Ethos Technologies Inc.

Item 8.01. Other Events. Ethos Technologies Inc. (the “Company”) is providing the below beneficial ownership table to provide updated information regarding the beneficial ownership of shares of the Company’s Class A common stock, $0.0001 par value (the “Class A common stock”) and Class B common stock, $0.0001 par value (the “Class B common stock”) as of September 30, 2026 (the “Updated Beneficial Ownership Table”) in connection with the December 2026 reconstitution of the Russell indices. Ownership information presented in this Current Report on Form 8-K is calculated pursuant to Rule 403 of Regulation S-K, but eligibility in the Russell indices may be calculated differently and as such, the Company can provide no assurances that the Company’s shares will be included in any indices. Updated Beneficial Ownership Table The following table sets forth information known to the Company regarding the beneficial ownership of shares of the Company’s Class A and Class B common stock as of September 30, 2026, by: (i) each of the Company’s named executive officers; (ii) each of the Company’s directors; (iii) all of the Company’s executive officers and directors as a group; and (iv) each person, or group of affiliated persons, known by the Company to beneficially own more than 5% of any class of the Company’s voting securities. Information with respect to beneficial ownership is based on information furnished to the Company by each director, executive officer or stockholder who holds more than 5% of any class of the Company’s voting securities, and Schedules 13G and 13D filed with the Securities and Exchange Commission (the “SEC”), as the case may be. Beneficial ownership is determined according to the rules of the SEC and generally means that a person has beneficial ownership of a security if he or she possesses sole or shared voting or investment power of that security, and includes options and warrants that are exercisable or restricted stock units (“RSU”) that vest within 60 days of September 30, 2026. Options to purchase shares of the Company’s Class A common stock that are exercisable and RSUs that vest within 60 days of September 30, 2026, are deemed to be beneficially owned by the persons holding these options and RSUs for the purpose of computing percentage ownership of that person, but are not treated as outstanding for the purpose of computing any other person’s ownership percentage. Except as indicated in the footnotes below, each of the beneficial owners named in the table below has, to the Company’s knowledge, sole voting and investment power with respect to all shares of common stock listed as beneficially owned by him or her, except for shares owned jointly with that person’s spouse. The Company has based its calculation of beneficial ownership on (1) 41,714,064 shares of Class A common stock and (2) 23,269,929 shares of the Company’s Class B common stock outstanding as of September 30, 2026. Unless otherwise indicated, the address for each of the stockholders in the table below is c/o Ethos Technologies Inc., 90 New Montgomery Street, Suite 1500, San Francisco, CA. Class A Common Stock Class B Common Stock Name of Beneficial Owner Number of Percent of Number of Percent of Percent Shares Shares Shares Shares of Total Beneficially Beneficially Beneficially Beneficially Voting Owned Owned Owned Owned Power † 5% or greater stockholders: Peter Colis(1) 86,191 * 6,428,396 27.6% 25.4% Lingke Wang(2) 57,942 * 6,304,863 27.1% 24.9% Entities affiliated with Sequoia Capital(3) — — 5,928,755 25.5% 23.4% Entities affiliated with Accel(4) — — 4,607,915 19.8% 18.2% Entities affiliated with Softbank(5) 3,128,902 7.5% — — * Named executive officers and directors Peter Colis(1) 86,191 * 6,428,396 27.6% 25.4% Vipul Sharma(6) 298,625 * — — * Kunal Mehta(7) 73,365 * — — * Roelof Botha(8) 441,774 1.1% — — * Priscilla Hung(9) 57,205 * — — * John Kunze(10) 74,714 * — — * Mark Mullin(11) 10,009 * — — * Nate J. Niparko(12) 5,914 * 4,607,915 19.8% 18.2% Khozema Shipchandler(13) 30,261 * — — * Lingke Wang(2) 57,942 * 6,304,863 27.1% 24.9% William J. Wheeler(14) 268,851 * — — * All current executive officers and directors as a group(15) 1,195,733 2.8% 17,341,174 74.5% 68.6% Represents beneficial ownership of less than 1%. Percentage of total voting power represents voting power with respect to all shares of our Class A common stock and Class B common stock, as a single class. The holders of our Class B common stock are entitled to twenty votes per share, and holders of our Class A common stock are entitled to one vote per share. (1) Consists of: (i) 6,084,681 shares of Class B common stock held of record by Mr. Colis; (ii) 128,893 shares of Class B common stock held of record by the Peter G. Colis Family Trust U/A/D 7/4/2021, for which John N. Colis serves as Trustee; (iii) 214,822 shares of Class B common stock held of record by the PGC Beta Trust U/A/D 10/18/2024, for which Cresset Trust Company serves as Trustee; (iv) 28,249 shares of Class A common stock held of record by the Colis Zhan Family Trust; and (v) 57,9... (2) Consists of: (i) 3,811,283 shares of Class B common stock held of record by Mr. Wang; (ii) 64,043 shares of Class B common stock held of record by Brittany Quach, Mr. Wang’s wife; (iii) 145,772 and 145,772 shares of Class B common stock held of record by Dongmei Yang and Xiaofei Wang, the mother and father of Mr. Wang, respectively; and (iv) 57,942 shares of Class A common stock issuable upon the settlement of RSUs vested within 60 days of September 30, 2026, which are exchangeable for an... (3) Consists of (i) 60,771 shares of Class B common stock held of record by Sequoia Capital U.S. Venture Partners Fund XV, L.P.; (ii) 1,066,202 shares of Class B common stock held of record by Sequoia Capital U.S. Growth Fund VIII, L.P., or GFVIII; (iii) 619,142 shares of Class B common stock held of record by Sequoia Capital U.S. Venture XV Principals Fund, L.P.; (iv) 168,999 shares of Class B common stock held of record by Sequoia Capital U.S. Venture Partners Fund XV (Q), L.P.; and (v) 4,0... (4) Consists of (i) 4,373,831 shares of Class B common stock held of record by Accel Growth Fund IV L.P., or AGF4; (ii) 209,205 shares of Class B common stock held of record by Accel Growth Fund Investors 2016 L.L.C., or AGFI16; and (iii) 24,879 shares of Class B common stock held of record by Accel Growth Fund IV Strategic Partners L.P., or AGF4SP. Accel Growth Fund IV Associates L.L.C., or AGF4A, is the general partner of AGF4 and AGF4SP and has sole voting and investment power with respect... (5) As reported in a Schedule 13G filed with the SEC on May 15, 2026, consists of 3,128,902 shares of Class A common stock held of record by SVF II Aggregator (DE) LLC (SVF). SoftBank Group Corp. (SoftBank), which is a publicly traded company listed on the Tokyo Stock Exchange, is the sole shareholder of SB Global Advisers Limited (SBGA). SBGA has been appointed as manager and is responsible for making all decisions related to the acquisition, structuring, financing and disposal of SoftBank V... (6) Consists of (i) 145,789 shares of Class A common stock; (ii) 111,377 shares subject to stock options to purchase Class A common stock that are exercisable within 60 days of September 30, 2026; and (iii) 41,459 shares of Class A common stock issuable upon the settlement of RSUs vested within 60 days of September 30, 2026. (7) Consists of (i) 53,042 shares of Class A common stock; and (ii) 20,323 shares of Class A common stock issuable upon the settlement of RSUs vested within 60 days of September 30, 2026. (8) Consists of (i) 439,877 shares of Class A common stock held indirectly through investment funds in which certain of Mr. Botha’s estate planning vehicles are partners; and (ii) 1,897 shares of Class A common stock issuable upon the settlement of RSUs vested within 60 days of September 30, 2026. (9) Consists of (i) 22,224 shares of Class A common stock; (ii) 32,879 shares subject to stock options to purchase Class A common stock that are exercisable within 60 days of September 30, 2026; and (iii) 2,102 shares of Class A common stock issuable upon the settlement of RSUs vested within 60 days of September 30, 2026. (10) Consists of (i) 23,152 shares of Class A common stock; (ii) 49,318 shares subject to stock options to purchase Class A common stock that are exercisable within 60 days of September 30, 2026; and (iii) 2,244 shares of Class A common stock issuable upon the settlement of RSUs vested within 60 days of September 30, 2026. (11) Consists of (i) 7,294 shares of Class A common stock; and (ii) 2,715 shares of Class A common stock issuable upon the settlement of RSUs vested within 60 days of September 30, 2026. (12) Consists of (i) the shares listed in footnote 4 above held of record by entities affiliated with Accel; (ii) 4,183 shares of Class A common stock held of record by Nathan J. Niparko and Kelly Niparko, Co-Trustees of the Niparko Living Trust dated August 11, 2021; and (iii) 1,731 shares of Class A common Stock issuable upon the settlement of RSUs vested within 60 days of September 30, 2026. (13) Consists of (i) 18,838 shares of Class A common stock; (ii) 9,566 shares subject to stock options to purchase Class A common stock that are exercisable within 60 days of September 30, 2026; and (iii) 1,857 shares of Class A common stock issuable upon the settlement of RSUs vested within 60 days of September 30, 2026. (14) Consists of (i) 265,775 shares of Class A common stock, and (ii) 3,076 shares of Class A common stock issuable upon the settlement of RSUs vested within 60 days of September 30, 2026. (15) Consists of (i) 920,833 shares of Class A common stock; (ii) 17,341,174 shares of Class B common stock; (iii) 91,763 shares subject to stock options to purchase Class A common stock that are exercisable within 60 days of September 30, 2026; and (iv) 183,137 shares of Class A common stock issuable upon the settlement of RSUs vested within 60 days of September 30, 2026.