F & M Bank Corporation

Item 7.01. Regulation FD Disclosure. On Thursday, September 10, 2026, members of the management team of F & M Bank Corp. (the “Company”) will be presenting at the Raymond James U.S. Bank Conference (the “Raymond James Conference”). A copy of the slide presentation to be used by the Company at the Raymond James Conference is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated in Item 7.01 of this Current Report by reference. The information contained in this Item 7.01, including the information set forth in the presentation materials furnished as Exhibit 99.1 to, and incorporated in, this Current Report, is being “furnished” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”). The information in Exhibit 99.1 furnished pursuant to this Item 7.01 shall not be incorporated by reference into any registration statement or other documents pursuant to the Securities Act of 1933 or into any filing or other document pursuant to the Exchange Act except as otherwise expressly stated in any such filing. Item 9.01. Financial Statements and Exhibits. (d) Exhibits. Exhibit No. Description ──────────────────────────────────────────────────────────────────────────────────────────────── 99.1 Presentation by F & M Bank Corp. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)