Security
Citizens Financial Group, Inc. · CFG
CFGNYSECommon stockCurrentCIK 759944Updated Nov 2, 2026
Name history
CITIZENS FINANCIAL GROUP INC/DE · through Feb 8, 2000
CFG price & chart
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NYSE:CFG on TradingView ↗About the company
Citizens Financial Group, Inc. is one of the nation’s oldest and largest financial institutions, with $218.3 billion in assets as of June 30, 2025. Headquartered in Providence, Rhode Island, Citizens offers a broad range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. Citizens helps its customers reach their potential by listening to them and by understanding their needs in order to offer tailored advice, ideas and solutions. In Consumer Banking, Citizens provides an integrated experience that includes mobile and online banking, a full-service customer contact center and the convenience of approximately 3,100 ATMs and approximately 1,000 branches in 14 states and the District of Columbia. Consumer Banking products and services include a full range of banking, lending, savings, wealth management and small business offerings. In Commercial Banking, Citizens offers a broad complement of financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, interest rate and commodity risk management solutions, as well as loan synd…
In the news
Recent filings
Changes in Registrant's Certifying Accountant
Items 4.01, 9.01
10-Q filing
13F-HR filing
Results of Operations and Financial Condition · Regulation FD Disclosure
Items 2.02, 7.01, 9.01
Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
Items 5.03, 9.01
Financials
FY 2025 · USDSource
Source
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 222,747,000,000Source | 219,706,000,000Source | 233,836,000,000Source | 218,310,000,000Source | 219,938,000,000Source | 227,918,000,000Source | 220,148,000,000Source | 220,448,000,000Source | 226,351,000,000Source | 217,521,000,000Source | 221,964,000,000Source | 226,733,000,000Source |
| Property, Plant and Equipment, NetUSD | 857,000,000Source | 862,000,000Source | 873,000,000Source | 855,000,000Source | 863,000,000Source | 874,000,000Source | 855,000,000Source | 872,000,000Source | 915,000,000Source | 875,000,000Source | 895,000,000Source | 844,000,000Source |
| GoodwillUSD | 8,187,000,000Source | 8,187,000,000Source | 8,220,000,000Source | 8,187,000,000Source | 8,187,000,000Source | 8,221,000,000Source | 8,187,000,000Source | 8,188,000,000Source | 8,187,000,000Source | 8,187,000,000Source | 8,188,000,000Source | 8,173,000,000Source |
| Operating Lease, Right-of-Use AssetUSD | — | — | — | — | — | — | — | — | 958,000,000Source | 869,000,000Source | 885,000,000Source | 1,019,000,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 196,918,000,000Source | 194,774,000,000Source | 207,653,000,000Source | 193,076,000,000Source | 196,069,000,000Source | 201,746,000,000Source | 195,282,000,000Source | 196,687,000,000Source | 200,034,000,000Source | 193,267,000,000Source | 197,622,000,000Source | 203,043,000,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | 2,111,000,000Source | 2,112,000,000Source | 2,111,000,000Source | 2,113,000,000Source | 2,112,000,000Source | 2,111,000,000Source | 2,113,000,000Source | 2,014,000,000Source | 2,111,000,000Source | 2,113,000,000Source | 2,014,000,000Source | 2,014,000,000Source |
| Common Stock, Value, IssuedUSD | 7,000,000Source | 6,000,000Source | 7,000,000Source | 7,000,000Source | 6,000,000Source | 7,000,000Source | 7,000,000Source | 6,000,000Source | 7,000,000Source | 7,000,000Source | 6,000,000Source | 6,000,000Source |
| Additional Paid in CapitalUSD | 22,448,000,000Source | 22,327,000,000Source | 22,521,000,000Source | 22,420,000,000Source | 22,299,000,000Source | 22,466,000,000Source | 22,370,000,000Source | 22,272,000,000Source | 22,476,000,000Source | 22,364,000,000Source | 22,250,000,000Source | 22,142,000,000Source |
| Retained Earnings (Accumulated Deficit)USD | 11,056,000,000Source | 10,233,000,000Source | 11,987,000,000Source | 10,783,000,000Source | 10,079,000,000Source | 11,631,000,000Source | 10,566,000,000Source | 9,923,000,000Source | 11,345,000,000Source | 10,412,000,000Source | 9,816,000,000Source | 9,159,000,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -2,267,000,000Source | -2,926,000,000Source | -2,261,000,000Source | -2,639,000,000Source | -4,135,000,000Source | -2,088,000,000Source | -2,941,000,000Source | -4,164,000,000Source | -1,970,000,000Source | -3,595,000,000Source | -3,758,000,000Source | -4,560,000,000Source |
| Stockholders' Equity Attributable to ParentUSD | 25,829,000,000Source | 24,932,000,000Source | 26,183,000,000Source | 25,234,000,000Source | 23,869,000,000Source | 26,172,000,000Source | 24,866,000,000Source | 23,761,000,000Source | 26,317,000,000Source | 24,254,000,000Source | 24,342,000,000Source | 23,690,000,000Source |
| Liabilities and EquityUSD | 222,747,000,000Source | 219,706,000,000Source | 233,836,000,000Source | 218,310,000,000Source | 219,938,000,000Source | 227,918,000,000Source | 220,148,000,000Source | 220,448,000,000Source | 226,351,000,000Source | 217,521,000,000Source | 221,964,000,000Source | 226,733,000,000Source |
| Additional Financial Items | ||||||||||||
| Long-term DebtUSD | 10,441,000,000Source | 13,944,000,000Source | 15,190,000,000Source | 12,526,000,000Source | 13,082,000,000Source | 12,260,000,000Source | 12,267,000,000Source | 13,804,000,000Source | 11,224,000,000Source | 12,401,000,000Source | 13,467,000,000Source | 15,887,000,000Source |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | — | — | — | — | 517,000,000Source | 373,000,000Source | 1,831,000,000Source | 1,509,000,000Source | 1,608,000,000Source | 2,073,000,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | 52,000,000Source | -16,000,000Source | -82,000,000Source | -177,000,000Source | -242,000,000Source | 57,000,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | 237,000,000Source | -213,000,000Source | 2,211,000,000Source | 2,001,000,000Source | 2,961,000,000Source | 4,119,000,000Source |
| Cash flows from investing activities: | ||||||||||||
| Payments to Acquire Businesses, Net of Cash AcquiredUSD | — | — | — | — | — | — | — | — | — | 0Source | 0Source | 255,000,000Source |
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | -1,802,000,000Source | -1,108,000,000Source | -5,967,000,000Source | 2,987,000,000Source | 5,248,000,000Source | -12,637,000,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | — | — | — | — | — | — | 97,000,000Source | 50,000,000Source | 347,000,000Source | 93,000,000Source | 61,000,000Source | 771,000,000Source |
| Cash flows from financing activities: | ||||||||||||
| Payment, Tax Withholding, Share-based Payment ArrangementUSD | — | — | — | — | — | — | — | — | — | — | — | 25,000,000Source |
| Payments for Repurchase of Common StockUSD | — | — | — | — | — | — | 300,000,000Source | 200,000,000Source | 600,000,000Source | 1,050,000,000Source | 906,000,000Source | 153,000,000Source |
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 1,168,000,000Source | 2,261,000,000Source | 5,882,000,000Source | -6,015,000,000Source | -7,128,000,000Source | 9,907,000,000Source |
| Payments of Ordinary Dividends, Common StockUSD | — | — | 184,000,000Source | 190,000,000Source | 198,000,000Source | 185,000,000Source | 198,000,000Source | 186,000,000Source | 755,000,000Source | 769,000,000Source | 808,000,000Source | 779,000,000Source |
| Proceeds from (Payments for) Other Financing ActivitiesUSD | — | — | — | — | — | — | -43,000,000Source | -24,000,000Source | -8,000,000Source | 18,000,000Source | 21,000,000Source | — |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | 2,618,000,000Source | 2,675,000,000Source | 9,744,000,000Source | 14,286,000,000Source | 28,418,000,000Source | 19,691,000,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | -397,000,000Source | 940,000,000Source | 2,126,000,000Source | -1,027,000,000Source | 1,081,000,000Source | 1,389,000,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 11,650,000,000Source | 10,915,000,000Source | 12,760,000,000Source | 8,548,000,000Source | 12,330,000,000Source | 11,541,000,000Source | 12,727,000,000Source | 10,601,000,000Source | 11,628,000,000Source | 10,547,000,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | — | — | 4,040,000,000Source | 4,375,000,000Source | 3,640,000,000Source | 989,000,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | — | — | 151,000,000Source | — | — | — |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | — | — | — | — | 33,000,000Source | 31,000,000Source | 120,000,000Source | 97,000,000Source | 87,000,000Source | 84,000,000Source |
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | — | — | 33,000,000Source | 35,000,000Source | 42,000,000Source | 41,000,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 30,000,000Source | 26,000,000Source | 33,000,000Source | 28,000,000Source | 29,000,000Source | 27,000,000Source | 115,000,000Source | 108,000,000Source | 93,000,000Source | 88,000,000Source |
| Capitalized Computer Software, AmortizationUSD | — | — | — | — | — | — | — | — | 271,000,000Source | 268,000,000Source | 254,000,000Source | 243,000,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | 2,000,000Source | 9,000,000Source | 6,000,000Source | 5,000,000Source | 7,000,000Source | 7,000,000Source | 22,000,000Source | 18,000,000Source | 28,000,000Source | 9,000,000Source |
| Debt Securities, Realized Gain (Loss)USD | — | — | 2,000,000Source | 9,000,000Source | 6,000,000Source | 5,000,000Source | 7,000,000Source | 7,000,000Source | 22,000,000Source | 18,000,000Source | 28,000,000Source | 9,000,000Source |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to SettlementUSD | — | — | — | — | — | — | — | — | 3,000,000Source | -3,000,000Source | 0Source | 0Source |
| DepreciationUSD | — | — | — | — | — | — | — | — | 130,000,000Source | 132,000,000Source | 115,000,000Source | 107,000,000Source |
| Depreciation, Amortization and Accretion, NetUSD | — | — | — | — | — | — | 113,000,000Source | 123,000,000Source | 478,000,000Source | 498,000,000Source | 478,000,000Source | 565,000,000Source |
| Derivative, Gain (Loss) on Derivative, NetUSD | — | — | 43,000,000Source | 0Source | 38,000,000Source | -49,000,000Source | 49,000,000Source | -3,000,000Source | -11,000,000Source | 71,000,000Source | 153,000,000Source | 112,000,000Source |
| Equipment ExpenseUSD | — | — | 197,000,000Source | 194,000,000Source | 195,000,000Source | 193,000,000Source | 197,000,000Source | 194,000,000Source | 783,000,000Source | 769,000,000Source | 756,000,000Source | 648,000,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 126,000,000Source | 146,000,000Source | 146,000,000Source | 161,000,000Source | 153,000,000Source | 153,000,000Source | 566,000,000Source | 709,000,000Source | 724,000,000Source | 394,000,000Source |
| Gain (Loss) on Disposition of AssetsUSD | — | — | — | — | — | — | 7,000,000Source | 9,000,000Source | 24,000,000Source | 18,000,000Source | 28,000,000Source | 9,000,000Source |
| GoodwillUSD | — | — | 8,187,000,000Source | 8,187,000,000Source | 8,220,000,000Source | 8,187,000,000Source | 8,221,000,000Source | 8,187,000,000Source | 8,187,000,000Source | 8,187,000,000Source | 8,188,000,000Source | 8,173,000,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | — | — | 135,000,000Source | 88,000,000Source | 168,000,000Source | 118,000,000Source | 133,000,000Source | 95,000,000Source | 497,000,000Source | 379,000,000Source | 422,000,000Source | 582,000,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 494,000,000Source | 382,000,000Source | 587,000,000Source | 436,000,000Source | 517,000,000Source | 373,000,000Source | 1,831,000,000Source | 1,509,000,000Source | 1,608,000,000Source | 2,073,000,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 457,000,000Source | 344,000,000Source | 554,000,000Source | 402,000,000Source | 484,000,000Source | 340,000,000Source | 1,688,000,000Source | 1,372,000,000Source | 1,491,000,000Source | 1,960,000,000Source |
| Operating Lease, Lease IncomeUSD | — | — | — | — | — | — | — | — | 16,000,000Source | — | — | — |
| Proceeds from Issuance of Long-term DebtUSD | — | — | — | — | — | — | 3,647,000,000Source | 2,533,000,000Source | 8,534,000,000Source | 13,185,000,000Source | 25,983,000,000Source | 24,617,000,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 1,137,000,000Source | 846,000,000Source | 4,018,000,000Source | 3,304,000,000Source | 2,001,000,000Source | 3,422,000,000Source |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total RevenueUSD | — | — | 2,118,000,000Source | 1,901,000,000Source | 2,283,000,000Source | 2,037,000,000Source | 2,168,000,000Source | 1,935,000,000Source | 8,247,000,000Source | 7,809,000,000Source | 8,224,000,000Source | 8,021,000,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 629,000,000Source | 470,000,000Source | 755,000,000Source | 554,000,000Source | 650,000,000Source | 468,000,000Source | 2,328,000,000Source | 1,888,000,000Source | 2,030,000,000Source | 2,655,000,000Source |
| Income Tax Expense (Benefit)USD | — | — | 135,000,000Source | 88,000,000Source | 168,000,000Source | 118,000,000Source | 133,000,000Source | 95,000,000Source | 497,000,000Source | 379,000,000Source | 422,000,000Source | 582,000,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 494,000,000Source | 382,000,000Source | 587,000,000Source | 436,000,000Source | 517,000,000Source | 373,000,000Source | 1,831,000,000Source | 1,509,000,000Source | 1,608,000,000Source | 2,073,000,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 1.06Source | 0.77Source | 1.31Source | 0.93Source | 1.14Source | 0.78Source | 3.9Source | 3.05Source | 3.14Source | 4.12Source |
| Earnings Per Share, DilutedUSD per share | — | — | 1.05Source | 0.77Source | 1.3Source | 0.92Source | 1.13Source | 0.77Source | 3.86Source | 3.03Source | 3.13Source | 4.1Source |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 431,365,552Source | 446,561,996Source | 422,871,137Source | 433,640,210Source | 425,344,491Source | 438,320,757Source | 433,173,162Source | 450,678,038Source | 475,089,384Source | 475,959,815Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 435,472,350Source | 449,913,467Source | 426,681,848Source | 436,539,774Source | 429,894,837Source | 442,200,180Source | 436,890,731Source | 453,510,245Source | 476,693,148Source | 477,803,142Source |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | — | — | — | — | — | — | 33,000,000Source | 35,000,000Source | 42,000,000Source | 41,000,000Source |
| Bank Owned Life Insurance IncomeUSD | — | — | 30,000,000Source | 26,000,000Source | 33,000,000Source | 28,000,000Source | 29,000,000Source | 27,000,000Source | 115,000,000Source | 108,000,000Source | 93,000,000Source | 88,000,000Source |
| Capitalized Computer Software, AmortizationUSD | — | — | — | — | — | — | — | — | 271,000,000Source | 268,000,000Source | 254,000,000Source | 243,000,000Source |
| Common Stock, Dividends, Per Share, DeclaredUSD per share | — | — | 0.42Source | 0.42Source | 0.46Source | 0.42Source | 0.46Source | 0.42Source | 1.72Source | 1.68Source | 1.68Source | 1.62Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 579,000,000Source | 556,000,000Source | 664,000,000Source | 525,000,000Source |
| Debt Securities, Realized Gain (Loss)USD | — | — | 2,000,000Source | 9,000,000Source | 6,000,000Source | 5,000,000Source | 7,000,000Source | 7,000,000Source | 22,000,000Source | 18,000,000Source | 28,000,000Source | 9,000,000Source |
| Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Gain (Loss) Due to SettlementUSD | — | — | — | — | — | — | — | — | 3,000,000Source | -3,000,000Source | 0Source | 0Source |
| Equipment ExpenseUSD | — | — | 197,000,000Source | 194,000,000Source | 195,000,000Source | 193,000,000Source | 197,000,000Source | 194,000,000Source | 783,000,000Source | 769,000,000Source | 756,000,000Source | 648,000,000Source |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversalUSD | — | — | 126,000,000Source | 146,000,000Source | 146,000,000Source | 161,000,000Source | 153,000,000Source | 153,000,000Source | 566,000,000Source | 709,000,000Source | 724,000,000Source | 394,000,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | — | — | — | — | 0Source | 0Source | 0Source | 0Source |
| Interest ExpenseUSD | — | — | — | — | — | — | — | — | — | — | 3,963,000,000Source | 1,048,000,000Source |
| InterestExpenseOperatingUSD | — | — | 970,000,000Source | 1,170,000,000Source | 912,000,000Source | 970,000,000Source | 858,000,000Source | 961,000,000Source | 3,810,000,000Source | 4,553,000,000Source | — | — |
| Interest Income (Expense), NetUSD | — | — | 1,488,000,000Source | 1,369,000,000Source | 1,631,000,000Source | 1,437,000,000Source | 1,562,000,000Source | 1,391,000,000Source | 5,853,000,000Source | 5,633,000,000Source | 6,241,000,000Source | 6,012,000,000Source |
| Labor and Related ExpenseUSD | — | — | 705,000,000Source | 647,000,000Source | 745,000,000Source | 681,000,000Source | 758,000,000Source | 696,000,000Source | 2,798,000,000Source | 2,657,000,000Source | 2,599,000,000Source | 2,549,000,000Source |
| Marketing and Advertising ExpenseUSD | — | — | 44,000,000Source | 40,000,000Source | 43,000,000Source | 45,000,000Source | 41,000,000Source | 40,000,000Source | 170,000,000Source | 170,000,000Source | 187,000,000Source | 166,000,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 457,000,000Source | 344,000,000Source | 554,000,000Source | 402,000,000Source | 484,000,000Source | 340,000,000Source | 1,688,000,000Source | 1,372,000,000Source | 1,491,000,000Source | 1,960,000,000Source |
| Operating Lease, Lease IncomeUSD | — | — | — | — | — | — | — | — | 16,000,000Source | — | — | — |
| Other Cost and Expense, OperatingUSD | — | — | 166,000,000Source | 164,000,000Source | 172,000,000Source | 168,000,000Source | 147,000,000Source | 157,000,000Source | 662,000,000Source | 722,000,000Source | 973,000,000Source | 585,000,000Source |
| Other ExpensesUSD | — | — | 90,000,000Source | 84,000,000Source | 91,000,000Source | 85,000,000Source | 76,000,000Source | 79,000,000Source | 365,000,000Source | 359,000,000Source | 396,000,000Source | 323,000,000Source |
| Preferred Stock Dividends, Income Statement ImpactUSD | — | — | 32,000,000Source | 38,000,000Source | 33,000,000Source | 34,000,000Source | 33,000,000Source | 33,000,000Source | 138,000,000Source | 137,000,000Source | 117,000,000Source | 113,000,000Source |
Filing attachments
d66853dex42.htm · 8-K · 2026-01-29
EXHIBIT 4.2 CITIZENS FINANCIAL GROUP, INC. Issuer and THE BANK OF NEW YORK MELLON Trustee SIXTEENTH SUPPLEMENTAL INDENTURE Dated as of January 29, 2026 to SUBORDINATED INDENTURE Dated as of September 28, 2012 $400,000,000 Principal Amount 5.299% Fixed-Reset Subordinated Notes due 2036 TABLE OF CONTENTS PAGE ARTICLE I DEFINITIONS AND OTHER PROVISIONS OF GENERAL…
Read attachment ↗d948553dex991.htm · 8-K · 2025-08-12
EX-99.1 2 d948553dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 August 12, 2025 Media: Peter Lucht - 781.655.2289 Investors: Kristin Silberberg - 203.900.6854 Citizens Financial Group Names Aunoy Banerjee of Barclays as Chief Financial Officer PROVIDENCE, RI - Citizens Financial Group, Inc. (NYSE: CFG) today announced the appointment of Aunoy Banerjee as Executive Vice President and Chief Financial Officer. He will serve on the company’s Executive Committee and report to Chairman and CEO Bruc…
Read attachment ↗d870391dex42.htm · 8-K · 2025-07-31
EX-4.2 3 d870391dex42.htm EX-4.2 EX-4.2 Exhibit 4.2 DEPOSIT AGREEMENT among CITIZENS FINANCIAL GROUP, INC., as Issuer and COMPUTERSHARE INC. AND COMPUTERSHARE TRUST COMPANY, N.A., jointly as Depositary and THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN Dated as of July 31, 2025 ARTICLE I DEFINED TERMS …
Read attachment ↗d933266dex991.htm · 8-K · 2025-04-30
EX-99.1 2 d933266dex991.htm EX-99.1 EX-99.1 Exhibit 99.1 April 30, 2025 Media: Peter Lucht - 781.655.2289 Investors: Kristin Silberberg - 203.900.6854 Citizens Financial Group Elevates Brendan Coughlin to President Chief Financial Officer John Woods to Leave Citizens PROVIDENCE, RI - Citizens Financial Group, Inc. (NYSE: CFG) today announced that Brendan Coughlin, currently Vice Chair and Head of Consumer, Private Banking and Wealth, has been promoted to President, reporting to Bruce …
Read attachment ↗d936297dex42.htm · 8-K · 2025-03-05
EX-4.2 3 d936297dex42.htm EX-4.2 EX-4.2 EXHIBIT 4.2 CITIZENS FINANCIAL GROUP, INC. Company and THE BANK OF NEW YORK MELLON Trustee TENTH SUPPLEMENTAL INDENTURE Dated as of March 5, 2025 to SENIOR INDENTURE Dated as of October 28, 2015 $750,000,000 Principal Amount of 5.253% Fixed/Floating Rate Senior Notes due 2031 TABLE OF CONTENTS PAGE ARTICLE I DE…
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