Security
NMI Holdings Inc. Common Stock · NMIH
NMIHNASDAQCommon stockCurrentCIK 1547903Updated Oct 6, 2026
NMIH price & chart
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NASDAQ:NMIH on TradingView ↗In the news
NMI Holdings, Inc. to Participate in Moody’s US Housing Executive Series on May 28th, 2026 ↗
Recent filings
144 filing
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
144 filing
4 filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 3,727,193,000Source | 3,320,125,000Source | 3,997,375,000Source | 3,591,085,000Source | 3,101,903,000Source | 3,909,638,000Source | 3,456,196,000Source | 3,006,112,000Source | 3,841,098,000Source | 3,349,973,000Source | 2,940,507,000Source | 2,516,030,000Source |
| Property, Plant and Equipment, NetUSD | 22,762,000Source | 27,251,000Source | 20,755,000Source | 23,793,000Source | 28,848,000Source | 20,887,000Source | 24,960,000Source | 30,308,000Source | 21,727,000Source | 25,681,000Source | 30,252,000Source | 31,930,000Source |
| GoodwillUSD | — | — | — | — | — | — | — | — | 3,244,000Source | 3,244,000Source | 3,244,000Source | 3,244,000Source |
| Operating Lease, Right-of-Use AssetUSD | — | — | — | — | — | — | — | — | 6,700,000Source | 8,200,000Source | 9,100,000Source | 10,400,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 1,212,322,000Source | 1,124,939,000Source | 1,292,179,000Source | 1,170,978,000Source | 1,056,293,000Source | 1,277,206,000Source | 1,134,625,000Source | 1,027,731,000Source | 1,249,112,000Source | 1,132,541,000Source | 1,014,503,000Source | 902,303,000Source |
| Stockholders’ equity: | ||||||||||||
| Additional Paid in CapitalUSD | 1,010,550,000Source | 997,570,000Source | 1,012,534,000Source | 1,006,058,000Source | 993,143,000Source | 1,007,682,000Source | 1,001,545,000Source | 989,349,000Source | 1,016,772,000Source | 1,004,692,000Source | 990,816,000Source | 972,717,000Source |
| Retained Earnings (Accumulated Deficit)USD | 1,877,968,000Source | 1,497,092,000Source | 2,177,303,000Source | 1,781,969,000Source | 1,404,282,000Source | 2,071,515,000Source | 1,685,818,000Source | 1,312,203,000Source | 1,972,185,000Source | 1,583,259,000Source | 1,223,153,000Source | 901,043,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -53,654,000Source | -81,991,000Source | -74,324,000Source | -72,757,000Source | -151,371,000Source | -68,160,000Source | -94,028,000Source | -149,822,000Source | -46,083,000Source | -124,804,000Source | -139,917,000Source | -204,323,000Source |
| Stockholders' Equity Attributable to ParentUSD | 2,514,871,000Source | 2,195,186,000Source | 2,705,196,000Source | 2,420,107,000Source | 2,045,610,000Source | 2,632,432,000Source | 2,321,571,000Source | 1,978,381,000Source | 2,591,986,000Source | 2,217,432,000Source | 1,926,004,000Source | 1,613,727,000Source |
| Liabilities and EquityUSD | 3,727,193,000Source | 3,320,125,000Source | 3,997,375,000Source | 3,591,085,000Source | 3,101,903,000Source | 3,909,638,000Source | 3,456,196,000Source | 3,006,112,000Source | 3,841,098,000Source | 3,349,973,000Source | 2,940,507,000Source | 2,516,030,000Source |
| Deferred Income Tax Liabilities, NetUSD | 463,264,000Source | 380,879,000Source | 511,347,000Source | 441,389,000Source | 348,293,000Source | 491,879,000Source | 418,916,000Source | 322,651,000Source | 478,890,000Source | 386,192,000Source | 301,573,000Source | 193,859,000Source |
| Additional Financial Items | ||||||||||||
| Deferred Tax Liabilities, NetUSD | — | — | — | — | — | — | — | — | 478,890,000Source | 386,192,000Source | 301,573,000Source | 193,859,000Source |
| Long-term DebtUSD | — | — | — | — | — | — | — | — | — | — | — | 396,051,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | — | — | — | — | — | — | 11,300,000Source | 11,900,000Source | 11,500,000Source | 11,900,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 4,682,000Source | 4,507,000Source | 20,190,000Source | 19,811,000Source | 16,914,000Source | 15,425,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 71,772,000Source | 80,698,000Source | 90,593,000Source | 84,393,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 116,091,000Source | 101,151,000Source | 419,299,000Source | 393,604,000Source | 342,683,000Source | 313,394,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -47,908,000Source | -47,657,000Source | -316,466,000Source | -339,286,000Source | -200,000,000Source | -289,786,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 1,100,000Source | 1,706,000Source | 6,781,000Source | 6,905,000Source | 9,372,000Source | 10,572,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | — | — | — | — | — | — | 17,647,000Source | 10,428,000Source | 10,980,000Source | 10,219,000Source | 9,356,000Source | 5,213,000Source |
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 27,675,000Source | 25,943,000Source | 105,099,000Source | 97,610,000Source | 91,613,000Source | 56,575,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | -41,441,000Source | -33,593,000Source | -113,204,000Source | -96,699,000Source | -90,420,000Source | -55,828,000Source |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | — | — | 0Source | 405,080,000Source | — | 0Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | 26,742,000Source | 19,901,000Source | -10,371,000Source | -42,381,000Source | 52,263,000Source | -32,220,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 130,439,000Source | 133,319,000Source | 72,122,000Source | 84,013,000Source | 70,679,000Source | 74,209,000Source | 43,937,000Source | 54,308,000Source | 96,689,000Source | 44,426,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 12,750,000Source | 18,700,000Source | 31,450,000Source | 14,013,000Source | 29,500,000Source | 29,500,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | 32,000Source | 0Source | 42,362,000Source | 20,027,000Source | -20,000Source | 20,000Source |
| Additional Financial Items | ||||||||||||
| Amortization of Debt Issuance Costs and DiscountsUSD | — | — | — | — | — | — | 623,000Source | 592,000Source | 2,415,000Source | 2,214,000Source | 1,961,000Source | 1,846,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | 321,000Source | -10,000Source | -229,000Source | -400,000Source | -147,000Source | 24,000Source | 432,000Source | 23,000Source | -33,000Source | 481,000Source |
| Deferred Policy Acquisition Costs, Amortization ExpenseUSD | — | — | — | — | — | — | — | — | 7,700,000Source | 7,100,000Source | 3,600,000Source | 11,900,000Source |
| Depreciation, Amortization and Accretion, NetUSD | — | — | — | — | — | — | 2,481,000Source | 2,888,000Source | 11,260,000Source | 11,936,000Source | 11,541,000Source | 11,870,000Source |
| Gain (Loss) on InvestmentsUSD | — | — | 321,000Source | -10,000Source | -229,000Source | -400,000Source | -147,000Source | 24,000Source | 432,000Source | 23,000Source | -33,000Source | 481,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | — | — | — | — | — | — | — | — | 0Source | -6,966,000Source | — | — |
| GoodwillUSD | — | — | — | — | — | — | — | — | 3,244,000Source | 3,244,000Source | 3,244,000Source | 3,244,000Source |
| Goodwill and Intangible Asset ImpairmentUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Impairment of Intangible Assets, Indefinite-lived (Excluding Goodwill)USD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | — | — | 27,684,000Source | 26,517,000Source | 31,158,000Source | 27,450,000Source | 25,613,000Source | 28,812,000Source | 110,878,000Source | 103,305,000Source | 90,593,000Source | 84,403,000Source |
| InterestExpenseNonoperatingUSD | — | — | 7,124,000Source | 7,076,000Source | 7,116,000Source | 7,115,000Source | 7,109,000Source | 7,106,000Source | 28,478,000Source | 36,896,000Source | — | — |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | — | — | — | — | — | — | 20,661,000Source | 4,478,000Source | 56,832,000Source | 31,544,000Source | 21,895,000Source | -3,594,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 95,999,000Source | 92,810,000Source | 105,788,000Source | 96,151,000Source | 99,330,000Source | 102,559,000Source | 388,926,000Source | 360,106,000Source | 322,110,000Source | 292,902,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 95,999,000Source | 92,810,000Source | 105,788,000Source | 96,151,000Source | 99,330,000Source | 102,559,000Source | 388,926,000Source | — | — | — |
| Operating Lease, ExpenseUSD | — | — | — | — | — | — | — | — | 2,100,000Source | 2,100,000Source | 2,000,000Source | 2,000,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Proceeds from Issuance of Long-term DebtUSD | — | — | — | — | — | — | — | — | 0Source | 419,705,000Source | — | 0Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | — | — | — | — | — | — | —Source | —Source | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 178,679,000Source | 166,092,000Source | 187,891,000Source | 173,779,000Source | 183,475,000Source | 173,246,000Source | 706,440,000Source | 650,971,000Source | 579,003,000Source | 523,345,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 123,683,000Source | 119,327,000Source | 136,946,000Source | 123,601,000Source | 124,943,000Source | 131,371,000Source | 499,804,000Source | 463,411,000Source | 412,703,000Source | 377,305,000Source |
| Income Tax Expense (Benefit)USD | — | — | 27,684,000Source | 26,517,000Source | 31,158,000Source | 27,450,000Source | 25,613,000Source | 28,812,000Source | 110,878,000Source | 103,305,000Source | 90,593,000Source | 84,403,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 95,999,000Source | 92,810,000Source | 105,788,000Source | 96,151,000Source | 99,330,000Source | 102,559,000Source | 388,926,000Source | 360,106,000Source | 322,110,000Source | 292,902,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 1.24Source | 1.17Source | 1.4Source | 1.23Source | 1.3Source | 1.31Source | 5.01Source | 4.51Source | 3.91Source | 3.45Source |
| Earnings Per Share, DilutedUSD per share | — | — | 1.22Source | 1.15Source | 1.38Source | 1.21Source | 1.28Source | 1.28Source | 4.92Source | 4.43Source | 3.84Source | 3.39Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 77,410,000Source | 79,549,000Source | 75,779,000Source | 77,987,000Source | 76,175,000Source | 78,407,000Source | 77,626,000Source | 79,844,000Source | 82,407,000Source | 84,921,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 78,830,000Source | 81,045,000Source | 76,585,000Source | 79,256,000Source | 77,435,000Source | 79,858,000Source | 79,038,000Source | 81,273,000Source | 83,854,000Source | 85,999,000Source |
| Interest Expense (non-operating)USD | — | — | 7,124,000Source | 7,076,000Source | 7,116,000Source | 7,115,000Source | 7,109,000Source | 7,106,000Source | 28,478,000Source | 36,896,000Source | — | — |
| Additional Financial Items | ||||||||||||
| Costs and ExpensesUSD | — | — | 54,996,000Source | 46,765,000Source | 50,945,000Source | 50,178,000Source | 58,532,000Source | 41,875,000Source | 206,636,000Source | 187,560,000Source | 166,300,000Source | 146,040,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 39,106,000Source | 22,607,000Source | 0Source | 10,000Source |
| Deferred Policy Acquisition Costs, Amortization ExpenseUSD | — | — | — | — | — | — | — | — | 7,700,000Source | 7,100,000Source | 3,600,000Source | 11,900,000Source |
| Gain (Loss) on InvestmentsUSD | — | — | 321,000Source | -10,000Source | -229,000Source | -400,000Source | -147,000Source | 24,000Source | 432,000Source | 23,000Source | -33,000Source | 481,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 32,212,000Source | 32,163,000Source |
| Investment Income, NetUSD | — | — | 26,773,000Source | 22,474,000Source | 30,331,000Source | 24,949,000Source | 28,604,000Source | 23,686,000Source | 102,937,000Source | 85,316,000Source | 67,512,000Source | 46,406,000Source |
| Liability for Unpaid Claims and Claims Adjustment Expense, Incurred ClaimsUSD | — | — | — | — | — | — | 20,661,000Source | 4,478,000Source | 56,832,000Source | 31,544,000Source | 21,895,000Source | -3,594,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 95,999,000Source | 92,810,000Source | 105,788,000Source | 96,151,000Source | 99,330,000Source | 102,559,000Source | 388,926,000Source | — | — | — |
| Net Investment IncomeUSD | — | — | 26,773,000Source | 22,474,000Source | 30,331,000Source | 24,949,000Source | 28,604,000Source | 23,686,000Source | 102,937,000Source | 85,316,000Source | 67,512,000Source | 46,406,000Source |
| Operating Lease, ExpenseUSD | — | — | — | — | — | — | — | — | 2,100,000Source | 2,100,000Source | 2,000,000Source | 2,000,000Source |
| Other Cost and Expense, OperatingUSD | — | — | 29,156,000Source | 29,160,000Source | 30,492,000Source | 29,508,000Source | 30,623,000Source | 30,175,000Source | 119,908,000Source | 118,397,000Source | 110,699,000Source | 117,490,000Source |
| Other IncomeUSD | — | — | 262,000Source | 285,000Source | 265,000Source | 164,000Source | 212,000Source | 170,000Source | 859,000Source | 944,000Source | 756,000Source | 1,192,000Source |