Security
Happen, Inc. Common Stock · HAPN
HAPNNASDAQCommon stockCurrentCIK 1409970Updated Nov 2, 2026
Name history
LendingClub CORP · through Jun 18, 2026LendingClub Corp · through Jun 18, 2026
HAPN price & chart
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NASDAQ:HAPN on TradingView ↗In the news
Happen Bank Crosses $10 Billion in Personal Loans Sold Through Its Proprietary Structured Loan Certificates Programs ↗
Seeking Alpha
Happen, Inc. 2026 Q3 - Results - Earnings Call Presentation ↗
Happen raises 2026 EPS outlook to $1.87-$1.92 while guiding Q4 originations to $3.1B-$3.2B ↗
Happen, Inc. (HAPN) Q3 2026 Earnings Call Transcript ↗
SEC disclosures
Happen, Inc. files 8-K: Material Event ↗
Recent filings
10-Q filing
Results of Operations and Financial Condition
Items 2.02, 9.01
144 filing
144 filing
4 filing
Show 5 more recent filings
Financials
FY 2025 · USDSource
Source
Source
balance sheet · annual statements
| Line item | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q2 2024 | Q1 2026 | Q1 2025 | Q1 2024 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| AssetsUSD | 11,072,515,000Source | 11,037,507,000Source | 12,549,040,000Source | 10,775,333,000Source | 9,586,050,000Source | 11,939,839,000Source | 10,483,096,000Source | 9,244,828,000Source | 11,567,816,000Source | 10,630,509,000Source | 8,827,463,000Source | 7,979,747,000Source |
| Property, Plant and Equipment, NetUSD | 250,330,000Source | 167,809,000Source | 276,454,000Source | 246,284,000Source | 166,150,000Source | 273,472,000Source | 168,899,000Source | 163,632,000Source | 254,088,000Source | 167,532,000Source | 161,517,000Source | 136,473,000Source |
| GoodwillUSD | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 8,206,000Source | 9,439,000Source | 6,033,000Source | 7,068,000Source | 10,293,000Source | 6,677,000Source | 7,778,000Source | 11,165,000Source | 7,419,000Source | 8,586,000Source | 12,135,000Source | 16,334,000Source |
| Operating Lease, Right-of-Use AssetUSD | 15,086,000Source | 21,198,000Source | 9,403,000Source | 17,194,000Source | 23,027,000Source | 10,761,000Source | 19,265,000Source | 24,824,000Source | 12,942,000Source | 21,304,000Source | 26,611,000Source | 63,872,000Source |
| LIABILITIES AND EQUITY | ||||||||||||
| LiabilitiesUSD | 9,610,302,000Source | 9,694,612,000Source | 10,981,575,000Source | 9,369,298,000Source | 8,298,105,000Source | 10,416,311,000Source | 9,118,579,000Source | 7,978,542,000Source | 10,067,388,000Source | 9,288,778,000Source | 7,575,641,000Source | 6,815,453,000Source |
| Stockholders’ equity: | ||||||||||||
| Preferred Stock, Value, IssuedUSD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Common Stock, Value, IssuedUSD | 1,153,000Source | 1,124,000Source | 1,154,000Source | 1,147,000Source | 1,118,000Source | 1,155,000Source | 1,142,000Source | 1,111,000Source | 1,154,000Source | 1,134,000Source | 1,104,000Source | 1,065,000Source |
| Additional Paid in CapitalUSD | 1,722,113,000Source | 1,692,538,000Source | 1,697,357,000Source | 1,718,520,000Source | 1,685,865,000Source | 1,701,280,000Source | 1,711,429,000Source | 1,678,928,000Source | 1,719,233,000Source | 1,702,316,000Source | 1,669,828,000Source | 1,628,590,000Source |
| Retained Earnings (Accumulated Deficit)USD | -243,353,000Source | -347,196,000Source | -92,048,000Source | -287,627,000Source | -361,653,000Source | -150,196,000Source | -325,805,000Source | -376,556,000Source | -201,799,000Source | -337,476,000Source | -388,806,000Source | -427,745,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -17,700,000Source | -3,571,000Source | -38,998,000Source | -26,005,000Source | -37,385,000Source | -28,711,000Source | -22,249,000Source | -37,197,000Source | -18,160,000Source | -24,243,000Source | -30,304,000Source | -37,616,000Source |
| Stockholders' Equity Attributable to ParentUSD | 1,462,213,000Source | 1,342,895,000Source | 1,567,465,000Source | 1,406,035,000Source | 1,287,945,000Source | 1,523,528,000Source | 1,364,517,000Source | 1,266,286,000Source | 1,500,428,000Source | 1,341,731,000Source | 1,251,822,000Source | — |
| Liabilities and EquityUSD | 11,072,515,000Source | 11,037,507,000Source | 12,549,040,000Source | 10,775,333,000Source | 9,586,050,000Source | 11,939,839,000Source | 10,483,096,000Source | 9,244,828,000Source | 11,567,816,000Source | 10,630,509,000Source | 8,827,463,000Source | 7,979,747,000Source |
| Additional Financial Items | ||||||||||||
| Long-term DebtUSD | 0Source | — | 0Source | 0Source | — | 0Source | 0Source | — | 0Source | 0Source | — | — |
cash flow · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||||||||
| Depreciation, Depletion and AmortizationUSD | — | — | — | — | — | — | — | 13,909,000Source | — | 58,834,000Source | 47,195,000Source | 43,831,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | — | — | — | — | 7,574,000Source | 8,519,000Source | 34,286,000Source | 40,069,000Source | 52,389,000Source | 66,362,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 37,443,000Source | 10,869,000Source | 17,558,000Source | -157,460,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | — | — | — | — | -618,990,000Source | -339,256,000Source | -2,726,940,000Source | -2,634,174,000Source | -1,136,600,000Source | 375,568,000Source |
| Cash flows from investing activities: | ||||||||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | — | — | — | — | 182,543,000Source | 450,458,000Source | 1,932,159,000Source | 607,813,000Source | 516,697,000Source | -2,809,800,000Source |
| Payments for (Proceeds from) Other Investing ActivitiesUSD | — | — | — | — | — | — | 144,000Source | 2,689,000Source | 4,348,000Source | 2,651,000Source | 4,676,000Source | 4,423,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | — | — | — | — | 25,784,000Source | 13,066,000Source | 140,341,000Source | 54,302,000Source | 59,509,000Source | 69,481,000Source |
| Cash flows from financing activities: | ||||||||||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | — | — | — | — | 327,872,000Source | -168,351,000Source | 747,822,000Source | 1,709,609,000Source | 789,567,000Source | 2,795,130,000Source |
| Dividends paid | — | — | — | — | — | — | — | — | — | — | — | —Source |
| Proceeds from (Payments for) Other Financing ActivitiesUSD | — | — | — | — | — | — | — | -750,000Source | -22,093,000Source | -13,668,000Source | -19,833,000Source | -9,028,000Source |
| Repayments of Long-term DebtUSD | — | — | — | — | — | — | — | — | — | — | — | 15,300,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate EffectUSD | — | — | — | — | — | — | -108,575,000Source | -57,149,000Source | -46,959,000Source | -316,752,000Source | 169,664,000Source | 360,898,000Source |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | 845,670,000Source | 1,050,277,000Source | 928,222,000Source | 774,321,000Source | 821,862,000Source | 920,247,000Source | 930,437,000Source | 977,396,000Source | 1,294,148,000Source | 1,124,484,000Source |
| Supplemental disclosure of cash flow information: | ||||||||||||
| Interest Paid, Excluding Capitalized Interest, Operating ActivitiesUSD | — | — | — | — | — | — | 86,637,000Source | 84,348,000Source | 341,390,000Source | 378,276,000Source | 258,626,000Source | 79,732,000Source |
| Income Taxes Paid, NetUSD | — | — | — | — | — | — | -6,479,000Source | 104,000Source | 3,377,000Source | 275,000Source | 6,631,000Source | 14,462,000Source |
| Additional Financial Items | ||||||||||||
| Share-based Payment Arrangement, ExpenseUSD | — | — | 8,499,000Source | 9,534,000Source | 6,954,000Source | 9,065,000Source | 7,574,000Source | 8,519,000Source | 34,286,000Source | 40,069,000Source | 52,389,000Source | 66,362,000Source |
| Amortization of Intangible AssetsUSD | — | — | 900,000Source | 900,000Source | 600,000Source | 700,000Source | 700,000Source | 800,000Source | 3,200,000Source | 3,500,000Source | 4,200,000Source | 4,800,000Source |
| Debt Securities, Available-for-sale, Realized Gain (Loss)USD | — | — | — | — | — | — | — | — | — | — | — | 0Source |
| Derivative, Gain (Loss) on Derivative, NetUSD | — | — | 931,000Source | -1,953,000Source | 3,186,000Source | 947,000Source | 3,190,000Source | 1,099,000Source | 3,054,000Source | -4,952,000Source | — | — |
| Equipment ExpenseUSD | — | — | 13,465,000Source | 12,789,000Source | 15,846,000Source | 14,495,000Source | 15,293,000Source | 14,644,000Source | 57,014,000Source | 51,194,000Source | 53,485,000Source | 49,198,000Source |
| Gain (Loss) on Sales of Loans, NetUSD | — | — | 17,799,000Source | 12,433,000Source | 21,461,000Source | 13,540,000Source | 16,269,000Source | 12,202,000Source | 59,087,000Source | 49,097,000Source | 47,839,000Source | 95,335,000Source |
| GoodwillUSD | — | — | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source | 75,717,000Source |
| Goodwill, Impairment LossUSD | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | — |
| Impairment of Intangible Assets (Excluding Goodwill)USD | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | — | — | 12,964,000Source | 3,551,000Source | 17,509,000Source | 15,806,000Source | 15,725,000Source | 4,024,000Source | 41,269,000Source | 13,736,000Source | 15,678,000Source | -136,648,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 44,274,000Source | 14,457,000Source | 58,148,000Source | 38,178,000Source | 51,603,000Source | 11,671,000Source | 135,677,000Source | 51,330,000Source | 38,939,000Source | 289,685,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 44,274,000Source | 14,457,000Source | 58,148,000Source | 38,178,000Source | 51,603,000Source | 11,671,000Source | 135,677,000Source | 51,330,000Source | 38,939,000Source | — |
| Operating Lease, Lease IncomeUSD | — | — | 3,263,000Source | — | 1,415,000Source | 1,854,000Source | 1,992,000Source | 0Source | 7,459,000Source | — | — | — |
| Other Depreciation and AmortizationUSD | — | — | — | — | — | — | — | — | — | 49,800,000Source | — | — |
| Other Interest and Dividend IncomeUSD | — | — | 6,390,000Source | 12,442,000Source | 7,424,000Source | 7,113,000Source | 6,899,000Source | 9,606,000Source | 31,933,000Source | 56,307,000Source | 65,917,000Source | 18,579,000Source |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-saleUSD | — | — | — | — | — | — | 505,504,000Source | 380,365,000Source | 1,786,765,000Source | 938,409,000Source | 97,709,000Source | 86,078,000Source |
| Provision for Loan, Lease, and Other LossesUSD | — | — | 46,280,000Source | 47,541,000Source | -10,917,000Source | 39,733,000Source | 390,000Source | 58,149,000Source | 191,320,000Source | 178,267,000Source | 243,565,000Source | 267,326,000Source |
| Financing Receivable, Credit Loss, Expense (Reversal)USD | — | — | 45,907,000Source | 47,460,000Source | -10,885,000Source | 40,596,000Source | 846,000Source | 56,382,000Source | 190,928,000Source | 175,430,000Source | 243,570,000Source | 266,679,000Source |
| Share-based Payment Arrangement, Expensed and Capitalized, AmountUSD | — | — | 9,577,000Source | 11,248,000Source | 7,966,000Source | 10,506,000Source | 8,534,000Source | 9,921,000Source | 39,079,000Source | 47,117,000Source | 61,619,000Source | — |
| Payments for Repurchase of Common Stock | — | — | — | — | — | — | —Source | —Source | — | — | — | — |
income statement · annual statements
| Line item | Q4 2025 | Q4 2024 | Q3 2025 | Q3 2024 | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | — | — | 57,238,000Source | 18,008,000Source | 75,657,000Source | 53,984,000Source | 67,328,000Source | 15,695,000Source | 176,946,000Source | 65,066,000Source | 54,617,000Source | 153,037,000Source |
| Income Tax Expense (Benefit)USD | — | — | 12,964,000Source | 3,551,000Source | 17,509,000Source | 15,806,000Source | 15,725,000Source | 4,024,000Source | 41,269,000Source | 13,736,000Source | 15,678,000Source | -136,648,000Source |
| Net Income (Loss) Attributable to ParentUSD | — | — | 44,274,000Source | 14,457,000Source | 58,148,000Source | 38,178,000Source | 51,603,000Source | 11,671,000Source | 135,677,000Source | 51,330,000Source | 38,939,000Source | 289,685,000Source |
| Earnings Per Share, BasicUSD per share | — | — | 0.39Source | 0.13Source | 0.5Source | 0.33Source | 0.45Source | 0.1Source | 1.18Source | 0.46Source | — | — |
| Earnings Per Share, DilutedUSD per share | — | — | 0.37Source | 0.13Source | 0.5Source | 0.33Source | 0.44Source | 0.1Source | 1.16Source | 0.45Source | — | — |
| Weighted Average Number of Shares Outstanding, Basicshares | — | — | 114,961,676Source | 112,042,202Source | 115,376,906Source | 114,409,231Source | 115,400,564Source | 113,693,399Source | 114,605,220Source | 111,731,523Source | — | — |
| Weighted Average Number of Shares Outstanding, Dilutedshares | — | — | 118,188,124Source | 113,922,256Source | 117,274,710Source | 115,692,969Source | 117,333,435Source | 116,176,898Source | 117,233,815Source | 113,122,859Source | — | — |
| Additional Financial Items | ||||||||||||
| Amortization of Intangible AssetsUSD | — | — | 900,000Source | 900,000Source | 600,000Source | 700,000Source | 700,000Source | 800,000Source | 3,200,000Source | 3,500,000Source | 4,200,000Source | 4,800,000Source |
| Cost, Depreciation and AmortizationUSD | — | — | 16,879,000Source | 13,341,000Source | 18,152,000Source | 15,460,000Source | 15,819,000Source | 13,909,000Source | 62,889,000Source | — | 47,195,000Source | 43,831,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | — | — | — | — | 3,826,000Source | 2,867,000Source | -1,880,000Source | 20,812,000Source |
| Equipment ExpenseUSD | — | — | 13,465,000Source | 12,789,000Source | 15,846,000Source | 14,495,000Source | 15,293,000Source | 14,644,000Source | 57,014,000Source | 51,194,000Source | 53,485,000Source | 49,198,000Source |
| Goodwill, Impairment LossUSD | — | — | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | 0Source | — |
| Interest ExpenseUSD | — | — | 83,362,000Source | 100,136,000Source | 89,918,000Source | 82,848,000Source | 84,973,000Source | 82,102,000Source | 335,871,000Source | 373,917,000Source | 270,792,000Source | 82,515,000Source |
| Interest Income (Expense), NetUSD | — | — | — | — | — | — | — | — | — | — | 561,838,000Source | 474,825,000Source |
| Interest Revenue (Expense), NetUSD | — | — | 158,439,000Source | 140,241,000Source | 179,017,000Source | 154,249,000Source | 176,234,000Source | 149,957,000Source | 625,672,000Source | 534,041,000Source | — | — |
| Labor and Related ExpenseUSD | — | — | 60,830,000Source | 57,408,000Source | 68,221,000Source | 61,989,000Source | 65,514,000Source | 58,389,000Source | 241,846,000Source | 232,158,000Source | 261,948,000Source | 339,397,000Source |
| Net Income (Loss) Available to Common Stockholders, BasicUSD | — | — | 44,274,000Source | 14,457,000Source | 58,148,000Source | 38,178,000Source | 51,603,000Source | 11,671,000Source | 135,677,000Source | 51,330,000Source | 38,939,000Source | — |
| Operating Lease, Lease IncomeUSD | — | — | 3,263,000Source | — | 1,415,000Source | 1,854,000Source | 1,992,000Source | 0Source | 7,459,000Source | — | — | — |
| Other ExpensesUSD | — | — | — | — | — | — | — | — | — | — | — | 43,515,000Source |
| Other IncomeUSD | — | — | — | — | — | — | — | — | — | — | — | 15,823,000Source |
| Other Interest and Dividend IncomeUSD | — | — | 6,390,000Source | 12,442,000Source | 7,424,000Source | 7,113,000Source | 6,899,000Source | 9,606,000Source | 31,933,000Source | 56,307,000Source | 65,917,000Source | 18,579,000Source |
| Share-based Payment Arrangement, Expensed and Capitalized, AmountUSD | — | — | 9,577,000Source | 11,248,000Source | 7,966,000Source | 10,506,000Source | 8,534,000Source | 9,921,000Source | 39,079,000Source | 47,117,000Source | 61,619,000Source | — |
| Lease Income | — | — | — | — | — | —Source | — | — | — | — | — | — |