Security
Ethos Technologies Inc. Class A Common Stock · LIFE
LIFENASDAQCommon stockCurrentCIK 1788451Updated Oct 19, 2026
LIFE price & chart
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NASDAQ:LIFE on TradingView ↗About the company
Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.
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Recent filings
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Financials
FY 2025 · USDSource
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balance sheet · annual statements
| Line item | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 |
|---|---|---|---|---|---|---|
| ASSETS | ||||||
| AssetsUSD | 696,084,000Source | — | 619,364,000Source | — | 515,337,000Source | 395,881,000Source |
| Property, Plant and Equipment, NetUSD | 10,986,000Source | — | 10,288,000Source | — | 8,189,000Source | 7,424,000Source |
| GoodwillUSD | 2,238,000Source | — | 2,238,000Source | — | 2,238,000Source | 2,238,000Source |
| Intangible Assets, Net (Excluding Goodwill)USD | 611,000Source | — | 637,000Source | — | 662,000Source | 221,000Source |
| Current assets: | ||||||
| Cash and Cash Equivalents, at Carrying ValueUSD | 112,158,000Source | — | 107,909,000Source | — | 91,091,000Source | 35,075,000Source |
| Accounts Receivable, after Allowance for Credit Loss, CurrentUSD | 57,211,000Source | — | 53,337,000Source | — | 36,498,000Source | 30,303,000Source |
| Assets, CurrentUSD | 302,001,000Source | — | 259,352,000Source | — | 245,804,000Source | 174,806,000Source |
| Prepaid Expense and Other Assets, CurrentUSD | 45,585,000Source | — | 35,032,000Source | — | 54,553,000Source | 26,070,000Source |
| Operating Lease, Right-of-Use AssetUSD | 1,623,000Source | — | 1,892,000Source | — | 2,183,000Source | 2,536,000Source |
| LIABILITIES AND EQUITY | ||||||
| LiabilitiesUSD | 219,918,000Source | — | 178,041,000Source | — | 135,456,000Source | 99,034,000Source |
| Stockholders’ equity: | ||||||
| Common Stock, Value, IssuedUSD | 6,000Source | — | 6,000Source | — | 2,000Source | 2,000Source |
| Additional Paid in CapitalUSD | 726,960,000Source | — | 711,325,000Source | — | 78,950,000Source | 66,991,000Source |
| Retained Earnings (Accumulated Deficit)USD | -249,374,000Source | — | -268,905,000Source | — | -102,514,000Source | -173,665,000Source |
| Accumulated Other Comprehensive Income (Loss), Net of TaxUSD | -1,426,000Source | — | -1,103,000Source | — | -554,000Source | -478,000Source |
| Stockholders' Equity Attributable to ParentUSD | 476,166,000Source | -65,008,000Source | 441,323,000Source | -84,105,000Source | -24,116,000Source | -107,150,000Source |
| Liabilities and EquityUSD | 696,084,000Source | — | 619,364,000Source | — | 515,337,000Source | 395,881,000Source |
| Current liabilities: | ||||||
| Liabilities, CurrentUSD | 199,045,000Source | — | 154,957,000Source | — | 113,190,000Source | 67,600,000Source |
| Operating Lease, Liability, CurrentUSD | 1,031,000Source | — | 1,129,000Source | — | 1,125,000Source | 753,000Source |
| Accounts Payable, CurrentUSD | 80,353,000Source | — | 65,908,000Source | — | 55,070,000Source | 24,303,000Source |
| Operating Lease, Liability, NoncurrentUSD | 742,000Source | — | 922,000Source | — | 1,228,000Source | 1,864,000Source |
| Deferred Income Tax Liabilities, NetUSD | 11,393,000Source | — | 11,703,000Source | — | 8,529,000Source | 3,907,000Source |
| Other Liabilities, NoncurrentUSD | — | — | — | — | 0Source | 1,500,000Source |
| Additional Financial Items | ||||||
| Accrued Liabilities, CurrentUSD | 62,053,000Source | — | 53,026,000Source | — | 39,224,000Source | 19,217,000Source |
| Deferred Tax Liabilities, NetUSD | — | — | — | — | 8,529,000Source | 3,907,000Source |
| Short-term InvestmentsUSD | 56,161,000Source | — | 36,692,000Source | — | 34,876,000Source | 68,279,000Source |
cash flow · annual statements
| Line item | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 |
|---|---|---|---|---|---|---|
| Cash flows from operating activities: | ||||||
| Net Income (Loss), Including Portion Attributable to Noncontrolling InterestUSD | — | — | -166,391,000Source | 12,247,000Source | 71,151,000Source | 48,832,000Source |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||||||
| Depreciation, Depletion and AmortizationUSD | — | — | 1,347,000Source | 1,337,000Source | 5,359,000Source | 5,438,000Source |
| Share-based Payment Arrangement, Noncash ExpenseUSD | — | — | 192,724,000Source | 9,814,000Source | 10,596,000Source | 3,166,000Source |
| Changes in operating assets and liabilities: | ||||||
| Increase (Decrease) in Accounts ReceivableUSD | — | — | 16,839,000Source | 8,927,000Source | 11,195,000Source | 13,626,000Source |
| Increase (Decrease) in Accounts PayableUSD | — | — | 9,952,000Source | 10,178,000Source | 30,631,000Source | 12,691,000Source |
| Deferred Income Tax Expense (Benefit)USD | — | — | 3,174,000Source | 644,000Source | 4,622,000Source | 3,907,000Source |
| Net Cash Provided by (Used in) Operating ActivitiesUSD | — | — | 31,209,000Source | 10,810,000Source | 36,225,000Source | -10,908,000Source |
| Cash flows from investing activities: | ||||||
| Net Cash Provided by (Used in) Investing ActivitiesUSD | — | — | -52,098,000Source | 1,975,000Source | 31,867,000Source | -896,000Source |
| Payments to Acquire Property, Plant, and EquipmentUSD | — | — | 353,000Source | 278,000Source | 1,491,000Source | 776,000Source |
| Cash flows from financing activities: | ||||||
| Net Cash Provided by (Used in) Financing ActivitiesUSD | — | — | 37,784,000Source | 3,391,000Source | -12,049,000Source | 21,857,000Source |
| Dividends paid | — | — | — | — | —Source | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | 112,158,000Source | 80,284,000Source | 107,909,000Source | 51,247,000Source | 91,091,000Source | 35,075,000Source |
| Supplemental disclosure of cash flow information: | ||||||
| Income Taxes Paid, NetUSD | — | — | — | — | 1,760,000Source | — |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash EquivalentsUSD | — | — | -77,000Source | -4,000Source | -27,000Source | 2,000Source |
| Additional Financial Items | ||||||
| Foreign Currency Transaction Gain (Loss), UnrealizedUSD | — | — | 112,000Source | 119,000Source | 303,000Source | 199,000Source |
| General and Administrative ExpenseUSD | 23,910,000Source | 8,147,000Source | 180,644,000Source | 13,396,000Source | 39,647,000Source | 22,417,000Source |
| GoodwillUSD | 2,238,000Source | — | 2,238,000Source | — | 2,238,000Source | 2,238,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | 0Source | 0Source |
| Income Tax Expense (Benefit)USD | -211,000Source | 1,302,000Source | 3,845,000Source | 864,000Source | 4,593,000Source | 5,104,000Source |
| Investment Income, InterestUSD | — | — | — | — | 5,831,000Source | 5,599,000Source |
| Net Income (Loss) Attributable to ParentUSD | 19,531,000Source | 18,469,000Source | -166,391,000Source | 12,247,000Source | 71,151,000Source | 48,832,000Source |
| Other Nonoperating Income (Expense)USD | 1,201,000Source | 929,000Source | 768,000Source | 572,000Source | 2,822,000Source | 5,189,000Source |
| Payments to Acquire InvestmentsUSD | — | — | 77,187,000Source | 22,210,000Source | 66,709,000Source | 154,675,000Source |
| Net Income (Loss) Available to Common Stockholders, Basic | —Source | —Source | —Source | —Source | — | — |
| Operating Expenses | — | — | —Source | — | — | — |
income statement · annual statements
| Line item | Q2 2026 | Q2 2025 | Q1 2026 | Q1 2025 | FY 2025 | FY 2024 |
|---|---|---|---|---|---|---|
| Total RevenueUSD | 189,562,000Source | 88,849,000Source | 193,099,000Source | 94,888,000Source | 387,608,000Source | 254,926,000Source |
| Cost of Goods and Services Sold | —Source | —Source | —Source | —Source | —Source | —Source |
| Gross Profit (Calculated) · Derived | — | — | — | — | — | — |
| Operating Income (Loss)USD | 18,119,000Source | 18,842,000Source | -163,314,000Source | 12,539,000Source | 72,922,000Source | 48,747,000Source |
| Other Nonoperating Income (Expense)USD | 1,201,000Source | 929,000Source | 768,000Source | 572,000Source | 2,822,000Source | 5,189,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling InterestUSD | 19,320,000Source | 19,771,000Source | -162,546,000Source | 13,111,000Source | 75,744,000Source | 53,936,000Source |
| Income Tax Expense (Benefit)USD | -211,000Source | 1,302,000Source | 3,845,000Source | 864,000Source | 4,593,000Source | 5,104,000Source |
| Net Income (Loss) Attributable to ParentUSD | 19,531,000Source | 18,469,000Source | -166,391,000Source | 12,247,000Source | 71,151,000Source | 48,832,000Source |
| Earnings Per Share, BasicUSD per share | 0.31Source | 1.12Source | -3.57Source | 0.75Source | 4.31Source | 3.05Source |
| Earnings Per Share, DilutedUSD per share | 0.3Source | 0.31Source | -3.57Source | 0.21Source | 1.22Source | 0.85Source |
| Weighted Average Number of Shares Outstanding, Basicshares | 63,480,000Source | 16,544,000Source | 48,130,000Source | 16,260,000Source | 16,490,000Source | 16,007,000Source |
| Weighted Average Number of Shares Outstanding, Dilutedshares | 65,645,000Source | 58,794,000Source | 48,130,000Source | 58,762,000Source | 58,416,000Source | 57,600,000Source |
| Additional Financial Items | ||||||
| Costs and ExpensesUSD | 171,443,000Source | 70,007,000Source | 356,413,000Source | 82,349,000Source | 314,686,000Source | 206,179,000Source |
| Current Income Tax Expense (Benefit)USD | — | — | — | — | -29,000Source | 1,197,000Source |
| Depreciation, Depletion and Amortization, NonproductionUSD | 1,550,000Source | 1,406,000Source | 1,369,000Source | 1,337,000Source | 5,359,000Source | 5,438,000Source |
| General and Administrative ExpenseUSD | 23,910,000Source | 8,147,000Source | 180,644,000Source | 13,396,000Source | 39,647,000Source | 22,417,000Source |
| Goodwill, Impairment LossUSD | — | — | — | — | 0Source | 0Source |
| Income (Loss) Attributable to Parent, before TaxUSD | — | — | — | — | — | 53,936,000Source |
| Income (Loss) from Continuing Operations before Income Taxes, DomesticUSD | — | — | — | — | 74,712,000Source | 52,414,000Source |
| Investment Income, InterestUSD | — | — | — | — | 5,831,000Source | 5,599,000Source |
| Other IncomeUSD | 52,000Source | 26,000Source | 53,000Source | 32,000Source | 161,000Source | 185,000Source |
| Selling and Marketing ExpenseUSD | 128,086,000Source | 51,748,000Source | 144,107,000Source | 56,383,000Source | 229,318,000Source | 148,664,000Source |
| Net Income (Loss) Available to Common Stockholders, Basic | —Source | —Source | —Source | —Source | — | — |
| Operating Expenses | — | — | —Source | — | — | — |
Offerings
Registration 333-290534
- Gross proceeds
- 199999985.0
- Net proceeds
- 96419335.0
- Deal price
- 19.0
- Shares
- 10526315
- Offering price
- $19.00
- Ticker
- LIFE
Underwriters: Goldman Sachs & Co. LLC, J.P. Morgan Securities LLC, BofA Securities, Inc., Barclays Capital Inc., Citigroup Global Markets Inc., Deutsche Bank Securities Inc., Citizens JMP Securities, LLC, William Blair & Company, L.L.C.
Filing attachments
life-ex99_1.htm · 8-K · 2026-08-03
EX-99.1 2 life-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Ethos Reports Second Quarter Fiscal Year 2026 Financial Results • Q2 Revenue grew 113% year-over-year to $190 million • Q2 Direct Channel Revenue grew 131% year-over-year to $116 million • Q2 Third-Party Revenue grew 90% year-over-year to $73 million • Board of Directors authorized a share repurchase program of up to $100 million of Ethos' Class A common stock Austin, TX - August 3, 2026 - Ethos (Nasdaq: LIFE), a leading life insu…
Read attachment ↗life-ex99_1.htm · 8-K · 2026-05-06
EX-99.1 2 life-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Ethos Reports First Quarter Fiscal Year 2026 Financial Results • Q1 Revenue grew 104% year-over-year to $193 million • Q1 Direct Channel Revenue grew 136% year-over-year to $146 million • Q1 Third-Party Revenue grew 42% year-over-year to $47 million Austin, TX - May 6, 2026 - Ethos (Nasdaq: LIFE), a leading life insurance technology company on a mission to democratize access to life insurance, today announced its financial results …
Read attachment ↗d901135dex107.htm · S-1/A · 2026-01-20
Exhibit 10.7 October 2, 2025 Peter Colis [Intentionally deleted] Re: Confirmatory Offer Letter Dear Peter Colis, You are currently employed by Ethos Technologies, Inc. (the “ Company” or “Ethos”) as Chief Executive Officer. This letter confirms the existing terms and conditions of your employment in that role. Position. You are serving in a full-time capacity, reporting to the Board of Directors. While you will generally be working remotely from your home in California, the Company re…
Read attachment ↗d901135dex41.htm · S-1/A · 2026-01-20
Exhibit 4.1 . ZQ|CERT#|COY|CLS|RGSTRY|ACCT#|TRANSTYPE|RUN#|TRANS# CLASS A COMMON STOCK CLASS A COMMON STOCK PO PAR VALUE $0.0001 MR m ADDADDADDADD 4321 A Box -I ETHOS DESIGNATIONSAMPLE 43004, Certificate Shares (IF :::c: Number ** 000000 ****************** ANY) ZQ00000000 *** 000000 ***************** G **** 000000 **************** Providence ***** 000000 *************** RI u, Ethos Technologies Inc. ****** 000000 ************** INCORPORATED UNDER THE LAWS OF THE STATE OF CALIFORNIA 02940 **** *…
Read attachment ↗