 2.72Source | 2.81Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.92Source | 0.7Source | 0.95Source | 0.85Source | 0.89Source | 0.59Source | 3.27Source | 2.75Source | 2.71Source | 2.8Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 141,547,684Source | 135,158,476Source | 137,982,273Source | 142,206,539Source | 139,566,209Source | 142,330,694Source | 141,497,205Source | 134,947,592Source | 134,505,058Source | 134,776,241Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 141,960,608Source | 135,504,911Source | 138,417,644Source | 142,444,497Source | 140,092,196Source | 142,698,118Source | 141,827,360Source | 135,225,417Source | 134,753,820Source | 135,117,512Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | — | — | 9,363,000Source | 3,639,000Source | 5,116,000Source | 5,516,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 3,460,000Source | 3,032,000Source | 3,134,000Source | 3,618,000Source | 2,994,000Source | 3,370,000Source | 13,199,000Source | 11,225,000Source | 8,330,000Source | 9,188,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 102,152,000Source | — | — | — |
| Equipment ExpenseUSD | — | — | 8,540,000Source | 7,811,000Source | 9,435,000Source | 8,551,000Source | 8,740,000Source | 8,582,000Source | 34,917,000Source | 29,686,000Source | 29,731,000Source | 29,320,000Source |
| Gain (Loss) on InvestmentsUSD | — | — | 10,442,000Source | -6,715,000Source | 2,785,000Source | 425,000Source | 2,265,000Source | 521,000Source | 11,170,000Source | -7,720,000Source | — | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 481,396,000Source | 105,559,000Source |
| InterestExpenseOperatingUSD | — | — | 150,842,000Source | 152,467,000Source | 132,885,000Source | 146,659,000Source | 133,414,000Source | 143,592,000Source | 583,689,000Source | 591,053,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 280,115,000Source | 230,256,000Source | 285,312,000Source | 274,537,000Source | 282,515,000Source | 260,055,000Source | 1,102,164,000Source | 911,068,000Source | 919,924,000Source | 896,431,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 130,455,000Source | 95,056,000Source | 131,225,000Source | 120,448,000Source | 124,011,000Source | 84,123,000Source | 463,569,000Source | 372,162,000Source | 365,434,000Source | 378,624,000Source |
| Taxes, MiscellaneousUSD | — | — | — | — | — | — | — | — | 18,345,000Source | 16,916,000Source | 16,202,000Source | 13,537,000Source |
Filing attachments
d41860dex991.htm · 8-K · 2026-10-22
EXHIBIT 99.1 News Release For Immediate Release Contact: W. Mark Tatterson October 22, 2026 Chief Financial Officer (800) 445-1347 ext. 8716 United Bankshares, Inc. Announces Earnings for the Third Quarter of 2026 WASHINGTON, D.C. and CHARLESTON, WV-- United Bankshares, Inc. (NASDAQ: UBSI) (“United”), today reported earnings for the third quarter of 2026 of $128.7 million, or $0.94 per diluted share. Third quarter of 2026 results produced annu…
Read attachment ↗d41860dex992.htm · 8-K · 2026-10-22
Third Quarter 2026 Earnings Review United Bankshares, Inc. (UBSI) October 22, 2026 EXHIBIT 99.2 This presentation and statements made by United Bankshares, Inc. (“UBSI”) and its management contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These forward-looking statements are intended to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securitie…
Read attachment ↗d120605dex991.htm · 8-K · 2026-08-24
EX-99.1 2 d120605dex991.htm EX-99.1 EX-99.1 EXHIBIT 99.1 News Release For Immediate Release Contact: W. Mark Tatterson August 24, 2026 Chief Financial Officer (800)445-1347 United Bankshares Declares Third Quarter Dividend and Announces New Stock Repurchase Program WASHINGTON, D.C. and CHARLESTON, WV--United Bankshares, Inc. (the “Company” or “United”) announced that at its August 24, 2026 board meeting, the Board of Directors declared a…
Read attachment ↗d139267dex991.htm · 8-K · 2026-07-23
EX-99.1 2 d139267dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 News Release For Immediate Release Contact: W. Mark Tatterson July 23, 2026 Chief Financial Officer (800) 445-1347 ext. 8716 United Bankshares, Inc. Announces Record Earnings for the Second Quarter of 2026 WASHINGTON, D.C. and CHARLESTON, WV-- United Bankshares, Inc. (NASDAQ: UBSI) (“United”), today reported record earnings for the second quarter of 2026 of $131.4 million, or $0.…
Read attachment ↗d139267dex992.htm · 8-K · 2026-07-23
EX-99.2 3 d139267dex992.htm EX-99.2 EX-99.2 Exhibit 99.2 United Bankshares, Inc. (UBSI) Second Quarter 2026 Earnings Review July 23, 2026 FORWARD LOOKING STATEMENTS This presentation and statements made by United Bankshares, Inc. (“UBSI”) and its management contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These forward-looking statements are intended to be covered by the safe harbor pr…
Read attachment ↗d33010dex991.htm · 8-K · 2026-04-23
EX-99.1 2 d33010dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 News Release For Immediate Release Contact: W. Mark Tatterson April 23, 2026 Chief Financial Officer (800) 445-1347 ext. 8716 United Bankshares, Inc. Announces Earnings for the First Quarter of 2026 WASHINGTON, D.C. and CHARLESTON, WV - United Bankshares, Inc. (NASDAQ: UBSI) (“United”), today reported earnings for the first quarter of 2026 of $124.2 million, or $0.89 per diluted sh…
Read attachment ↗