Security
Better Home & Finance Holding Company Warrant · BETRW
BETRWNASDAQWarrantCurrentCIK 1835856Updated Oct 14, 2026
Name history
Aurora Acquisition Corp. · through Aug 18, 2023
BETRW price & chart
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NASDAQ:BETRW on TradingView ↗About the company
Better Home & Finance Holding Company (NASDAQ: BETR) is the first AI-native mortgage and home equity finance platform, and first fintech to fund more than $110 billion in loan volume. Better has leveraged its industry-leading AI platform, Tinman®, to achieve its singular mission of making homeownership cheaper, faster, and easier for all Americans. Tinman® allows customers to see their rate options in seconds, get pre-approved in minutes, lock in rates, and close their loan in as little as three weeks. In addition, Betsy™, the first AI loan agent built exclusively for the mortgage industry, revolutionizes the homebuying journey by answering questions, delivering approvals, comparing products, processing rate locks, and moving their loan application along to closing 24/7/365. Better’s mortgage offerings include GSE-conforming mortgage loans, FHA and VA loans, and jumbo mortgage and home equity loans. Better serves customers in all 50 US states and the United Kingdom.
In the news
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Recent filings
Results of Operations and Financial Condition
Items 2.02, 9.01
Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing
Items 3.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
Entry into a Material Definitive Agreement · Termination of a Material Definitive Agreement · Material Modification to Rights of Security Holders · Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
Items 1.01, 1.02, 3.03, 5.03, 9.01
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · Submission of Matters to a Vote of Security Holders
Items 5.02, 5.07
Show 5 more recent filings
SCHEDULE 13D/A - filed by Garg Vishal regarding Better Home & Finance Holding Co
DFAN14A - filed by Garg Vishal regarding Better Home & Finance Holding Co
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements
Items 5.02
DFAN14A - filed by Garg Vishal regarding Better Home & Finance Holding Co
DFAN14A - filed by Garg Vishal regarding Better Home & Finance Holding Co
Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| ASSETS | ||||
| AssetsUSD | 1,505,434,000Source | 913,057,000Source | 1,077,087,000Source | 282,703,802Source |
| GoodwillUSD | 10,995,000Source | 23,615,000Source | 19,369,000Source | — |
| Intangible Assets, Net (Excluding Goodwill)USD | 21,985,000Source | 20,936,000Source | — | — |
| Current assets: | ||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 99,827,000Source | 211,101,000Source | — | 285,307Source |
| Assets, CurrentUSD | — | — | — | 419,183Source |
| Operating Lease, Right-of-Use AssetUSD | 4,678,000Source | 1,387,000Source | 29,028,000Source | — |
| LIABILITIES AND EQUITY | ||||
| LiabilitiesUSD | 1,468,251,000Source | 971,227,000Source | 1,327,756,000Source | 15,496,897Source |
| Stockholders’ equity: | ||||
| Common Stock, Value, IssuedUSD | 2,000Source | 2,000Source | — | — |
| Additional Paid in CapitalUSD | 2,109,762,000Source | 1,863,288,000Source | 625,546,000Source | 18,389,006Source |
| Retained Earnings (Accumulated Deficit)USD | -2,076,238,000Source | -1,910,366,000Source | -1,255,309,000Source | 2,188,367Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | 3,657,000Source | -1,936,000Source | — | — |
| Stockholders' Equity Attributable to ParentUSD | 37,183,000Source | -58,170,000Source | -686,949,000Source | 20,578,418Source |
| Liabilities and EquityUSD | 1,505,434,000Source | 913,057,000Source | 1,077,087,000Source | 282,703,802Source |
| Current liabilities: | ||||
| Liabilities, CurrentUSD | — | — | — | 15,024,385Source |
| Additional Financial Items | ||||
| Short-term InvestmentsUSD | 103,607,000Source | 53,774,000Source | — | — |
cash flow · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Cash flows from operating activities: | ||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | 8,735,542Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||
| Depreciation, Depletion and AmortizationUSD | 1,000,000Source | 7,100,000Source | 5,800,000Source | — |
| Share-based Payment Arrangement, Noncash ExpenseUSD | 20,432,000Source | 26,753,000Source | 54,160,000Source | — |
| Deferred Income Tax Expense (Benefit)USD | -39,000Source | 4,000Source | 83,000Source | — |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | -166,575,000Source | -379,971,000Source | -159,720,000Source | -1,152,438Source |
| Cash flows from investing activities: | ||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | 0Source | 12,713,000Source | — |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | -661,507,000Source | -143,810,000Source | -38,594,000Source | — |
| Payments to Acquire Property, Plant, and EquipmentUSD | 1,193,000Source | 3,388,000Source | 456,000Source | — |
| Cash flows from financing activities: | ||||
| Payments for Repurchase of Common StockUSD | — | — | 0Source | — |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | 714,336,000Source | 239,131,000Source | 381,402,000Source | 1,400,100Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | -121,248,000Source | -284,867,000Source | 182,001,000Source | 247,662Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 116,615,000Source | 235,517,000Source | 528,066,000Source | 285,307Source |
| Supplemental disclosure of cash flow information: | ||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | 21,753,000Source | 13,822,000Source | 12,044,000Source | — |
| Income Taxes Paid, NetUSD | 1,707,000Source | -677,000Source | -8,451,000Source | — |
| Additional Financial Items | ||||
| Share-based Payment Arrangement, ExpenseUSD | 20,432,000Source | 26,753,000Source | 54,145,000Source | — |
| Amortization of Debt Issuance Costs and DiscountsUSD | 1,700,000Source | 6,208,000Source | 8,191,000Source | — |
| Amortization of Intangible AssetsUSD | 13,025,000Source | 26,138,000Source | 37,054,000Source | — |
| Cash, Cash Equivalents, and Short-term InvestmentsUSD | — | — | 529,200,000Source | — |
| DepreciationUSD | 1,044,000Source | 7,089,000Source | 5,837,000Source | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 584,000Source | 1,667,000Source | — | — |
| Gain (Loss) on Disposition of AssetsUSD | -692,000Source | — | — | — |
| Gain (Loss) on Sales of Loans, NetUSD | 136,148,000Source | 78,098,000Source | 37,667,000Source | — |
| General and Administrative ExpenseUSD | 45,323,000Source | 52,230,000Source | 147,214,000Source | — |
| GoodwillUSD | 10,995,000Source | 23,615,000Source | 32,390,000Source | — |
| Goodwill, Impairment LossUSD | 14,000,000Source | 7,266,000Source | 0Source | — |
| Impairment of Intangible Assets (Excluding Goodwill)USD | 0Source | 0Source | 2,300,000Source | — |
| Income Tax Expense (Benefit)USD | 53,000Source | 850,000Source | 1,998,000Source | — |
| Investment Income, InterestUSD | — | — | — | 4,262,222Source |
| Net Income (Loss) Attributable to ParentUSD | -165,872,000Source | -206,290,000Source | -536,420,000Source | 8,735,542Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | -165,872,000Source | -206,290,000Source | -536,420,000Source | — |
| Nonoperating Income (Expense)USD | — | — | -243,146,000Source | — |
| Operating Costs and ExpensesUSD | — | — | — | 8,577,543Source |
| Other Nonoperating Income (Expense)USD | — | — | 13,614,000Source | — |
| Other Operating Income (Expense), NetUSD | -16,344,000Source | -17,424,000Source | — | — |
| Proceeds from Issuance of Common StockUSD | 29,221,000Source | 0Source | 16,351,000Source | — |
| Proceeds from Stock Options ExercisedUSD | 75,000Source | 91,000Source | 87,000Source | — |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 11,299,000Source | 12,888,000Source | — | — |
| Sales-type Lease, Selling Profit (Loss)USD | — | — | 26,000Source | — |
| Unrealized Gain (Loss) on DerivativesUSD | -673,000Source | 1,685,000Source | -452,000Source | — |
| Unrealized Gain (Loss) on InvestmentsUSD | 1,946,000Source | — | — | — |
income statement · annual statements
| Line item | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total RevenueUSD | 164,872,000Source | — | 0Source | — |
| Operating Income (Loss)USD | — | — | -291,276,000Source | -8,577,543Source |
| Other Nonoperating Income (Expense)USD | — | — | 13,614,000Source | — |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | -165,819,000Source | -205,440,000Source | -534,422,000Source | — |
| Income Tax Expense (Benefit)USD | 53,000Source | 850,000Source | 1,998,000Source | — |
| Net Income (Loss) Attributable to ParentUSD | -165,872,000Source | -206,290,000Source | -536,420,000Source | 8,735,542Source |
| Earnings Per Share, BasicUSD per share | -10.8Source | -13.65Source | -1.16Source | — |
| Earnings Per Share, DilutedUSD per share | -10.8Source | -13.65Source | -1.16Source | — |
| Weighted Average Number of Shares Outstanding, Basicshares | 15,358,433Source | 15,111,701Source | 461,684,130Source | 24,300,287Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 15,358,433Source | 15,111,701Source | 461,684,130Source | — |
| Additional Financial Items | ||||
| Amortization of Intangible AssetsUSD | 13,025,000Source | 26,138,000Source | 37,054,000Source | — |
| Costs and ExpensesUSD | 330,691,000Source | 313,928,000Source | 368,096,000Source | — |
| Current Income Tax Expense (Benefit)USD | 92,000Source | 846,000Source | 1,915,000Source | — |
| Depreciation, Depletion and Amortization, NonproductionUSD | 14,069,000Source | 33,227,000Source | — | — |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | 584,000Source | 1,667,000Source | — | — |
| General and Administrative ExpenseUSD | 45,323,000Source | 52,230,000Source | 147,214,000Source | — |
| Goodwill, Impairment LossUSD | 14,000,000Source | 7,266,000Source | 0Source | — |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | -132,816,000Source | -163,597,000Source | -504,096,000Source | — |
| Interest and Other IncomeUSD | — | — | — | 4,262,222Source |
| Interest ExpenseUSD | — | — | 11,680,000Source | — |
| InterestExpenseOperatingUSD | 42,844,000Source | 21,488,000Source | — | — |
| Interest Income (Expense), NetUSD | 17,425,000Source | 17,502,000Source | 3,895,000Source | — |
| Interest Income, OperatingUSD | 60,269,000Source | 38,990,000Source | 15,575,000Source | — |
| Investment Income, InterestUSD | — | — | — | 4,262,222Source |
| Labor and Related ExpenseUSD | 174,226,000Source | 141,089,000Source | — | — |
| Marketing and Advertising ExpenseUSD | 38,356,000Source | 33,984,000Source | 22,080,000Source | — |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | -165,872,000Source | -206,290,000Source | -536,420,000Source | — |
| Nonoperating Income (Expense)USD | — | — | -243,146,000Source | — |
| Operating Costs and ExpensesUSD | — | — | — | 8,577,543Source |
| Other Operating Income (Expense), NetUSD | -16,344,000Source | -17,424,000Source | — | — |
| Research and Development ExpenseUSD | 27,874,000Source | 26,110,000Source | 83,815,000Source | — |
| Revenue from Contract with Customer, Including Assessed TaxUSD | 11,299,000Source | 12,888,000Source | — | — |
| Sales-type Lease, Selling Profit (Loss)USD | — | — | 26,000Source | — |
| Undistributed Earnings (Loss) Allocated to Participating Securities, BasicUSD | — | — | 0Source | — |
Offerings
Registration 333-295143
Filing attachments
ef20080722_ex4-1.htm · 8-K · 2026-08-20
EX-4.1 3 ef20080722_ex4-1.htm EXHIBIT 4.1 Exhibit 4.1 Execution Version Rights Agreement Dated as of August 20, 2026 By and Between Better Home & Finance Holding Company, and Computershare Trust Company, N.A., as Rights Agent TABLE OF CONTENTS 1. Certain Definitions 2 2. Appointment of Rights Agent …
Read attachment ↗ef20080722_ex99-1.htm · 8-K · 2026-08-20
EX-99.1 4 ef20080722_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 BETTER HOME & FINANCE HOLDING COMPANY ADOPTS LIMITED-DURATION SHAREHOLDER RIGHTS PLAN Special Committee acts to protect public shareholders from effort by Better’s former CEO to seize control of the Company without paying an appropriate premium and without informing other shareholders of the nature and extent of his ownership and plans NEW YORK - August 20, 2026 - Better Home & Finance Holding Company (NASDAQ: BETR) (“Better” or th…
Read attachment ↗ex991.htm · 8-K · 2026-04-09
EX-99.1 4 ex991.htm EX-99.1 Document Recent Developments Funded Loan Volume and Cash Position The Company reports preliminary Q1 2026 Funded Loan Volume for the quarter of $1.64B, an 89% year-over-year increase and exceeding the high end of the previously stated guidance range of $1.40B to $1.55B. Following closing of this anticipated offering, we expect to have an estimated cash and cash equivalents balance of approximately $130M, which includes $24M of cash and cash equivalents attribut…
Read attachment ↗