Security
SoFi Technologies, Inc. Common Stock · SOFI
SOFINASDAQCommon stockCurrentCIK 1818874Updated Oct 28, 2026
Name history
Social Capital Hedosophia Holdings Corp. V · through May 28, 2021
SOFI price & chart
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NASDAQ:SOFI on TradingView ↗In the news
SoFi Technologies Investors Should Contact Block & Leviton to Possibly Recover Losses Through The Firm’s Investigation ↗
SOFI ALERT: Securities Fraud Investigation by Block & Leviton Could Allow SoFi Technologies Investors to Recover Losses ↗
Templum to Offer Premier Private Market Investment Opportunities in Perplexity AI, OpenAI, and Colossal Biosciences to SoFi Members ↗
Recent filings
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Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 45,293,450,000Source | 34,380,176,000Source | 60,947,548,000Source | 41,112,171,000Source | 32,641,979,000Source | 53,698,258,000Source | 37,749,286,000Source | 31,305,760,000Source | 50,660,478,000Source | 36,250,951,000Source | 30,074,858,000Source | 19,007,675,000Source |
| GoodwillUSD | 1,393,505,000Source | 1,393,505,000Source | 1,425,015,000Source | 1,393,505,000Source | 1,393,505,000Source | 1,393,505,000Source | 1,393,505,000Source | 1,393,505,000Source | 1,393,505,000Source | 1,393,505,000Source | 1,393,505,000Source | 1,622,991,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 247,845,000Source | 314,959,000Source | 226,528,000Source | 263,522,000Source | 331,446,000Source | 215,087,000Source | 279,757,000Source | 347,495,000Source | 231,919,000Source | 297,794,000Source | 364,048,000Source | 442,155,000Source |
| Current assets: | ||||||||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 3,246,351,000Source | 2,354,965,000Source | 3,126,237,000Source | 2,122,502,000Source | 2,334,589,000Source | 3,401,020,000Source | 2,085,697,000Source | 3,693,390,000Source | 4,929,452,000Source | 2,538,293,000Source | 3,085,020,000Source | 1,421,907,000Source |
| Accounts Receivable | — | — | — | — | — | — | — | — | —Source | —Source | —Source | —Source |
| Operating Lease, Right-of-Use AssetUSD | 79,419,000Source | 84,149,000Source | 86,149,000Source | 77,213,000Source | 83,352,000Source | 88,856,000Source | 77,841,000Source | 87,362,000Source | 93,941,000Source | 81,219,000Source | 89,635,000Source | 97,135,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 36,513,487,000Source | 28,258,695,000Source | 49,871,321,000Source | 34,251,591,000Source | 26,740,485,000Source | 42,886,667,000Source | 31,070,772,000Source | 25,159,781,000Source | 40,170,983,000Source | 29,725,817,000Source | 24,519,872,000Source | 13,479,199,000Source |
| Stockholders’ equity: | ||||||||||||
| Common Stock, Value, IssuedUSD | 120,000Source | 108,000Source | 128,000Source | 111,000Source | 106,000Source | 127,000Source | 110,000Source | 105,000Source | 126,000Source | 109,000Source | 97,000Source | 93,000Source |
| Additional Paid in CapitalUSD | 9,768,122,000Source | 7,751,335,000Source | 11,589,035,000Source | 7,994,095,000Source | 7,601,687,000Source | 11,471,754,000Source | 7,910,058,000Source | 7,543,808,000Source | 11,302,668,000Source | 7,838,988,000Source | 7,039,987,000Source | 6,719,826,000Source |
| Retained Earnings (Accumulated Deficit)USD | -997,827,000Source | -1,638,071,000Source | -500,955,000Source | -1,137,219,000Source | -1,698,816,000Source | -657,547,000Source | -1,234,482,000Source | -1,716,220,000Source | -824,278,000Source | -1,305,598,000Source | -1,804,263,000Source | -1,503,521,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | 9,548,000Source | 8,109,000Source | -11,981,000Source | 3,593,000Source | -1,483,000Source | -2,743,000Source | 2,828,000Source | -2,088,000Source | 10,979,000Source | -8,365,000Source | -1,209,000Source | -8,296,000Source |
| Stockholders' Equity Attributable to ParentUSD | 8,779,963,000Source | 6,121,481,000Source | 11,076,227,000Source | 6,860,580,000Source | 5,901,494,000Source | 10,811,591,000Source | 6,678,514,000Source | 5,825,605,000Source | 10,489,495,000Source | 6,525,134,000Source | 5,234,612,000Source | 5,208,102,000Source |
| Liabilities and EquityUSD | 45,293,450,000Source | 34,380,176,000Source | 60,947,548,000Source | 41,112,171,000Source | 32,641,979,000Source | 53,698,258,000Source | 37,749,286,000Source | 31,305,760,000Source | 50,660,478,000Source | 36,250,951,000Source | 30,074,858,000Source | 19,007,675,000Source |
| Additional Financial Items | ||||||||||||
| Deferred Tax Liabilities, NetUSD | — | — | — | — | — | — | — | — | 21,426,000Source | 20,164,000Source | 40,229,000Source | 56,482,000Source |
| Dividends PayableUSD | — | — | — | — | — | — | — | 10,079,000Source | — | — | 0Source | — |
| Long-term DebtUSD | — | — | — | — | — | — | — | — | — | — | — | 5,485,882,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | — | — | — | — | 67,578,000Source | 55,283,000Source | 234,151,000Source | 203,498,000Source | 201,416,000Source | 151,360,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 72,012,000Source | 63,756,000Source | 262,058,000Source | 246,152,000Source | 271,216,000Source | 305,994,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 28,897,000Source | 8,794,000Source | 16,188,000Source | -286,917,000Source | -15,828,000Source | -3,498,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | -2,314,994,000Source | 21,502,000Source | -3,742,458,000Source | -1,119,807,000Source | -7,227,139,000Source | -7,255,858,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 72,301,000Source | — |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -2,394,334,000Source | -1,440,220,000Source | -6,719,107,000Source | -4,820,990,000Source | -1,889,864,000Source | -106,333,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | — | — | — | — | — | — | 5,895,000Source | 5,592,000Source | 64,986,000Source | 22,601,000Source | 15,300,000Source | 8,983,000Source |
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | — | — | — | — | 0Source | 0Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 3,114,580,000Source | 1,425,763,000Source | 13,109,333,000Source | 5,034,577,000Source | 10,885,602,000Source | 8,439,485,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | -1,595,522,000Source | 6,776,000Source | 2,647,413,000Source | -906,218,000Source | 1,769,276,000Source | 1,077,865,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 3,746,447,000Source | 2,969,759,000Source | 3,565,559,000Source | 2,714,603,000Source | 3,761,251,000Source | 2,716,136,000Source | 5,356,773,000Source | 2,709,360,000Source | 3,615,578,000Source | 1,846,302,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | — | — | 1,146,248,000Source | 1,118,032,000Source | 720,163,000Source | 150,866,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | 28,912,000Source | 26,910,000Source | 14,326,000Source | 2,567,000Source |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | — | — | — | — | -774,000Source | -269,000Source | -355,000Source | 2,000Source | 677,000Source | 571,000Source |
| Additional Financial Items | ||||||||||||
| Accretion ExpenseUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Share-based Payment Arrangement, ExpenseUSD | — | — | 66,469,000Source | 63,646,000Source | 76,865,000Source | 63,256,000Source | 72,012,000Source | 63,756,000Source | 262,058,000Source | 246,152,000Source | 271,216,000Source | 305,994,000Source |
| Amortization of Debt Issuance Costs and DiscountsUSD | — | — | — | — | — | — | 2,898,000Source | 2,443,000Source | 11,335,000Source | 13,478,000Source | 20,104,000Source | 18,292,000Source |
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | — | — | 74,579,000Source | 75,494,000Source | 104,919,000Source | 93,016,000Source |
| Capitalized Computer Software, AmortizationUSD | — | — | — | — | — | — | — | — | 6,917,000Source | 9,647,000Source | 4,246,000Source | 737,000Source |
| Dividends PayableUSD | — | — | — | — | — | — | — | — | — | — | 0Source | — |
| Fair Value, Option, Changes in Fair Value, Gain (Loss)USD | — | — | 0Source | -2,899,000Source | — | 0Source | — | -760,000Source | -2,097,000Source | -4,696,000Source | -2,969,000Source | -586,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 9,199,000Source | 6,013,000Source | 13,755,000Source | 10,035,000Source | 8,895,000Source | 5,678,000Source | 30,319,000Source | 31,712,000Source | 54,945,000Source | 54,332,000Source |
| Gain (Loss) on Extinguishment of DebtUSD | — | — | — | 3,323,000Source | — | — | — | 0Source | 0Source | 62,517,000Source | 14,574,000Source | — |
| General and Administrative ExpenseUSD | — | — | 188,405,000Source | 148,921,000Source | 216,800,000Source | 165,390,000Source | 197,584,000Source | 156,397,000Source | 704,436,000Source | 600,089,000Source | 511,011,000Source | 501,618,000Source |
| GoodwillUSD | — | — | 1,393,505,000Source | 1,393,505,000Source | 1,425,015,000Source | 1,393,505,000Source | 1,393,505,000Source | 1,393,505,000Source | 1,393,505,000Source | 1,393,505,000Source | 1,393,505,000Source | 1,622,991,000Source |
| Goodwill, Impairment LossUSD | — | — | — | 0Source | — | — | 0Source | — | 0Source | 0Source | 247,174,000Source | 0Source |
| Impairment of Intangible Assets, Finite-livedUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Income (Loss) from Equity Method InvestmentsUSD | — | — | — | — | — | — | — | — | — | — | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | — | — | 9,159,000Source | 3,110,000Source | 47,717,000Source | 14,929,000Source | 32,821,000Source | 8,666,000Source | 44,537,000Source | -265,320,000Source | -416,000Source | 1,686,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 139,392,000Source | 60,745,000Source | 156,592,000Source | 97,263,000Source | 166,731,000Source | 71,116,000Source | 481,320,000Source | 498,665,000Source | -300,742,000Source | -320,407,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 139,392,000Source | 60,745,000Source | 156,592,000Source | 97,263,000Source | 166,731,000Source | 71,116,000Source | 481,320,000Source | 479,136,000Source | -341,167,000Source | -360,832,000Source |
| Proceeds from Issuance of Common StockUSD | — | — | — | — | — | — | 87,387,000Source | 0Source | 3,185,618,000Source | — | — | 0Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 167,321,000Source | 120,123,000Source | 549,555,000Source | 807,804,000Source | 153,828,000Source | 15,240,000Source |
| Proceeds from Stock Options ExercisedUSD | — | — | — | — | — | — | 2,366,000Source | 195,000Source | 6,935,000Source | 21,407,000Source | 1,145,000Source | 2,610,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | — | — | — | — | —Source | — | — | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 156,791,000Source | 131,225,000Source | 153,577,000Source | 151,890,000Source | 129,504,000Source | 140,382,000Source | 619,353,000Source | 503,123,000Source | 421,454,000Source | 377,096,000Source |
| Cost of Goods and Services Sold | — | — | —Source | —Source | —Source | —Source | —Source | —Source | —Source | —Source | —Source | —Source |
| Gross Profit (Calculated) · Derived | — | — | — | — | — | — | — | — | — | — | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 148,551,000Source | 63,855,000Source | 204,309,000Source | 112,192,000Source | 199,552,000Source | 79,782,000Source | 525,857,000Source | 233,345,000Source | -301,158,000Source | -318,721,000Source |
| Income Tax Expense (Benefit)USD | — | — | 9,159,000Source | 3,110,000Source | 47,717,000Source | 14,929,000Source | 32,821,000Source | 8,666,000Source | 44,537,000Source | -265,320,000Source | -416,000Source | 1,686,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 139,392,000Source | 60,745,000Source | 156,592,000Source | 97,263,000Source | 166,731,000Source | 71,116,000Source | 481,320,000Source | 498,665,000Source | -300,742,000Source | -320,407,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.12Source | 0.06Source | 0.12Source | 0.09Source | 0.13Source | 0.06Source | 0.42Source | 0.46Source | -0.36Source | -0.4Source |
| Earnings Per Share, DilutedUSD per share | — | — | 0.11Source | 0.05Source | 0.12Source | 0.08Source | 0.12Source | 0.06Source | 0.39Source | 0.39Source | -0.36Source | -0.4Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 1,171,205,000Source | 1,071,160,000Source | 1,284,303,000Source | 1,107,006,000Source | 1,276,328,000Source | 1,097,994,000Source | 1,150,140,000Source | 1,050,219,000Source | 945,024,160Source | 900,886,113Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 1,291,011,000Source | 1,104,450,000Source | 1,351,990,000Source | 1,182,877,000Source | 1,378,011,000Source | 1,185,466,000Source | 1,251,767,000Source | 1,101,390,000Source | 945,024,160Source | 900,886,113Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | — | — | 74,579,000Source | 75,494,000Source | 104,919,000Source | 93,016,000Source |
| Capitalized Computer Software, AmortizationUSD | — | — | — | — | — | — | — | — | 6,917,000Source | 9,647,000Source | 4,246,000Source | 737,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source | — | — |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 28,349,000Source | 21,597,000Source | 15,412,000Source | 5,184,000Source |
| Fair Value, Option, Changes in Fair Value, Gain (Loss)USD | — | — | 0Source | -2,899,000Source | — | 0Source | — | -760,000Source | -2,097,000Source | -4,696,000Source | -2,969,000Source | -586,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 9,199,000Source | 6,013,000Source | 13,755,000Source | 10,035,000Source | 8,895,000Source | 5,678,000Source | 30,319,000Source | 31,712,000Source | 54,945,000Source | 54,332,000Source |
| General and Administrative ExpenseUSD | — | — | 188,405,000Source | 148,921,000Source | 216,800,000Source | 165,390,000Source | 197,584,000Source | 156,397,000Source | 704,436,000Source | 600,089,000Source | 511,011,000Source | 501,618,000Source |
| Goodwill, Impairment LossUSD | — | — | — | 0Source | — | — | 0Source | — | 0Source | 0Source | 247,174,000Source | 0Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | — | — | — | — | — | — | — | — | 581,509,000Source | 292,326,000Source | -131,899,000Source | -299,751,000Source |
| Income (Loss) from Equity Method InvestmentsUSD | — | — | — | — | — | — | — | — | — | — | 0Source | 0Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 789,327,000Source | 189,275,000Source |
| InterestExpenseOperatingUSD | — | — | 306,447,000Source | 292,364,000Source | 352,333,000Source | 274,568,000Source | 308,008,000Source | 265,086,000Source | 1,156,243,000Source | 1,091,336,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 585,114,000Source | 431,010,000Source | 788,195,000Source | 517,837,000Source | 692,988,000Source | 498,726,000Source | 2,218,956,000Source | 1,716,481,000Source | 1,261,740,000Source | 584,096,000Source |
| Interest Income, OperatingUSD | — | — | 891,561,000Source | 723,374,000Source | 1,140,528,000Source | 792,405,000Source | 1,000,996,000Source | 763,812,000Source | 3,375,199,000Source | 2,807,817,000Source | 2,051,067,000Source | 773,371,000Source |
| Interest Income, OtherUSD | — | — | 61,405,000Source | 51,398,000Source | 72,634,000Source | 53,543,000Source | 68,812,000Source | 50,936,000Source | 228,903,000Source | 205,829,000Source | 106,939,000Source | 13,867,000Source |
| Labor and Related ExpenseUSD | — | — | 293,738,000Source | 240,169,000Source | 343,353,000Source | 269,799,000Source | 329,727,000Source | 268,606,000Source | 1,142,145,000Source | 927,258,000Source | 894,720,000Source | 830,298,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 139,392,000Source | 60,745,000Source | 156,592,000Source | 97,263,000Source | 166,731,000Source | 71,116,000Source | 481,320,000Source | 479,136,000Source | -341,167,000Source | -360,832,000Source |
| Preferred Stock Dividends, Income Statement ImpactUSD | — | — | — | — | — | — | — | — | — | — | 40,425,000Source | 40,425,000Source |
| Research and Development ExpenseUSD | — | — | 167,144,000Source | 139,714,000Source | 191,276,000Source | 152,146,000Source | 187,675,000Source | 156,206,000Source | 648,332,000Source | 551,787,000Source | 511,419,000Source | 405,257,000Source |
| Selling and Marketing ExpenseUSD | — | — | 286,878,000Source | 214,904,000Source | 392,397,000Source | 264,744,000Source | 335,539,000Source | 238,176,000Source | 1,095,412,000Source | 796,293,000Source | 719,400,000Source | 617,823,000Source |
Filing attachments
ex42-descriptionofregister.htm · 10-K · 2026-02-17
Exhibit 4.2 DESCRIPTION OF OUR SECURITIES Authorized Capitalization General The total amount of authorized capital stock of SoFi Technologies, Inc. (“SoFi Technologies” or “our”) consists of 3,000,000,000 shares of voting common stock, par value $0.0001 per share, 100,000,000 shares of non-voting common stock, par value of $0.0001 per share, 100,000,000 shares of preferred stock, par value $0.0001 per share and 100,000,000 shares of redeemable preferred stock, par value $0.0000025 per share.…
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