Security
First Internet Bancorp 6.0% Fixed-to-Floating Rate Subordinated Notes Due 2029 · INBKZ
INBKZNASDAQotherCurrentCIK 1562463Updated Oct 30, 2026
Name history
First Internet Bancorp · through Oct 29, 2026
INBKZ price & chart
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NASDAQ:INBKZ on TradingView ↗About the company
First Internet Bancorp is a bank holding company with assets of $5.9 billion as of September 30, 2026. The Company’s subsidiary, First Internet Bank, opened for business in 1999 as an industry pioneer in the branchless delivery of banking services. First Internet Bank provides consumer and small business deposits, commercial real estate and construction financing, SBA financing, public finance, consumer loans, and specialty finance services nationally, as well as commercial and industrial loans and treasury management services on a regional basis. First Internet Bancorp’s common stock trades on the Nasdaq Global Select Market under the symbol “INBK” and is a component of the Russell 2000® Index. Additional information about the Company is available at www.firstinternetbancorp.com and additional information about First Internet Bank, including its products and services, is available at www.firstib.com.
In the news
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Recent filings
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
EFFECT filing
424B3 filing
S-4/A filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 5,639,174,000Source | 5,823,259,000Source | 5,556,375,000Source | 6,072,573,000Source | 5,343,302,000Source | 5,711,688,000Source | 5,851,608,000Source | 5,340,667,000Source | 5,571,647,000Source | 5,737,859,000Source | 5,167,572,000Source | 4,543,104,000Source |
| Property, Plant and Equipment, NetUSD | 68,843,000Source | 72,150,000Source | 65,720,000Source | 69,930,000Source | 72,516,000Source | 67,006,000Source | 70,461,000Source | 73,231,000Source | — | — | 73,463,000Source | 72,711,000Source |
| GoodwillUSD | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 787,661,000Source | 712,479,000Source | 410,968,000Source | 446,361,000Source | 396,786,000Source | 601,805,000Source | 394,454,000Source | 481,264,000Source | 456,777,000Source | 466,410,000Source | 405,898,000Source | 256,552,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 5,287,006,000Source | 5,438,130,000Source | 5,192,828,000Source | 5,682,334,000Source | 4,971,349,000Source | 5,350,734,000Source | 5,463,861,000Source | 4,973,928,000Source | 5,211,880,000Source | 5,353,796,000Source | 4,804,777,000Source | 4,178,130,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Retained Earnings (Accumulated Deficit)USD | 188,564,000Source | 223,824,000Source | 197,119,000Source | 230,690,000Source | 217,365,000Source | 195,292,000Source | 231,031,000Source | 212,121,000Source | 193,320,000Source | 230,622,000Source | 207,470,000Source | 205,675,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -23,004,000Source | -24,326,000Source | -21,117,000Source | -26,567,000Source | -30,587,000Source | -21,305,000Source | -29,157,000Source | -30,102,000Source | -20,130,000Source | -32,653,000Source | -29,375,000Source | -33,636,000Source |
| Stockholders' Equity Attributable to ParentUSD | 352,168,000Source | 385,129,000Source | 363,547,000Source | 390,239,000Source | 371,953,000Source | 360,954,000Source | 387,747,000Source | 366,739,000Source | 359,767,000Source | 384,063,000Source | 362,795,000Source | 364,974,000Source |
| Liabilities and EquityUSD | 5,639,174,000Source | 5,823,259,000Source | 5,556,375,000Source | 6,072,573,000Source | 5,343,302,000Source | 5,711,688,000Source | 5,851,608,000Source | 5,340,667,000Source | 5,571,647,000Source | 5,737,859,000Source | 5,167,572,000Source | 4,543,104,000Source |
| Additional Financial Items | ||||||||||||
| Long-term DebtUSD | — | — | — | — | — | — | — | — | 249,500,000Source | 295,000,000Source | 614,934,000Source | 614,928,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 561,000Source | 1,000Source | 1,221,000Source | 1,814,000Source | 1,258,000Source | 2,035,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | -18,096,000Source | -1,357,000Source | -4,353,000Source | 4,632,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 75,550,000Source | 32,825,000Source | 3,449,000Source | 12,992,000Source | 11,680,000Source | 82,723,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -61,652,000Source | -216,446,000Source | 128,681,000Source | -496,170,000Source | -474,503,000Source | -601,033,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | — | — | — | — | — | — | 938,000Source | 5,160,000Source | 10,312,000Source | 13,583,000Source | 4,464,000Source | 3,510,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 299,000Source | 184,000Source | 1,228,000Source | 2,592,000Source | 5,367,000Source | 17,517,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | 0Source | 521,000Source | 283,000Source | 9,340,000Source | 27,780,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 131,130,000Source | 111,665,000Source | -141,763,000Source | 543,690,000Source | 612,169,000Source | 331,902,000Source |
| Dividends paid | — | — | — | — | — | — | —Source | —Source | —Source | —Source | —Source | —Source |
| Proceeds from (Payments for) Other Financing ActivitiesUSD | — | — | — | — | — | — | -186,000Source | -234,000Source | -262,000Source | -182,000Source | -153,000Source | -287,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 145,028,000Source | -71,956,000Source | -9,633,000Source | 60,512,000Source | 149,346,000Source | -186,408,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 787,661,000Source | 712,479,000Source | 410,968,000Source | 446,361,000Source | 601,805,000Source | 394,454,000Source | 456,777,000Source | 466,410,000Source | 405,898,000Source | 256,552,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 44,724,000Source | 52,583,000Source | 207,147,000Source | 205,863,000Source | 163,604,000Source | 58,920,000Source |
| Additional Financial Items | ||||||||||||
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | — | 0Source | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 6,192,000Source | 8,460,000Source | 5,748,000Source | 8,729,000Source |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 34,393,000Source | 3,858,000Source | 13,508,000Source | 13,596,000Source | 16,606,000Source | 12,121,000Source | 71,921,000Source | 18,815,000Source | 15,454,000Source | — |
| Gain (Loss) on Disposition of Property Plant EquipmentUSD | — | — | — | — | — | — | — | — | 0Source | 149,000Source | 0Source | 0Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | — | — | — | — | 7,377,000Source | 8,647,000Source | -8,313,000Source | 33,329,000Source | 20,997,000Source | 17,473,000Source |
| GoodwillUSD | — | — | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source | 4,687,000Source |
| Income Tax Expense (Benefit)USD | — | — | -12,950,000Source | 620,000Source | -780,000Source | -2,054,000Source | -725,000Source | -909,000Source | -15,701,000Source | 2,266,000Source | -3,477,000Source | 4,559,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | -41,593,000Source | 6,990,000Source | 2,367,000Source | 193,000Source | 2,509,000Source | 943,000Source | -35,168,000Source | 25,276,000Source | 8,417,000Source | 35,541,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | — | — | — | — | — | — | -35,168,000Source | 25,276,000Source | — | — |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 42,663,000Source | 25,528,000Source | 135,068,000Source | 78,378,000Source | 53,142,000Source | 80,223,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | — | — | — | — | 16,305,000Source | 11,933,000Source | 72,314,000Source | 17,070,000Source | 16,653,000Source | — |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | 34,393,000Source | 3,858,000Source | 13,508,000Source | 13,596,000Source | 16,606,000Source | 12,121,000Source | 71,921,000Source | 18,815,000Source | 15,454,000Source | 4,977,000Source |
| Depreciation, Depletion and Amortization | — | — | — | — | — | — | —Source | —Source | — | — | — | — |
| Income Taxes Paid, Net | — | — | — | — | — | — | —Source | —Source | — | — | — | — |
| Bank Owned Life Insurance Income | — | — | — | — | — | — | — | — | — | — | — | — |
| Goodwill, Impairment Loss | — | — | —Source | — | — | — | — | — | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | -54,543,000Source | 7,610,000Source | 1,587,000Source | -1,861,000Source | 1,784,000Source | 34,000Source | -50,869,000Source | 27,542,000Source | 4,940,000Source | 40,100,000Source |
| Income Tax Expense (Benefit)USD | — | — | -12,950,000Source | 620,000Source | -780,000Source | -2,054,000Source | -725,000Source | -909,000Source | -15,701,000Source | 2,266,000Source | -3,477,000Source | 4,559,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | -41,593,000Source | 6,990,000Source | 2,367,000Source | 193,000Source | 2,509,000Source | 943,000Source | -35,168,000Source | 25,276,000Source | 8,417,000Source | 35,541,000Source |
| Earnings Per Share, BasicUSD per share | — | — | -4.76Source | 0.8Source | 0.27Source | 0.02Source | 0.29Source | 0.11Source | -4.03Source | 2.91Source | 0.95Source | 3.73Source |
| Earnings Per Share, DilutedUSD per share | — | — | -4.76Source | 0.8Source | 0.27Source | 0.02Source | 0.29Source | 0.11Source | -4.03Source | 2.88Source | 0.95Source | 3.7Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 8,742,052Source | 8,696,634Source | 8,754,008Source | 8,733,559Source | 8,734,383Source | 8,715,655Source | 8,729,970Source | 8,690,416Source | 8,837,558Source | 9,530,921Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 8,742,052Source | 8,768,731Source | 8,822,099Source | 8,760,374Source | 8,774,111Source | 8,784,970Source | 8,729,970Source | 8,765,725Source | 8,858,890Source | 9,595,115Source |
| Additional Financial Items | ||||||||||||
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.06Source | 0.06Source | 0.06Source | 0.06Source | 0.06Source | 0.06Source | 0.24Source | 0.24Source | 0.24Source | 0.24Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 2,395,000Source | 3,623,000Source | 876,000Source | -73,000Source |
| Debt and Equity Securities, Gain (Loss)USD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Equity Securities without Readily Determinable Fair Value, Impairment Loss, Annual AmountUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 34,393,000Source | 3,858,000Source | 13,508,000Source | 13,596,000Source | 16,606,000Source | 12,121,000Source | 71,921,000Source | 18,815,000Source | 15,454,000Source | — |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 164,538,000Source | 59,815,000Source |
| InterestExpenseOperatingUSD | — | — | 54,036,000Source | 53,225,000Source | 44,197,000Source | 52,896,000Source | 44,212,000Source | 51,733,000Source | 206,397,000Source | 204,510,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 30,352,000Source | 21,765,000Source | 32,439,000Source | 27,990,000Source | 31,598,000Source | 25,096,000Source | 113,760,000Source | 87,377,000Source | 74,904,000Source | 97,093,000Source |
| Interest Income, OtherUSD | — | — | 6,164,000Source | 7,203,000Source | 5,366,000Source | 4,485,000Source | 4,821,000Source | 5,043,000Source | 22,749,000Source | 27,526,000Source | 26,384,000Source | 3,830,000Source |
| Labor and Related ExpenseUSD | — | — | 14,384,000Source | 13,456,000Source | 13,570,000Source | 10,867,000Source | 13,236,000Source | 13,107,000Source | 51,026,000Source | 51,756,000Source | 45,322,000Source | 41,553,000Source |
| Marketing and Advertising ExpenseUSD | — | — | 482,000Source | 548,000Source | 706,000Source | 702,000Source | 615,000Source | 647,000Source | 2,475,000Source | 2,589,000Source | 2,567,000Source | 3,554,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | — | — | — | — | — | — | -35,168,000Source | 25,276,000Source | — | — |
| Reclassification from AOCI, Current Period, before Tax, Attributable to ParentUSD | — | — | -180,000Source | -185,000Source | -120,000Source | -132,000Source | -100,000Source | -120,000Source | -515,000Source | -789,000Source | — | -5,402,000Source |
| Bank Owned Life Insurance Income | — | — | — | — | — | — | — | — | — | — | — | — |
| Goodwill, Impairment Loss | — | — | —Source | — | — | — | — | — | — | — | — | — |
Offerings
Registration 333-299234
Filing attachments
inbk-3q2026xex991.htm · 8-K · 2026-10-29
First Internet Bancorp Reports Record Quarterly Revenue and Continued Net Interest Margin Expansion - Record quarterly revenue of $43.9 million, up 7% from the prior quarter - - NIM expands 8 basis points to 2.47%; FTE NIM increases to 2.55%1 - - Net charge-offs and delinquencies decline significantly from the prior quarter - - Diluted earnings per share of $0.54; adjusted diluted earnings per share of $0.571 - - Company to hold earnings call today at 5pm ET - Fishers, Indiana, October 29…
Read attachment ↗tm2626235d2_ex99-1.htm · S-4 · 2026-10-01
Exhibit 99.1 FIRST INTERNET BANCORP LETTER OF TRANSMITTAL To Tender for Exchange 8.00% Fixed-to-Floating Rate Subordinated Notes due 2036 CUSIP #320557 AJ0 / ISIN# US320557AJ08 and CUSIP #320557 AH4 / ISIN# US320557AH42 (the “Old Notes”) for 8.00% Fixed-to-Floating Rate Subordinated Notes due 2036 that have been registered under the Securities Act of 1933 (the “Securities Act”) CUSIP #320557 AK7 / ISIN# US320557AK70 (the “New Notes”) PURSUANT TO THE PROSPECTUS DATED October 1, 2026 THE …
Read attachment ↗inbk-2q2026xex991.htm · 8-K · 2026-07-30
EX-99.1 2 inbk-2q2026xex991.htm EX-99.1 Document First Internet Bancorp Reports Second Quarter 2026 Results - Net income of $2.4 million, up significantly from $0.2 million a year ago - - Diluted earnings per share of $0.27, up significantly from $0.02 a year ago - - Company to hold earnings call today at 5pm ET - Fishers, Indiana, July 30, 2026 - First Internet Bancorp (the “Company”) (Nasdaq: INBK), the parent company of First Internet Bank (the “Bank”), announced today financial and …
Read attachment ↗inbk-1q2026xex991.htm · 8-K · 2026-04-30
EX-99.1 2 inbk-1q2026xex991.htm EX-99.1 Document First Internet Bancorp Reports First Quarter 2026 Results -Net income of $2.5 million, up 166% year-over-year - - Diluted earnings per share of $0.29, up 164% year-over-year - - Company to hold earnings call today at 5pm ET - Fishers, Indiana, April 30, 2026 - First Internet Bancorp (the “Company”) (Nasdaq: INBK), the parent company of First Internet Bank (the “Bank”), announced today financial and operational results for the first quarte…
Read attachment ↗inbk-4q2025ex41.htm · 10-K · 2026-03-11
Exhibit 4.1 Description of the Registrant’s Securities Registered Under Section 12 of the Securities Exchange Act of 1934 First Internet Bancorp (the “Company,” “we,” “our” and “us” refer solely to First Internet Bancorp) maintains two classes of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”): (1) our common stock, without par value (the “Common Stock”); and (2) our 6.0% Fixed-to-Floating Subordinated Notes due 2029 (the “2029 Not…
Read attachment ↗inbk-4q2025xex991.htm · 8-K · 2026-01-29
First Internet Bancorp Reports Fourth Quarter and Full Year 2025 Results - Net income of $5.3 million, diluted EPS $0.60 - - Company to hold earnings call today at 5pm ET - Fishers, Indiana, January 29, 2026 - First Internet Bancorp (the “Company”) (Nasdaq: INBK), the parent company of First Internet Bank (the “Bank”), announced today financial and operational results for the fourth quarter and fiscal year ended December 31, 2025. Key Business Updates • Revenue Momentum: Strong growth in ne…
Read attachment ↗